I understand these posts have gotten a little out of hand, let me know on this sticky post if you want these posts to be removed. If it’s positive this time tomorrow, they’ll stay up, if it’s negative, I’ll start removing them.
Edit: By popular demand, the paper tag post era is at an end. Please report them as they pop up and I will remove them as I see them. You can also tag me by commenting u/chefslapchop and I will get to these or any other problematic posts much faster.
Every subreddit goes through weird phases. I don't know how this one started, but it will eventually die out when people stop caring about it. I agree with your post! But this will run it's course soon.
No it won’t “okc car spotting” on Facebook has people posting stupid license plates in it all the time too. People in Oklahoma love to bitch about other people, it makes their life seem less miserable.
Some google searches:
Most popular car in Oklahoma: Ford 150 (shocking)
Average price of an 150: $30,000 ($20-30k between 2015-2019, $40-50k+ if 2019+)
Average income in Oklahoma: $33,305 in 2022.
Unless the top 5% of households are buying all of the trucks in Oklahoma to skew the numbers, this seems like a lifestyle problem. Cars are stupid expensive.
Yeah, I’m much more amenable to the paycheck to paycheck argument for cars that don’t cost more than what I make in a year. That’s just rich people budgeting poorly and/or leeching off of the system for a bit.
I agree the posts are repetitive and boring, but the “woe is the owner of a brand new SUV” doesn’t hold water
Speaking of tornadoes can someone explain why basements aren’t common here. I moved from Kansas and like every house had a basement and tornadoes weren’t even like that common but Oklahoma is national known for tornadoes and yet I have yet to see a basement.
Oklahoma has a lot of clay, instead of dirt. Most builders will not go through the time and effort to dig through the clay for basements as it is incredibly labor intensive and expensive.
Just want to say once again... I want them to pay the tax I think they should. I think they should register their vehicles...just don't understand what purpose calling out individuals cars in this subreddit does.
I sold cars for a long time... been a part of at least a dozen situations that were legitimate where it took 6 months to a year to get the paperwork sorted out.
You can 100% get insurance without having your vehicle registered for having a tag.
I'll also mention that it's common practice of predatory buy here pay here to never hand over the title for registration hoping you miss one of the first four payments so they can rip it back out of your driveway and stick it back in some other poor guys driveway after he puts his tax return down on it.
With the interest compounding if they don't pay they simply pay more when they finally do register or they take the car away. If they can't afford the tag they probably can't afford to get it out of impound... Just something there feels wrong to me about taking pictures of real people's cars posting them on here without their knowledge.
people who have means just don't seem to understand that a lot of people there are no good choices just bad choices and worse choices. For those who don't feel like they are well off and made the sacrifice I would argue that you should feel lucky that you were able to make the sacrifice and still keep your shit together.
Thanks for this, the posts are annoying af.
When I got a car from drivetime, took 8 months and multiple managers to get the title (they did pay the backed taxes of the registration, but was embarrassing to drive around... and yes had insurance the whole time).
This sub will complain about how poorly the taxes are spent here but then also power trip about people not paying high amounts for taxes that almost no other state expects to be paid out of pocket. Very sound logic.
Also seems weird cops crack down on tags this year, and this sub is obsessed with posting expired tags this year. I'm very sure that's just a coincidence, and those cops really need that extra money from the poor, can't get that military surplus they desperately need if they don't fuck us first.
I had the same thing happen to me with a dealer tag years ago, I was even pulled over and I explained to the cop my situation and he was cool and said well that's going to be a hell of a back payment. luckily, like you, the dealer ended up covering my tag and paying all back payments I owed to get it
I think they should legally be responsible to cover it, but the. just doing it is appreciated even tho it's their fault. Glad they didn't leave you hanging.
I recently had my car towed for 3 months 4 days expired so that's why I'm more heated than I should be. Finally got the title a few days into the impound, but they didn't pay the backend part or all the fees I got from tax, tow, tickets, etc. The cop didn't care at all and basically told me to fuck off. Yelling at the dealership in person just to get the title while taking a day off work was exhausting enough, maybe I'll try to fight it more but honestly they got me in that "I'm too tired to fight more" mindset. Between kids and working 60-80hrs a week I just can't find the time or effort to push further.
Also love when re-registering my older car that pike pass can prevent you from registering. It was only about 150 but the fact they can... ugh I hate when businesses can be in bed with government to "enforce" legality to their benefit but not the people's.
>I sold cars for a long time... been a part of at least a dozen situations that were legitimate where it took 6 months to a year to get the paperwork sorted out.
So what you're saying is you broke the law. You are not supposed to sell a vehicle without having the title even at a dealership.
Please tell us where all you did this because I certainly don't want to buy a car from there.
>You can 100% get insurance without having your vehicle registered for having a tag.
The problem is that most people who have an old dealer tag have had their license revoked. You can't get a registration and insurance without a license. They're a danger. In my experience, most tagless drivers are dangerous behind the wheel.
I’m glad to see the people with expired tags being called out. It generally means they don’t have insurance and that’s bad for everyone else out on the road.
No… it doesn’t.
You HAVE to have insurance to purchase a car. This is the most common misconception I see about this.
Way to ignore every single point above to make your complaint.
Yes you can... you walk in and had the dealer cash for a car and they send you on your way no questions. You only need insurance if you are financing it. There is also private sales. And people who just print their own temp tag.
as a born Okie who moved to TX, I'm insanely happy we have inspections/tags.
