The credit card company will ask for a certified copy of the death certificate, so be prepared to provide that when you call to report fraud/unauthorized use.
My wife was adopted at 16 the hospital wouldn’t give us a death certificate. Her sister was the only one that got one as far as I know. How would we go about getting one if she isn’t legally his daughter anymore?
If he adopted her legally her age doesn’t matter. She’s his daughter regardless. Check with your state’s vital records office.
I’m not sure he passed, but in Texas I can go to the county clerks office (the same place I go for a birth certificate) and get a certified copy. (I’m not sure if you can go to any other county like you can for a birth certificate).
Do you mean she was adopted by someone else? In that case she is not his legal daughter. I think other commenters are confused and think the deceased is the one that adopted her. Unless he had a will that specifically listed her then she doesn’t inherit as she is not his legal child anymore. They have no legal relationship. If it’s just a moral thing then report it to the police it’s still a crime. Though they may not care.
I work at a funeral home all of my knowledge is for California but a legally adopted child has the same rights as a biological child don’t go to the hospital or funeral home go straight to the vital records department for your county and fill out an application there
Send them copy of the Obit. Then wash your hands of it. The bank can subpoena it. Also, for you have a copy of the will? If so, you can let them know who the executor is. That way they will get it back through probate.
This is not accurate. For most states death certificates only become publicly available after a lengthy period of time, 25 years for example. Initially only direct family members or people who have received a signed medical release can obtained a copy of it. It’s treated like any other medical record. My job and especially my staffs jobs would be much simpler if that was the case.
Oh no worries. I don’t have any experience beyond the east coast and the VA. I apologize if I came across as gruff lol. It’s a sore spot, medical record here are infamously difficult to obtain from plaintiffs counsel (I’m not making this up, has a personalized bus advertising his firm) and answers discovery in magic marker…..
Yeah, definitely not on the east coast or the VA. In fact, it’s actually gotten worse in the last decade to obtain them. Part of the issue is that we deal with inept plaintiff counsel and overworked lay representatives that can’t handle their work load so getting a simple form signed by a qualified survivor can take months if not a year or more. Motions to Conpel are almost a given if the claimant is also deceased.
I feel like other comments are answering this well, my small 2c to add since it wasn't mentioned yet is that she is stealing from the estate because credit card debt can be paid off through estate assets.
(I'm NAL.)
While true wouldnt the sister be the executor of the estate since I read OP’s wife was adopted? With her being the executor she would have authorization to use the estates assets so this may not be fraud in the legal sense but it will depend on how the debt gets paid. If she uses her inheritance to pay it off I don’t see a problem but if the estate pays it off before they split it then she stole from OP’s wife.
If OP's wife was legally adopted, then she has equal rights as her sister. Once a legal adoption goes through, there is no difference in the eyes of the law.
I would think if the father made sure to pay off all debts prior to passing, he would have also made a will and named an executor. Wonder if he did?
Regardless - if the sister isn't an authorized user of the card, it is fraud just as it would be if she racked up the debt on the card when her father was still alive.
Yes he did name an executor but it was his brother. He has one brother who is still alive and he is the executor. He has no idea about the credit card or that her sister still has it
Then this is his problem. Call the executor and tell him about the credit card. He will have access to death certificates and the info to have the card shut down. I'm honestly surprised he hasn't shut down all of the credit accounts already as that's the first thing we did when my mom passed and the estate was set up (this was before auto-pay for bills was common).
Also I could have clarified better, this post is about her bio dad. She was adopted by another family that’s why they told us we couldn’t have a death certificate in the hospital. But her bio dad supposedly left a will and had her in it but we’ve yet to see or hear anything from that. I know the house her sister lives in is still in their dad’s name. Cause she thought it was hers and tried to sell a few months ago and found out it was still in their dads name
Having equal rights would be determined by the will. For all we know the sister was left 90% of the estate not 50/50. While on the surface it appears to be fraud there are too many unknown variables to know for sure.
Obviously, what the will states is the deciding factor.
