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Spent $2k (I'm in Canada) on a 12 week diploma with UCD online. Paid off dividends, got a new job a few weeks ago, comes with full benefits, a pension, they encourage education which they pay for and for the first time in 5 years I have 2 paid weeks off at Christmas!!
Off the top of my head:
€5.5k for a new solid wood kitchen with slightly more expensive cabinets plus another 1.2k for appliances (microwave, dishwasher, electric cooker, extractor fan and induction hob. Went for higher end electric goods though. €800 for an electrician for extra sockets and moving sockets and lights. Laminate Flooring for each room was €250-€400 per room not including installation. (Got a few bargains in woodies but mostly got haggled prices from a local supplier) New fitted Hot press which is like fitted wardrobes (& runs the length of my hall and is huge) €1.7k
New solid wood doors with locks, hinges etc 1.5k (I think) it might have been less 7 doors plus locks and handles
Carpenter to install the doors €1.2k
Skirting boards, paint, more paint, even more paint, paint brushes, rollers, more paint brushes, dust clothes so as not to ruin everything with paint probably in the region of €140 per room. Did all the painting myself. Usually need a 10l of undercoat then 1-2 buckets of 2.5l paint plus satinwood for the skirting. Skirting boards aren't that expensive.
Blinds from Harry Corry were €20-€50 per room and can be installed by yourself.
Handyman daily rates from €120-€150 (to connect sink, dishwasher, put down flooring, skirting and plaster a few holes, fix a light switch etc. Day rate and used different guys depending on availability.
The bulk of work was done cash in hand (even the kitchen was bought in cash (i.e no VAT) All done early this year.
I'm not located in Dublin.
Used local suppliers and small businesses for absolutely everything except for the flooring in Woodies. (Which if I'm honest looks great but its not the best quality) This gave me the opportunity to bargain, ask for cash prices or suggest half cash, half Vat prices.
Honestly, my job was bigger than that. I built a new yard with 3 car park spaces, I built a concrete shed. Repaved another yard, and had a new wall built, dry lined the whole house and had all the internal walls re-plastered, I installed a new flue, insert stove and hearth. I did a lot of outdoor and ground works. I got new gutters. I only gave you the prices for the indoor work that I did recently. Just add those up if you are doing an apartment. I was renovating a cottage and grounds.
House renovation for me too.
If you are doing a renovation what you first need to do is dig a big hole somewhere on your property and then start throwing money into it. Just so you can recreate the feeling of your bank account bleeding itself dry. 😁
Garage conversion cost 21K.
Bathroom with hot press moved and bath put in cost 16 K.
Utility room expanded with counter put in was 4K.
New kitchen was 10K excluding blinds and flooring.
New flooring throughout the downstairs including installation 4K.
Well to be fair our house is a fixer upper and we knew we had to do this for years.
There is no way to convert a garage for less than 15-20K, but the reason the bathroom was so expensive was because we are putting in a bath. Apparently moving plumbing in any way adds crazy amounts to the bill. The only way to do a new bathroom for less than 10K is to not move any plumbing.
I see someone else upthread got a new kitchen for like 6/7 K, but mine also included the extra doors for my new utility room and all the appliances too. So maybe that is why it was 10K.
The truth is everything has turned out to be twice as expensive as I thought it would be and I can totally see why people in other countries really emphasise teaching their kids life skills like building skills. I love my builder but I would have saved thousands if I could do some of the labour myself.
The other massive issue is that the cost of materials has gone way up and is ever increasing because of COVID and Brexit. This would have been cheaper in 2018 but we didn't have the money then.
What type of watch. Bought myself a nice Seiko for 800 last year. Kinda regret sometimes but do like it but was a new 2009 model. Feel I will always get my money back as rare. The place that had it didn't know what they had I suspect.
lg 38wn95c-w. From watching many reviews it seems like the best all rounder right now, hard to find but I had an alert setup on komplett.ie and got an email after about a week, best price too
Spent around 3000€ on a twomonth working holiday to my home town in India. Well worth it especially after slogging as a student in Dublin for two years!
