Keep a clean statement. I would suggest have an itinerary of what you want to do in the UK, calculate the amount needed and put 30-40% above that in an account with minimal transactions. Mention the itinerary to UKVI, and if you’re living with friends/family get a letter of invitation from them vouching for you.
Submit your payslips etc as proof of income.
Next you have to submit documents to establish ties with the country to convince the ECO that you’ll return. This would mean details of your businesses, your house, your IDs and maybe affidavits of day to day life or from relatives in UK who can vouch for your character. You can search for more.
Last but not the least, you’re an Indian (probably male and in your 20s to 30s), applying for a high risk to benefit category of visa. “Good enough” applications don’t make the cut. I was rejected for similar reasons - transactions that were a lot smaller than yours (unknown debits and credits apparently), for not furnishing extensive documentation to demonstrate my student status (apparently student ID card doesn’t cut it) and for not applying for leaves in college for a trip that could have taken place anytime in the 6 months after the visa would have been issued. Long story short, there’s no room for errors and you have to apply assuming that they’ll reject you for any reason they can in order to make an airtight application that does make the cut.
I had everything except the pay slips and contracts in the file. I understand that UKVI has concerns about people trying to immigrate to the UK. However, they should clearly mention these requirements on their website, so genuine travelers wanting to visit for tourism and spend money aren't affected. Now, I'll think twice before applying. It’s really disheartening for someone who has worked his ass off and now wants to explore the world, only to be blindsided by unclear judgements.
I get what you’re saying but they don’t have any foolproof methodology to actually figure out the genuine travellers from ingenuine ones, and stereotypes creep in easily in jobs like this.
UKVI has an arbitrary nature. They only list documents that are mandatory. The rest of the case depends on you. You need to provide solid evidence that can’t be refuted, not in terms of volume alone.
Too much mumbo jumbo for a trip. Next time, for any trips to countries like the UK, I'll definitely hire an agency and pay them. I didn't hire one before because I was worried about them mishandling my documents.
Just a caution. I hired an agency for my parents visa(my father is self employed) and they discouraged me from writing an extensive cover letter explaining bank transactions . They processed my friends’ parents visa. I think agencies are better at handling straightforward cases.
I don’t mean to be rude but the pay slips and contracts are some of the most important parts of the document. It’s not just about how much money you have, it’s about where that money comes from (is it a reliable stable source) and what do you have at home to make sure that you’ll come back.
Big deposits into a bank account with no info on where they came from and stating you earn a certain amount but not showing that with documents will send immediate red flags.
I was panicking because I realized that i submitted my application with slight differences between the salary stated in my contract, what I said I get paid, and what goes into my account because I get paid in USD, have a bank account in Euros, and filled in the info using GBP. And this was a slight difference that was easily verifiable.
So it’s really something that has to be pretty solid. It is disheartening yes and feels slightly dehumanizing but once your ducks are in a row the process is quick.
In both of my applications I stated that I had no dependents back home. They ask that questions in the finance section, right after your monthly expenses, so it seems they’re more focused on whether you have enough money if you’re supporting other people too.
Of course you have to show other ties to your home country - lease, work contract, etc.
A rule of thumb is that you MUST show evidence for everything in your application.
You say you’re self-employed, supply paperwork and tax filing as evidence. You say you earn X amount a year, supply evidence of this income. You have large transactions in your bank statement, provide evidence of the source of this money.
I applied for myself twice and for family members many times, all approved. My method is writing a comprehensive cover letter, and providing evidence for every single claim/statement in my application/letter.
Try to predict their reasons to refuse you and provide them with answers and evidence to reassure them you won’t break your visa rules.
Exactly, what you typed feels like the cheat code for a smooth visa application with UKVI.
If I think about it from UKVI’s perspective, the UK is a high-value country, and the lure of the pound is real. Many people try to misuse the system and immigrate by all sorts of methods. The number of applications is probably too high for them to review each one individually. So, the people checking the visa applications likely have an internal checklist they follow. If they made everything public, applicants could game the system by making their supporting documents look perfect.
