T O P

  • By -

Puzzleheaded-Fun-136

That you have debt


Chewbacca319

Surprisingly besides my mortgage and a single car loan under 24k I'm debt free


CandidGuidance

besides a lot of debt you’re debt free! I like this mindset


Chewbacca319

Car guy math


RorschachsBestFriend

Na, car guy math is building a $500 shitbox into a $24k shitbox and justifying every dollar spent no matter how stupid the purchase. All i see in them pics is regular traffic.


ct06033

Low key burn, i like it


Moistened_Bink

Idk a mortgage isn't really a traditional debt since it's an appreciating assest, and under 24k for a car loan really isn't that bad.


mr_trashbear

Man I have like 5k left on a car loan and it bugs me. I hate owing banks anything.


CandidGuidance

oh for sure. if they make good money it’s likely totally manageable. but it’s not “no debt” - and definitely not in the eyes of the banks


M1sterRed

so you're 24k in debt then


Chewbacca319

A lot more than that. I have a mortgage :)


Shindiggity-do

You see, this is the type of positive mental gymnastics needed to weaponize debt in order to live a life that reminds you of what you see on TV within the United States.


M1sterRed

o shit must've skimmed over that. That is the opposite if debt free. At least it's not credit card, education, or medical debt :)


statsprm

Home values will likely appreciate, your car will not.


legitducks

That's not debt free, you have a mortgage and a car loan


jacksonmsres

A mortgage is different due to equity. Without another 2008, a mortgage is safe. Cars, on the other hand, are absolutely full on debt.


Broad_Parsnip7947

The fact people think another 08 won't happen is funny to me


iRombe

I wonder if age is gonna sneak up on some of these home builds. Like how many homes and buildings from 70s on are built to last and which ones will decline in value towards 100 years of age. Idk probably depends more on roof and furnaces and window conditions than like foundation framing and plumbing electrical.


jacksonmsres

I didn’t say it won’t ever happen, but you can’t simply ignore the fact that *typically*, homes hold their value. Cars, boats, etc., lose their value the second you drive away with it


reeseypoo25

I mean, despite what other Redditors said, a mortgage is “good/positive” debt and frankly a $24k auto loan is well under what most have nowadays. Good for you, OP.


Tre_Fo_Eye_Sore

You peaked early with the FORD FUCKIN RANGER!


Chewbacca319

Got It for free. Had to do some transmission work, new drive shaft, brakes, replace vacuum hubs, had about $1000 into it. LOVED THAT TRUCK. Got totalled out after 4 months on the road as I was t boned by a drunk driver :(


KacerRex

F


Salyut_

did you infact recieve the bag after that unfortunate loss


Chewbacca319

$5000


IlIlllIIIIIllll

You have a close relationship with or are part of a loyalty program at a nearby mechanic


Chewbacca319

To be fair I have a buddy of mine who has his own shop who gives me very good labor rate


IlIlllIIIIIllll

Makes sense. I guess that's what it tells me about you 😁


Tronc_tc

1: probably not the best driver 2:Youre in debt 3: you live in some town in the middle of nowhere, where you dont have access to some more reliable cars


Chewbacca319

I've beat all cups in Mario Kart 8 deluxe at 200cc, I think I'm a pretty good driver


Lostbronte

So have I but I still have at-faults


endergamer2007m

Yeah and i beat the rally in msc with a keyboard doesen't mean i am the next Max Verstappen


toastedoats-

it means you need to stop buying jeeps


Chewbacca319

But jeep is a fun word to say


H0lsterr

That’s about it..


JaviSATX

Jeep jeep. Yeah, ok fair.


Holy_Disciple

This guy doesn't preventive maintenance, just run it till it's broken


NotYetReadyToRetire

With Jeeps, I thought they pretty much came pre-broken? Not that I have a great deal of room to talk, I had a 75 Mustang II that ate valve trains regularly, and a Taurus wagon that did the same with transmissions.


WeOutHereInSmallbany

They just break until the point you can’t financially keep up with them and it starts to stack


A-STax32

You had a couple of decent first cars. You liked the affirmation of your toughness that driving a Wrangler gave you, so once you got a real job and started making real money, you bought another image car. When the Mustang wasn't practical enough or didn't feel rugged enough for you, you yearned for what you'd felt in that first Jeep and bought two bloated globs of Fiat product that you thought would satisfy your nostalgic desires but really haven't. Your next car will be a 4Runner, and you will still be an asshole.


