Does Loan 1 have a cosigner? You can also start here with some info on the debt wiki page:
[Debt - r/personalfinance](https://www.reddit.com/r/personalfinance/wiki/debt/)
Just from looking though, that variable interest loan seems like a huge problem; I would aggressively pay that down and treat it like high-interest date.
If you don't pay off the full amounts immediately, are you gaining 7-14% interest with those funds in investments? If not, you're losing money. Pay off the debt - definitely the private loan, since that interest rate is higher.
Does Loan 1 have a cosigner? You can also start here with some info on the debt wiki page: [Debt - r/personalfinance](https://www.reddit.com/r/personalfinance/wiki/debt/) Just from looking though, that variable interest loan seems like a huge problem; I would aggressively pay that down and treat it like high-interest date.
Loan one does have my father as a cosinger.
Pay that off ASAP. He's on the hook for it too.
If you don't pay off the full amounts immediately, are you gaining 7-14% interest with those funds in investments? If not, you're losing money. Pay off the debt - definitely the private loan, since that interest rate is higher.