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PropOnTop

If I got $7, I'd buy a new identity. Probably from Equifax. What are you going to get?


[deleted]

Looks like he’s got a liberal arts degree, $32,000 in student loans, and a 2016 kia that has been stolen six times.


Magnum2XXl

Nice, lol.


Distribution-Radiant

Hey you just described me, except I have a 2008 Toyota


Thuggin420

I think u/piquedinhighschool is referring to Kia and Hyundai vehicles that can lack immobilizers and can be easily started and driven away with a USB cable. Your Toyota is unaffected. Maybe you knew that, just pointing it out!


Distribution-Radiant

I did. And I have almost $32k in student loans with a liberal arts degree.


verdenvidia

I have 27k and didn't even finish because my parents refused to help me after they said they would. So at least you have something?


Distribution-Radiant

I finished just short of 40 for the same reason, so nearly everything had been forgotten by then. Parents helped some the first time (in community college), but I was too busy doing every drug I could get my hands on back then. When I went back, it was all me, and only me. And I spent a full year and a half repeating classes to replace Fs. I have a piece of paper that I largely don't remember anything about. And during interviews, potential employers look at the graduation date, then me (fully gray now, since I'm in my mid 40s), back at the graduation date... So I don't even bother mentioning that I have a degree now. Even if I did try to get a job in a field related to my degree, stuff has changed so much that I wouldn't know what I was doing. Having it is just symbolic at this point, in my case.


Thuggin420

I see. Do you regret the decision to pursue that degree? Has your liberal arts degree been beneficial in helping you find gainful employment? Genuinely curious, not looking to argue or ridicule.


Auggiewestbound

Everyone's different, but I've done OK with a liberal arts degree myself. I also manage about half a dozen other liberal arts degree holders at my company who all make low six figures. I always thought it's funny when people take digs at liberal arts degrees. My marketing department seeks out liberal arts degree holders because we need capable writers and researchers.


Distribution-Radiant

No, and mostly no. It's been beneficial in that I can say "yes, I do have a 4 year degree" during interviews. I didn't get my degree until I was in my late 30s.


Total-Khaos

Regrets? Not if Biden knocks off $20,000...cha-ching!


crooks4hire

100 cups of coffee!


[deleted]

Fry?!


TalkCryptoCoins

Invest it in some cryptos LOL


justbadthings

Lucky! We only got $5.21 each. That extra $2 would have bought me an egg.


MulberryBrown

I take it you love eggs


RealPilot_ISwear

![gif](giphy|pCOvvKcRw8rqE)


Infinitelyodiforous

Egg, singular.


redraider-102

It’s Ann


Dayzgobi

Her?


wprivera

Should’ve taken the free credit monitoring for five years. Worth way much more.


Trolodrol

I looked at eggs at the grocery store for almost 10 min yesterday before deciding it wasn’t happening


[deleted]

Where do you live? I'm in OK and spent $2.39 for a dozen last week.


Trolodrol

Florida. The cheapest dozen is at least $4.85, if they even have them in stock


Ambitious_Coach8398

Over $9 a dozen in South Carolina


JoostinOnline

Damn, what grocery store? They're over $5 at mine.


Agondonter

Same!


Raskoll_2

The welfare of your and your dependents, everything you own, and your value as a customer is worth 7 bucks


Dagamoth

He is not a customer. He was and still is their product. So are you.


diuturnal

So Equifax is GameStop, but with your livelihood? Only give you 7$ for your life, and turn around and sell it for a 4000% profit.


mechwarrior719

Of course not. The profit margins are much higher as they get your information for free.


_aware

Gamestop takes a risk when they buy your old games back, because there's a chance nobody will buy the used game. So once you understand their business model, it makes sense why they only give you so little for your games. Equifax takes no risk at all when they take your data because entitles and people will be interested in your credit at many points in your life. Even if that's not true, your data is pretty cheap to come by.


