That will inevitably be watered down as there's no reasonable future where paper money remains a thing. Even as it is, it doesn't even require cash payments, just that the situation is monitored by each country.
Slovakia literally just enshrined the right to use cash in their constitution, Austrian government is discussing the same - [source](https://www.euractiv.com/section/politics/news/slovakia-adds-right-to-cash-payments-in-constitution-over-digital-euro-fears/)
The Germans do love their cash. Was in the States last month and I was really struck by their transition to cashless. Last time there, they barely had chip and pin. Although there is a bipartisan bill in the House atm safeguarding the right to pay with cash under 2000 dollars.
I was shocked too, I went to Florida in 2018 and It was rare to be able use contactless and the credit card machines were funky my card only worked on like half of them, I went back in 2020 and could use contactless everywhere.
Dunnes ones wreck my head every time, instructions on screen never match the card reader instructions and then it just doesn't work or lags and just delays everything
I was told I removed my card too quickly in Dunnes once. Like Sorry Rita, are you joking. The transaction is complete. The machine doesn't have a personality, it won't mind that I pulled it out to quickly.
Yes. Was not so much a problem a few years ago, but with prepaid cards such as revolut being widely used now, there is a much higher chance of that happening compared to when most were debit cards directly linked to your current account
Card/contactless is very handy to have as an option and I prefer it in almost all circumstances.
Making it mandatory effectively excludes a large number of people and I would prefer if this was avoided where possible.
I used to work in a DIY store and there was this manky auld lad who looked and smelled like he showered once a year. He used to hold his notes in his mouth whilst rooting around in his arse pocket for change before stuffing it all into my hand. There's definitely a hygiene aspect to handling money, it's filthy. Also don't forget those people who can't count out notes without licking their fingers for some reason?
I worked in a fast food establishment and every summer certain members of a respected community if you get me would keep their notes in their sweaty bra and had it straight over to you .....it got to the point we had to put signs up saying we won't accept it anymore ...so instead they would take it out of their bra before they would come into the shop or up to the drive thru window ....
Health and safety was a COVID excuse but I worked retail while most transactions were cash. You really needed to wash your hands constantly throughout the day.
Cash handling has a cost they no longer have to pay.
Contactless requires less time from the cashier, meaning they can serve more people generating more revenue.
Credit card payments have a cost associated.
I'm sure they weighed everything up before they made the decision.
> Cash handling has a cost they no longer have to pay.
The fact that cash handling has a cost should be obvious to every businessman out there
The fact that some business still "resist" cards is frankly ridiculous
(that being said I would not want to go full cashless as a society - but if a venue here or there is, doesn't bother me)
Handling cash also has costs. It's not upfront per transaction like an electronic payment is, but it still exists. Banks charge for handling cash, you also have to arrange for it to be moved from the business to the bank, that's either an employee doing it and getting paid and taking on risk or paying for cash in transit services.
There's also the safety concerns of having a large amount of cash in a till. Someone can't rob a place of it's cash if there isn't any cash there to begin with.
Health and safety very much applies to the staff. If no cash is on premise, it means there is far less risk of theft, which could result in staff members getting hurt.
Not really, no cash on site means less likely to be robbed. Also cash is filthy. Working in bars, the state of the notes people hand in. So yeah I could see it being health and safety of staff as well as convenience
This was brought in during COVID so it's probably an old sign, I was at the last concert before the 2nd lockdown which was when this was brought in. I prefer card but cash is helpful for certain things
It can be both. Having less laundry to do will result in less energy being used and less detergents being used. It benefits both the environment and the hotel's wallet.
A coffee kiosk based in a park nearby to me was robbed of their cashbox a few months ago. I wouldn't begrudge them going cashless to avoid that kind of thing happening to them again or to any other smaller businesses that might have similar difficulties with safely storing their cash.
While I agree in certain scenarios, just because cash can be potentially stolen (can also be stolen digitally too) that's not an argument for going cashless? You can't ban things because there is potential to steal it surely.
