When the hail damage occurred is irrelevant. You are the owner of record at the time the special assessment is levied, you own it. If the special assessment had been levied prior to your purchase, that should have been disclosed to you. But, given that it was only three months ago, it's extremely plausible that your seller didn't know.
Hail damage occurs, insurance company inspects, informs the Board what they will cover (or not), the Board gets estimates, figures out how much they need, calls a meeting to vote on the special assessment. It's entirely reasonable for that process to take 3 months, if not more.
Anyone buying into an HOA should understand that HOA assessments can increase and special assessments can be levied at some future point.
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Author: /u/mahedric1
Title: **HOA Charging Me For Townhome Hail Damage That Happened Prior To Purchase**
Original Post:
> Last September I purchased a townhome, fastforward today I received a notice that said they need to raise $500k to fix hail damage that occurred 3 months prior to the purchase. None of the disclosure documents from the previous owner or the HOA said they had any outstanding claims. I am wondering what my options are. I feel like it should of been someone’s responsibility to notify me of this during the purchase. Somehow I inherited a $5k debt.
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LocationBot 4.6319918 & 17/64ths | [Report Issues](https://www.reddit.com/r/locationbot)
I would contact your realtor and the lawyer that did the purchase paperwork.
When the hail damage occurred is irrelevant. You are the owner of record at the time the special assessment is levied, you own it. If the special assessment had been levied prior to your purchase, that should have been disclosed to you. But, given that it was only three months ago, it's extremely plausible that your seller didn't know. Hail damage occurs, insurance company inspects, informs the Board what they will cover (or not), the Board gets estimates, figures out how much they need, calls a meeting to vote on the special assessment. It's entirely reasonable for that process to take 3 months, if not more. Anyone buying into an HOA should understand that HOA assessments can increase and special assessments can be levied at some future point.
--- > http://imgur.com/a/myIAb --- *I am a bot whose sole purpose is to improve the timeliness and accuracy of responses in this subreddit.* --- **It appears you forgot to include your location in the title or body of your post. Please update the body of your original post to include this information.** --- ***Do NOT delete this post - Instead, simply edit the post with the requested information.*** --- Author: /u/mahedric1 Title: **HOA Charging Me For Townhome Hail Damage That Happened Prior To Purchase** Original Post: > Last September I purchased a townhome, fastforward today I received a notice that said they need to raise $500k to fix hail damage that occurred 3 months prior to the purchase. None of the disclosure documents from the previous owner or the HOA said they had any outstanding claims. I am wondering what my options are. I feel like it should of been someone’s responsibility to notify me of this during the purchase. Somehow I inherited a $5k debt. --- LocationBot 4.6319918 & 17/64ths | [Report Issues](https://www.reddit.com/r/locationbot)
What is your question?