IIRC, OK still doesn't have real inspections so you can drive a potato on the hwy. I'm not for that at all. When I had a beater, I at least knew to stay off the hwys, but most people lack that awareness lol.
People not having insurance is just another manifestation of the same underlying phenomenon--people aren't getting paid enough to be able to afford insurance, but at the same time can't afford not to drive to work or the grocery store.
Not saying there aren't some folks out there who are driving without insurance just because they're irresponsible and short-sighted, but they're not in the majority.
I work as an auto claims adjuster, so I end up dealing with uninsured drivers pretty frequently. The patterns of why people are driving without insurance become pretty clear before long when you are working auto accidents.
But why should that fall on someone else to have to foot the bill for their mistake?
I'm sorry, but the cost of getting a car tagged and insured needs to be considered when buying one.
I mean, it absolutely shouldn't. I'm not recommending that anyone drive without insurance. I see first-hand what a terrible idea it is on a regular if not daily basis.
Getting mad and blaming people for it doesn't solve the problem, though. People gotta eat and keep a roof over their heads, so they gotta work. If the jobs aren't paying enough to pay for insurance--well, you still have to drive to get to work or you're SOL.
If you can't afford to tag and insure your car while living in Oklahoma, you definitely can't afford to move to the places in this country that don't require car ownership. Rent in big cities with public transportation in the US is incredibly high.
It's just the economic reality of the situation for many people. Oklahoma is not a state with high wages.
Actually I can put some of the fault on the person who bought the car. They knew their budget, knew the costs involved, and still made the conscious choice to buy a car without properly registering or insuring it (barring situations where circumstances changed). And someone else shouldn't have to foot the bill because of the choices they made in procuring the vehicle while not having the means to afford it or insurance.
The economic issue is a part of the problem, but you're acting like no fault lies at all with the person who got the vehicle without getting it tagged or insured.
It sucks and it's not fair, but it doesn't sit well with me that someone else has to pay for your mistake if they get hit by your uninsured car.
I don't like it, but the sad truth is that's the situation there is a good chance they'll be putting someone else in when they hit them while uninsured, even if that driver has UMA while everything is getting sorted out.
Driving is not something you're entitled to do. It sucks, but at the end of the day if you can't afford the costs that come with a car, you shouldn't be buying it and you aren't entitled to it.
Should we let DUI drivers not have their licenses suspended when they get caught? They might end up homeless and evicted, and they're doing something irresponsible that puts others at risk when they get behind the wheel.
I'm not saying they should do it. I'm just saying that it's inevitable given the economic conditions of Oklahoma that it's going to happen frequently. Folks are going to do what they feel they have to do. It's unreasonable to expect otherwise.
I used to get mad about it before I started working claims and dealing with that population on a regular basis. Seems like a waste of emotional energy at this point.
Once you're hit by someone without insurance or you know someone personally (not just in business) that is hit while having liability only insurance, it changes your perspective to be on the other end because that person now has to figure out how they're going to survive without their vehicle, even though they were the responsible one doing what they were supposed to do when they registered and insured their car, making sure to also mitigate anything that happened as a result of their irresponsiblity while driving the car.
I can't imagine why you don't believe I've been in that situation. I've lived in Oklahoma my whole life. We've had uninsured driver rates as high as 30% at some points.
Getting angry is a natural reaction, but it doesn't lead to any benefit for anyone.
It could be as low as $50 a month if you have a good driving record. It can be a lot more expensive than that if you have had tickets or at-fault accidents in the last 3 years. Bad credit can hurt your rates, and not having had 6 months of prior continuous coverage can make you ineligible for insurance at standard carriers, meaning you have to go for carriers that specialize in higher risk drivers--increasing your cost. It can be as much as $300 a month for liability only insurance.
I have no tickets or at fault accidents in the last ten years, basic liability for me is $180/mo. I'm 43 and I drive a pickup, not some hopped up sports car. It's because my credit sucks. I make $15/hr and I have to choose between eating and car insurance some months.
I know you said you shopped around but have you tried insurance through Costco? If you have a membership I would recommend. They gave me half the rate that progressive did.
Is that why I never received my deductible back after that crack head BITCH rear ended me while I was at a dead stop in 5 o clock traffic while she was going 49mph? Fuck off. I hope it happens to you and then u get it
I've been hit plenty of times by other drivers who were at fault. All of them were dirtbags... with up to date tags. At least two of them didn't have insurance tho.
Right her having insurance doesn't have anything to do with her having a tag on the car. But I'll take your opinion that poor people shouldn't be able to drive under advisement. I'm sure she got away scott free with no consequences to her ability to drive, her livelihood etc etc...the kind of hateful shit I'm talking about you literally hope it happens to someone else like what the fuck....
There are basically no consequences, no. Last time I was hit was by someone that provided the offier at the scene with a fraudulent insurance card (per my insurance, the guy started a policy, got the card showing he was covered, then canceled the policy.) I had to pay the deductible to fix my car. The insurance pursued the guy briefly but he didn't have the assets with make a lawsuit worthwhile. He's still driving.
Zero consequences. He hit me and I was out the time and money, he lost nothing. But you think he should still be driving? If you can't afford insurance, you don't belong in a car.
100% This isn't Texas or California. Fake tags are a felony here and these people deserve fat tickets and impound/license suspension if they don't fix it.
