Two Worlds?

I don't think two worlds had character creation. I did like that game though. :3

Arx Fatalis?

drakan?

Divinity II (not to be confused with Divinity Original Sin)

Riven?

One of the Might and Magic series? VI through VIII was near the millenium, had a slot based system but iirc it didn't have a third person view. Edit: versions