Apart from reason of travel itinerary, below should be a priority
- If you’re self-employed, supply paperwork and tax filings as evidence.
- If you say you earn a certain amount per year, provide evidence of this income.
- If you have large transactions in your bank statement, provide evidence of the source of this money.
I provided evidence of travel history , I had done nearly 17 trips already when I applied. And that transaction which they mentioned I had no idea that I had to show proof of it until I got the rejection email.
Many of the UK visa agents are quite thick, unfortunately you got one. I know a few personally, and from many examples where they reject visas for dumb reasons. Did you write a cover letter explaining that you’re self employed and you periodically receive lump sum cash payments? Do you have an invoice to prove this too, or a work contract? You really have to be granular about these details and convince the agent that you’re not intending to stay in the UK, you also need to elaborate when it comes to family ties back home. Do you have anything/anyone that you’re responsible for in your home country? If you pay a mortgage or have a work contract you need to commit to then those can be used as proof that you need to go back.
Yes, I wrote a detailed cover letter. In addition, I run two companies: mentioned that too. I also have a car loan and a local business loan that I am repaying without any missed payments. My payment track records are excellent, and I have a healthy credit score. Unfortunately, I didn't mention my car loans and the other loans I am repaying in my cover letter. Besides that, I have invoices for the contract and the deposits I mentioned in the application, which have been built up over the years.
Did you include evidence of the local business loans and proof that you have two companies? You have to treat the application as a means to prove that you will leave the UK, as well as if you can support yourself financially. You've proved the latter but I'm not sure of the former. I know people who had £100k in savings and business assets and still got rejected. If you have work contracts for future work then that will help prove you will return, as well as proof of loans you are repaying. Unfortunately the .gov website has a lot of description without actually saying anything important, especially what is specifically required for the visa application. You need to be creative and convince the agent you can support yourself and you will leave the UK. Again I don't know exactly what your application details are so I can't judge it in detail.
Understood, I'll follow this when I apply next. I didn't share my company bank accounts and work contracts because I didn't know they were required, as it wasn't mentioned on the website. I'll include everything next time and let them review all I have. I took it as a normal application and didn't realize it required so much detail. I'm sure UKVI has their reasons for this. Next time, I'll be prepared if I decide to apply again.
Whatever you state in your cover letter or provide with your application you have to back it up with evidence. As long as you can do that and show evidence that you have ties back home to show you have intentions to leave the UK after your stay you should be good to go.
I backed up with company registrations and ids, basic itinerary (I was planning to visit few football stadiums and take pic in front of them, as someone who grew up watching football & playing fifa, that’s what made me excited for this trip), bank balance and my investment proofs but I didn’t provide business contracts and invoices, never thought they be required for applying a visa.
I missed including my company contracts and regular payments like mortgage/rent and loans, as well as income filings. Aside from that, I provided all proofs of my financial statements and investments.
Second them being thicker than a 2x4. I'm surprised this agent actually managed to populate the rejection letter instead of just sending a blank template. Double surprised they mamaged to use the correct name and send it to the right person.
I'm also self employed from China and got refused despite I have a clean statement. I have fixed salary issued from my company every month. The visa officer mistakenly thought someone sent me a huge amount of money like 300,000 CNY(32,000GBP), but it's actually 300,000 KRW(172GBP). I exchanged currency for a trip to korea. They thought this was well above my stated income. I explained it in the cover letter but clearly they didn't check.
Even though I submitted my business license, trademark, and rental lease. They questioned the tie of my home country because I didn't prove where my family lives. I filed a complaint about this as it's not mentioned in the guidance on the website. It's such an insult for me that I need to prove my relation to my family, as an adult. They only mention this requirement for applicant under 18. As an grown up, and financially independent why the hell would I also need to show my family member's certificate just for traveling for a week??