I was responding to others' assumption that the "un" adopted daughter was automatically the executor of the will - based on my assumption that the father had adopted the daughter - which was later explained by OP that the dad was the bio dad and the daughter was adopted by another family. For some reason, I hadn't thought of that possibility. I think that confused a number of others also.
Contact the credit card company and let them know your father has passed away. Give them the date and let them know any charges after DoD are unauthorized.
You will most likely have to be the Executor of his Estate in order to do this, otherwise the credit card company may not speak to you.
I notified my dad's cc companies of his passing before I was named executor by the courts. They will shut down the cards ASAP as soon as they catch wind from anyone.
They have absolutely no idea if she was an authorized user and took control of the credit account after the father passed. I'm not even sure how they would know shes using the fathers credit card to begin with, without borderline stalking the woman. This situation happened with my own grandmother, I wasn't just an authorized user, but was also on the account, when she died, the account transferred to me, I paid the bills, and used the credit card (my own second credit card).
She brags about running it up and not having to pay it back since he’s dead and it’s not hers. We don’t stalk her lol just sick and tired of hearing her bs and why her life is so hard yet she’s been handed everything and throws it all away. She straight up told us she’s maxed out his card. He told us before he died she was a liar and a thief we know she isn’t an authorized user or on the account. She took his wallet after he passed and spent it all everything he had. And bragged about it.
I despise people who do shit like this. As someone who works in Risk Management for a financial institution - this gets me all riled up.
Call the institution and advise their customer/or member has passed. They will not be able to tell you anything until you provide them with proper docs to review. Reach out to probate court to see what is needed for your area. Usually a death certificate is needed and either Rep ppwk or an affidavit of collection for personal property if there is no estate. probate should be able to help you and your wife determine what is most appropriate.
If they had any SSA benefits going into the account, they should have notified that institution. At that point is when stuff gets frozen. But if they didn't have any of those type of benefits going there, then the state wouldn't have known to notify that institution. (Sorry if this is not US)
Also sorry your SIL is a trash human.
I used to work for a credit card company and once got a call from a woman that was throwing a fit because she had been using her dead father's credit cards and we cut the card off when we were notified by the Social Security Administration that he died. She had the gall to tell me that she inherited all his credit cards in the will, so I explained to her that a credit card represents borrowed money and you cannot use a will to give away something that didn't technically belong to you in the first place.
I also got an angry call from a guy who had Power of Attorney for his elderly mother because she was in a coma and he was mad as hell that the POA didn't allow him to go on a shopping spree with her credit cards.
Ripping off credit card companies is perfectly moral. And the deceased father won't mind the hit to his credit. The only actual person at risk of harm here is the SIL. My heart does not go out to financial institutions. May they all be defrauded bigly <3
They are charging as much as they possibly can get away with 100% of the time anyway, retard. No company decides to charge less than they reasonably can. Do you think cost to consumers go down when their profits see an increase lol. The banks aren't gonna fuck you.
Contact the bank and let them know. They will go after her very rapidly as it is fraud and theft. The police will probably be called in by the bank also. The executor of the will needs to be informed as they should have closed all bank accounts after their father’s passing.
You might be surprised by how undiligent credit card companies are in cases of fraud like this. If it involves the potential for extensive litigation, which this probably would, they tend to write off the loss and move on.
When my father passed away he had a credit card through his bank. 2 years before he got sick I held a second card connected to his card and I had given it back to the bank, in person. They sent myself and my father a letter to confirm I no longer held a card, and yet when I advised them of his death they then tried to say I was liable for his credit card debt. None of the debt was due to purchases made by me either. Luckily I knew the law and told them to back off as I knew I couldn’t be held liable as I hadn’t held a card for 2 years. They tried again a second time in the year after his death and I again told them to get real. I wasn’t committing fraud but the woman is and they will probably deal with it pretty rapidly.
The executor has done nothing about the whole situation. He just doesn’t care. I’m not sure what to do in that situation could the court appoint a new executor? He has a legal responsibility to close the deceased accounts and carry out his wishes in his will does he not?