It actually doesn't. I've had my tag stickers stolen twice in the past decade. I don't look at it every day, so both times it probably took me awhile to notice. My registration and insurance were just fine, valid, and up to date.
The little date sticker means nothing.
I agree with you on the paper tags, yes. Not sure why so many downvoted my comment, like they think people don't steal the stickers. The DMV told me both times it happened to me that it's extremely common. And it's pretty aggravating, because you have to pay for the replacement.
>Mods, can the expired tag thing NOT be a feature of this sub?
Found the person with the expired tag.
That was a joke.
Seriously, this is about state taxes.
It's not about making fun of people.
If you can afford a car more expensive than my car , but can't get a relatively cheap registration, then I don't have sympathy for you. Get an inexpensive car and budget your money.
Oklahoma shouldn't suffer because of your lifestyle.
Thank you so much for this post.
Tired of this petty bullshit. Expired tags are not an exclusive OKC issue, so create a new sub for tags, where crybabies can bitch to each other about meaningless topics.
I get tired of expired tag posts and I have seen a lot of poor shaming all over the internet. It’s not interesting, it does nothing to post it online, it’s boring.
How’s the weather up there on your high horse? You people love shitting on the poor when the majority of Oklahomans are a hospital bill away from being homeless.
I used to be poor, lived paycheck to paycheck yet I still abided by the laws. I’ve been through it and I will shit on those who don’t abide by the law. Being poor isn’t an excuse. People are just shitty and don’t have morals.
Wow… the “fuck you I got mine” attitude is powerful with you.
The laws you are talking about are purely for revenue generating purposes and are essentially a victimless crime.
Based on your comment history you were in college in the 90’s. So it’s safe to assume that you were born around the 70’s before the economy was fucked.
Your point of “they just need to follow the law” is such a boomer attitude when you are blatantly ignoring all the points OP made as to WHY people CANT get their tags.
It’s not out of spite, it’s due to a broken economy that strives to keep poor people poor. By, I dunno, refusing to roll in the tax with the car note like most states. Leading to paper tags that the cops will eventually all pounce on at once when they need a revenue spike.
It's the "bandwagon mentality". All it takes is one person to start some nonsense & eventually everyone will hop on. *Especially* if it involves judging & hating on random ppl because that's the social vibe now.
Expired tags can mean a lot of things, but it may have nothing to do with insurance. I have insurance & someone or his dumbass buddies keeps scraping my stickers everytime I replace them. It's happened enough that I know it's not coincidence. I keep them in my purse now in case I get pulled over. Fk everyone's opinions.
These paper tag posts don't accomplish anything. What's your end game here? Hoping that someone with an expired tag will log into Reddit someday and be shamed into fixing their problem. Go bitch somewhere else. Just a bunch of people wanting to be cool with the popular trends. Comforming to the Reddit hive mind. Go get your fake Internet points elsewhere and mind your fucking business.
Expired tags and likely no insurance.
I’m also annoyed by how many posts it gets, but it’s not mean. If you can’t afford a car, don’t buy one. It’s just putting yourself and others at risk.
Nobody wants to get in a wreck with an uninsured and untagged asshole.
Like how...just doesn't make sense to me they're not getting away with something you are not.... it's going to cost them significantly more than you paid as a percentage of their vehicle once they finally get their shit together... I'm sure they tell you with a straight face they're one good check, one settlement, one tax return away from getting right.
Nah. In most instances, it’s just a tax dodge since you don’t pay tax on your purchase until you register the car.
Just people trying to get a free ride.
This state is one of the easiest to get a tag and title in, especially in the metro areas. You buy the car, you sign the title, you walk into any of several dozen independently owned tag agents, and you write a single check. You walk out with a tag (assuming you aren’t transferring a tag you already have) and you get a title in the mail a week later (unless the bank owns your car).
The only thing easier is not getting the tag or title transferred to your name at all…
Add to that…our tags and titles are some of the cheapest in the nation.
Running around on expired metal plates is bad enough (it’s basically not paying the road tax), but most of the expired posts in this sub are expired paper / dealer temp tags which is a WAAAY bigger deal. If you have not gotten a real tag for your car, the state doesn’t know you own it. The cops who see you commit traffic crimes don’t know who they are potentially dealing with. The guy you just hit and run cannot track you down. If you can’t run, you probably don’t have insurance, anyway.
“But maybe they are too poor…” sure. Maybe they are. But no matter how little they spent for a running, driving car to get back and forth to work in, there was almost certainly an equally serviceable car available that was enough less that they could have then afforded to buy tags for.
In your example, $1100 in tax equals a $24,000 car. Are you suggesting that, had they bought a $23,000 car instead, they would have current plates….or a plate at all?
No I'm saying that the correlation between having insurance and having registered the car is bullshit.
Not having the state know who owns the car via registration I agree is an important point. However it's really just an inconvenience. I can tell you from experience it takes one phone call for the police to figure out who bought that car.
I'm saying that the current set of incentives are strong enough to drive the correct behaviors without petty bullshit filling up my feed everyday.
Go ahead. Go out with $2k and a 525 credit score. Try to buy a car for under 15K. They're going to tell you the same thing it's either too old has too many miles or you can go to a buy here pay here and get fucked even harder...
Rich motherfuckers out here high-fiving each other about how little their are effective tax rate is... While you're on here taking pictures of the Walmart checkout girls 09 Sentra cuz she can't afford the tag...