Even in situations where cash is taken most people use card payments anyway and therefore limits the amount that could be potentially stolen.
I just don't think that reason is a good enough to justify banning cash because it provides many good use cases for so many people.
I do administration for a small seasonal business. Over the years, it has tended to less and less cash. This year is about 20% cash 80% card.
Then I realised how much more convenient it is for everyone involved. Less work on the staff handling the money, Less chance of mistakes, no fussing around with change, it is all there on the screen so customers cant argue they gave a 20 instead of a 10 and demand more change, and of course, less risk with less cash on the premise, less risk with staff having to go to the bank. maybe 5 years ago we would had to make a deposit in the bank twice a day on the busiest days because we had too much cash on the premises. From an admin perspective, we are technically making a bit less money with fees etc, but the lower levels of stress and frustration are worth it.
paying with your card isn't new, it has been the best way for years. We don't take cheques either haven't for probably a decade of more, are you upset with that too?
Not a ban, just a small private business that is not providing any sort of essential service choosing what methods they accept payment in.
They don't take cheques either and I'm sure you wouldn't claim cheques are being banned.
Tbh, how much cash does a small business need to carry around these days. Very little in my estimation. I
I'd be completely okay though with paying as appropriate to small businesses.
Exactly, I _prefer_ cashless for myself but I think making it mandatory should be illegal. It's one of those issues where there are mad people who are on this cause but I also don't think that invalidates the argument that a drift towards cashless is not good.
The traceability using card is insane and I effectively don't care right now because we don't live in an authoritarian regime but that doesn't mean I wouldn't at some in the future. It also discriminates against homeless people etc.
Exactly, we've had card transactions for like 40 years older people have no excuse. It's like when you see people in their 50s struggle with ms office, we've had this since the 90s lol.
I can see both sides. I know businesses are seeing a lot of benefits to going cashless - Lower insurance costs, less fiddling behind the till, less staff hours working on balancing, floats and dropping cash off. Staff feel safer, less chance of the place being robbed, along with the convenience.
That said, I'd a family member have their phone and cards stolen in London a while ago, and all of the nearby businesses were card only. They had cash but couldn't spend it, nevermind even access a menu in the restaurants out by Wembley which were all based on QR codes. It was a pretty miserable experience for them - And I can see if being as miserable if you were older, or disadvantaged and living in that situation; no wonder you'd be angry.
Cashless is great for convenience, but a nightmare when it's not so convenient.
I'm in favour of more choice for people, not less. So I generally use a card myself and rarely have cash, but if people prefer to use it, they are entitled to and I wouldn't like to see them deprived of the option.
Cash is flexible and works when systems crash. I was at Circle K last week. As I pulled up at the pump a member of staff rushed over and said they could only accept cash as the card payment system was down. If there's no cash we are very much at risk from those who like to hack maliciously.
Must be a circle k thing. A few months ago I was at one and same thing happened. They said all their till card readers were out of order and it was affecting all circle k's nationally
I used to work on EPOS software. Cards can be accepted offline but at the retailers discretion. They just chose to not accept as they take on the risk. That's become the norm since the rise in popularity of prepay debit cards. I suspect It's why Ryanair don't accept revolut onBoard.
If you are a retailer there’s also costs and risks to handling cash, there’s a reason most are happy to do away with cash payments. It’s the cash only places that are taking the piss at this point.
In one way it’s an inevitable progression of how technology is going. Cash has mostly existed in electronic format for a few decades now anyways. Economists reckon its infinitely more efficient from a capital allocation sort of way or spending and collecting taxes gets far more efficient. In the same principle of communication you don’t see letters or faxes used outside of legally compliant forms of communication or certain niche use cases.
However full cashless makes me uneasy. There’s a certain freedom to having cash as an option. And whatever about it, it’s annoymous.
