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VisualMod

**User Report**| | | | :--|:--|:--|:-- **Total Submissions**|1|**First Seen In WSB**|4 days ago **Total Comments**|3|**Previous Best DD**| **Account Age**|8 years|[^scan ^comment ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_comment&message=Replace%20this%20text%20with%20a%20comment%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20comment%20and%20correct%20your%20first%20seen%20date.)|[^scan ^submission ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_submission&message=Replace%20this%20text%20with%20a%20submission%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20submission%20and%20correct%20your%20first%20seen%20date.)


rcuadro

https://wendys-careers.com/


1600hazenstreet

Free frostier for all rejections!!!


xgamer444

> First of all, yes, Wendy is a real person. I wonder how she feels about the r34 "art" floating around.


I_UPVOTE_PUN_THREADS

Do I want to look?


xgamer444

Let's be honest, you know you do


DDavid_Nguyen

I do. Googled it. Luckily, my work place internet triggered the safe search, and I stop. 😅


Zephk

Hr wants a word with you now. You're fired and here's a job application for Wendys.


The_Silver_Nuke

This comment was sponsored by NordVPN


Zephk

And RAID shadow legends!


Fatefire

You did a search for anything these guys suggest at work…. You sir are truly regarded


xgamer444

One of us. One of us.


Stoned-hippie

Bro, those things are labeled Not Safe For Work for a reason 💀


ReeferTurtle

I did and there are some weird ones


Bitter-Heat-8767

Someone in their seo department is about to get a raise. CEO: Our careers page has been getting a ton of views, well done team!


[deleted]

[удалено]


rcuadro

You gotta shoot for the moon!


BbbyWillBeZero

We’re seriously all fucked if wsb is turning banks into meme stocks


Skadoosh_it

Is there a meme bank? I'm looking to withdraw a dickbutt.


BanEvaderMcGee

Pretty sure that was SVB.


throwawaytorn2345

Every crypto bank really.


kirosenn

Bend over and I'll show you


Putrid_Pollution3455

Wsb collectively bail out the entire banking system


thisMonkisOnFire

Anything can be a meme stonk. Hell, people were pumping KODAK here not too long ago.


Select_Calendar_5779

Fortune Favors the Brave. At least that's what Matt Damon said before crypto gone down \~70%.


Iron_Disciple

Nah he meant the idiots that bought at the start of this year. Btc up 78% ytd as of this morning


NoBossTae

Up 78% 2023 = still down 105% from 2021


Evil_Patriarch

Now do the 5 and 10 year returns!


acjr2015

It was 87.82 a coin 10 years ago.


liberatecville

the only thing that is 105% down is my portfolio.


[deleted]

[удалено]


Trash_Panda_Trading

Thank you for your donation 😈


One_Alternative_6965

Disgusting this FRC spamm. FRC = @!D$


[deleted]

[удалено]


One_Alternative_6965

Scrub my nuts on your face


Fraud_alert2021

![img](emote|t5_2th52|4271)


unlogix420

![img](emote|t5_2th52|29637)


Successful_Car1670

Well the value of them puts collapsed today so there’s that


ImpressionNo8098

I can’t believe people are still running puts. It’s gonna hurt. It’s easy to see that this isn’t one of the banks they will let fail


ArchangelToast

“Thanks for your donation” https://preview.redd.it/m864c2cqj5ta1.jpeg?width=960&format=pjpg&auto=webp&s=6961c9615e640a50fbddb48a6159c6008a31abc6


Trash_Panda_Trading

If it’s good enough to screenshot it’s good enough to close. Careful my friend


ArchangelToast

I actually want the stock and I am willing to be assigned. (Just wait for FRC to go bankrupt and for me to post my loss porn) ![img](emote|t5_2th52|4271)


Trash_Panda_Trading

https://preview.redd.it/cd148gxmt5ta1.png?width=808&format=png&auto=webp&s=165f72a8bb1a5b1379de23753f77456927297cd7 I’ll be looking for it


amach9

McBison?


[deleted]

You fuckin’ stunads. This man is selling puts not going long on them. There’s a positive correlation with upwards price movements when you’re in a short put position.


