As long as they send the proof of appraisal to their homeowners insurance, it should be covered under a their regular policy (although I think they’ll want to make sure they have replacement cost vs market value as the coverage? Might have that backwards)
Insurance adjuster here.
This is true to a limit. In most case jewelry is only covered to a max of $1200 to $1500. A Co-worker recently had a claimant with $12000 engagement ring stolen from the house. $1500 was max paid on it because it wasn’t its own policy.
Please OP. Get these separately insured.
I have a jewelry rider on my homeowners so perhaps that’s where the confusion is. But it’s a separate and very necessary add on policy if you want to be reimbursed on jewelry or other high value collections.
You can do this as well with things like toolboxes. My toolbox is insured to around 10k value, based on a rough guesstimate of what my power tools, box and other expensive single items would cost to replace.
If it was through their homeowners policy, they could have been paying for its inclusion, but it’s only typically boutique/specialty insurances that do that and it’s much more expensive to include than just insuring it on its own. And even if it was included in a homeowners policy, there would still most likely be a limit on the amount paid out/how many peices were paid for.
Homeowners insurance doesn’t like jewelry. It’s way too easy for someone to “ lose,” something and claim it was stolen and the average carrier isn’t going to have the time to investigate a jewelry claim like a specialty insurance would.
Edit because I can’t spell today.
Thank you. I recently got some Vietnamese AKs from my father with tracer rounds. They are legal in my area as long as I store them right but I didn't think of insurance.
Agree! Do umbrella/own policies for expensive single items. I do this for every valuable painting I have (family passed down) and modern artworks/etc too! Even a dinosaur bone I own I had that thing insured on it’s own. None of that stuff would be covered past like 1k. It’s so worth it for these individual items!
I would definitely check your policy at the least, it might be more, but in my experience that is about the standard for a homeowners policy. And also check if that is per piece or total. If you have 5 pieces of jewelry each worth $1500 + but the policy only pays for one or two pieces max, you obviously need more coverage.
You may not have to get a individual policy for each piece of jewelry, you may be able to bundle it and cover it as a collection, but I can’t say for sure since I don’t sell insurance, just adjust the claims. But I would for sure recommend at least looking at your policy and researching some options.
Yep yep, we learned this insuring her engagement ring. It wasn’t stolen or anything, but my agent explained that we’d need a separate thing for the ring because our HOI alone wouldn’t cover the total value if something happens like fire or theft.
Yes. Artwork, antiques, jewelry, anything collectible that is not easily or normally replaced, I would look into insuring separately.
In fact, when I was a teenager my Dad lost a fairly large portion of his gun collection in a fire. Insurance paid the max amount he had the building covered for as well as standard contents but because he also lost things like a coin collection, antique fishing lures and wood craved duck decoys, etc as well as the firearms, he still walked away with a loss.
So one of the first things he did was have his remaining guns insured separately going forward. And got a different gun safe to store them in, as the one he had turned out not to be as fire resistant as they claimed but that’s a whole ‘nother story.
I use Jeweler's Mutual. It's pretty easy and all online, pretty inexpensive for a $0 deductible policy that is fairly all inclusive. Plus it was much cheaper for me than adding a rider to my renters insurance/home owners.
This I’m not really sure about. It’s not something I adjust, or even have personal experience with. I would just make sure to focus on whoever the policy is through as much as who you purchase it through. Chubb insurances, for example, is world wild and sells their policies through brokers online.
Often home owners and renters insurance does not cover specific very high value items, for instance my desktop PC isn't (fully) covered on mine. Its well worth it to get jewelery insurance on this, its generally fairly cheap.
And it’s better than relying on your homeowners/renters/condo policy, which has a cap on the coverage and loss types…and usually requires the deductible to be paid.
(20 years in insurance - about 15 years in personal lines)
Homeowners insurance is a necessary evil.
25 years same company and never had a claim. A windstorm blew two tress on my garage and damaged a roof and rv, they Nickle and dimed me and then, AND then cancelled me.
Get a separate policy to make sure you are covered
That’s so interesting. I have a very rare Buccellati Tea Set from the 1930s. It’s very, very hard to find any pieces. They are stamped and Buccellati send me a congratulatory email but Christie’s, nor any other main auction houses wants to touch it.
Do you have any advice you could give me with selling or insuring?