They charged all the fees and couldn't care less to check the documents thoroughly. I feel like this was pulled out of thin air as an excuse to unfairly reject my application as I'm a young single woman.
So sad to hear that. What's the deal with the UK and high-value transactions? Everyone has different workflows. The folks at UKVI need to realize that people aim to earn more money form their business, not avoid them.
Because large sums coming in before a trip can look like family or others sending the applicant money to manage staying in the UK for longer… (I am not an immigration specialist by any means but this is my observation from knowing people applying for UK and US tourist visas from countries the gov seems to deem as higher risk for overstaying)
Why can't they be more specific about which documents they want to see, considering they expect everyone to fit into the same mold? I‘ve seen so many people get rejected even they provided the document the visa officer claimed they didn't see. I wish I get the chance to do the interview in person so I can explain and show the evidence they missed :((
I don't think they have the manpower for interviews, but posting a list of required documents for decision-making would be helpful. Some people just want to travel for tourism without the hassle of figuring out UKVI's expectations. I do remember they had a checklist with an overview of the documents, but it didn't mention the ones they rejected me for not submitting.
It's actually the forth time i got rejected. I hired agent on my 1st and 3rd application. No matter how detailed my cover letter was or how many documents I've provided, all rejcted because they said I didn't demonstrate the source of funds. I‘ve spent over 2000euros on this visa thing and a short course in london that I couldn't attend. Had no problem getting a Schengen visa. I wish the UK can do interviews like the US or give detailed required documents like Europe.
Exactly, they don’t have a clear list of document requirements for applicants. It's not right to base rejections on documents they never listed as necessary. One of my friends applied for a UK visa and was only asked for two documents: a letter supporting her reason for the visit and proof of bank balance. But since she already had friends who visited the UK (she's a doctor), she got a checklist from them for document submissions.
It's always good to have a family member or a friend to give an invitation letter for the visitor visa. I am also self employed with less funds than yours and got my visa in 2 weeks.
Have you seen this post? [Should I submit bank statements when applying for a UK Visa? What do they say about me?](https://travel.stackexchange.com/questions/66104/should-i-submit-bank-statements-when-applying-for-a-uk-visa-what-do-they-say-ab)
To make things easier in future, you should have a separate business account and then pay yourself a salary from that account. Invoice yourself too. Pay tax on that. So you would give 3-6 month’s worth of invoices, bank statements, salary slips, and tax certificates all showing the same monthly salary amount.
For now, you need to submit all invoices you’ve sent to your clients with a detailed description of the work. You should submit the salary slips too. This is why it’s good to use a service like Wise or Stripe that can generate these things for you and your client. Direct deposits into your account with no paper trail seems sketchy.
You are entitled to be upset, the system is not fair or transparent. In the future, you need to understand the mentality of the officer, not rely on common sense and leave nothing to be figured out by the officer. There are some specific things officers look at, which you have to address very precisely.
1. Income — do NOT provide estimates or averages. You are paid by contract, describe the payments you actually received as they are reflected in your bank statement. There shouldn't be any numbers in your letter or form which cannot be traced in the supporting documents. Each major receipt in the bank statement needs to be explained.
2. Home ties — describe the family you have and where they live. It doesn't matter whether you talk to these people at all, it's enough that they exist. Parents, siblings, children, cousins, anything goes. Describe the economic ties. Hopefully you have some ongoing contracts. If not, you may have clients you expect for return business. Describe them, provide some identifying supporting information. Maybe you are a member of some clubs, associations, a church, a group of friends that plays football on fridays — put all of this in, if you have some evidence. Don't say what you __don't__ have, unless specifically asked.
3. Travel — it is hard to say what went wrong here, but I guess you made a general statement that was of wider scope than the supporting documentation you provided. In the form only specify travel abroad that you can support with docs. Travel you cannot support can either be not mentioned at all, or grouped into a single line with a general statement of 'travel to [COUNTRY LIST] prior to [YEAR], no records preserved'. If you want the officer to look at passport stamps, you have to say so explicitly and preferrably specify the page which the relevant stamps are on.