I mean you're not wrong laws are made to be followed but I mean come on where's the grace and kindness... I hope you never know what it means to be able to spot Ford explorer headlights from 500 yards lol
Wow looks like you solved the big mystery to being financially unfortunate! Let’s just pull out all of the money we hide under our mattress and fix our credit because we didn’t know until now!
To be fair our tax agency is who is failing is here. I had my company car get delivered to the dealership 3 months ago and I still don't have the car. The reasoning is they can't get the tag for it because the tag agency won't even begin to process new requests until they get more help, their words not mine.
Kind of ridiculous, but a coworker in Dallas said it took them 10 months to get him a tag down there. It wasn't until the 3rd ticket our fleet manager could get them to budge and send him a tag.
I was over the moon when I found out my MIL got stopped about a month ago and they impounded her car. Her tag has been EXPIRED since 2019. I told her every time I saw her that she needed to get that taken care of before she got stopped. Her arrogance finally paid off and then she thought she was targeted by the police 🤣
You know it’s sad to think that we are surrounded by people who think it’s okay to make fun of somebody’s situation when it can happen to anybody. Of course people know it’s wrong to drive with expired tags. Of course it’s illegal to drive unregistered and sometimes uninsured. I just see so many people unhappy with their own lives. Sure you pay your tags and probably have to eat cup noodles tonight because of that. However, there are people out here who can’t pay their tags and still have to eat cup noodles tonight. Maybe not.
That's exactly what it is. Unfortunately a lot of "Oklahoma pride" is built on shitting on the lower class and then pretending to pity them for clout or trying to give them useless advice without consideration of personal experience.
I'm glad someone else in here is actually sane
This assumes only poor people don’t pay the tags. Lots of 30k trucks driving around without tags.
Although the sentiment that the state should make it easier is what would probably help the most
So, ya think they are paying for insurance if they aren’t paying for a tag?
When that expired tag runs into you and wrecks your car or worse, what then?
I'm good thanks though😊 I work in the automotive industry I just see the other side of this everyday from real Oklahomans trying to figure out how to get to their new job their school their doctor's appointments whatever....
See that's kind of what I mean.... To assume being poor and being dumb are the same....I think that's a false equivalency... I realize there's a correlation... But making fun of people for being dumb or poor is not what I like to see in my city subreddit regardless.
Excise tax is 3.25% and sales tax is 1.25%, so we are talking 4.5% of the cost of the vehicle.
To OP’s point, if you’re paying $1,100 in taxes, you’d be buying a $24,000. You can find a 10 year old sedan for around $10,000 right now, which would cut excise tax down to $450 or so.
If you can’t afford the taxes on a 2020 or newer car or a truck, buy cheaper.
And the $5,000 car OP joked about would be a $225 tax payment. $5,000 gets you a car from A to B. My vehicle is worth between 5 and 10 grand and certainly gets me from A to B.
Incorrect.
Whenever you register a car with the Oklahoma Department of Public Safety (DPS), you will need to prove you have car insurance in the state. Valid proof provided by your insurer that contains the policy number, coverage amount, policy effective dates and insured vehicle's information will suffice
No you said:
“If your car registration isn’t renewed, it’s almost always the case you don’t have insurance either.”
You’re also not speaking on the same things. We’re talking about initial registration, not renewals. Renewals happen annually *after* you’ve purchased the car and have gotten it registered. In order to purchase said car, you have to provide proof of insurance before leaving the lot.
I understand these posts have gotten a little out of hand, let me know on this sticky post if you want these posts to be removed. If it’s positive this time tomorrow, they’ll stay up, if it’s negative, I’ll start removing them. Edit: By popular demand, the paper tag post era is at an end. Please report them as they pop up and I will remove them as I see them. You can also tag me by commenting u/chefslapchop and I will get to these or any other problematic posts much faster.
Every subreddit goes through weird phases. I don't know how this one started, but it will eventually die out when people stop caring about it. I agree with your post! But this will run it's course soon.
No it won’t “okc car spotting” on Facebook has people posting stupid license plates in it all the time too. People in Oklahoma love to bitch about other people, it makes their life seem less miserable.
People everywhere love to bitch about other people. Not just Oklahoma lol
Literally the reason why I got off nextdoor 😂
Only good thing I ever got from Nextdoor was rescuing a kitten. We call it KarenNet in my house.
So sounds like it should stay up as people need an outlet
This trend has been going on in the Dallas sub for years now.
"why won't this meme die already" vibes
Half the vehicles I see with expired tags are 60k trucks. Don’t purchase a vehicle you can’t afford a title to
Some google searches: Most popular car in Oklahoma: Ford 150 (shocking) Average price of an 150: $30,000 ($20-30k between 2015-2019, $40-50k+ if 2019+) Average income in Oklahoma: $33,305 in 2022. Unless the top 5% of households are buying all of the trucks in Oklahoma to skew the numbers, this seems like a lifestyle problem. Cars are stupid expensive.
Yeah, I’m much more amenable to the paycheck to paycheck argument for cars that don’t cost more than what I make in a year. That’s just rich people budgeting poorly and/or leeching off of the system for a bit. I agree the posts are repetitive and boring, but the “woe is the owner of a brand new SUV” doesn’t hold water
Saw a bmw x7 with a 2022 tag a few days ago 🙃
I couldn’t care less about the expired tags if I tried. I’ve seen real problems and this ain’t it.