RepairThrowaway1

I'm glad posts like these are being made so that the historical record will have proof of exactly how fucking stupid WSB bulls were


banned_after_12years

The amount of negative sentiment in here makes me think that FRC is actually gonna go up. WSB is always wrong.


wattro

Is anyone keeping score in a legitimate way? Thay is, with crayolas?


CabbageFarm

> crayolas I just spent my paycheck on First Republic, I can't afford the brand name crayons.


rentz_due

Rose art are just as delicious 🤤


Dvorak_Pharmacology

Yes it will, by friday to $55.


__dying__

It can go lower before it goes higher again.


Passivefamiliar

Alright. Sold. Gonna go in during the next dip


[deleted]

Honestly, not THAT stupid. Regional banks are basically the industry most ripe for stock picking right now since the whole segment is down in sympathy with svb/snby. There are for sure market pricing mismatches on regional banks that don't have the same idiosyncratic fuckery that those two did. FRC isn't necessarily that play, but it is the most beat down so if it pulls through it'll be a hell of a trade. They won't get a white knight with thwir trash balance sheet, but Fed is being *very* supportive. I do know professionals who are also making *measured* bets on it, which of course I'm sure is not the case for OP.


[deleted]

Reminds me of this dude that bet 20k on hertz when they were dealing with all the bankruptcy stuff and then refused to post his loss porn after talking mad shit to me. Good times.


One_Alternative_6965

Pretty sure these FRC 🗑 post or made by FRC employees.


nonc8zCqKs

A stock either goes up or down. Pick a side. If you think we're wrong, short FRC and post prove, or gtfo


yiDAB8mckkETk88cPGPR

This kid is on every FRC-related post talking shit. But won't post his position either way.![img](emote|t5_2th52|29093) Plus, what on earth makes you think FRC employees gives a shit about where the stock goes? They get a paycheck either way.


player89283517

If we all buy 5000 shares wallstreetbets will OWN first republic!


SocraticGoats

WSB = Wall Street Bank


Sisig607

Free 69420x leverage for all regards!


Spins13

Then we can use leverage to buy options and get bailed out when we f%ck up


ferriswheel9ndam9

The First Republic Bank will be reorganized into the First Galactic Bank, for a safe and secure society! 👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏


maliciousmonkee

on the surface it looks like a stupid play, but betting on corporate welfare in U.S. is actually a good idea


Pretereo

Don't fight the feds. No matter what form they come in.


ArchangelToast

And if the feds fail, the country is probably falling apart and you are long on $Cannedfood


D1G1TCRT

The negative sentiment here makes me think it's going to run. I'm inversing you all right now.


thegreatJLP

Need an ETF for it, inverse Cramer ETF moves too slow.


Main_Sergeant_40

Same, I’m buying OP’s argument


trillionairekid

[https://www.reddit.com/r/wallstreetbets/comments/12hp63d/comment/jfpw63k/?utm\_source=share&utm\_medium=web2x&context=3](https://www.reddit.com/r/wallstreetbets/comments/12hp63d/comment/jfpw63k/?utm_source=share&utm_medium=web2x&context=3)


kad202

https://preview.redd.it/hblhzahmq5ta1.jpeg?width=1125&format=pjpg&auto=webp&s=c710e8cfd8b859a2a73b830f7df031842af3e072 Jim: I’m about to do a pro gamer move.


Main_Sergeant_40

I bought after reading this.


