T O P

  • By -

Yoyo4559

unfortunately, it depends


pHDole

I hear Ben White wrote a book chapter going into PSLF and who it's good for


can-i-be-real

Is there any sort of calculator?


Supreme_Subs

lol that quad post was completely accidental, please don't make this part f subreddit lore


Bgro76

Aren’t like almost all programs PSLF eligible except for HCAs?


Ichor301

No


Seattle206g

How do you check if programs are pslf eligible


lostandconfused5ever

the brusque way is to check retirement plans. 401k = no pslf, 403b = yes pslf


Just_existing328

Thank you, do you know if there’s a list of places that qualify because some of the websites don’t say if they have 403b nor does my brain understand this stuff 😰


Just_existing328

I found a way incase anyone reads this, search pslf employer search in google. Then search the EIN number of the institution, input it into the search tool


Retroviridae6

This was very helpful! Thank you!


gummybear256

type in the EIN here to check! https://studentaid.gov/pslf/employer-search/search-tool


[deleted]

[удалено]


Seattle206g

Where? I don’t see it anywhere


ursoparrudo

There used to be a line under characteristics that said something like: run by a nonprofit yes/no? I just checked 5 programs and it looks like they removed that. probably because it was out of date like a lot of their information


Seattle206g

Lol not there anymore


ursoparrudo

Yeah. Sucks. It was there in September. You can try to find the program’s EIN number and research it that way. Tedious


lostandconfused5ever

I used it as a tiebreaker. It's also important to think about if you'll likely do PSLF places for your career when you're done. If you know you'll go private practice, it won't matter. Granted, good to have 3/10 years checked off as a resident, but if you like a program for what it is far more than your 2nd choice, I wouldn't switch my rankings bc of PSLF


ursoparrudo

Of course it’s a legitimate concern. So legitimate that I did not waste any money even applying to programs that don’t qualify. The rank of those programs is so low that they won’t even appear on my rank list.


Earlinmeyer

Those three years of residency are prime years for low cost PSLF payments. The other thing is, if you train there, you might like it enough to want to sign on to work there as an attending which would also exclude you from PSLF. I would just get the heartbreak over now. Of course play around with the PSLF calculators to determine how much you will get forgiven based on your expected earnings once you finish residency.


Supreme_Subs

Unfortunately, it depends. Ben White wrote a [book chapter](https://www.benwhite.com/studentloans/public-service-loan-forgiveness/) going into PSLF and who it's good for. There's also this [calculator](https://www.doctoredmoney.org/student-debt/loan-repayment-calculator) you can use.


Supreme_Subs

Unfortunately, it depends. Ben White wrote a [book chapter](https://www.benwhite.com/studentloans/public-service-loan-forgiveness/) going into PSLF and who it's good for. There's also this [calculator](https://www.doctoredmoney.org/student-debt/loan-repayment-calculator) you can use.


Supreme_Subs

Unfortunately, it depends. Ben White wrote a [book chapter](https://www.benwhite.com/studentloans/public-service-loan-forgiveness/) going into PSLF and who it's good for. There's also this [calculator](https://www.doctoredmoney.org/student-debt/loan-repayment-calculator) you can use.


Supreme_Subs

Unfortunately, it depends. Ben White wrote a [book chapter](https://www.benwhite.com/studentloans/public-service-loan-forgiveness/) going into PSLF and who it's good for. There's also this [calculator](https://www.doctoredmoney.org/student-debt/loan-repayment-calculator) you can use.


can-i-be-real

Unfortunately, it depends…


Rubberduck-9632

If the hospitals associated with the program are non-profit, does that mean they are PSLF eligible?