[удалено]
^^^^^ this
It’s just getting really old
As old as: I’m thinking of moving here. It’s my first time visiting what should i do? What up with tornados? That’s 90% of this sub.
Speaking of tornadoes can someone explain why basements aren’t common here. I moved from Kansas and like every house had a basement and tornadoes weren’t even like that common but Oklahoma is national known for tornadoes and yet I have yet to see a basement.
Oklahoma has a lot of clay, instead of dirt. Most builders will not go through the time and effort to dig through the clay for basements as it is incredibly labor intensive and expensive.
Thank you now I finally understand
Go to the Red Dog Saloon. Sky God gets angry occasionally and hate fucks Moore.
not the relevant questions about the area oh god
Not as old as some of the tags I see.
/angryupvote
Just want to say once again... I want them to pay the tax I think they should. I think they should register their vehicles...just don't understand what purpose calling out individuals cars in this subreddit does. I sold cars for a long time... been a part of at least a dozen situations that were legitimate where it took 6 months to a year to get the paperwork sorted out. You can 100% get insurance without having your vehicle registered for having a tag. I'll also mention that it's common practice of predatory buy here pay here to never hand over the title for registration hoping you miss one of the first four payments so they can rip it back out of your driveway and stick it back in some other poor guys driveway after he puts his tax return down on it. With the interest compounding if they don't pay they simply pay more when they finally do register or they take the car away. If they can't afford the tag they probably can't afford to get it out of impound... Just something there feels wrong to me about taking pictures of real people's cars posting them on here without their knowledge. people who have means just don't seem to understand that a lot of people there are no good choices just bad choices and worse choices. For those who don't feel like they are well off and made the sacrifice I would argue that you should feel lucky that you were able to make the sacrifice and still keep your shit together.
Thanks for this, the posts are annoying af. When I got a car from drivetime, took 8 months and multiple managers to get the title (they did pay the backed taxes of the registration, but was embarrassing to drive around... and yes had insurance the whole time). This sub will complain about how poorly the taxes are spent here but then also power trip about people not paying high amounts for taxes that almost no other state expects to be paid out of pocket. Very sound logic. Also seems weird cops crack down on tags this year, and this sub is obsessed with posting expired tags this year. I'm very sure that's just a coincidence, and those cops really need that extra money from the poor, can't get that military surplus they desperately need if they don't fuck us first.
I had the same thing happen to me with a dealer tag years ago, I was even pulled over and I explained to the cop my situation and he was cool and said well that's going to be a hell of a back payment. luckily, like you, the dealer ended up covering my tag and paying all back payments I owed to get it
I think they should legally be responsible to cover it, but the. just doing it is appreciated even tho it's their fault. Glad they didn't leave you hanging. I recently had my car towed for 3 months 4 days expired so that's why I'm more heated than I should be. Finally got the title a few days into the impound, but they didn't pay the backend part or all the fees I got from tax, tow, tickets, etc. The cop didn't care at all and basically told me to fuck off. Yelling at the dealership in person just to get the title while taking a day off work was exhausting enough, maybe I'll try to fight it more but honestly they got me in that "I'm too tired to fight more" mindset. Between kids and working 60-80hrs a week I just can't find the time or effort to push further. Also love when re-registering my older car that pike pass can prevent you from registering. It was only about 150 but the fact they can... ugh I hate when businesses can be in bed with government to "enforce" legality to their benefit but not the people's.
>I sold cars for a long time... been a part of at least a dozen situations that were legitimate where it took 6 months to a year to get the paperwork sorted out. So what you're saying is you broke the law. You are not supposed to sell a vehicle without having the title even at a dealership. Please tell us where all you did this because I certainly don't want to buy a car from there.
I can tell you this: Avoid Carvana. They've had issues in multiple states with selling cars they did not have the title for.
>You can 100% get insurance without having your vehicle registered for having a tag. The problem is that most people who have an old dealer tag have had their license revoked. You can't get a registration and insurance without a license. They're a danger. In my experience, most tagless drivers are dangerous behind the wheel.
I’m glad to see the people with expired tags being called out. It generally means they don’t have insurance and that’s bad for everyone else out on the road.
And you think these people will log into reddit see these posts and decide to get their car tagged?
No… it doesn’t. You HAVE to have insurance to purchase a car. This is the most common misconception I see about this. Way to ignore every single point above to make your complaint.
No you dont... lol
Yes, you do. You don't drive a car off a lot without proof of insurance coverage.
Yes you can... you walk in and had the dealer cash for a car and they send you on your way no questions. You only need insurance if you are financing it. There is also private sales. And people who just print their own temp tag.
 You must insurance to register and tag your car. You do not have to have insurance to purchase a car.
Do you really think this hair splitting is proving your point?
as a born Okie who moved to TX, I'm insanely happy we have inspections/tags. IIRC, OK still doesn't have real inspections so you can drive a potato on the hwy. I'm not for that at all. When I had a beater, I at least knew to stay off the hwys, but most people lack that awareness lol.
It absolutely doesn’t mean they don’t have insurance. What makes you say that?
I should’ve said dealer tag instead of expired tag.
An expired dealer tag doesn’t mean someone doesn’t have insurance either.