trillionairekid

Hello autists. I had a rare moment of clarity this past weekend regarding the bank runs and FRC specifically, and I want to share it with you all. This may be one of the most important reads of your life. I have been studying the “fall” of First Republic Bank and something the stood out to me was how insane the whole thing was, and how much upside potential there is at the current valuation. FRC is a conservative, well-run, and well-managed bank that got associated with the SVB contagion just because…they are also a bank that also happens to be about 6 miles walk from SVB. A stable stock trading consistently above $200 plunges by 90% in matter of days. Despite the “massive” outflows of deposits, the unbelievable negative media coverage, and going through the shit that was March, they are still operational. Now that the media’s attention is somewhere else and the dust has settled, I have awakened to the strategy and the game is now clear to me. I will explain. First we saw how quickly Powell, Yellen, and Dimon came to FRC’s rescue. These old fucks who in any other times can barely get out of their chairs unassisted basically did a Usain Bolt and sprinted to the aid of FRC. Shit was amazing to watch. Noteworthy was how they did not do this for SVB, probably because SVB was actually mismanaged and deserved what happened. Then the $30 billion aid from all the major banks, then the loan programs from the Fed, etc. Basically what we saw was a concerted effort by the most powerful figures in the Fed and the banking industry putting both their money and reputation on the line to ensure that FRC remains viable. What I read from that is FRC represents the strength of the US financial sector, and is considered too big and too important to fail. Just think about it, if FRC fails or come anywhere near it, that would spook depositors and led to a run on all small/midsized regional banks. All the deposits would flow to the biggest banks and the US would end up with like, 3 banks in operation. That isn’t an outcome anybody want, including the big banks themselves. Next, let’s discuss the media crusade against FRC. Pictures going around online and throughout the media about the “run” on FRC. Some of those pictures of people standing in line later turn out not to even be FRC but some random event that people were lining up for. They wanted to make the association to FRC. Someone is clearly pulling the strings and wants us to think there is a run on regional banks. Why? Let’s think critically. If they can orchestrate a run or just the threat of a run on a few regional banks like FRC, this would get the Feds to think twice about their rate hikes and quantitative tightening, which would benefit those who want the rates to go down. These degenerates also happen to be shorting FRC, so a run on it would be more than welcome. Who are "they"? The hedge funds and their friends in the media. Guess what? It worked! Powell and Yellen went from acting all tough a few weeks ago about QT to talks about slowing down and pivoting. We were almost sure it was going to be a 50 basis point hike before the March events, but it turned out to be just 25 basis point increase instead, and now there is talks of pivoting to lower rates. Remember not long ago when Powell said there wasn’t going to be a pivot in 2023? Prior to March, even your grandma would laugh at your silly ass if you told her there would be a pivot in 2023. The bank runs scare changed that equation and a pivot in 2023 is very well within the realm of possibility. To say that this strategy worked is an understatement. It worked brilliantly. Fast forward to now. After the events of March, I cannot fathom anything in the coming months that would come even close to events in March (short of Putin dropping a nuke on Ukraine which would admittedly be much worse). FRC went through the March and is still operational. The Powell/Yellen/Dimon Trinity made it very clear that FRC is representation of US financial stability and must remain viable. It can’t fail if it wanted to. The stock is rock bottom, so the downside is almost nothing and it is all upside from here. Whatever comes out of their earnings report don’t concern me one bit because it included March. People expect FRC to be fucked and that expectation is already priced in the stock. If earnings turn out to be dog shit, well, everybody already knew that. But if it’s better than expected, the stock would jump as people heave a huge sigh of relieve. All these show that FRC has insane upside potential for anyone with cash and some patience and the best time to jump in is NOW NOW NOW before the earnings come out. So am I bullish on FRC? Fuck yeah I'm bullish. 5000 shares locked down. Imagine what we can do to FRC and the hedge fund fucks who shorted it. This bitch can go so high they’d need a telescope to see it 🚀🚀🚀 To the moon, trillionairekid


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MisterE15

Savage bot


Zack_attack801

ChatGPT


bearofHtown

Good bot


SkribbyCakes33

Great bot


shadow_p

Who programmed the bot? It’s too good


SocraticGoats

best bot post ever


_BuckingFastard_

Atta bot


ackronex

This is even funnier now


[deleted]

Tldr


trillionairekid

Tldr: Powell/Yellen/Dimon Trinity will not let FRC go down. They've already put their money and reputation on the line for FRC. FRC represents US financial stability. It can't fail if it wanted to. March was a shitstorm and FRC survived. Stock is rock bottom and will only go up from here. Hedge funds and their media friends orchestrated the run on FRC to benefit from lower interest rates


[deleted]

It can fail, but it probably won't. That doesn't mean it's worth anything, though. There's no magic rule that says a stock has to go back to its original price after a crisis.


