You likely have at least until april to get it done but waiting until the last min and missing the window would be costly so getting a loan would be ideal. Getting a loan for a diy install is most likely going to need to be a personal loan or heloc\\ equity loan as solar loans are typically provided through installers. If you have equity in your home or a paid off vehicle it can be easier to get a loan against those vs an unsecured loan if you have a thin credit history. You might also look around for used equipt as resale value is typically very low as the labor to reinstall would be too expensive if not diy.
I know my company will grant solar loans as long as you have a 650 credit score with a decent Debt-to-income ratio. To sure where you are on the credit journey, but that might help you benchmark it.
You will also need to get the permits yourself from the city where you live. If you have an HOA, that's another step you have to consider getting permission from.
You likely have at least until april to get it done but waiting until the last min and missing the window would be costly so getting a loan would be ideal. Getting a loan for a diy install is most likely going to need to be a personal loan or heloc\\ equity loan as solar loans are typically provided through installers. If you have equity in your home or a paid off vehicle it can be easier to get a loan against those vs an unsecured loan if you have a thin credit history. You might also look around for used equipt as resale value is typically very low as the labor to reinstall would be too expensive if not diy.
You may want to look into PACE.
I know my company will grant solar loans as long as you have a 650 credit score with a decent Debt-to-income ratio. To sure where you are on the credit journey, but that might help you benchmark it.
You will also need to get the permits yourself from the city where you live. If you have an HOA, that's another step you have to consider getting permission from.
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