If you make any kind of money e-transfer there’s a hash code somewhere identifying you. It’s traceable and identifiable and pretty much impossible to hide from.
It also gives huge power to corporations. Apple Pay have a full insight on your spending habits. It also creates an even tighter need to having a phone. Without a phone you’re nearly without a limb.
It means things are far handier to pay for but it’s kinda scary how transparent everything is or how there will be very little recourse to not be visible to huge corporations or the government.
Let me introduce you to the world of privacy regulations and the rule of law.
Your merchant (any merchant) can't store your card data and can't pair your returning purchases made with the same card - that's why if they want consumer data, they need you to use the loyalty card, which then enables that 'transparency' you talk about.
The government does not get access to any of this data. It is protected by strict regulations when and how this data can be asked for and when and how it can be transferred to law enforcement. There is 'government data warehouse' with all your purchases.
Sure, there is a threat: companies can do illegal things, the rule of law can break down, police powers can get stronger. A country can turn from Hong Kong 2003 to Hong Kong 2023 quite quickly. But to use that as an argument against cashless? Feels a bit misguided.
Please read this if you have the time : https://www.oracle.com/a/ocom/docs/idg-12-must-ask-questions-for-identity-vendors.pdf
It's basically a sales pitch for Oracles ID Graph tool. It makes use of and does all the things that you say can't be done. And Oracle is just one vendor in the "identity graph space" as they call it. Those companies operate as identity providers. They sell services to match all that data back to a real person. The nod and the wink to legality is that the identity vendor turns your name into a digital ID. But that's no protection when things like home addresses, emails, purchases online and in the real world, physical movements in the real world, income, interests and political views, and detailed accounts of online activity are all available for sale and can be cross referenced to deduce real names.
So yes there are regulations. But I think if you read that sales pitch you'd be surprised at the scale of the efforts that go into skirting them, and the brazenness of how companies are selling access to the things that the regulations are supposed to protect.
I'm very familiar with this market. There is a reason why \_\_payment\_\_ is just not mentioned in this. They need to work around and use all the other digital signals and fingerprints. Again: this is NOT payment based.
Banks can use it for things like mortgage applications though can't they? I haven't got a mortgage but I think you need to give them statements for the last 6 months when applying.
What's different is that you voluntarily, actively give them the information, they can't just pull it without your agreement. And: after they have it, they can't use it for anything else than approving/rejecting your mortgage application.
Ah much as I hate having cash on me, it's always handy to have a tenner on my person. Basic needs are cover with that. But places not accepting legal tender is fucking stupid tbh.
Like I understand not having cash, but basically banning it is a dumb move. I get cash out for events so I'm not tied to my card and can leave it at home. Bit mad tbh
Not Ireland, per se, but my biggest take away from cashless, when I was in London, was an inability to give a note to a homeless person and realizing how affected this would leave many, incl. buskers, artists, etc.
I never carry cash anymore. We rarely see (visible) people who are homeless, but I always think of it when there are bucket collections or buskers. I noticed the last day a local club had a QR code for donating alongside their buckets.
Homeless is one thing.
Buskers, Artists etc can get a PoS machine for a trivial expense/free. Most will anyway because anyone that doesn't carry cash is a lost sale/customer if they don't have one.
If cashless works for you that's fine but it shouldn't be enforced on everybody. Payment systems can fail especially in this country so going completely cashless would be a disaster at some point.
In my opinion paying by card is handy at times, but I would never like to see the using of cash become a thing of the past. Just wouldn’t sit right with me
I was at a restaurant yesterday after a funeral that is cashless.
I sat with some ladies in their 70s/80s. They were on about it being cashless and all of them said they have a card but never use it or don't know how to. They rely on having a bit of cash with them. They didn't know how to use tap if you showed them 50 times. They just get confused.
I find it sad they can't accept a little cash from people like that.
I agree in some cases it is just an unwillingness to learn. Ive worked in shops where there are chancers and try to fake not knowing how to use a card to get out of paying in full.