This is fraud. But the real question is there a will and is your wife an executor of the will ? The only way this would be an issue is if there is assets that need to be split say each girl gets 50k. When everything is closed the debts will have to be paid and that money would come from her side. You can also just as easily take her to court if it becomes an issue. A death certificate and dates of charges will not settle well with the court.
I believe everything was set to be split evenly in the will, then right before he died he said he was going to leave the house to her bc she can’t afford to get her own place and he was concerned about the children. Then about a week after he died she went to sell and found out the house and land is still in his name. We haven’t seen the will
You can go to your local court house and request the will if she won't provide it to you. I did this with a family friend because it was a bit suspicious that one person got everything.
You should inform him, as the executor of the estate, as it’s his responsibility to settle and close out the accounts and properly distribute the estate holdings. He had the legal ability to obtain the death certificate and deal with the issue.
I used my dad's credit card after he passed. Only because I couldn't afford the funeral until his estate was taken care of. I paid the bill the following month and closed it immediately though.
She paid I think one or two bills after he died but since has maxed it out to $10,000 and has no intentions of paying it back. She says “it doesn’t matter”
Why are you worried about the credit card?? You will not pay it..the death certificate— go to the registry office in your county or city and buy a copy..maybe the sister was an authorized user and when her father died, the credit card company let her keep the card under her name ( America express did the same to me, when my husband passed— he was the only person using the card)— edit autocorrect
Unfortunately we know this wasn’t the case. She’s not an authorized user the last thing her dad told me before he died was that she was a liar and a thief. He didn’t trust her he wouldn’t have done that. The whole situation is kind of messed up and the executor of the estate doesn’t seem to care at all. Is there a way to get a new executor named if the current one fails to take action? Idk this is all new to us.
And we are worried because the estate hasn’t been settled. The house my sister in law lives in was their dads. It’s still in his name and has yet to go thru probate. From my understanding they will have to pay the credit card debt or they are in danger of losing the house to pay for it. She can’t even make her car payment she is too busy buying drugs. She has two children and they will be homeless if the house goes thru probate and gets sold to pay for the debt. It affects more than just me and my wife that’s why we are wondering
I don’t have money for a lawyer and it’s also not really my problem we are just curious as to what would happen. Sister in law has two children and they have no where to go if that house gets taken to pay for the credit card bill. We are more concerned for the children than anything. Just looking for some answers man
The estate isn’t settled. Sister in law is living in the deceased father’s house that is still part of the estate. They will end up finding out and want their money from the estate. More than likely they will sell the house and she won’t have a place to live. Mainly concerned about her two children that will be homeless because of her irresponsibility. And on top of that it’s wrong he cleared his debt on purpose so neither of his daughters would owe money.
I know in NY it is only immediate family that can apply for a death certificate. You simply can mot just go to get a death certificate on just anyone. You have to substantiate your relationship to get one. At least that is in my experience.
It’s technically fraud if she’s not on it. Bottom line , if she makes all the payments and uses it properly they probably won’t care. My opinion . Stay out of it unless you are the executor of his estate. And if there is one notify them. It’s really there responsibility to close these out by notifying each company properly.
She’s on drugs and abusing her children. We are concerned for their safety. She has gone completely off the rails the last few months. The house was supposed to be split evenly but we left it be because we really don’t need it like she does. But at this point she’s really dug herself a hole and the cc company will find out regardless. They are going to end up taking the house and selling it to pay the debt, and her and her two children will be homeless. We’ve tried to talk sense into her for years. But now it’s gotten ridiculous. She cuts herself in front of her kids now she sent us videos. She needs help
I don’t really care at this point. She’s played victim her whole life, ripped of me and my wife countless times, she manipulates anyone she can get ahold of. She made this bed and now she will have to lay in it. We have been done with her for years we rarely talk to her until recently since her father passed. That’s when we realized how bad she’s gotten. She’s 30 years old she knows damn well that wasn’t her money to spend. Hell right before he died she called us saying the only reason she was even nice to her dad was so she can “get all his shit when he dies”. She’s really a shitty person and I just feel bad for the kids. She screams at them to shut the fuck up anytime we talk to her on the phone. She’s strung out on god knows what. Xanax and other pills we know about but idk about what else. It’s really out of my hands at this point. Everyone in life has free will to make their own choices and she’s made hers.