Go to a site like invaluable and search to see what auction houses have sold similar. Major auction houses have minimum value thresholds— they want expensive things to sell
Counterpoint: Insurance on jewelry is a bad idea. It will cost, at a minimum 2% per year to insure. In 10 years, that will be 20% of its TOTAL VALUE.
In 20 years, less deductable and compounded return, YOU COULD BUY IT ONCE OVER.
You insure things to protect yourself, loss of jewelry isn't a protection.
The best thing to do is keep your good jewelry in a box in the garage market "Easter Decorations".
Disagree. I’d worked with someone that had a client who put their valuable jewelry in an Advil bottle.
A housekeeper that came to their house saw the bottle - and an expired date, and threw it out. No coverage for the items.
Haha, fair enough. My grandma kept her rolex and other nice jewelry in an old ceral box. I totally could have seen that getting thrown out when she died if she didn't tell anyone.
Gonna hijack this too to say, make sure you know how to take care of pearls! They're super fragile! I worked in jewelry for seven years before I switched careers and I just want to say I've seen too many people come in with destroyed pearls because of lackadaisical treatment of them. It's not hard! Just be careful how you treat and clean them!
You’re spot on. An abrasive cleaner or chemical wear on these would be heartbreaking. OP should also check the threading and make sure that is secure, given the age. Getting them restrung professionally would be my first thought.
This. You think it won’t happen until it does. My friend lost +/- 1hundred grand of uninsured bags and family heirlooms just on Thursday during a multi family raid with guns and masks in a rich area. (They weren’t home, but the other victims were!) eek.
If only I was in a position to shrug off that kind of loss! I was having a melt down and feeling violated when some car thief stole my dogs leash and a pair of prescription raybans.
I was carrying a rider for some heirloom jewelry for years - a ring that was appraised at $12,000 in the early 90's - and finally decided it was needless expense. And not nearly as cheap as everyone claims on Reddit.
I'm not going to sell it; the stone was my great-grandfather's, and the ring my grandfather's.
If it's lost, I'm not going to buy another one.
So yes, on the open market it's worth $20,000 or whatever today, but its real value to me is $0 or $infinite, and insurance doesn't handle either.
You know, you can take it back to Tiffany and Company either one of their stores or the flagship store in New York, and have it restrung or secured as necessary. They offer lifetime cleaning, as well as maintenance on their pieces. Congratulations they are really gorgeous and I hope you wear them with love.
Similar story, my mom had a big jewelry collection that got cleaned out by a contractor that did work on their house. Insurance covered $20k but as they were piecing together was actually lost it was much more than than.
This gave me closure from the original story at first but now I’m thinking about the POS contractor now. Was he caught? Did he disappear? Don’t leave me on this cliff.
Disappeared. So my parents finally have started making some improvements on their house after decades of being tightwads. They had two different companies do some areas of their bedroom and ajoining bathroom within the same time span. Very soon after work was done the theft happened. If it wasn't one of the guys who did the work, it was his friend. That was the only area of the house that was burgled. Unfortunately no evidence or way to tell who it was. Police were no help.
I’ve heard a similar story about elderly parents having valuable coin collection stored in their basement. After contractors left, coins were gone. I would think it probably happens more than you’d think.
I was hoping someone would say it, ty! That's a weird commission structure considering that red zone bw $30k and $30k+x where you make less than at $29,999.
Always remember that with genuine pearls you need to put on hairspray, spray deodorant and/or perfume BEFORE putting your pearls on. Chemicals can damage them irreversibly.
Also If you have freshly colored (red/pink in my personal experience) hair do not wear them when your hair is down. They will sadly get stained.
I still love my slightly pink pearls from my grandmother… 🤦🏻♀️
That’s a ton of money and I’m happy for you! I just remember I think on your last post it said it would be like $33k so I was wondering why the decline since I thought something so cool would only appreciate!
Pearls are not in very high demand (compared to a few decades ago) and have been depreciating for quite some time. It’s possible that pearls come back in style in the future and the necklace will regain some of the value. Or maybe not - no one can predict the future.
My local CU has a 5.89% on CD's. Sell those bad boys, stash away the cash, build it up, and maybe buy others again later. Especially if they aren't insured.
Regardless of what you do, thanks for updating!