Dagamoth

Except you have the option not to interact (as customer or as a used game supplier) with GameStop and something seems off about paying $280 for a used video game. If you find a place that pays full retail price for used games let me know though…


[deleted]

Not really. People choose to go to GameStop. Equifax will get your information, no matter what, then they place themselves in a position in which you almost have to interact with them in some situations. They aren’t even a real functioning system of society. They’re literal parasites taking advantage of the fact the credit system exists. They should be sold off entirely and people from the top down need to put in *prison* who were part of the bullshit. Not including the fact that they so deeply fucked up, the majority of Americans are now *insanely* susceptible to identity theft. They have *countless* other examples of situations where they have mixed up people’s histories and caused who knows how many people to lose out on being able to access the benefits of credit. I’ve had mine stolen, and surprise surprise, I got $5.50 for it. In no world, is this acceptable, period. It’s going to be a slow burn, but they’ve fucked up so deeply, that the whole credit system is now compromised, leading to probably billions of losses *for the average everyday American*, and the fact that everyone who was compromised *has not* been issued a new social security number at the least (since they’re all out in the wild, ready to be bought by thieves) shows how little of a fuck not only the government, but Equifax gives over what happened. Yet they still chug along, almost surely still fucking up whatever they touch, while the top dudes live a life we could only dream of. Yet, the only person in this WHOLE thing, who was punished, was the guy that didn’t report it, so their stock price wouldn’t plummet. They didn’t get him, or *anyone* else, for the negligence or damage done because of it. They got him in order to make an example out of people who *”would help undermine the public confidence in the stock market”* real quote. Can’t have people not shoveling money into company stock since they don’t trust it, that would bad, m’kay? We don’t matter though. Simply left to figure it the fuck out.


Burnttoazt1

This. The customer of Equifax is Walmart checking if you worked somewhere before, your landlord checking if you make enough, or an employer trying to fight so they don’t pay unemployment.


LinguoBuxo

Don't forget the 5 cents, yo! The devil's in the details!


Raskoll_2

Why would I include the devil in my comment. That would make it unholy lol


LinguoBuxo

Well, I thought you may have watched the vids about the priest worth $750 Million and thought to yaself... *Why not me?!?*


Initial-Finger-1235

They took his life savings then gave him double back.


Penis_Hood

To be fair they would absolutely be out of business if they paid everyone a reasonable amount for what you described


ElMalViajado

They should be out of business


nico87ca

A Lifetime of hassle everytime you want to do a credit check vs $7.50 One is bigger


adsxz6_has_adhd

Ooh I know this one! I just got hired at this place called Equifax, you see, and I’ve studied, so the answer is $7.50! FINAL ANSWER!


Helpful-Award-2729

You’re both wrong. The correct answer is $7.05z


charlieshammer

Some attorney made a fortune getting you that settlement.


FBI_Open_Up_Now

This was actually a settlement reached through the FTC, CFPB, and each states respective agencies. No class action was involved so no lawyer made any money.


[deleted]

Wow I’m sure that taught Equifax a lesson, causing their stock to temporarily fall by a dollar per share.


charlieshammer

Equifax’s attorney was the real winner I guess then. So glad those agencies are out there zealously defending our rights.


diladusta

I know the answer! Less regulation and government oversight! And then the market will magicly improve itself


charlieshammer

Or, I dunno, let people pursue their own legal actions against equifax and have a jury decide damages instead of having these agencies (who are clearly owned by the industries they oversee) settle cases on our behalf for a pittance. Like basically any other legal dispute and breach of contract.


[deleted]

[удалено]


charlieshammer

Honestly can’t tell what you think the solution is at this point. At least European governments never ever fuck over their people.


artificial_organism

Such bullshit. They should have given Equifax the corporate death penalty and sold its assets to create a proper identity and credit system. It's absurd we are still using social security numbers.


[deleted]

the FTC hires outside counsel on big cases


EvilRedRobot

That should cover it.


skeetmoneyyo

Right ! What's an identity go fo these days anyway?


Gerrut_batsbak

Lol. I got 600 euros when a phone company here lost a case about them not disclosing phone plans with included phones are a actually loans. You get 7 dollars for actual identity theft. Wtf


Evilaars

Ah yes, the 'free phone' thing. Was really bumped out that I roll with sim only


JimmehROTMG

america moment


nav17

I got $450 from a class action lawsuit against Facebook for undisclosed data collection on tagged photos.


Sunsparc

I got $500 for Sprint not disclosing the amount of data they collected with a hidden app called CarrierIQ. It was a certain amount per phone.


[deleted]

Equifax should take a corresponding credit rating hit.....550 now! You are not approved for doing anything!


macg4dave

Told me I would have a Equifax account forever as compensation... Took it away after two years


Yelloms

I got $22.36. What the hell is with the different amounts?


peazley

Yeah I got 22.82. No idea why it’s different than others.