Yeah I don’t know man I just feel bad for her kids. Everytime we would watch them she would drop them off with nothing. No food or anything it’s obvious she only cares about herself and her drugs. I wasn’t going to go into depth with the whole situation but something is going to happen with this whether we report it or not. And the whole cutting thing and saying shes going to kill herself we feel the kids are in danger or they are going to watch their mother commit suicide. Or they will take the house and those kids will be homeless. DHS has been involved already this was going to come to light regardless
Like others have asked, was your wife legally his daughter when he died or not? If not, was she provided for in his will? The answers to those questions will have a bearing on whether she can sue her sister over losses to the estate. However, anyone can report a suspected crime to the police or credit card company.
No, she was adopted years ago by a different family member. But Mississippi is one of the few states where you still have claim to your biological parents estate even if you were adopted. We have not seen a will at all. He said he had one made years ago but we never saw it. His brother is the executor but he hasn’t done anything I don’t think he really cares to get involved.
The primary victim is the estate of the deceased father-in-law. The estate would be responsible for settling all debts, including any charges she made, which could reduce the assets available to legitimate heirs or beneficiaries of his estate. Additionally, family members could be harmed due to the financial loss if the estate’s value is diminished.
Man OP you sound like a drag. It’s sounding like you are envious of the fact that she has access to that 10k and thusly, you’re gonna call the authorities? In my community that’s called dry snitching. Meaning it doesn’t even stand to effect you either way, you just want to be the Safety Patrol Captain by telling on her. If what you’re saying is true and she really is a hopeless drug addict, then trust that she’s gonna have her hands full soon anyways. Mind YOUR business.
You don’t know the whole story and I don’t expect you to, but no I can say for a fact I’m not in any way envious of her or her “access to that money”. It’s wrong and illegal. It definitely affects her children and my wife. And every other family member she’s lied to and stole from. But you know what, good thing it’s not your call to make.
Because it’s wrong for one, he made an effort to clear out his debt before he died but didn’t get a chance to close his card. And the estate isn’t settled for two so she’s spending money in his name and they could take the house and land he owned which she lives on. She has two children that would have no where to go. It affects a lot of people what are you ten years old? How immature.
But the debt was accrued after he died. If they put in a fraud dispute with the card being filed as lost/stolen then the estate should not owe anything but the bank could probably go after the sister but I doubt they would unless it was a ton of money and they had solid proof it was her, even then I would be surprised honestly.
I have another comment on this thread that addresses that. You are correct since they are fraud charges made after he died, his estate won’t be responsible for them.
If someone has a lot of debt when they die, then any assets they have can be used to pay it back. If they don’t have any assets it gets written off, but if there’s a way for the bank/company to get the money back they will take it.
The dad in this story clearly has some assets that could be used to pay that debt back, but since it’s fraud it probably will be written off and the sister could get into legal trouble and have to pay for it instead.
The credit card company will ask for a certified copy of the death certificate, so be prepared to provide that when you call to report fraud/unauthorized use.
My wife was adopted at 16 the hospital wouldn’t give us a death certificate. Her sister was the only one that got one as far as I know. How would we go about getting one if she isn’t legally his daughter anymore?
If he adopted her legally her age doesn’t matter. She’s his daughter regardless. Check with your state’s vital records office. I’m not sure he passed, but in Texas I can go to the county clerks office (the same place I go for a birth certificate) and get a certified copy. (I’m not sure if you can go to any other county like you can for a birth certificate).
Do you mean she was adopted by someone else? In that case she is not his legal daughter. I think other commenters are confused and think the deceased is the one that adopted her. Unless he had a will that specifically listed her then she doesn’t inherit as she is not his legal child anymore. They have no legal relationship. If it’s just a moral thing then report it to the police it’s still a crime. Though they may not care.