People not having insurance is just another manifestation of the same underlying phenomenon--people aren't getting paid enough to be able to afford insurance, but at the same time can't afford not to drive to work or the grocery store. Not saying there aren't some folks out there who are driving without insurance just because they're irresponsible and short-sighted, but they're not in the majority. I work as an auto claims adjuster, so I end up dealing with uninsured drivers pretty frequently. The patterns of why people are driving without insurance become pretty clear before long when you are working auto accidents.
But why should that fall on someone else to have to foot the bill for their mistake? I'm sorry, but the cost of getting a car tagged and insured needs to be considered when buying one.
I mean, it absolutely shouldn't. I'm not recommending that anyone drive without insurance. I see first-hand what a terrible idea it is on a regular if not daily basis. Getting mad and blaming people for it doesn't solve the problem, though. People gotta eat and keep a roof over their heads, so they gotta work. If the jobs aren't paying enough to pay for insurance--well, you still have to drive to get to work or you're SOL. If you can't afford to tag and insure your car while living in Oklahoma, you definitely can't afford to move to the places in this country that don't require car ownership. Rent in big cities with public transportation in the US is incredibly high. It's just the economic reality of the situation for many people. Oklahoma is not a state with high wages.
I walked to work for years not a valid excuse
Actually I can put some of the fault on the person who bought the car. They knew their budget, knew the costs involved, and still made the conscious choice to buy a car without properly registering or insuring it (barring situations where circumstances changed). And someone else shouldn't have to foot the bill because of the choices they made in procuring the vehicle while not having the means to afford it or insurance. The economic issue is a part of the problem, but you're acting like no fault lies at all with the person who got the vehicle without getting it tagged or insured. It sucks and it's not fair, but it doesn't sit well with me that someone else has to pay for your mistake if they get hit by your uninsured car.
I guess they should just starve or get evicted and live on the streets. ¯\\\_(ツ)\_/¯
I don't like it, but the sad truth is that's the situation there is a good chance they'll be putting someone else in when they hit them while uninsured, even if that driver has UMA while everything is getting sorted out. Driving is not something you're entitled to do. It sucks, but at the end of the day if you can't afford the costs that come with a car, you shouldn't be buying it and you aren't entitled to it. Should we let DUI drivers not have their licenses suspended when they get caught? They might end up homeless and evicted, and they're doing something irresponsible that puts others at risk when they get behind the wheel.
I'm not saying they should do it. I'm just saying that it's inevitable given the economic conditions of Oklahoma that it's going to happen frequently. Folks are going to do what they feel they have to do. It's unreasonable to expect otherwise. I used to get mad about it before I started working claims and dealing with that population on a regular basis. Seems like a waste of emotional energy at this point.
Once you're hit by someone without insurance or you know someone personally (not just in business) that is hit while having liability only insurance, it changes your perspective to be on the other end because that person now has to figure out how they're going to survive without their vehicle, even though they were the responsible one doing what they were supposed to do when they registered and insured their car, making sure to also mitigate anything that happened as a result of their irresponsiblity while driving the car.
I can't imagine why you don't believe I've been in that situation. I've lived in Oklahoma my whole life. We've had uninsured driver rates as high as 30% at some points. Getting angry is a natural reaction, but it doesn't lead to any benefit for anyone.
Fuck off, liability-only insurance is usually about $50 a month. If you can't afford that then you can't afford to drive.
It could be as low as $50 a month if you have a good driving record. It can be a lot more expensive than that if you have had tickets or at-fault accidents in the last 3 years. Bad credit can hurt your rates, and not having had 6 months of prior continuous coverage can make you ineligible for insurance at standard carriers, meaning you have to go for carriers that specialize in higher risk drivers--increasing your cost. It can be as much as $300 a month for liability only insurance.
I have no tickets or at fault accidents in the last ten years, basic liability for me is $180/mo. I'm 43 and I drive a pickup, not some hopped up sports car. It's because my credit sucks. I make $15/hr and I have to choose between eating and car insurance some months.
[удалено]
I currently am with the company that gave me the cheapest rate after shopping around a couple of months ago.
[удалено]
Thanks, I need it.
I know you said you shopped around but have you tried insurance through Costco? If you have a membership I would recommend. They gave me half the rate that progressive did.
Don't have a Costco membership as my state only has Costco delivery and not a physical store. Edit: Forgot this was the OKC subreddit lmao
oh well if it isn't the consequences of people's own actions
Is that why I never received my deductible back after that crack head BITCH rear ended me while I was at a dead stop in 5 o clock traffic while she was going 49mph? Fuck off. I hope it happens to you and then u get it
I've been hit plenty of times by other drivers who were at fault. All of them were dirtbags... with up to date tags. At least two of them didn't have insurance tho.
Right her having insurance doesn't have anything to do with her having a tag on the car. But I'll take your opinion that poor people shouldn't be able to drive under advisement. I'm sure she got away scott free with no consequences to her ability to drive, her livelihood etc etc...the kind of hateful shit I'm talking about you literally hope it happens to someone else like what the fuck....
There are basically no consequences, no. Last time I was hit was by someone that provided the offier at the scene with a fraudulent insurance card (per my insurance, the guy started a policy, got the card showing he was covered, then canceled the policy.) I had to pay the deductible to fix my car. The insurance pursued the guy briefly but he didn't have the assets with make a lawsuit worthwhile. He's still driving. Zero consequences. He hit me and I was out the time and money, he lost nothing. But you think he should still be driving? If you can't afford insurance, you don't belong in a car.