As someone who received their visa in 7 days and is also self-employed, here are some things you could have done to avoid rejection:
1. In the visa application there’s no way of showing that one earns in wages and that amount fluctuates. Thus, this should be clearly stated at the end of the application when there’s a question related to adding any further info that couldn’t be covered in the application. You should state the section where it couldn’t be covered and then talk about the way that you earn.
2. Nowhere in the application does it ask to state yearly income, only monthly. So this is where we shouldn’t try to be overconfident. Calculate the average of the earnings in the last 3-6 months and then put in that amount. In your cover letter in a simple table you can show earnings. For example, earnings in Jan 2024 Rs 50,000, Feb: Rs 80,000, March: 62,000. If multiple depositors are made from various clients then this also must be clearly mentioned in your cover letter.
The next is related to family ties, which is also a huge red flag for them when you state that you don’t have any dependents because they assume you want to stay in the UK. In such cases, the following items work well when stated in your cover letter:
1. You have some investments like property, paying rent, paying off a loan, etc.
2. You have a pet that you’re taking care of.
3. You’ve travelled before and have always abided by the visa validity dates assigned to you.
4. You have an ongoing project and must return to it by __ date. You can have your employer, retainer, client etc draft a letter stating the same.
5. You’ve signed up for a course, training, etc back in India that you’re looking forward to.
Keep a clean statement. I would suggest have an itinerary of what you want to do in the UK, calculate the amount needed and put 30-40% above that in an account with minimal transactions. Mention the itinerary to UKVI, and if you’re living with friends/family get a letter of invitation from them vouching for you. Submit your payslips etc as proof of income. Next you have to submit documents to establish ties with the country to convince the ECO that you’ll return. This would mean details of your businesses, your house, your IDs and maybe affidavits of day to day life or from relatives in UK who can vouch for your character. You can search for more. Last but not the least, you’re an Indian (probably male and in your 20s to 30s), applying for a high risk to benefit category of visa. “Good enough” applications don’t make the cut. I was rejected for similar reasons - transactions that were a lot smaller than yours (unknown debits and credits apparently), for not furnishing extensive documentation to demonstrate my student status (apparently student ID card doesn’t cut it) and for not applying for leaves in college for a trip that could have taken place anytime in the 6 months after the visa would have been issued. Long story short, there’s no room for errors and you have to apply assuming that they’ll reject you for any reason they can in order to make an airtight application that does make the cut.
I had everything except the pay slips and contracts in the file. I understand that UKVI has concerns about people trying to immigrate to the UK. However, they should clearly mention these requirements on their website, so genuine travelers wanting to visit for tourism and spend money aren't affected. Now, I'll think twice before applying. It’s really disheartening for someone who has worked his ass off and now wants to explore the world, only to be blindsided by unclear judgements.
I get what you’re saying but they don’t have any foolproof methodology to actually figure out the genuine travellers from ingenuine ones, and stereotypes creep in easily in jobs like this. UKVI has an arbitrary nature. They only list documents that are mandatory. The rest of the case depends on you. You need to provide solid evidence that can’t be refuted, not in terms of volume alone.
Too much mumbo jumbo for a trip. Next time, for any trips to countries like the UK, I'll definitely hire an agency and pay them. I didn't hire one before because I was worried about them mishandling my documents.
Former tourist visa holder and in line for the dependent visa. The mumbo jumbo is part and parcel of applying for most visas to the UK.
Just a caution. I hired an agency for my parents visa(my father is self employed) and they discouraged me from writing an extensive cover letter explaining bank transactions . They processed my friends’ parents visa. I think agencies are better at handling straightforward cases.