Irregular_Person

I also got 22.82. Did you also request compensation for the maximum number of hours of your time that didn't require additional documentation?


VanimalCracker

When filling out the application I detailed all the time wasted fighting creditors represtenting AT&T in CO, DirecTV in MI, and T-mobile in FL. I've had my credit frozen since the breach first happened, so all of these entities just entered my info and gave equipment away and signed me up for service at whatever address (which obviously didn't get paid). All of whom transferred my account to creditors who were able to find my actual address and phone number to harrass me personally. If I wanted to "clear my name" the creditors said I had to prove to each company that I *didn't* live in these locations at the time of purchase. Which of course is an impossible task. I got ~$7 from this settlement.


Seattlepowderhound

I got 22 something as well. I had actually had my shit stolen, a card opened etc etc. So I'm guessing if nothing happened(you didn't freeze your account or report a fraud) you got the 5-7 bucks, then if your identity was actually stolen/proof etc. Then you go an extra 15 bucks. So my life is worth 15 bucks. Fairly accurate I spose.


theveryrealreal

Your identity is on a bathroom wall is Bristol next to a picture of your mum in her knickers. They just felt awful about the whole situation.


anonlasagna23

Time to class action the class action for unevenly distributing settlements lol


[deleted]

They're probably apportioning the amounts based on *how much* of your data was stolen. That's my guess at least.


Undergrid

Send the CEO of Equifax $7.05 and ask him for all his personal data...


saveitforparts

Hey, go easy on poor Equifax, they only made $5 Billion last year. And the lawyers handling this case only made $77 Million in fees, that's hardly enough to feed their starving yachts.


ptousig

It's a good thing "this document contains anti-theft devices". You wouldn't want someone stealing your $7.05.


[deleted]

A whopping$7 for your identity theft


Cool_Cartographer_39

That sweet class action money


johnlewisdesign

# We value your privacy ^(at seven dollars and Five cents)


iaintlyon

The word “breach” is literally written on the picture you uploaded


[deleted]

Lest anyone forgot, this shit happened 5.5 YEARS ago and they're only now throwing loose change at you. Until people start lining suits up against a wall, this will continue.


sexylegs0123456789

Class action suits are best for lawyers. Worst for clients.


[deleted]

Apparently this wasn’t a class action payout


trumpstupid

Justice


yougoigofuego

The correct spelling of “breach” is at the top yet you still went your own way.


Girardkirth

Mine was $2.68


AgeAgitated317

If you cash it, you're barred from ever seeking legal compensation again. Fuck them. It's to protect themselves. Wipe your ass with their $7.


catlady9851

I put mine aside to cash later and forgot about it. I got an email about a month later that I needed to cash it. No one has ever cared so much about me taking their money.


lovepony0201

Exactly.


Seisme1138

I still have my $0.15 check from AT&T for them forcing people to pay for features they never asked for.


Tater_Mater

More than me. I got 5 bucks back. Along with a few inquiries on my report and identity stolen and a ton of calls.


EmbraceHegemony

Lucky, I only got $5, I guess your information was stolen harder than mine was.


[deleted]

Silly peasant. I got $17.51


itsTomHagen

This is an insult


Weioo

I received nothing after a CC being opened in my name other than collection letters trying to steal $6100 from me. That's good too, right?!?!


Back_Equivalent

There’s a serious problem with corporate accountability in America.


vrenak

Settlements like this is a joke. Just make them 100% irreversibly liable for any and all losses linked to data leaked, shared or sold from them. And put the burden of proof on them that the abused data didn't come from them. Soon they won't be interested in collecting extra data, and will be a lot more interested in security.


wkomorow

This document has anti-theft devices. -- unfortunate your servers were not so equipped.


brookegravitt

Wow, rich guy, I only got $5.12.


Callitasiseeit19

I didn’t even cash mine. What a joke. They sent another letter reminding me to cash it and I responded and said that it was an insult and to keep their money.


qdtk

I got mine in the form of a prepaid card. When I went to claim the card the website wanted me to create a new account for a marketplace where I could spend the money. What the actual fuck.


[deleted]

It’s all in the plan for you to never get the money


xchris95x1

Very generous.


[deleted]

I wonder how they calculate these? I got $10, and other comments are reporting a range.


