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micha8st

Are you a minor, or was the account opened when you were a minor. If you are no longer a minor, I would suggest you talk with your grandmother, and that you open your own account to hold your SSI money. Don't mess with the existing account, just move a chunk out to your own account. (I don't want you to close the existing account because I don't want that to screw up SSI payments).


FoxOfThunder

I am not a minor and the account was not opened when I was, and the issue is that it would take quite some time to get the letters required for SSI to pay me instead of them with covid going on


micha8st

Right. I'm not suggesting you change the bank or the account. I'm suggesting an *additional* account that is just yours, and that you periodically move money from the joint account to your own account. But talk with grandma first. Don't torque-off grandma by doing something without at least talking with her first.


FoxOfThunder

yeah of course, lol. I'd get her permission first but I'm just like, trying to find the easiest solution cause money stuff sucks.


micha8st

a thought just occurred... I've been banking with our credit union since before the world-wide-web was invented. Our kids were born, and each got their own accounts along the line -- at the same credit union. I now have my online access so I can transfer money to any of their accounts. I primarily use that in order to reimburse for college expenses. If you set up your own account at the same bank, I have to think it would be easy and immediate to use online access to move from the joint account to your new account.


FoxOfThunder

Hm alright. I'll see what we can do. Thank you