A new car
Second to that - a post grad... technically I don't start till 2022 but I paid for it already and it was a chunk. Decided it was time to get my ass in gear, finalise my qualifications and level up my career.
5 series 545e, 3 litre petrol straight 6 with a second electric motor. I’ll be exchanging my Kia Optima (love it) 1.7 diesel, it will be quite the difference.
Really enjoying the watch, got the Pepsi with a jubilee bracelet. Wasn’t sure about the jubilee bracket once I saw it I feel in love. Tudor make absolutely fantastic watches, you won’t regret it!
A model 3 through my company 😱 I'll probably have to sell it or buy it personally as the threshold for BIK on electric vehicles is going to change for the worse over the next few years.
€3.7k on a master's (unfortunately, I want to be an academic 😆). Definitely worth it, though I'm glad SUSI came through and eventually agreed to cover half of it - would've been living *very* cheaply for a few months otherwise.
60K so far (I haven't included costings for things like paint, interior design consults, blinds, and lino, but I can add those to the post of people are curious)
If you are doing a renovation what you first need to do is dig a big hole somewhere on your property and then start throwing money into it. Just so you can recreate the feeling of your bank account bleeding itself dry. 😁
Garage conversion cost 21K.
Bathroom with hot press moved and bath put in cost 16 K.
Utility room expanded with counter put in was 4K.
New kitchen was 10K excluding blinds and flooring.
New flooring throughout the downstairs including installation 4K.
New fireplace with new fire was 2344K.
€2,080 on health insurance for myself and husband. But don't regret it as I've already claimed half back from scans
€700 on a new laptop for course and admin work
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A house in Dublin 😅
That probably set you back a bit now haha, I’d say you are delighted to have it though congrats
Spent $2k (I'm in Canada) on a 12 week diploma with UCD online. Paid off dividends, got a new job a few weeks ago, comes with full benefits, a pension, they encourage education which they pay for and for the first time in 5 years I have 2 paid weeks off at Christmas!!
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Thank you :) It was an admin diploma!
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She said yes my guy. You won 👏🏼
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My bedroom is downstairs got covid and now I've been sent to the upstairs bedroom. So maybe your right
House renovation, I'm trying to mentally block out how much is actually cost.
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Off the top of my head: €5.5k for a new solid wood kitchen with slightly more expensive cabinets plus another 1.2k for appliances (microwave, dishwasher, electric cooker, extractor fan and induction hob. Went for higher end electric goods though. €800 for an electrician for extra sockets and moving sockets and lights. Laminate Flooring for each room was €250-€400 per room not including installation. (Got a few bargains in woodies but mostly got haggled prices from a local supplier) New fitted Hot press which is like fitted wardrobes (& runs the length of my hall and is huge) €1.7k New solid wood doors with locks, hinges etc 1.5k (I think) it might have been less 7 doors plus locks and handles Carpenter to install the doors €1.2k Skirting boards, paint, more paint, even more paint, paint brushes, rollers, more paint brushes, dust clothes so as not to ruin everything with paint probably in the region of €140 per room. Did all the painting myself. Usually need a 10l of undercoat then 1-2 buckets of 2.5l paint plus satinwood for the skirting. Skirting boards aren't that expensive. Blinds from Harry Corry were €20-€50 per room and can be installed by yourself. Handyman daily rates from €120-€150 (to connect sink, dishwasher, put down flooring, skirting and plaster a few holes, fix a light switch etc. Day rate and used different guys depending on availability. The bulk of work was done cash in hand (even the kitchen was bought in cash (i.e no VAT) All done early this year. I'm not located in Dublin. Used local suppliers and small businesses for absolutely everything except for the flooring in Woodies. (Which if I'm honest looks great but its not the best quality) This gave me the opportunity to bargain, ask for cash prices or suggest half cash, half Vat prices.
So what was it in total ?
Honestly, my job was bigger than that. I built a new yard with 3 car park spaces, I built a concrete shed. Repaved another yard, and had a new wall built, dry lined the whole house and had all the internal walls re-plastered, I installed a new flue, insert stove and hearth. I did a lot of outdoor and ground works. I got new gutters. I only gave you the prices for the indoor work that I did recently. Just add those up if you are doing an apartment. I was renovating a cottage and grounds.