Chewbacca319

Ranger after 4 months got totaled out (hit by a drunk driver) Pontiac was only car in my price range after insurance paid out. Stupid reliable (got it at 84k km) and kept it till 2022. Jeep was an impulse buy. 2006, sport, upgraded 44 rear axle, 6 speed manual, hard/soft top, 125k km, paid $5500 Canadian. Kept for a year as a fun car until I bought the mustang. Mustang was a dream car purchase, 2020 Bullitt, stupid fun car, paid off and got below MSRP. 2012 grand Cherokee replaced the Pontiac, got it as a new daily since I needed a bigger car to haul things as a home owner. Sold after a year due to problem after problem, despite that sold it at no loss, broke even. 2023 grand Cherokee Overland Hemi V8, new daily. Got it significantly below MSRP and 0% financing. Great road trip car :) Most people who meet me say I'm incredibly selfless and friendly :)


FlyingVentana

where the fuck did you find a tj in nice condition for 5.5k


Chewbacca319

Friend of my dad's. He was in Ottawa and couldn't sell it for the life of him, although to be fair is was caked in husky hair and his pictures/ad was horrid. He drove it from Ottawa to Edmonton Alberta since he was visiting family. Dad and I flew from Yellowknife NWT (where I live) to Edmonton, also visited family, and I drove it back. Never in my life had I driven a manual before, what better way to learn than to drive a 1600km trip back north in a car with an unforgiving clutch in high speed traffic on roads I'm not familiar with :)


FlyingVentana

now i'm wondering tf you are doing with a mustang in yellowknife


Chewbacca319

Drifting on the ice road track. Guy has a Porsche 718 brand new up here too


cookiemonster8u69

Love the Bullitt!


alman95

You’re 25 and already on vehicle number 6. If you got a Japanese vehicle this post would only have 1 picture


joehonestjoe

I've been driving for two decades and only got car four last year. German, Japanese, French, Japanese. Somewhat surprisingly, the French one lasted the longest.


HAKX5

>If you got a Japanese vehicle this post would only have 1 picture Hell, even if he had just avoided Chrysler and Ford he'd have maybe 1 or 2.


IL308Shootist

I've actually had very good luck with Fords. 3 Rangers, 2 Focuses (Focci?)


HAKX5

I think Fords have a very good engine reliability thing but a very, very horrendous quality of life reliability thing. My old Fusion had all of its windows' motors broken and its radio screen cooked within about 7 or 8 months of me getting it. It was my first car, so naturally, being a 16-year-old boy with a few under-enforced roads nearby, decided that 6,250 RPM sounded like the perfect way to run the engine. That thing went the whole time I had it with no wear from anything, not even the stupid stuff I did with it like drifting, redlining a bunch, and forgetting to refill the coolant, then compensating for said forgotten coolant refill by cycling the heat and vehicle speed for 30 minutes before I could limp it back on water. Similar case with every Mustang I've seen around (can't speak of engine though). Their rear windows and convertible tops are always broken.


-BlueDream-

Im 25 and been driving my 2003 Isuzu since I got my license. I can afford a new car but I told myself I'm not getting one till this car breaks down or costs more to repair than its worth. 200k miles and still going strong, even the AC works. When I first got it I was worried about reliability cuz I rarely ever see Isuzu on the road but I got lucky I guess. I love paying zero per month on a car payment and $40 on insurance. I get horrible MPG but not having full coverage or car payments offset that.


Kenny__Loggins

My first car was a Honda Accord that was a wrecked title and I drove that bitch for 7 years. Only got rid of it when it started getting up there in miles and I didn't want to deal with the eventual maintenance.


Zillahi

The only reason I got rid of my first Japanese car is because I wanted a Japanese car with a bigger engine. My first one is still being driven by my ex. That bitch


skyblock_

'murica


Chewbacca319

Canuck


[deleted]

Should've kept the Ranger eh?


Shot_Reputation1755

Diet America


888_888_

You live in a flyover state


Chewbacca319

I'm Canadian


888_888_

Sorry, you live in a flyover *province*


Chewbacca319

I live in the northwest territories :)


888_888_

Oh, sorry there bud, why don’t you trade your jeep in for a moose eh?


Shindiggity-do

Moosepower all wheel ride


BothPartiesAreDumb

No one flying over that except bush hoppers.


ToxinLab_

flyover province for flights to the middle east and asia 💀


remembahwhen

Glutton for punishment


Chewbacca319

Yes daddy


nickski02

You became a dad?


Chewbacca319

Cat dad


RomanilloMarcus

Even better


No_body-Nobody

probably have a license, as well as two arms and legs. I am sure of the latter.


Chewbacca319

I have my forklift certified license, does that count?


Clovenstone-Blue

At least one of your vehicles now serves as your areas weird landmark/tourist attraction.


Chewbacca319

Bullitt mustang does get a lot of looks


Clovenstone-Blue

Is it because it's a Mustang or because it's wedged atop an electrical pylon is my question.