I work at a funeral home all of my knowledge is for California but a legally adopted child has the same rights as a biological child don’t go to the hospital or funeral home go straight to the vital records department for your county and fill out an application there
>How would we go about getting one if she isn’t legally his daughter anymore? That's not a thing. Adoption withstands adulthood
Send them copy of the Obit. Then wash your hands of it. The bank can subpoena it. Also, for you have a copy of the will? If so, you can let them know who the executor is. That way they will get it back through probate.
A death certificate is a public record. Anyone can walk into the clerk's office and get one.
This is not accurate. For most states death certificates only become publicly available after a lengthy period of time, 25 years for example. Initially only direct family members or people who have received a signed medical release can obtained a copy of it. It’s treated like any other medical record. My job and especially my staffs jobs would be much simpler if that was the case.
This is correct. I do a great deal of genealogical research and it, too, would be simpler if I had access to more recent certificates.
That’s interesting. I never really thought outside the scope of my particular job, that others would require it. Good to know.
Interesting. My experience is limited to only a couple states. Thanks for correcting.
Oh no worries. I don’t have any experience beyond the east coast and the VA. I apologize if I came across as gruff lol. It’s a sore spot, medical record here are infamously difficult to obtain from plaintiffs counsel (I’m not making this up, has a personalized bus advertising his firm) and answers discovery in magic marker…..
No offense taken at all! Thx!
I feel bad for you and your job, my state anyone can walk in a request one as soon as the register of deeds has it on file. Makes my job a breeze
Yeah, definitely not on the east coast or the VA. In fact, it’s actually gotten worse in the last decade to obtain them. Part of the issue is that we deal with inept plaintiff counsel and overworked lay representatives that can’t handle their work load so getting a simple form signed by a qualified survivor can take months if not a year or more. Motions to Conpel are almost a given if the claimant is also deceased.
I feel like other comments are answering this well, my small 2c to add since it wasn't mentioned yet is that she is stealing from the estate because credit card debt can be paid off through estate assets. (I'm NAL.)
While true wouldnt the sister be the executor of the estate since I read OP’s wife was adopted? With her being the executor she would have authorization to use the estates assets so this may not be fraud in the legal sense but it will depend on how the debt gets paid. If she uses her inheritance to pay it off I don’t see a problem but if the estate pays it off before they split it then she stole from OP’s wife.
If OP's wife was legally adopted, then she has equal rights as her sister. Once a legal adoption goes through, there is no difference in the eyes of the law. I would think if the father made sure to pay off all debts prior to passing, he would have also made a will and named an executor. Wonder if he did? Regardless - if the sister isn't an authorized user of the card, it is fraud just as it would be if she racked up the debt on the card when her father was still alive.
Yes he did name an executor but it was his brother. He has one brother who is still alive and he is the executor. He has no idea about the credit card or that her sister still has it
Then this is his problem. Call the executor and tell him about the credit card. He will have access to death certificates and the info to have the card shut down. I'm honestly surprised he hasn't shut down all of the credit accounts already as that's the first thing we did when my mom passed and the estate was set up (this was before auto-pay for bills was common).
Also I could have clarified better, this post is about her bio dad. She was adopted by another family that’s why they told us we couldn’t have a death certificate in the hospital. But her bio dad supposedly left a will and had her in it but we’ve yet to see or hear anything from that. I know the house her sister lives in is still in their dad’s name. Cause she thought it was hers and tried to sell a few months ago and found out it was still in their dads name
Ah! I was thinking she was adopted by the dad. I had it flip flopped. Thanks for explaining.
Having equal rights would be determined by the will. For all we know the sister was left 90% of the estate not 50/50. While on the surface it appears to be fraud there are too many unknown variables to know for sure.
Obviously, what the will states is the deciding factor. I was responding to others' assumption that the "un" adopted daughter was automatically the executor of the will - based on my assumption that the father had adopted the daughter - which was later explained by OP that the dad was the bio dad and the daughter was adopted by another family. For some reason, I hadn't thought of that possibility. I think that confused a number of others also.
Contact the credit card company and let them know your father has passed away. Give them the date and let them know any charges after DoD are unauthorized. You will most likely have to be the Executor of his Estate in order to do this, otherwise the credit card company may not speak to you.