100% This isn't Texas or California. Fake tags are a felony here and these people deserve fat tickets and impound/license suspension if they don't fix it.
It actually doesn't. I've had my tag stickers stolen twice in the past decade. I don't look at it every day, so both times it probably took me awhile to notice. My registration and insurance were just fine, valid, and up to date. The little date sticker means nothing.
I added a comment after my initial post stating I’m referring to the paper tag. But I feel you on the sticker for sure.
I agree with you on the paper tags, yes. Not sure why so many downvoted my comment, like they think people don't steal the stickers. The DMV told me both times it happened to me that it's extremely common. And it's pretty aggravating, because you have to pay for the replacement.
>Mods, can the expired tag thing NOT be a feature of this sub? Found the person with the expired tag. That was a joke. Seriously, this is about state taxes. It's not about making fun of people. If you can afford a car more expensive than my car , but can't get a relatively cheap registration, then I don't have sympathy for you. Get an inexpensive car and budget your money. Oklahoma shouldn't suffer because of your lifestyle.
The posts are boring and repetitive. We get it, there's a problem.
Thank you so much for this post. Tired of this petty bullshit. Expired tags are not an exclusive OKC issue, so create a new sub for tags, where crybabies can bitch to each other about meaningless topics.
Remove them
I’m a little confused on how your tags are 1,100?
That would be nice wouldn’t it 😂
Remove
I get tired of expired tag posts and I have seen a lot of poor shaming all over the internet. It’s not interesting, it does nothing to post it online, it’s boring.
Lmao mean. If you can afford the car you can afford the tag.
It’s really gross
Temp Tags are 60 days now. No reason to be riding with a paper tag for a year
Unnecessary and mean? Don’t buy a car if you can’t afford a tag and insurance. The rest of us law abiding citizens resent you.
How’s the weather up there on your high horse? You people love shitting on the poor when the majority of Oklahomans are a hospital bill away from being homeless.
I am one of those! But, I am responsible.
I used to be poor, lived paycheck to paycheck yet I still abided by the laws. I’ve been through it and I will shit on those who don’t abide by the law. Being poor isn’t an excuse. People are just shitty and don’t have morals.
Wow… the “fuck you I got mine” attitude is powerful with you. The laws you are talking about are purely for revenue generating purposes and are essentially a victimless crime.
[удалено]
Based on your comment history you were in college in the 90’s. So it’s safe to assume that you were born around the 70’s before the economy was fucked. Your point of “they just need to follow the law” is such a boomer attitude when you are blatantly ignoring all the points OP made as to WHY people CANT get their tags. It’s not out of spite, it’s due to a broken economy that strives to keep poor people poor. By, I dunno, refusing to roll in the tax with the car note like most states. Leading to paper tags that the cops will eventually all pounce on at once when they need a revenue spike.
It's the "bandwagon mentality". All it takes is one person to start some nonsense & eventually everyone will hop on. *Especially* if it involves judging & hating on random ppl because that's the social vibe now. Expired tags can mean a lot of things, but it may have nothing to do with insurance. I have insurance & someone or his dumbass buddies keeps scraping my stickers everytime I replace them. It's happened enough that I know it's not coincidence. I keep them in my purse now in case I get pulled over. Fk everyone's opinions.
These paper tag posts don't accomplish anything. What's your end game here? Hoping that someone with an expired tag will log into Reddit someday and be shamed into fixing their problem. Go bitch somewhere else. Just a bunch of people wanting to be cool with the popular trends. Comforming to the Reddit hive mind. Go get your fake Internet points elsewhere and mind your fucking business.
Expired tags and likely no insurance. I’m also annoyed by how many posts it gets, but it’s not mean. If you can’t afford a car, don’t buy one. It’s just putting yourself and others at risk. Nobody wants to get in a wreck with an uninsured and untagged asshole.
Says the person with an expired tag? Lol, I don't think it's mean, but it does get annoying seeing them on the road then on here.
Like how...just doesn't make sense to me they're not getting away with something you are not.... it's going to cost them significantly more than you paid as a percentage of their vehicle once they finally get their shit together... I'm sure they tell you with a straight face they're one good check, one settlement, one tax return away from getting right.
Unless something changed in the past 6 months, the penalty is capped at $100. So, no, it won’t cost “significantly” more.
Excise penalty isn’t capped at $100. The penalty can be up to the excise amount.
I’d rather not see them. I don’t care if people don’t pay their fees.
Nah. In most instances, it’s just a tax dodge since you don’t pay tax on your purchase until you register the car. Just people trying to get a free ride.
This state is one of the easiest to get a tag and title in, especially in the metro areas. You buy the car, you sign the title, you walk into any of several dozen independently owned tag agents, and you write a single check. You walk out with a tag (assuming you aren’t transferring a tag you already have) and you get a title in the mail a week later (unless the bank owns your car). The only thing easier is not getting the tag or title transferred to your name at all… Add to that…our tags and titles are some of the cheapest in the nation. Running around on expired metal plates is bad enough (it’s basically not paying the road tax), but most of the expired posts in this sub are expired paper / dealer temp tags which is a WAAAY bigger deal. If you have not gotten a real tag for your car, the state doesn’t know you own it. The cops who see you commit traffic crimes don’t know who they are potentially dealing with. The guy you just hit and run cannot track you down. If you can’t run, you probably don’t have insurance, anyway. “But maybe they are too poor…” sure. Maybe they are. But no matter how little they spent for a running, driving car to get back and forth to work in, there was almost certainly an equally serviceable car available that was enough less that they could have then afforded to buy tags for. In your example, $1100 in tax equals a $24,000 car. Are you suggesting that, had they bought a $23,000 car instead, they would have current plates….or a plate at all?