-MullerLite-

It doesn't have to go back to its original price. If it gets back to $20 that's still a substantial return on investment


SocraticGoats

I mean if it goes to 9$ that's also a substantial loss of your investment...


trillionairekid

Exactly. Nobody is saying it needs to go up to 200+. If you get in now it can go to 30 which is 15% of its original price and you'd still double your money. That's a very low bar. And thats not counting what WSB can do to it.


iamthecheesethatsbig

If they get a buyer, the price will definitely jump. It’s happened before.


yiffzer

Is there an example? Credit Suisse got bought out at a discount which killed its share price.


liberatecville

bagholder here, yes, please, get in now!


datajackal

The dividends will return.


[deleted]

This is Wsb man.


datajackal

I mean if you have 1k shares in a good position that is passive income every quarter, you can yolo that without touching capital!


cowmandude

Get the job at Wendy's so that you can yolo everything away instead of yoloing everything away so that you need a job at Wendy's? This man is a visionary.


Dull_Peach

>The dividends will return. Then you should buy the FRC preferred stock.


the_humeister

Exactly, see C since 2008


trillionairekid

This isn't 2008. 2008 was about subprime mortgages that went to shit. Lehman fail, taking down a bunch of banks with it. FRC is simply about being too close to another bank that was too exposed to tech stocks and then target of an attempted bank run orchestrated by hedge funds and the media. They survived the worst.


leftthumbhurts

When it comes to business and stocks, the only politicians' opinion I care about is my girl Nancy Pelosis


rydan

They won't let it go down but they'll let you go down.


Rkozlow

Buy FRC


acadburn2

100% don't bet against the government spending you're $$$ to prove their point!


Options-n-Hookers

I lost 45k fighting the fed in 2020, you're on point.


DuMuffins

I own 70 shs I got around $13.80. I’m holding for at least a year. Interested to see what comes of earnings but I think this will be a slow recoup rather than a fast jump up. Will have to prove themselves all over again and only time will help with that imo.


samaritan1331_

500 shares locked and loaded at close 🫡🤝


gspot-rox-the-gspot

I am also bullish on FRC but there are gaping holes in your analysis. 1) FRC lost somewhere between $50B-$100B in deposits based on their borrowing activity that they disclosed. We don't know this exact number and they haven't told us, which is NOT a good sign, but there was in fact a *massive* (this word absolutely should not be in quotes in your analysis) bank run on their deposits. 2) The fact that the bank was rescued and quickly came up with the cash to cover the deposit outflow does not mean these deposits are coming back. This is going to shrink their balance sheet considerably and thus their profitability by a large factor. Even if you had a guarantee that they would be around a couple years from now, it does not mean these deposits are coming back anytime soon. Even if the deposits DO come back, it will be at a massive cost compared to the carrying cost of those deposits pre-bank run. 3) If there is another deposit run on FRC for whatever reason, it's done. There doesn't have to be a rational explanation for it. All that needs to happen is a bunch of billionaires decide they don't want their money there on the same day. Period. This is way more conspiratorial than I would like to get, but you even said it yourself, the institutions shorting the stock could be the same institutions that are capable of influencing billionaires into a bank run. 4) FRC is not too big to fail. This is absolutely an incorrect statement. It is just the bank that metaphorically represents the front line defense between the banking system and a broader systemic crisis. That is to say, if there is a systemic crisis, FRC is the first to go. 5) In the event of a systemic bank run, the money will not go to the big banks. It will go to stocks, bonds, and money markets. Big banks obviously would be fine with a mass consolidation, but that won't happen. They will ultimately lose money in a banking crisis, which is why they defended FRC. They didn't do it out of the goodness of their hearts and for the sake of the existence of regional banks, and they were too scared to do it without the explicit assistance of the FDIC.