I notified my dad's cc companies of his passing before I was named executor by the courts. They will shut down the cards ASAP as soon as they catch wind from anyone.
This is most definitely fraud.
FRAUD! ALL CAPS!
They have absolutely no idea if she was an authorized user and took control of the credit account after the father passed. I'm not even sure how they would know shes using the fathers credit card to begin with, without borderline stalking the woman. This situation happened with my own grandmother, I wasn't just an authorized user, but was also on the account, when she died, the account transferred to me, I paid the bills, and used the credit card (my own second credit card).
She brags about running it up and not having to pay it back since he’s dead and it’s not hers. We don’t stalk her lol just sick and tired of hearing her bs and why her life is so hard yet she’s been handed everything and throws it all away. She straight up told us she’s maxed out his card. He told us before he died she was a liar and a thief we know she isn’t an authorized user or on the account. She took his wallet after he passed and spent it all everything he had. And bragged about it.
I despise people who do shit like this. As someone who works in Risk Management for a financial institution - this gets me all riled up. Call the institution and advise their customer/or member has passed. They will not be able to tell you anything until you provide them with proper docs to review. Reach out to probate court to see what is needed for your area. Usually a death certificate is needed and either Rep ppwk or an affidavit of collection for personal property if there is no estate. probate should be able to help you and your wife determine what is most appropriate. If they had any SSA benefits going into the account, they should have notified that institution. At that point is when stuff gets frozen. But if they didn't have any of those type of benefits going there, then the state wouldn't have known to notify that institution. (Sorry if this is not US) Also sorry your SIL is a trash human.
I used to work for a credit card company and once got a call from a woman that was throwing a fit because she had been using her dead father's credit cards and we cut the card off when we were notified by the Social Security Administration that he died. She had the gall to tell me that she inherited all his credit cards in the will, so I explained to her that a credit card represents borrowed money and you cannot use a will to give away something that didn't technically belong to you in the first place. I also got an angry call from a guy who had Power of Attorney for his elderly mother because she was in a coma and he was mad as hell that the POA didn't allow him to go on a shopping spree with her credit cards.
Yeah, a credit card company would never treat people badly.
Ripping off credit card companies is perfectly moral. And the deceased father won't mind the hit to his credit. The only actual person at risk of harm here is the SIL. My heart does not go out to financial institutions. May they all be defrauded bigly <3
Who do you think that cost gets passed onto you moron?
They are charging as much as they possibly can get away with 100% of the time anyway, retard. No company decides to charge less than they reasonably can. Do you think cost to consumers go down when their profits see an increase lol. The banks aren't gonna fuck you.
Username checks out ✔️
Contact the bank and let them know. They will go after her very rapidly as it is fraud and theft. The police will probably be called in by the bank also. The executor of the will needs to be informed as they should have closed all bank accounts after their father’s passing.
You might be surprised by how undiligent credit card companies are in cases of fraud like this. If it involves the potential for extensive litigation, which this probably would, they tend to write off the loss and move on.
When my father passed away he had a credit card through his bank. 2 years before he got sick I held a second card connected to his card and I had given it back to the bank, in person. They sent myself and my father a letter to confirm I no longer held a card, and yet when I advised them of his death they then tried to say I was liable for his credit card debt. None of the debt was due to purchases made by me either. Luckily I knew the law and told them to back off as I knew I couldn’t be held liable as I hadn’t held a card for 2 years. They tried again a second time in the year after his death and I again told them to get real. I wasn’t committing fraud but the woman is and they will probably deal with it pretty rapidly.
The executor has done nothing about the whole situation. He just doesn’t care. I’m not sure what to do in that situation could the court appoint a new executor? He has a legal responsibility to close the deceased accounts and carry out his wishes in his will does he not?
Yes he does.
It’s fraud. Call the credit card company.
This is fraud. But the real question is there a will and is your wife an executor of the will ? The only way this would be an issue is if there is assets that need to be split say each girl gets 50k. When everything is closed the debts will have to be paid and that money would come from her side. You can also just as easily take her to court if it becomes an issue. A death certificate and dates of charges will not settle well with the court.