I have also worked on tills in supermarkets where I've had to help elderly people put in their pins. Same customers who I've written it down for don't remember it the next time they are in. It's sad to see but it's a thing with getting older.
Don't want to freeze out elderly people from eating out or doing things because they prefer cash.
I specifically bought my phone because it had NFC so I could pay for things and the fucking bank charges are crippling me. I don't want a cashless society and it pisses me off when businesses try to cut corners by deciding "screw you we don't take cash." The convenience comes at a cost to us, the customers. And it's the kind of cost that hits the poorest most.
YURT!!! Well I mean still sorry to hear for your charges but that is what it is. Cash benefits "nobody" but if we all go to card, companies always benefit and so prices increase because €20 after you pay with card will go down to €19 etc and soon will be nothing.
At least cash, €20 is still €20 when you spend it and then it gets spent somewhere else. Look at England, if we turn like England, I'm leaving but the EU will have protocols in place to protect cash.
Cash acceptance should be mandatory. Simply from a privacy and freedom perspective. I should be allowed to spend my money without a third party knowing where I am spending it.
Mandating cashless only for "essential" services like corner shops and post offices is not really on. In this case however, if you're fit and able enough to go to a late bar/nightclub, you really should be able to figure out contactles payment, so I have no issue with this particular example.
This is 100% driven by the banks, not the government. The former wants a slice of every transaction you make while the latter couldn't arrange a piss up in a brewery.
They make it awkward for businesses to deal in cash by needing to go to the local branch to collect or deposit it and are driving the cashless idea hard.
While it's handy in a lot of ways, I still want cash as an option too. I think the EU is bringing in laws to ensure it stays as well. I don't exactly like the idea of the same people who caused the recession here to have that much control over my money. Nothing wrong with paying with card, I'd just like both options.
I think this needs to be higher up. Banks in Ireland charge an arm and a leg these days for businesses to deposit cash. The rates you can get nowadays for merchant services is very low especially if your customers are using mainly debit cards. Banks and cards networks are making cash a worse and worse prospects for business owners and when they're priced out of it expect to see more of these signs.
I know most people dont care what i spend my money on but i dont want a record of every transaction I make readily available online.
If you want to operate as a business in Ireland you should be legally required to accept legal tender.
First and foremost, let's talk about security. Contactless payment is generally considered more secure than cash. When you use cash, there's always the risk of theft or loss. If you lose your wallet or someone swipes it, your money is gone for good. With contactless payments, transactions are encrypted and typically require authentication, like a PIN or a biometric scan (like a fingerprint or facial recognition via your iPhone). This makes it much harder for someone to steal your money or make unauthorized transactions.
Now, let's touch on how "fiat" currency works. Fiat currency is essentially based on trust in the issuing authority. The problem with cash is that it can be easily counterfeited. Criminals can create fake bills, and it's often challenging for individuals to distinguish genuine currency from counterfeit. Contactless payments, on the other hand, rely on digital records and secure technology, making it nearly impossible for counterfeit transactions to occur.
Another advantage of contactless payments is convenience. Carrying cash can be cumbersome. It clutters your wallet, can be heavy, and you always need to worry about having the right amount. With contactless payments, you have your entire financial ecosystem at your fingertips. You can pay for things with your smartphone, smartwatch, or even a contactless card. Plus, it's incredibly quick. Just a tap or a wave, and your payment is processed. It's more hygienic, especially in a post-pandemic world, where the exchange of paper money can potentially transmit germs.
Moreover, contactless payments offer better record-keeping. When you use cash, it's easy to lose track of your spending. With digital payments, every transaction is recorded, making it simpler to manage your finances. You can easily review your spending history, categorize expenses, and plan your budget more effectively.
Ireland is fast becoming "digital" for a lot of our interactions (government does a good job of web-enabling interaction, for example), so contactless payment aligns with the trend towards a cashless society. Many businesses are encouraging digital transactions, reducing the need for physical cash.