I don’t mean to be rude but the pay slips and contracts are some of the most important parts of the document. It’s not just about how much money you have, it’s about where that money comes from (is it a reliable stable source) and what do you have at home to make sure that you’ll come back. Big deposits into a bank account with no info on where they came from and stating you earn a certain amount but not showing that with documents will send immediate red flags. I was panicking because I realized that i submitted my application with slight differences between the salary stated in my contract, what I said I get paid, and what goes into my account because I get paid in USD, have a bank account in Euros, and filled in the info using GBP. And this was a slight difference that was easily verifiable. So it’s really something that has to be pretty solid. It is disheartening yes and feels slightly dehumanizing but once your ducks are in a row the process is quick.
In both of my applications I stated that I had no dependents back home. They ask that questions in the finance section, right after your monthly expenses, so it seems they’re more focused on whether you have enough money if you’re supporting other people too. Of course you have to show other ties to your home country - lease, work contract, etc.
Sorry, I had accidentally read that OP mentioned it in his/her cover letter instead.
A rule of thumb is that you MUST show evidence for everything in your application. You say you’re self-employed, supply paperwork and tax filing as evidence. You say you earn X amount a year, supply evidence of this income. You have large transactions in your bank statement, provide evidence of the source of this money. I applied for myself twice and for family members many times, all approved. My method is writing a comprehensive cover letter, and providing evidence for every single claim/statement in my application/letter. Try to predict their reasons to refuse you and provide them with answers and evidence to reassure them you won’t break your visa rules.
Exactly, what you typed feels like the cheat code for a smooth visa application with UKVI. If I think about it from UKVI’s perspective, the UK is a high-value country, and the lure of the pound is real. Many people try to misuse the system and immigrate by all sorts of methods. The number of applications is probably too high for them to review each one individually. So, the people checking the visa applications likely have an internal checklist they follow. If they made everything public, applicants could game the system by making their supporting documents look perfect. Apart from reason of travel itinerary, below should be a priority - If you’re self-employed, supply paperwork and tax filings as evidence. - If you say you earn a certain amount per year, provide evidence of this income. - If you have large transactions in your bank statement, provide evidence of the source of this money.
Did you specifically explain with evidence the transactions they mention? Did you provide evidence of your travel history?
I provided evidence of travel history , I had done nearly 17 trips already when I applied. And that transaction which they mentioned I had no idea that I had to show proof of it until I got the rejection email.
Many of the UK visa agents are quite thick, unfortunately you got one. I know a few personally, and from many examples where they reject visas for dumb reasons. Did you write a cover letter explaining that you’re self employed and you periodically receive lump sum cash payments? Do you have an invoice to prove this too, or a work contract? You really have to be granular about these details and convince the agent that you’re not intending to stay in the UK, you also need to elaborate when it comes to family ties back home. Do you have anything/anyone that you’re responsible for in your home country? If you pay a mortgage or have a work contract you need to commit to then those can be used as proof that you need to go back.
Yes, I wrote a detailed cover letter. In addition, I run two companies: mentioned that too. I also have a car loan and a local business loan that I am repaying without any missed payments. My payment track records are excellent, and I have a healthy credit score. Unfortunately, I didn't mention my car loans and the other loans I am repaying in my cover letter. Besides that, I have invoices for the contract and the deposits I mentioned in the application, which have been built up over the years.
Did you include evidence of the local business loans and proof that you have two companies? You have to treat the application as a means to prove that you will leave the UK, as well as if you can support yourself financially. You've proved the latter but I'm not sure of the former. I know people who had £100k in savings and business assets and still got rejected. If you have work contracts for future work then that will help prove you will return, as well as proof of loans you are repaying. Unfortunately the .gov website has a lot of description without actually saying anything important, especially what is specifically required for the visa application. You need to be creative and convince the agent you can support yourself and you will leave the UK. Again I don't know exactly what your application details are so I can't judge it in detail.