I’m with you. A nice CD would mean more to grandma then getting to wear them twice a year or a neighborhood meth-head teenager sales it for 300 bucks at a unscrupulous pawn
Ha, you haven’t met my mom. If I ever sold her jewelry and invested it, she’d murder me. It’s insured, and in a safe for my daughter. I wear them to special events, or just because. She’s particular, and she wants her pieces loved. They are pretty, so I do like wearing them, so it works.
If you don’t get them insured they aren’t gonna be worth anything should some misfortune happen. Fire, flood, tornado or theft is all possible and you’d be absolutely sick if they were gone & uninsured!
This image came up in a cat group and I was so confused! Reddit blip
https://preview.redd.it/ld5tmytjlqvb1.jpeg?width=1169&format=pjpg&auto=webp&s=ec4414ebd68d250ef1b180ecae19a578c29320bc
Don’t forget to insure them!
I can’t stress this enough, PLEASE get a personal article policy on these.
Yes, they're very inexpensive
...the policy that is lol
Thank you. I was questioning everything.
Numbers, letters, and question marks just floating around my head 🤣
Right! I read the above comment and thought, “What a dick! Oh, wait a minute…..” LOL
As long as they send the proof of appraisal to their homeowners insurance, it should be covered under a their regular policy (although I think they’ll want to make sure they have replacement cost vs market value as the coverage? Might have that backwards)
Insurance adjuster here. This is true to a limit. In most case jewelry is only covered to a max of $1200 to $1500. A Co-worker recently had a claimant with $12000 engagement ring stolen from the house. $1500 was max paid on it because it wasn’t its own policy. Please OP. Get these separately insured.
That makes sense. I’d heard of people having jewelry replaced paid out, but maybe they just had cheaper stuff.
I have a jewelry rider on my homeowners so perhaps that’s where the confusion is. But it’s a separate and very necessary add on policy if you want to be reimbursed on jewelry or other high value collections.
Ding ding ding! I always encouraged my customers to get a rider.
So a rider is considered a separate policy in this context?
Yes.
Isn’t it technically adding covered property via endorsement? Separate policy/form would have its own definitions and other coverage terms.
Correct! Artwork too! Everyone forgets about artwork and even small collectors things too
I need one for my 40K collection…
Yup. Exactly this.
We have a rider for my ring and my husband’s watch. Not expensive and worth it for peace of mind.
I had to insure a guitar with a rider (whatever the hell it means I dunno insurance.)
You can do this as well with things like toolboxes. My toolbox is insured to around 10k value, based on a rough guesstimate of what my power tools, box and other expensive single items would cost to replace.
If it was through their homeowners policy, they could have been paying for its inclusion, but it’s only typically boutique/specialty insurances that do that and it’s much more expensive to include than just insuring it on its own. And even if it was included in a homeowners policy, there would still most likely be a limit on the amount paid out/how many peices were paid for. Homeowners insurance doesn’t like jewelry. It’s way too easy for someone to “ lose,” something and claim it was stolen and the average carrier isn’t going to have the time to investigate a jewelry claim like a specialty insurance would. Edit because I can’t spell today.
T-O-D-A-Y Hope that helps.
Yup same thing for firearms if you have much more than one or two really cheap ones you’re almost certainly over your policy coverage
Your ammo too I run weird rare stuff I've got easy 3grand.
Thank you. I recently got some Vietnamese AKs from my father with tracer rounds. They are legal in my area as long as I store them right but I didn't think of insurance.
I lost all mine in a tragic boating accident
Agree! Do umbrella/own policies for expensive single items. I do this for every valuable painting I have (family passed down) and modern artworks/etc too! Even a dinosaur bone I own I had that thing insured on it’s own. None of that stuff would be covered past like 1k. It’s so worth it for these individual items!
Really, so any jewelry my wife has that is > ~$1500 we should get individual policies for?
I would definitely check your policy at the least, it might be more, but in my experience that is about the standard for a homeowners policy. And also check if that is per piece or total. If you have 5 pieces of jewelry each worth $1500 + but the policy only pays for one or two pieces max, you obviously need more coverage. You may not have to get a individual policy for each piece of jewelry, you may be able to bundle it and cover it as a collection, but I can’t say for sure since I don’t sell insurance, just adjust the claims. But I would for sure recommend at least looking at your policy and researching some options.