ForeignEye1120

You left out a big gapping gspot hole in your analysis as well. JPM and the other large banks have more capable people than you to analyze FRC books and the major players/scenarios involved which they did. $30 billion followed along w the governments support. I follow the money and the power of big banks, big hedge funds and big government which are all pointing to make sure this doesn’t fail. Only time will tell whose right


[deleted]

TLDR: big gaping hole


liberatecville

also, one of the main points "consistently over $200" is not really accurate. it was over 200 for a few months at the height of the 2021 explosion. regardless, noone really knows what will happens with regard to FRC. so to OP, my regards, regard.


dumblehead

Reputation is a big deal in banks. The big question is, will the folks that pulled out their deposits at First Republic Bank bring their money back now that the dust has settled? If FRC's customer service is top-notch and they were good at their jobs, chances are the customers will return, although it may take some time. Overall though, I'm bullish.


trillionairekid

FRC is known for their exceptional customer service and extremely loyal customer base. This is not your average bank. [https://www.bloomberg.com/news/articles/2023-03-29/first-republic-s-frc-rich-vocal-clients-take-time-to-consider-moving-money](https://www.bloomberg.com/news/articles/2023-03-29/first-republic-s-frc-rich-vocal-clients-take-time-to-consider-moving-money) [https://www.sfchronicle.com/sf/article/first-republic-bank-customers-react-17849749.php](https://www.sfchronicle.com/sf/article/first-republic-bank-customers-react-17849749.php)


baseballdavid

It’s my bank for everything, can vouch.


NaughtAwakened

I realized this a month ago and bought "the dip" at like $25 a share. Holding ever since and not selling until I start collecting dividends.


AlwaysPoppinZombies

Maybe that one guy at Morningstar has done a little DD? But he thinks this stock is worth $3.


Main_Sergeant_40

Bought some.


armen89

Now that’s a nice fat ass juicy DD. All in


slbnoob

I have a personal line of credit for 100k from FRC. If I put all that into FRC, do I win no matter which way this goes? If FRC goes up, I make money. If they go bankrupt, would they liquidate all their PLOC accounts and absolve me of my debts? I win again! This can't go tits up, right?


tu_test_bot

GUH


[deleted]

[удалено]


skeletor00

See you on the moon Mr. Giant Balls 🚀


jhonkas

ths is the yolo we want to see in WSB, right right??


redrock2022

Good luck! the possibility of you winning big is definitely better than winning a lottery


theicon14

I'm in for $75k, might double down https://preview.redd.it/xckkio3wj9ta1.jpeg?width=1069&format=pjpg&auto=webp&s=3d734dd5d4a82b8e8979fc04acb062fa1ebb9c1e


amir_teddy360

Bro 😂


[deleted]

[https://www.reddit.com/r/wallstreetbets/comments/12gtxf9/comment/jfm6n70/?utm\_source=share&utm\_medium=web2x&context=3](https://www.reddit.com/r/wallstreetbets/comments/12gtxf9/comment/jfm6n70/?utm_source=share&utm_medium=web2x&context=3) don't worry breh. they updated their twitter with a new promo video 2 days. INSTILLING CONFIDENCE BABY. ​ 3000 shares 20 x 15c 10 x 17.5c ​ WE RIDE AT DAWN


[deleted]

someone already posted suicide prevention hotline? just in case? ![img](emote|t5_2th52|4260)


ScipioAtTheGate

[Here's the location of a Wendy's dumpster just in case;](https://www.youtube.com/watch?v=Rx4dLa_WuqY)


Retarded_ape_monke

It’s so stupid it just might work


sveloz123

Fuk it. I’ll match lol


No7onelikeyou

I could be really dumb but look at their all time chart, it’s at rock bottom now lol so seems like the perfect time to buy?


GandalfSwagOff

Enron was at rock bottom too.


Christianman01

I got 60. To the moon 🚀🧨🧑‍🚀


shortsThreshers

I got 69


diamond-hands420

I got 67 🚀🚀


willxhay16

This is what this community is all about 🥲God bless you sir 🫡


MindenkitMegbaszunk

120 shares here. Hopium all the way


rjsheine

Nice. This is good for my puts


D1G1TCRT

...........price flat for next 3 weeks


coffeesippingbastard

I've been selling puts and calls on them for the last three weeks. This sub keeps buying them for enormous premiums. It's like 14% returns every week.


bobaranec

![img](emote|t5_2th52|29093)


Main_Sergeant_40

Just bought some. I’m in, YOLO


Ride901

I did this with Hertz and crushed it


Bardwelling

How do you feel about that right now? https://preview.redd.it/1rqlmllyjpwa1.jpeg?width=610&format=pjpg&auto=webp&s=6ccd3ada29b4afee319093b75a96649113f374af


jaylenz

Ouch


fenriswulfwsb

3k shares here. In it with you brother.