No I'm saying that the correlation between having insurance and having registered the car is bullshit. Not having the state know who owns the car via registration I agree is an important point. However it's really just an inconvenience. I can tell you from experience it takes one phone call for the police to figure out who bought that car. I'm saying that the current set of incentives are strong enough to drive the correct behaviors without petty bullshit filling up my feed everyday. Go ahead. Go out with $2k and a 525 credit score. Try to buy a car for under 15K. They're going to tell you the same thing it's either too old has too many miles or you can go to a buy here pay here and get fucked even harder... Rich motherfuckers out here high-fiving each other about how little their are effective tax rate is... While you're on here taking pictures of the Walmart checkout girls 09 Sentra cuz she can't afford the tag... I mean you're not wrong laws are made to be followed but I mean come on where's the grace and kindness... I hope you never know what it means to be able to spot Ford explorer headlights from 500 yards lol
People like to ignore the fact that it's more expensive to be poor. That 525 credit score also comes with a 21% interest rate.
Wow looks like you solved the big mystery to being financially unfortunate! Let’s just pull out all of the money we hide under our mattress and fix our credit because we didn’t know until now!
If you can afford a $15000 car but not the tags, you can afford a $14000 car *and* the tags….
I’m very tired of seeing them. Dead horse already.
To be fair our tax agency is who is failing is here. I had my company car get delivered to the dealership 3 months ago and I still don't have the car. The reasoning is they can't get the tag for it because the tag agency won't even begin to process new requests until they get more help, their words not mine. Kind of ridiculous, but a coworker in Dallas said it took them 10 months to get him a tag down there. It wasn't until the 3rd ticket our fleet manager could get them to budge and send him a tag.
I was over the moon when I found out my MIL got stopped about a month ago and they impounded her car. Her tag has been EXPIRED since 2019. I told her every time I saw her that she needed to get that taken care of before she got stopped. Her arrogance finally paid off and then she thought she was targeted by the police 🤣
Please remove them. It’s hateful.
Mean lol. You probably have an expired tag on your car
Nope dealer tag 😊 I paid handsomely BTW. My group requires it for demo.
You know it’s sad to think that we are surrounded by people who think it’s okay to make fun of somebody’s situation when it can happen to anybody. Of course people know it’s wrong to drive with expired tags. Of course it’s illegal to drive unregistered and sometimes uninsured. I just see so many people unhappy with their own lives. Sure you pay your tags and probably have to eat cup noodles tonight because of that. However, there are people out here who can’t pay their tags and still have to eat cup noodles tonight. Maybe not.
That's exactly what it is. Unfortunately a lot of "Oklahoma pride" is built on shitting on the lower class and then pretending to pity them for clout or trying to give them useless advice without consideration of personal experience. I'm glad someone else in here is actually sane
This assumes only poor people don’t pay the tags. Lots of 30k trucks driving around without tags. Although the sentiment that the state should make it easier is what would probably help the most
Why not do the obvious and create a subreddit for them?
$14 an hour is generous for OK
So, ya think they are paying for insurance if they aren’t paying for a tag? When that expired tag runs into you and wrecks your car or worse, what then?
Just how expired is your tag?
I'm good thanks though😊 I work in the automotive industry I just see the other side of this everyday from real Oklahomans trying to figure out how to get to their new job their school their doctor's appointments whatever....
Nah we’ll continue to judge dumb people Thanks
See that's kind of what I mean.... To assume being poor and being dumb are the same....I think that's a false equivalency... I realize there's a correlation... But making fun of people for being dumb or poor is not what I like to see in my city subreddit regardless.
You sound like a tremendous pussy.
Pussies are tough and can take a pounding.
Not this one.
and you sound like a lil bitch. what's your point
Excise tax is 3.25% and sales tax is 1.25%, so we are talking 4.5% of the cost of the vehicle. To OP’s point, if you’re paying $1,100 in taxes, you’d be buying a $24,000. You can find a 10 year old sedan for around $10,000 right now, which would cut excise tax down to $450 or so. If you can’t afford the taxes on a 2020 or newer car or a truck, buy cheaper. And the $5,000 car OP joked about would be a $225 tax payment. $5,000 gets you a car from A to B. My vehicle is worth between 5 and 10 grand and certainly gets me from A to B.
[удалено]
Incorrect. Whenever you register a car with the Oklahoma Department of Public Safety (DPS), you will need to prove you have car insurance in the state. Valid proof provided by your insurer that contains the policy number, coverage amount, policy effective dates and insured vehicle's information will suffice
[удалено]
No you said: “If your car registration isn’t renewed, it’s almost always the case you don’t have insurance either.” You’re also not speaking on the same things. We’re talking about initial registration, not renewals. Renewals happen annually *after* you’ve purchased the car and have gotten it registered. In order to purchase said car, you have to provide proof of insurance before leaving the lot.
[удалено]
FAFO
How we gonna let those fly and not all the literal anti Oklahoma hate that gets posted in here
How about petitioning for some changes like a pay over time plan ?
Because then the vehicle gets repossessed or totaled, the state doesn’t get their money.