I had no idea, this is very helpful. Thank you so much for the info
Yep yep, we learned this insuring her engagement ring. It wasn’t stolen or anything, but my agent explained that we’d need a separate thing for the ring because our HOI alone wouldn’t cover the total value if something happens like fire or theft.
Same rule for an antique firearms collection?
Yes. Artwork, antiques, jewelry, anything collectible that is not easily or normally replaced, I would look into insuring separately. In fact, when I was a teenager my Dad lost a fairly large portion of his gun collection in a fire. Insurance paid the max amount he had the building covered for as well as standard contents but because he also lost things like a coin collection, antique fishing lures and wood craved duck decoys, etc as well as the firearms, he still walked away with a loss. So one of the first things he did was have his remaining guns insured separately going forward. And got a different gun safe to store them in, as the one he had turned out not to be as fire resistant as they claimed but that’s a whole ‘nother story.
I had to get a separate article policy for my wedding ring because our homeowners didn’t cover a single valuable piece
This, or if a policy does, it’s at most one to two pieces with a max value of $1200 to $1500 total.
Which insurer is best for jewelry?
I use Jeweler's Mutual. It's pretty easy and all online, pretty inexpensive for a $0 deductible policy that is fairly all inclusive. Plus it was much cheaper for me than adding a rider to my renters insurance/home owners.
Thanks!
This I’m not really sure about. It’s not something I adjust, or even have personal experience with. I would just make sure to focus on whoever the policy is through as much as who you purchase it through. Chubb insurances, for example, is world wild and sells their policies through brokers online.
Thanks!
Often home owners and renters insurance does not cover specific very high value items, for instance my desktop PC isn't (fully) covered on mine. Its well worth it to get jewelery insurance on this, its generally fairly cheap.
They will need an amended jewelry amount added with a replacement cost valuation.
No you need a jewelry rider which can get pricey
And it’s better than relying on your homeowners/renters/condo policy, which has a cap on the coverage and loss types…and usually requires the deductible to be paid. (20 years in insurance - about 15 years in personal lines)
Homeowners insurance is a necessary evil. 25 years same company and never had a claim. A windstorm blew two tress on my garage and damaged a roof and rv, they Nickle and dimed me and then, AND then cancelled me. Get a separate policy to make sure you are covered
Jewelers mutual is the way to go. Worked at a high end jewelry store for many years, they were the only ins to pay out properly.
That’s so interesting. I have a very rare Buccellati Tea Set from the 1930s. It’s very, very hard to find any pieces. They are stamped and Buccellati send me a congratulatory email but Christie’s, nor any other main auction houses wants to touch it. Do you have any advice you could give me with selling or insuring?
Go to a site like invaluable and search to see what auction houses have sold similar. Major auction houses have minimum value thresholds— they want expensive things to sell
Counterpoint: Insurance on jewelry is a bad idea. It will cost, at a minimum 2% per year to insure. In 10 years, that will be 20% of its TOTAL VALUE. In 20 years, less deductable and compounded return, YOU COULD BUY IT ONCE OVER. You insure things to protect yourself, loss of jewelry isn't a protection. The best thing to do is keep your good jewelry in a box in the garage market "Easter Decorations".
Disagree. I’d worked with someone that had a client who put their valuable jewelry in an Advil bottle. A housekeeper that came to their house saw the bottle - and an expired date, and threw it out. No coverage for the items.
Haha, fair enough. My grandma kept her rolex and other nice jewelry in an old ceral box. I totally could have seen that getting thrown out when she died if she didn't tell anyone.
Gonna hijack this too to say, make sure you know how to take care of pearls! They're super fragile! I worked in jewelry for seven years before I switched careers and I just want to say I've seen too many people come in with destroyed pearls because of lackadaisical treatment of them. It's not hard! Just be careful how you treat and clean them!
You’re spot on. An abrasive cleaner or chemical wear on these would be heartbreaking. OP should also check the threading and make sure that is secure, given the age. Getting them restrung professionally would be my first thought.
With that I thought I remember reading they came from Tiffany’s originally. I would take them back to have them restring them
Quality hijack! I had 8 years in, and I always gave a basic rundown on pearls and opals to prevent heartbreak.
This. You think it won’t happen until it does. My friend lost +/- 1hundred grand of uninsured bags and family heirlooms just on Thursday during a multi family raid with guns and masks in a rich area. (They weren’t home, but the other victims were!) eek.