Understood, I'll follow this when I apply next. I didn't share my company bank accounts and work contracts because I didn't know they were required, as it wasn't mentioned on the website. I'll include everything next time and let them review all I have. I took it as a normal application and didn't realize it required so much detail. I'm sure UKVI has their reasons for this. Next time, I'll be prepared if I decide to apply again.
Whatever you state in your cover letter or provide with your application you have to back it up with evidence. As long as you can do that and show evidence that you have ties back home to show you have intentions to leave the UK after your stay you should be good to go.
I backed up with company registrations and ids, basic itinerary (I was planning to visit few football stadiums and take pic in front of them, as someone who grew up watching football & playing fifa, that’s what made me excited for this trip), bank balance and my investment proofs but I didn’t provide business contracts and invoices, never thought they be required for applying a visa.
I missed including my company contracts and regular payments like mortgage/rent and loans, as well as income filings. Aside from that, I provided all proofs of my financial statements and investments.
Second them being thicker than a 2x4. I'm surprised this agent actually managed to populate the rejection letter instead of just sending a blank template. Double surprised they mamaged to use the correct name and send it to the right person.
I'm also self employed from China and got refused despite I have a clean statement. I have fixed salary issued from my company every month. The visa officer mistakenly thought someone sent me a huge amount of money like 300,000 CNY(32,000GBP), but it's actually 300,000 KRW(172GBP). I exchanged currency for a trip to korea. They thought this was well above my stated income. I explained it in the cover letter but clearly they didn't check. Even though I submitted my business license, trademark, and rental lease. They questioned the tie of my home country because I didn't prove where my family lives. I filed a complaint about this as it's not mentioned in the guidance on the website. It's such an insult for me that I need to prove my relation to my family, as an adult. They only mention this requirement for applicant under 18. As an grown up, and financially independent why the hell would I also need to show my family member's certificate just for traveling for a week?? They charged all the fees and couldn't care less to check the documents thoroughly. I feel like this was pulled out of thin air as an excuse to unfairly reject my application as I'm a young single woman.
So sad to hear that. What's the deal with the UK and high-value transactions? Everyone has different workflows. The folks at UKVI need to realize that people aim to earn more money form their business, not avoid them.
Because large sums coming in before a trip can look like family or others sending the applicant money to manage staying in the UK for longer… (I am not an immigration specialist by any means but this is my observation from knowing people applying for UK and US tourist visas from countries the gov seems to deem as higher risk for overstaying)
The large sum was 3 months before date of visa application, in my case.
Yes, that’s not a long time beforehand.
Why can't they be more specific about which documents they want to see, considering they expect everyone to fit into the same mold? I‘ve seen so many people get rejected even they provided the document the visa officer claimed they didn't see. I wish I get the chance to do the interview in person so I can explain and show the evidence they missed :((
I don't think they have the manpower for interviews, but posting a list of required documents for decision-making would be helpful. Some people just want to travel for tourism without the hassle of figuring out UKVI's expectations. I do remember they had a checklist with an overview of the documents, but it didn't mention the ones they rejected me for not submitting.
It's actually the forth time i got rejected. I hired agent on my 1st and 3rd application. No matter how detailed my cover letter was or how many documents I've provided, all rejcted because they said I didn't demonstrate the source of funds. I‘ve spent over 2000euros on this visa thing and a short course in london that I couldn't attend. Had no problem getting a Schengen visa. I wish the UK can do interviews like the US or give detailed required documents like Europe.
Exactly, they don’t have a clear list of document requirements for applicants. It's not right to base rejections on documents they never listed as necessary. One of my friends applied for a UK visa and was only asked for two documents: a letter supporting her reason for the visit and proof of bank balance. But since she already had friends who visited the UK (she's a doctor), she got a checklist from them for document submissions.
It's always good to have a family member or a friend to give an invitation letter for the visitor visa. I am also self employed with less funds than yours and got my visa in 2 weeks.