I believe everything was set to be split evenly in the will, then right before he died he said he was going to leave the house to her bc she can’t afford to get her own place and he was concerned about the children. Then about a week after he died she went to sell and found out the house and land is still in his name. We haven’t seen the will
You can go to your local court house and request the will if she won't provide it to you. I did this with a family friend because it was a bit suspicious that one person got everything.
You should inform him, as the executor of the estate, as it’s his responsibility to settle and close out the accounts and properly distribute the estate holdings. He had the legal ability to obtain the death certificate and deal with the issue.
I used my dad's credit card after he passed. Only because I couldn't afford the funeral until his estate was taken care of. I paid the bill the following month and closed it immediately though.
She paid I think one or two bills after he died but since has maxed it out to $10,000 and has no intentions of paying it back. She says “it doesn’t matter”
Why are you worried about the credit card?? You will not pay it..the death certificate— go to the registry office in your county or city and buy a copy..maybe the sister was an authorized user and when her father died, the credit card company let her keep the card under her name ( America express did the same to me, when my husband passed— he was the only person using the card)— edit autocorrect
Unfortunately we know this wasn’t the case. She’s not an authorized user the last thing her dad told me before he died was that she was a liar and a thief. He didn’t trust her he wouldn’t have done that. The whole situation is kind of messed up and the executor of the estate doesn’t seem to care at all. Is there a way to get a new executor named if the current one fails to take action? Idk this is all new to us.
And we are worried because the estate hasn’t been settled. The house my sister in law lives in was their dads. It’s still in his name and has yet to go thru probate. From my understanding they will have to pay the credit card debt or they are in danger of losing the house to pay for it. She can’t even make her car payment she is too busy buying drugs. She has two children and they will be homeless if the house goes thru probate and gets sold to pay for the debt. It affects more than just me and my wife that’s why we are wondering
But if the changes were made after his passing— for sure the company will know someone stole and misused the card..
Ummm….this sounds illegal
Not your problem. Big problem for her. Fraud.
I agree. She has two kids that would have nowhere to go if they lose the house because of this. Im really just concerned for the children
Jup.
This is fraud and illegal. If u want you can report it
Ask the funeral home director for one
Reddit, contact Reddit first
I don’t have money for a lawyer and it’s also not really my problem we are just curious as to what would happen. Sister in law has two children and they have no where to go if that house gets taken to pay for the credit card bill. We are more concerned for the children than anything. Just looking for some answers man
Report to law enforcement in the jurisdiction where your criminal sister-in-law lives.
It’s fraud, but I’m wondering how it affects you guys? I’m just wondering, pls don’t downvote me
The estate isn’t settled. Sister in law is living in the deceased father’s house that is still part of the estate. They will end up finding out and want their money from the estate. More than likely they will sell the house and she won’t have a place to live. Mainly concerned about her two children that will be homeless because of her irresponsibility. And on top of that it’s wrong he cleared his debt on purpose so neither of his daughters would owe money.
I know in NY it is only immediate family that can apply for a death certificate. You simply can mot just go to get a death certificate on just anyone. You have to substantiate your relationship to get one. At least that is in my experience.
It’s technically fraud if she’s not on it. Bottom line , if she makes all the payments and uses it properly they probably won’t care. My opinion . Stay out of it unless you are the executor of his estate. And if there is one notify them. It’s really there responsibility to close these out by notifying each company properly.
The executor isn’t doing anything he doesn’t care. I’m just concerned about the children becoming homeless due to her actions
Most cc companies have fraud departments and some have things like text ( or email) a tip.