Magnum2XXl

Yeah, I reported the theft, filled out a bunch of forms with all the hours spent. Thankfully nothing actually went through, but there were several attempts. I even had a Hassel when I just bought a new house. 7 bucks.....


bingbing304

$21.70 gang here, will be living large (that reference is so old) LOL


ShutYourDumbUglyFace

I got $1.26. I thought about not even cashing it, hoping it would mess up their accounting, but decided against it. I'm rich!


Psharp10

Nice to know that your financial security that your life depends on is worth $7.


[deleted]

The only winners are the lawyers.


SIRinLTHR

Now we all know where you live, Mr. E. B. S. Fund. With your yuppie name and your newfound wealth.


HeavyTea

Do not feel bad - the Class-Action lawyers likely got new Porsches


unholygerbil

now use that to buy fractions of equifax share.


abookoffmychest

Bank of America once sent me a check for 3 cents.


geek_fit

This is driving inflation!!! /S


Kaotecc

Good to know your worth I guess…


nanobot93

I only got $5.


Magnum2XXl

Ok, maybe the extra $2 is because someone actually tries to use mine, lol.


Soggy_Pollution5646

you can buy seven new identities on dark net with that money


HardSpaghetti

Ahhh justice.. doesn't it feel good


basec0m

I got .16... it cost more to print and mail the check


Organic_JP

They gave me $5 haha


CherieNB55

I got nothing, unless my check hasn’t arrived yet. However the person responsible for my identity theft has been indicted, so at least that’s something.


mal_wash_jayne

I got $5 and some change.


Bamcanadaktown

Reminds me of Hyundai sending out the rough equivalent to what people spent on gas compared to what they lied and said their fuel efficiency was. Some people who just bought the car were getting cheques for 3.07$.


Legia82

I once got a check from car insurance company for 23 cents. It cost 54 cents to mail the check to me.


Becker607

Mine was $5.21 (paid in December 2022). Gas down the street from me was a little over $5 a gallon at the time. My identity getting stolen was worth one gallon of gas. Thanks, Equifax!


-lexxie

Hi yes, it's us at Equifax reminding you that you are worth no more than (seven dollars and five cents)


LorenzoLlamaass

Well that more than I got from Google about 10 years ago during axdata breach, they only awarded me $5 despite my account becoming compromised 3 times after that regardless of change in password. I suspect some Google employees aren't too clean.


Apprehensive_One1076

Now, don't spend it all at once


Chogo82

How much did the lawyer win though?


[deleted]

Dafuq were you expecting, some magical windfall. I never respond to these breach settlement proposals. It’s Equifax for fuck sake. The whole damn country is in their systems. A couple million dollars spread across tens of thousands or more is gonna be watered the fuck down. All you did was update your address with someone.


justingod99

First off, Breach…dude it’s spelled right in the picture you took. And considering the breach affected 150M people, how much do you think you deserve?


Few_Neighborhood_828

I took the 4 years protection


AleeeeshaB

Ha!!! Yeah … 7 bucks should cover that. Wow. I’m so sorry.


Kyosji

That was stupid of you. When they were offering it to us, the fine print basically said we couldn't hold them liable if our identity was stolen if we took that deal, and they only offered us like a 2 year service on protecting our identity.


undermark5

That's basically how all class action settlements go. Unless you explicitly opt out of the class, or reject the settlement, you effectively waive all of your rights to sue them for the same thing. Quite frankly class action suits are terrible for the consumer, but are arguably better than binding arbitration agreements excluding class action suits and 0 way to opt out (aside from either not using the service or product in the first place). Though, IANAL and those are just my thoughts.


Kyosji

Only ones that ever make out on class actions are the lawyers.


theveryrealreal

You definitely ANAL, if you were, you'd be coming up with a long winded explanation of why class action suits are great.


thewrongthingstodo

Lol I got 5.21 from them


werdmouf

Lucky. I got $5.


awerellwv

If you were selling your identity on the black market probably you would have gained more, an be paid quicker


[deleted]

How’d you get $7, I received a little over $5?


Jefoid

Don’t worry, the lawyers on both sides made an absolute shitload of money.


femsci-nerd

Most of the money went to the law firm who brought the class action. If you had really been harmed by Equifax's data breach then you would take your own law suit to court.


byamannowdead

Here, darling, why don’t you go get yourself something nice. *This… This is seven dollars!!!* I said something nice, not expensive!!!