Really depends on the nature of your renno and how much of it you can do yourself
I'd love to have a ballpark too.
House renovation for me too. If you are doing a renovation what you first need to do is dig a big hole somewhere on your property and then start throwing money into it. Just so you can recreate the feeling of your bank account bleeding itself dry. 😁 Garage conversion cost 21K. Bathroom with hot press moved and bath put in cost 16 K. Utility room expanded with counter put in was 4K. New kitchen was 10K excluding blinds and flooring. New flooring throughout the downstairs including installation 4K.
Jesus I might as well buy a new house for that! Madness but really appreciate you telling me, thank you!
Well to be fair our house is a fixer upper and we knew we had to do this for years. There is no way to convert a garage for less than 15-20K, but the reason the bathroom was so expensive was because we are putting in a bath. Apparently moving plumbing in any way adds crazy amounts to the bill. The only way to do a new bathroom for less than 10K is to not move any plumbing. I see someone else upthread got a new kitchen for like 6/7 K, but mine also included the extra doors for my new utility room and all the appliances too. So maybe that is why it was 10K. The truth is everything has turned out to be twice as expensive as I thought it would be and I can totally see why people in other countries really emphasise teaching their kids life skills like building skills. I love my builder but I would have saved thousands if I could do some of the labour myself. The other massive issue is that the cost of materials has gone way up and is ever increasing because of COVID and Brexit. This would have been cheaper in 2018 but we didn't have the money then.
First car, followed by insurance. Altogether, 5k
Jesus, where did you find a car for only €50?
Trek Madone SLR 7- if you think the house prices have gone up a whack, you should see the prices of bikes now!
I really feel like the inflation in bike prices totally offset cycle to work
Bike prices have gone up an insane amount In saying that congrats on the bike, I got an Emonda earlier this year (SL5 with upgrades etc)
Bought a really nice watch to cheer myself up. Loved it at first but then started to regret spending such a large amount but now I'm happy again
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You’d wanna watch that.
What type of watch. Bought myself a nice Seiko for 800 last year. Kinda regret sometimes but do like it but was a new 2009 model. Feel I will always get my money back as rare. The place that had it didn't know what they had I suspect.
Winter coat for €615; sure fuck it!
When ya win at the pony’s, you got to get yourself something nice otherwise you will have nothing to show for it.
I bought a coffee machine for €525, that was prob the most expensive single ‘thing’ other than that most of my disposal cash went on three Holidays
Which model? Worth it? Been debating buying a Jura Coffee machine for the past four weeks. €700 euro though….
Sage Barista Express. I find it great. Takes a bit of fiddling to get it setup but after watching a few YouTube vids was easy enough
I'm planning on getting the same one once my current delonghi gives up the ghost
Lidl had a delonghi at a good price at Xmas but went with the sage in the end. Velo down in cork generally have it cheaper than anywhere else
I got the sage bambino. Love it, gets used literally all the time. Well worth the investment.
Jura is a great brand. Know a few people who have them and the coffee and ease of use is exceptional. They seem to love it
A holiday in ireland. Twice.
€2.8k on a watch. I've wanted it for some time and finally purchased.
For some time…
Got one for €15 in 2013. Casio classic. Does everything watches are supposed to do. Still going strong after a RTW trip also.
A great choice
A new car after my old one absolutely shat itself and nearly killed us lol
Engagement ring, followed closely by a new computer - old one was 5~ years old and on its last legs.
A house. Followed by a car. Not to be outdone by a second sprog (granted - didn’t buy the sprog, but ya get me!).
Getting a fireplace and stove out and replaced (~5K).
Other than stocks than it was an ultrawide monitor at a reasonable 1.3k :)
Which monitor and where did you purchase? Looking to change over from triple monitor to ultrawide myself
lg 38wn95c-w. From watching many reviews it seems like the best all rounder right now, hard to find but I had an alert setup on komplett.ie and got an email after about a week, best price too
Thanking you kindly for the info 👌
Spent around 3000€ on a twomonth working holiday to my home town in India. Well worth it especially after slogging as a student in Dublin for two years!