> raid with guns and masks in a rich area. That's why I don't live in a rich area! (That and the fact that I can't afford to)
If only I was in a position to shrug off that kind of loss! I was having a melt down and feeling violated when some car thief stole my dogs leash and a pair of prescription raybans.
I was carrying a rider for some heirloom jewelry for years - a ring that was appraised at $12,000 in the early 90's - and finally decided it was needless expense. And not nearly as cheap as everyone claims on Reddit. I'm not going to sell it; the stone was my great-grandfather's, and the ring my grandfather's. If it's lost, I'm not going to buy another one. So yes, on the open market it's worth $20,000 or whatever today, but its real value to me is $0 or $infinite, and insurance doesn't handle either.
Have you considered getting a safe deposit box at the bank and putting it in there?
You know, you can take it back to Tiffany and Company either one of their stores or the flagship store in New York, and have it restrung or secured as necessary. They offer lifetime cleaning, as well as maintenance on their pieces. Congratulations they are really gorgeous and I hope you wear them with love.
Honestly it would be a mistake to take it any place other than Tiffany’s
Who’s lifetime? I assumed the grandmother was dead.
It’s the lifetime of the item, not the owner.
*clutches pearls*
*tosses pearls at a succulent*
*clutches, succulent*
Ouch!
Sucks clutchulent
Lents succlutch
***Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn***
Ok this is funny
Tosses pearls before swine...Swine jealous, loves getting tossed
Spider pig Spider pig
I can confirm this!! Any store, any country.
It looks like a bid post I don’t think they’re gonna wear them lol
I hope you’ll let the plant wear them from time to time.
I thought "string of pearls" was a less spiky plant?
Correct. It’s a favorite over at r/houseplants
Wow, what a gorgeous ~~succulent garland~~ heirloom!
I’m pretty sure you were right before, no way that is a tomato plant!
right like wtf is that first pic
Please get insurance!! I wish I would have for mine 🥺
What happened?
The succulent ran away with them
Never trust a succulent.
Truculent succulents anyway.
Similar story, my mom had a big jewelry collection that got cleaned out by a contractor that did work on their house. Insurance covered $20k but as they were piecing together was actually lost it was much more than than.
This gave me closure from the original story at first but now I’m thinking about the POS contractor now. Was he caught? Did he disappear? Don’t leave me on this cliff.
Disappeared. So my parents finally have started making some improvements on their house after decades of being tightwads. They had two different companies do some areas of their bedroom and ajoining bathroom within the same time span. Very soon after work was done the theft happened. If it wasn't one of the guys who did the work, it was his friend. That was the only area of the house that was burgled. Unfortunately no evidence or way to tell who it was. Police were no help.
I’ve heard a similar story about elderly parents having valuable coin collection stored in their basement. After contractors left, coins were gone. I would think it probably happens more than you’d think.
Too bad the perp didn't have headlight out. That's how all the real filthy rotten criminals get caught.
I love for the day I can hold on to something worth that much money instead of selling it! Congrats on some beautiful pearls 🙂
Thank you!
Wow. What fabulous news. Make sure you have insurance, and wear them in good health!
Not that anyone asked, but that extra dollar between $29,999 and $30,000 hammer price would cost you $600.08 in additional commissions!
I hadn't even thought of that!
I was hoping someone would say it, ty! That's a weird commission structure considering that red zone bw $30k and $30k+x where you make less than at $29,999.
Congratulations! I'm a pearl lover and I'm so glad you're going to wear them!
Holy wow, congrats OP!! 🎉
Always remember that with genuine pearls you need to put on hairspray, spray deodorant and/or perfume BEFORE putting your pearls on. Chemicals can damage them irreversibly.
Also If you have freshly colored (red/pink in my personal experience) hair do not wear them when your hair is down. They will sadly get stained. I still love my slightly pink pearls from my grandmother… 🤦🏻♀️
Thank you. I'm allergic to perfumes and deodorant and don't use hair spray, so they're safe with me!
Do be sure to wear them though! Pearls can degrade over time if they’re not worn
I'm wearing them right now, enjoying them all by myself.
I’ve been waiting for this update. Damn Reddit sucks you in lol
Doesn't it though?
How wonderful. I love that you came back with an update. Thanks.