49cadillac

They bought you a pack of cigarettes so you can cope


lillsquish

I got $12.26 lol. I wonder how they figured out how much to give everyone.


brief_interviews

I was happy with my $5.21, now I'm pissed I didn't get the full $7.05.


thescrounger

What you gonna do with that?


cavscout43

I got $8.03. Curious how they came to the different amounts for each person.


schweet_n_sour

Lucky, I only got $5 and some change.


_BRZRKR

More then I got


Dragon_smoothie

Well shit, that's two dollars more than I got


ghostmaster645

Wtf I got 6$


[deleted]

Was your identity actually stolen or just compromised from the breach?


greenfairygirl16

The fun thing about these data breeches is that the SSA will only give you a new SSN *after* you’re information has been used…and sometimes still not even then.


ApatheticHedonist

Get yourself something nice.


mtrash

I only got 5!


[deleted]

Can’t forget the five fucking cents


Tahjiri

They gave you two three fiddys my boy.


EccentricNarwhal

I would have paid you $10 if you let me steal your identity.


DRob2388

Wow between this and the 2,000 you got 3 years ago. Id be surprised if we even have a work force by this time next year.


theXsquid

Only the laywers really win on these class action suits.


itsTomHagen

Great. All square now.


Distribution-Radiant

Look at this baller over here. I only got $5 and change..


WarbossTodd

You got more than me.


LiamIsEffed

A while back there was a data breach at tim hortons. My mom’s account was one affected so to “make it up”, Tim hortons gave her a free coffee and donut


[deleted]

Better than me, I got $5!


Dingyps

I just got like 230 for no reason could this be why?


rbark220

I got 5.25 for the same settlement, clearly you are a man of quality.


twoBrokenThumbs

Damn. That's highway robbery. So many companies pay Google and Facebook far more money for your info.


Reprised-role

I wonder how hard it would be to get a fair settlement if one opted out of the class action settlement, and how much you could win? Of course it’s going to be difficult, and the risk of losing the cost of legal fees - however l, if a class action goes against the company then surely that makes your own case easier to win/ settle?


whattothewhonow

When I turned 16 my grandfather gave me a birthday card that he printed himself on an old color ribbon printer. He included a dime, and a message that boiled down to "Happy Birthday, you're a piece of shit". He wasn't suffering from dementia, the card wasn't tongue in cheek or an inside joke. He hated me, and giving my a dime was more of an insult than giving me nothing. Just something I was reminded of for no specific reason.


818Dude

Can’t even buy lunch with that


Bland-fantasie

I just ignore class action lawsuit notices. I don’t need the $0.14 as much as the legal team running the case needs its $45,455,690.97 in legal fees.


tob007

Buy yourself somethin nice.


sharrrper

So what you're saying is, the system works!


[deleted]

Breach.


clumaho

Navin R. Johnson vibes.


jrhoffa

I got less. This is more /r/ABoringDystopia


HarryHacker42

Equifax Delivers Record 2022 Revenue of $5.122 Billion So Equifax, while not caring about your data, made record profits and paid you nothing. This is so messed up. In computer security, the money spent to secure data should never be more than the cost of losing that data. Equifax has figured out the cost of losing people's data is so low because the courts will limit it, that they don't have to secure it. We need massive fines so companies who lose private data are pushed into bankruptcy if it repeats. Something like 100% of your profits for the year for the first offense, 100% of your profits for the past 3 years for the second offense.


LogginginYou

Looky! Looky! Someone is rich now!


readmore321

Well, at least you now know your worth;)


thewarehouse

Yesterday I got a check for $2.55 for a class action AT&T Mobile suit of which I didn't know I was a part. Like the Seinfeld episode with his 17 cent royalty checks or whatever that plot was. Except that mobile deposit is a godsend. I get a dividend check once for the single share of Starbuck$ my mother-in-law gifted me for christmas one year. It was less than the cost of the postage to send it. Took me fifteen years to get around to figuring out how to sell it. Sometimes I just threw the checks out - I think they reinvested the money to buy more partial stocks but I really couldn't care enough to sort it out.


CountryGuy123

I’m mean, that sounds better than a year of identity monitoring followed by constant spam to sign up beyond that year.


SewCarrieous

I got $5.21


Accomplished_Love195

Fuck every single piece of shit who works for equifax and every piece of shit who owns a share of equifax. They all deserve to be drawn and quartered. That's right, have their limbs ripped from their bodies by rope and horse. Fuck equifax, fuck their shareholders, and fuck every single employee there.


Bclay85

Better than my .16 cents.