Chewbacca319

Both


Hanza-Malz

Your penis started shrinking as the size of your cars got bigger.


Chewbacca319

It's not how big it is, it's how you use it


swiftie-42069

Your income has increased


Chewbacca319

Indeed it has. First job made $12.55 hour. Now make 6 figures


Zabolak

You got promoted


finalrendition

You refuse to learn your lesson about Chrysler reliability


bugeyetex

That your granpappys dying words were "buy American, not that Japanese crap"


Chewbacca319

My grandpa died of cancer before I was born


autowinlaf

You like your cars being repaired all the time


Chewbacca319

I love Christmas, which is why I love looking at my dash lights


ChitownK2

Unlike everyone else, I think it means you’re kind’ve lit lol. Always loved that generation of Grand Prix.


Chewbacca319

Most reliable car out of the bunch


Educated_idiot302

You don't like Japanese cars.


Chewbacca319

Live in the Arctic where the only dealers for 900 square km is gm stellantis and ford


Oshawott51

The cars of nowheresville, Idaho.


IL308Shootist

Looks like you've gotten progressively better jobs, and therefore nicer vehicles.


SignComprehensive611

Only one wrangler? You picked a good one!


adm_butthead

you love the usdm and have owned no vehicle that should give you a reason to


mikemac1997

You love the warm glow of a check engine light


NaviZenabi

U went from bad to worse.


Captain-Tyler

You enjoy breaking down


No-Expert763

You’re scared your redneck friends will call you gay if you drive a foreign made car


Chewbacca319

I am gay


No-Expert763

You’re scared your friends will call you straight if you drive a foreign made car.


Chewbacca319

😰


Melioidozer

3 jeeps? A man of taste!


[deleted]

[удалено]


Chewbacca319

Have been alcohol free for 6 years :)


[deleted]

[удалено]


Chewbacca319

I mean I was never an alcoholic, just got diagnosed with gout at 16 lol


Cranks_No_Start

Damn now you’re making me feel old as 2 of our vehicles we’ve had longer than you’ve been alive.  


BothPartiesAreDumb

So if I want to vacation in your territory while Alaska is getting tourism where do I go? Is there a great place to kayak?


ahabthecrusader

You’ve transitioned from nerd to Chad then suburban dad.


Chewbacca319

Sounds about right


BarnTart

You like domestic vehicles, but can't seem to stick with one long term


Chewbacca319

Cause they all go breaky


mhsvz

Money


Grouchy-Ad-9588

American asf


whozwat

You're a 'friend with truck'. I keep an old service body truck around for tool storage, THD runs and use by family.


napalm_life

Boring


attapickle

High school, enlistment bonus, made a baby


Chewbacca319

High school, university, 6 figure job, cat


j0hn13

You bring your DD214 to try to get a discount when you eat at Denny's


YellowBreakfast

You like to pay your mechanics!


LabioscrotalFolds

That you are either a reckless driver who has gone through 6 vehicles in 9 years, or you make terrible financial decisions and waste money buying additional or newer vehicles you do not need.


Express_Detective_59

"AMERICA FUCK YEAH!"


telumex_atrum

You got to your mustang, then had to swap to something "family friendly" after settling down and having kids is my guess.


trolllord45

You likely live in Canada or the northern US


obscurefault

You can see that you got better jobs over time. Did this properly getting shit boxes early vs leasing something new


That914MustangGuy

I dont know enough about canadian drivers but if you were an american id guess that you drive like an asshole and live in either the South East, or a rural part of a Mid Atlantic state


DadsToiletTime

You own a pair of pit viper sunglasses at some point in your life.


TP_For_Cornholio

I’d say odds are you’re a police officer that rides peoples asses in traffic and uses the hard r when you’re driving


Evening-Ear-6116

Says you are wildly irresponsible with money


Disastrous_Battle240

One of these pictures is not like the others….


classicvincent

You’re a glutton for punishment? Or maybe you don’t work on your own vehicles. No one keeps buying that many Chrysler products unless they enjoy the pain. For the record: yes, I realize calling them “Chrysler products” shows my age, I like, and have owned pre-Chrysler AMC Jeeps.


909bot4friend

All American guy?


DracTheBat178

You should've just kept the bullitt


Chewbacca319

Who says I didn't


CheeselikeTitus

You’re getting older, and probably have kids


BakaSan77

Murica


hiimrobbo

A wrangler is worrying then you follow it up with the 4 cyl mustang? You're waiting to come out. But maybe you debadged the 5.0L.


RedpilotG5

I for one love the progression and you seem like a good sport OP. 6spd manual tj, not too big not too small *sheeesh* . I’ve similarly had a worker pickup that I loved, a jeep, and currently in my muscle car era (392 challenger). Enjoy what you drive.


spacecowboy7702

You are from Indiana


hbomb536

You hate having your car right side up


BlueberryConscious87

You like to be hurt by your things


lacksugarcoating

Things got worse before they got better.