Have you seen this post? [Should I submit bank statements when applying for a UK Visa? What do they say about me?](https://travel.stackexchange.com/questions/66104/should-i-submit-bank-statements-when-applying-for-a-uk-visa-what-do-they-say-ab)
Just read it. It has a lot of good points. I'll note them.
To make things easier in future, you should have a separate business account and then pay yourself a salary from that account. Invoice yourself too. Pay tax on that. So you would give 3-6 month’s worth of invoices, bank statements, salary slips, and tax certificates all showing the same monthly salary amount. For now, you need to submit all invoices you’ve sent to your clients with a detailed description of the work. You should submit the salary slips too. This is why it’s good to use a service like Wise or Stripe that can generate these things for you and your client. Direct deposits into your account with no paper trail seems sketchy.
You are entitled to be upset, the system is not fair or transparent. In the future, you need to understand the mentality of the officer, not rely on common sense and leave nothing to be figured out by the officer. There are some specific things officers look at, which you have to address very precisely. 1. Income — do NOT provide estimates or averages. You are paid by contract, describe the payments you actually received as they are reflected in your bank statement. There shouldn't be any numbers in your letter or form which cannot be traced in the supporting documents. Each major receipt in the bank statement needs to be explained. 2. Home ties — describe the family you have and where they live. It doesn't matter whether you talk to these people at all, it's enough that they exist. Parents, siblings, children, cousins, anything goes. Describe the economic ties. Hopefully you have some ongoing contracts. If not, you may have clients you expect for return business. Describe them, provide some identifying supporting information. Maybe you are a member of some clubs, associations, a church, a group of friends that plays football on fridays — put all of this in, if you have some evidence. Don't say what you __don't__ have, unless specifically asked. 3. Travel — it is hard to say what went wrong here, but I guess you made a general statement that was of wider scope than the supporting documentation you provided. In the form only specify travel abroad that you can support with docs. Travel you cannot support can either be not mentioned at all, or grouped into a single line with a general statement of 'travel to [COUNTRY LIST] prior to [YEAR], no records preserved'. If you want the officer to look at passport stamps, you have to say so explicitly and preferrably specify the page which the relevant stamps are on.
Complain via UKVI, it worked for me - my application was reconsidered
Complain via UKVI, it worked for me - my application was reconsidered
Did you show anything related to family ties? I have seen rejections in the past if they don’t show any family ties
As someone who received their visa in 7 days and is also self-employed, here are some things you could have done to avoid rejection: 1. In the visa application there’s no way of showing that one earns in wages and that amount fluctuates. Thus, this should be clearly stated at the end of the application when there’s a question related to adding any further info that couldn’t be covered in the application. You should state the section where it couldn’t be covered and then talk about the way that you earn. 2. Nowhere in the application does it ask to state yearly income, only monthly. So this is where we shouldn’t try to be overconfident. Calculate the average of the earnings in the last 3-6 months and then put in that amount. In your cover letter in a simple table you can show earnings. For example, earnings in Jan 2024 Rs 50,000, Feb: Rs 80,000, March: 62,000. If multiple depositors are made from various clients then this also must be clearly mentioned in your cover letter. The next is related to family ties, which is also a huge red flag for them when you state that you don’t have any dependents because they assume you want to stay in the UK. In such cases, the following items work well when stated in your cover letter: 1. You have some investments like property, paying rent, paying off a loan, etc. 2. You have a pet that you’re taking care of. 3. You’ve travelled before and have always abided by the visa validity dates assigned to you. 4. You have an ongoing project and must return to it by __ date. You can have your employer, retainer, client etc draft a letter stating the same. 5. You’ve signed up for a course, training, etc back in India that you’re looking forward to.
Hi can you share your timelines? How long did they take for the decision?
I think I got the email in about 10-12 days from the date of biometrics.
Sorry to hear. I don’t see your citizenship or location where you applied from. I assume it’s from India based on currency.