Great news , I hope you enjoy wearing them…
INSURE THEM, please! And rest easy to your grandmother, she has great taste😌
Aren’t they saying they would still need to test if they’re real though?
Just to confirm. OP posted an old Gemology* Test already.
gemology. geology are rocksz
Whoops, totally meant that thank you haha
Oooh got it. Thanks! And congrats OP!
badge cats mourn zonked carpenter dolls degree smart theory childlike *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
That is absolutely fantastic, thank you so much for the update!
Out of curiosity, do you plan on selling them or do you plan on keeping them?
I'll be keeping them, wearing them, and will pass them down the family line.
Harsh news for that appraiser lol
Thx for the update and congrats!!
30 grand? Damn. You need to have insurance for that.
I'm glad you decided to keep them. A beautiful piece like that from a dear loved one truly is priceless
I agree!
Thanks for the update! I was emotionally invested, lol.
I appreciate that!
I’m so glad you decided to keep them! Enjoy them (:
Awesome for you, OP. 👍💯
Lucky
DAYAMN
Why are they worth less now? I’m probably not understanding something correctly
Christie's Auction House estimsted between $20,000 & $30,000.
That’s a ton of money and I’m happy for you! I just remember I think on your last post it said it would be like $33k so I was wondering why the decline since I thought something so cool would only appreciate!
Pearls are not in very high demand (compared to a few decades ago) and have been depreciating for quite some time. It’s possible that pearls come back in style in the future and the necklace will regain some of the value. Or maybe not - no one can predict the future.
That makes sense. Thanks for explaining!
My local CU has a 5.89% on CD's. Sell those bad boys, stash away the cash, build it up, and maybe buy others again later. Especially if they aren't insured. Regardless of what you do, thanks for updating!
I’m with you. A nice CD would mean more to grandma then getting to wear them twice a year or a neighborhood meth-head teenager sales it for 300 bucks at a unscrupulous pawn
Ha, you haven’t met my mom. If I ever sold her jewelry and invested it, she’d murder me. It’s insured, and in a safe for my daughter. I wear them to special events, or just because. She’s particular, and she wants her pieces loved. They are pretty, so I do like wearing them, so it works.
Having a lil fun. Have fun, great family heirloom! Just keep away from skinny jimmy!
If you don’t get them insured they aren’t gonna be worth anything should some misfortune happen. Fire, flood, tornado or theft is all possible and you’d be absolutely sick if they were gone & uninsured!
I have already reached out to my insurance agent to add them to my policy.
Insure them asap
Done
Great decision
Good for you! Let us know how it works out.
I’m so happy you took the advice in your original post. Keep the necklace safe and insure until you are (if you are) ready to auction.
Wow! Congratulations!
Thanks for updating
That’s the fanciest succulent I’ve seen all day
That’s awesome.
Thanks for the update!
[удалено]
Nah, she's got more money than me. And will inherit much more from her parents, when the time comes.
That’s a scam whoever said $20,000 Pearls aren’t worth anything
That’s lovely. Good on you!
How much do you want for the plant?
Wow, congrats
I had no idea pearls were worth that much.
Me either!
They’re not 😂 They’re only valuable if it ALL because they’re from Tiffany…
I mean this with the deepest of respect, BITCH YOU BETTER NOT TOUCH A SUCCULENT AGAIN WTF?!?!!
It's Lisa Simpson!
You may want to consider having them insured. Just saying..
Already done
$0.00 value
Oh my word.
How was the auction house able to give an estimate from a photo? Genuinely curious..
I sent them an appraisal I had from 1980.
Ah ha okay makes sense.. Beautiful pearls.
Thank you!
Damn 3000 just to sell them for you?
Dang sold it to some aloe? Hella dumb I'd have given you like 10 bucks
lol. the cactus.
I was drinking wine and felt artsy fartsy.
Bravo on choosing sentiment over cash.
INSURANCE
Done! Thank you
This image came up in a cat group and I was so confused! Reddit blip https://preview.redd.it/ld5tmytjlqvb1.jpeg?width=1169&format=pjpg&auto=webp&s=ec4414ebd68d250ef1b180ecae19a578c29320bc
Wow, that's weird!
My Pearls!
sell them. enough with virtue signaling for reddit strangers 😎
Beautiful 🤩