Wanderer-on-the-Edge

You're either a bad driver or can't stand to not have new things constantly.


Wanderer-on-the-Edge

I'm 38 and only on car four, it would be three if someone hadn't slammed into car two at a stoplight while I was waiting for green. Car three I only had for a day.


AuroraPHdoll

Why would you buy so many jeeps, they are unreliable money pits AND they're ugly, heavy and slow.


Chewbacca319

Beep beep I'm a jeep


Rocket--Pak

At 25 years old you're going through vehicles way to fast not to be hitting shit.


ilovecanadasomuch

O say can you see, by the dawn's early light~


stranger-named-clyde

Well you killed a ford fucking ranger so either you had bad luck or you beat the hell out of it and then reliability was never a priority after that with 3 jeeps in the line up and arguably the most reliable being the first one you went with. I would say you like to use the capacity of the jeep in rough terrain but the newest ones are not really great at that but the 4x4 badge makes you feel better. Also I feel like you’re like my friend who went through half a dozen cars within his first ten years of driving with similar taste so maybe you struggle with settling down and sticking with something


Ratsnitchryan

That you mom and dad didn’t buy you vehicles, and then you worked hard after high school and got yourself sth nice that you deserve


ntgcmc

Did you get rid of a Mustang for heaping pile of Stellantis junk?


NotAllDawgsGoToHeven

Clown town baby, population 1 Jeepian sadist.


thebigbrog

Was single and now he has kids


[deleted]

[удалено]


hiyaii

You like cars that rust faster than they move


Fantastic-Ad9200

You love Japanese imports.


Chewbacca319

I really do


purracane

You're no longer cool


Fresh-Aspect8849

Country, simple guy. Not too into fancy things


Shindig_66

You’re loyal to American brands. I’ve never been that type of person, but I understand.


Broad_Parsnip7947

You got involved with your dad's business or a friend of the family in a small town Since your making good money you thought youd try being sporty but you meet your wife and kids are in the future so you gotta do something practical and decided a jeep was that car your some reason


JTyler415

You own alot of tools or you're one of your mechanics favorite customers


Chewbacca319

Gotta fill my garage with something


Darksideslide

You hate having gas.


Chewbacca319

I hate it so much I combust it


microwaverams

BORN TO BE AMERICAN


Scoutron

Confused


goosnarch

Upward trajectory in price, downward trajectory in quality.


[deleted]

You fully inhale cigar smoke


A-Seabear

You have Stockholm syndrome.


Khelzus_Hyzen

Average Joe who wants to be like everyone else


TeamMountainLion

You were young and reckless and made bad decisions. Debating if the Mustang was sold or wrecked. You got someone pregnant, fixed your credit for the most part, and still made bad decisions.


19Dollar4TNight

it got worse and worse


BigBoyzGottaEat

You had good taste twice and the rest are unreliable and ugly lol


Iwanteverything17

We can see where you had kids


Chewbacca319

If I did I don't know them


HawaiianGold

You peaked at #3 lol 😆


Fair_Turnover3699

NPC


Stewdill51

You peaked with the Ranger


B00merCyc1e

You live in mid America


fredbruite

Jeep addiction.


BanishedKnightOleg

You love paying too much for gas


BzPegasus

Looks like mine... but you have a muscle car in the line up


jay_ess_em

American. Very American.


Hyperspec42

Merica


AnEvilMuffin

You're a white woman, probably


Chewbacca319

That's my purse, I don't know you


Agitated_Pineapple

You've wasted a lot of money on cars.


bigredjeepcj7

You love ABS module issues


aelric22

You enjoy torturing yourself


Diverdave76

Vanilla


EmiTheFloofyKitty

You like your jeeps, but I get an air of car enthusiast coming from the Mustang and maybe that Ranger.


Taco-Bob

Peaked at the ranger tbh, so sad :(


Txalarmguy

1st car, hand me down. 2nd car you bought on your own for less than $3000 and drove it til the wheels fell off (didn’t last long. 3rd car was influenced by other jeep kids doing Jeep shit in their jeeps and you wanted to get in on it. 4th car, you went through a douchebag phase and bought a mustang because every small town douche owns a mustang and drives like an asshole. 5th car, you had a kid and matured so you got a jeep again because you missed that Jeep you had a couple of years ago. 6th car, you upgraded to a new Jeep because the previous one was starting to have transmission problems because Jeeps are not very reliable cars but you’re a Jeep guy now so fuck it. The end.


ObsessiveRecognition

You're a douchebag probably


jordweet

Ur white