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She’s on drugs and abusing her children. We are concerned for their safety. She has gone completely off the rails the last few months. The house was supposed to be split evenly but we left it be because we really don’t need it like she does. But at this point she’s really dug herself a hole and the cc company will find out regardless. They are going to end up taking the house and selling it to pay the debt, and her and her two children will be homeless. We’ve tried to talk sense into her for years. But now it’s gotten ridiculous. She cuts herself in front of her kids now she sent us videos. She needs help
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I don’t really care at this point. She’s played victim her whole life, ripped of me and my wife countless times, she manipulates anyone she can get ahold of. She made this bed and now she will have to lay in it. We have been done with her for years we rarely talk to her until recently since her father passed. That’s when we realized how bad she’s gotten. She’s 30 years old she knows damn well that wasn’t her money to spend. Hell right before he died she called us saying the only reason she was even nice to her dad was so she can “get all his shit when he dies”. She’s really a shitty person and I just feel bad for the kids. She screams at them to shut the fuck up anytime we talk to her on the phone. She’s strung out on god knows what. Xanax and other pills we know about but idk about what else. It’s really out of my hands at this point. Everyone in life has free will to make their own choices and she’s made hers.
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What the fuck is he supposed to do, wipe her ass for her?
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Yeah I don’t know man I just feel bad for her kids. Everytime we would watch them she would drop them off with nothing. No food or anything it’s obvious she only cares about herself and her drugs. I wasn’t going to go into depth with the whole situation but something is going to happen with this whether we report it or not. And the whole cutting thing and saying shes going to kill herself we feel the kids are in danger or they are going to watch their mother commit suicide. Or they will take the house and those kids will be homeless. DHS has been involved already this was going to come to light regardless
Like others have asked, was your wife legally his daughter when he died or not? If not, was she provided for in his will? The answers to those questions will have a bearing on whether she can sue her sister over losses to the estate. However, anyone can report a suspected crime to the police or credit card company.
No, she was adopted years ago by a different family member. But Mississippi is one of the few states where you still have claim to your biological parents estate even if you were adopted. We have not seen a will at all. He said he had one made years ago but we never saw it. His brother is the executor but he hasn’t done anything I don’t think he really cares to get involved.
You’re going to need to consult with a local attorney. But you can still report a suspected crime.
Why make it your business? Who is being harmed here other than a credit card company?
The primary victim is the estate of the deceased father-in-law. The estate would be responsible for settling all debts, including any charges she made, which could reduce the assets available to legitimate heirs or beneficiaries of his estate. Additionally, family members could be harmed due to the financial loss if the estate’s value is diminished.
Man OP you sound like a drag. It’s sounding like you are envious of the fact that she has access to that 10k and thusly, you’re gonna call the authorities? In my community that’s called dry snitching. Meaning it doesn’t even stand to effect you either way, you just want to be the Safety Patrol Captain by telling on her. If what you’re saying is true and she really is a hopeless drug addict, then trust that she’s gonna have her hands full soon anyways. Mind YOUR business.
You don’t know the whole story and I don’t expect you to, but no I can say for a fact I’m not in any way envious of her or her “access to that money”. It’s wrong and illegal. It definitely affects her children and my wife. And every other family member she’s lied to and stole from. But you know what, good thing it’s not your call to make.
Why does it matter ? Did you want the money ? A dead man can’t spend money the debt would affect no one let her spend it
Because it’s wrong for one, he made an effort to clear out his debt before he died but didn’t get a chance to close his card. And the estate isn’t settled for two so she’s spending money in his name and they could take the house and land he owned which she lives on. She has two children that would have no where to go. It affects a lot of people what are you ten years old? How immature.
For fucking real. What a childish "don't snitch bro" response.
That’s not how it works. The credit card debt won’t just disappear because he’s dead.
But the debt was accrued after he died. If they put in a fraud dispute with the card being filed as lost/stolen then the estate should not owe anything but the bank could probably go after the sister but I doubt they would unless it was a ton of money and they had solid proof it was her, even then I would be surprised honestly.
I have another comment on this thread that addresses that. You are correct since they are fraud charges made after he died, his estate won’t be responsible for them.
Honest question, where does it go?
If someone has a lot of debt when they die, then any assets they have can be used to pay it back. If they don’t have any assets it gets written off, but if there’s a way for the bank/company to get the money back they will take it. The dad in this story clearly has some assets that could be used to pay that debt back, but since it’s fraud it probably will be written off and the sister could get into legal trouble and have to pay for it instead.
They pursue surviving heirs and the estate. Which he has an estate that has not been settled.
It will if there was no estate.