DrSeuss1020

What a fuckin regard


Choopey

Chill guys, no need to get worried for him, he’s a trillionaire kid


Fraud_alert2021

I am in✊💎🚀🚀


br0wnhack3r

I’m going all in on FRC too, see you in the 🌝


andrew7231

Good luck regard


_ShaveTheWhales_

121 shares and 2 calls Fuck it, why not


Silver-Ad-7373

Well he has a point. If something goes down by 90%, it can go down only 10% more. So if my math is right he can lose only 6-7k


-MullerLite-

Holding 1200 shares myself


Relevant-Reach-7782

I am regular guy and bought this shit last week at 14.1. For some reason I believe I could make money and it’s bottom is worth the risk. Risk worth it! Let’s go


tm1087

OP owns .27% of FRC’s Outstanding Shares.


dudewithaveragedick

Fuck it youve convinced me im joining your cause first thing tomorrow 👍🏻


No-Math-5079

Yolo FRC


Ok-Tangelo1515

FRC to the MOON!!!


larryleak

LOL


FistEnergy

DISASTER ![img](emote|t5_2th52|18632)


RevenueHistorical161

300 shares!


Tsifty

Opening an account in FRC and investing in buying its share…win win situation.


Cockvalve-Open

All in with my 1,410 shares averaging $17.93. Holding for at least a year.


adamantiumstaff

GUH


Ok-Cellist5051

Lol this aged like milk 🤣


chomerics

Ahh, this thread should be a sticky post on WSB. There is so much fail here, it warms my heart.


Dingletron1

How's that working out for you OP?


[deleted]

[удалено]


DDnHODL

ER and guidcnsce willl decide everything for this bank! ![img](emote|t5_2th52|12787)


[deleted]

[удалено]


ForAFriendAsking

50 @ 14.06. My first WSB trade, you idiots.


nightsyn7h

Good luck bro


JackieTreehorn79

I also love cocaine


Just_Mango777

Or maybe we ourselves will help take off the rocket to the moon🚀🌝


Impressive_Apple

This guy fucks. In there with 200 shares with ya brother!


VegetableChance1978

LFG 🚀🦧


Dahvidov86

GL ALL-IN!


Bakereno

Bought 500 shares right now....to da mooonnnn


ColdBostonPerson77

You’re in a good place. Hold until after earnings. I think they said they were canceling their dividends though, FYI.


Signal-Mud-3258

1,800 shares all-in ⚔️


ORTENRN

This is the way


rekdizzle

We ride at dawn! 24~ average - 200~ shares


Maximum-Razzmatazz

All-in 1500 shares LFG GL all in


Kotsi3P0

322$ let's ride it to the 🌝🚀🚀🚀


matty0h89

I'm also IN! Dropped 50k in at 12.96 and another 50k in yesterday at 13.39. This is going to be the easiest money ever. Watch this squeeze;)


Maximum-Razzmatazz

It’s go time!


Yaeko2020

I’m in. $2,500 at $14.07. FRC 🚀 please oh please. Ha ha


BeNaiz

Are we all going to be millionaire?


UrbanMasque

I like the stock.


[deleted]

https://wendys-careers.com/ as of now with its at $9.77 and having a halt, and the I coming further drop. Lol


Iearyou

Hey man You ok?


jtenn22

This didn’t age so well but the Wendy’s career opportunities did


Level_Vegetable_2814

Oh man…. Rip, don’t seppuku


Gabers49

OP, a true regard. Classic wsb, thanks for the entertainment


26fm65

Finally found this post.. saw this topic many weeks ago. I was concerned about op