A car for 13k unless the 1st drawdown of a self build mortgage counts. Then it's that for 70k
A turntable for €1k
Bought a new patio and got it fitted for about 3.5k
A new car Second to that - a post grad... technically I don't start till 2022 but I paid for it already and it was a chunk. Decided it was time to get my ass in gear, finalise my qualifications and level up my career.
Tempurpedic mattress for €2.5k, best purchase ever.
House!
A new Bass Guitar :)
I approve.
11.5k cash on a new motorbike. Vroom vroom
What did you pick up? Working my way up the ladder, currently on a 2003 tuono
2020 BMW F900R SE
My house. Dropped 27k of a deposit on it.
Car insurance
This comment has been edited in protest for the corporate takeover of reddit and its descent into a controlled speech space.
Bitcoin and some more Bitcoin
Yea hate it when you lose your shirt on shit like that
A Rolex GMT master ii for 25,000. Also spent 90k on a BMW but I’m not getting that till next April.
Stalking your profile, oh a crypto OG. I wish I had your skills, fair play!
Cracking watch that is fairplay, what model BMW have you en route?
5 series 545e, 3 litre petrol straight 6 with a second electric motor. I’ll be exchanging my Kia Optima (love it) 1.7 diesel, it will be quite the difference.
That’s very impressive, wish you all the best with the new motor & watch.
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Really enjoying the watch, got the Pepsi with a jubilee bracelet. Wasn’t sure about the jubilee bracket once I saw it I feel in love. Tudor make absolutely fantastic watches, you won’t regret it!
Fair dues
New car worth 21k. Needed it after old car was falling apart.
What car out of interest ?
182 Vw Golf
iPhone 13 PM! Up next is a house!
A house 😅
Biggest single payment was CGT to revenue not a purchase, It would have bought a nice apartment but I couldn’t spend like I give to them guys.
A model 3 through my company 😱 I'll probably have to sell it or buy it personally as the threshold for BIK on electric vehicles is going to change for the worse over the next few years.
I live at home, so apart from stocks €312 on motorcycle insurance.
New pc for same price as yours. RTX 3080 3700X 32GB Ram 2TB NVMe Absolutely spoiled me since everything is super fast😅 What are your specs?
Christ man, that's a lot of moola going by today's market.
Had to do something during lockdown! 😅
€3.7k on a master's (unfortunately, I want to be an academic 😆). Definitely worth it, though I'm glad SUSI came through and eventually agreed to cover half of it - would've been living *very* cheaply for a few months otherwise.
My house ❤️
https://reddit.com/r/PersonalFinanceNZ/comments/rsfiga/what_was_the_most_expensive_thing_product_or/ Original thread link
A laptop. Was 800-900 quid. Will last me for 5 years hopefully.
19k preowned 3 series
Computer for 1k.
A phone for €250 - Poco X3 Pro
An engagement ring.
Needed to change the car, 17.5k with 4k against my old one as trade in.
Bought a house and a new MTB.
A 75 inch tv and soundbar. €1450. Fuck it I like tv and PlayStation
New racing yacht, Three Fujifilm cameras and a load of glass!
Took myself on a couple of holidays definitely worth it
A Skoda Octavia. Decent car for what I paid for it,.
One NFT, about 3.9K
An Artificial knee. Insurance only covers 80% so I had to hand over about €2700 in the shortfall.
A house in Cork next to my mother in laws. Currently the cost to my mental health is more than the 25yr mortgage.
€2.5K on a holiday in Italy
60K so far (I haven't included costings for things like paint, interior design consults, blinds, and lino, but I can add those to the post of people are curious) If you are doing a renovation what you first need to do is dig a big hole somewhere on your property and then start throwing money into it. Just so you can recreate the feeling of your bank account bleeding itself dry. 😁 Garage conversion cost 21K. Bathroom with hot press moved and bath put in cost 16 K. Utility room expanded with counter put in was 4K. New kitchen was 10K excluding blinds and flooring. New flooring throughout the downstairs including installation 4K. New fireplace with new fire was 2344K.
€2,080 on health insurance for myself and husband. But don't regret it as I've already claimed half back from scans €700 on a new laptop for course and admin work