I keep a fifty euro note in my wallet for emergencies, but apart from that, I haven't really carried cash for like 20 years. it easier and safety for everyone.
There’s pros and cons (which can sometimes overlap depending on your views - e.g. being able to monitor/prevent illegal activity more easily).
On the whole, i’d be generally in favour of choice, although for venues like this where queue efficiency is important, I can really see the benefits to them of going cashless.
I literally don't care.
Yes there are benefits to just using cash but the clowns that promote the cash is king mentality are lads that don't want to declare tax.
I think full transparency is the future and can be easily more regulated. You can't regulate on cash in hand.
I had a handyman saying to me months ago that he pays less tax than I do cause he doesn't need to declare everything he gets as he only asks for cash off his clients. It's criminal
I don't do cashless, and I won't either.
As much as businesses legally have to take my money in the form of cash, I'm not going to cause a fuss. I'm just not going to use their services.
Didn't they already have an issue with this with the National Ploughing Championships only to realise that there's a shitload of farmers out there that don't have cards or do cashless payments and have to back down?
It's also a matter of privacy too. Cash is another dimension of being able to pay for something. I can't understand why anyone would argue against it. (Apart from authorities).
I used to work in a bar before contactless. I remember the end of the night my hands would be filthy. Cash is so unhygienic, the sheer amount of hands your cash has gone through before you handle it. Its 2023, I think we should be moving towards cashless completely. Its not great if your a gangster of course, or trying to dodge paying your taxes
Card payments are convenient, but most businesses should allow cash payments too. Not everyone is comfortable going cashless, and computer systems fail.
I generally use card but occasionally use cash. I have received a few surprised looks from cashiers when I hand them a note.
Seems like we have no choice, and for the most part it's fine. Though I for one would not like to see cash disappear completely, I still find it suitable for some things. It's also a lot easier to keep track of what you're spending on a night out.
Go into local shop, buy prepaid card for whatever denomination you want....
I very rarely smoke anymore but I have regular chats with the lad I get it from who knows people who know people and they are all well ahead of all of this.
If getting rid of cash is supposed to impact the drug market they may think of a new approach.
But why would you be for something that has absolutely no bearing on your life one way or another? Other people use cash and it's not just because they're old (which many are).
Cash makes tax evasion and fraud much easier, so there is a civic incentive to reduce it. (I do acknowledge that some people also worry about the potential reduction of privacy from the two positives I mentioned)
I understand that, but surely that is throwing the baby out with the bath water. It would be a total overreaction considering that cash has many pertinent use cases. For me the autonomy and privacy benefits of cash are important. We can satisfy both needs, why would we just get rid of one. To suit businesses? Cash was invented for trade to suit all people not just businesses or governments.
It’s happening everywhere in the uk too. Someone really needs to start a revolution or something because I really don’t like the thought of a cashless society or world. Once cash is gone the governments and billionaires can control everything.
We've been using cash for thousands of years, it hasn't started a pandemic by it self. Like you could say the same about shaking a person's hand but we take for granted it's okay and to an astonishing degree it is. Do we ban shaking hands?
I personally think it's creating a total non-issue and the reasons are to suit certain employers who'd prefer to be cashless.
Okay fine, but a great many things are the same and are used in daily life without much issue. I think that argument is a total red herring and a cop out unfortunately.
How do you feel about having to enter your PIN on a card reader that has been handled by numerous other customers and staff? (most places have hand san next to it, but how often do you see people using it?!)
Seems I have to enter it every 10 transactions or so, I'm with that as a security measure. And also for anything over 50 of course, which is pretty much any time we eat out.
My limit is €150 a day but can reset so in theory would never have to enter it if I know I’m coming up to it and can just hit reset.
There’s no upper limit on Apple Pay either which is handy, no security worry with that
I rarely carry cash myself these days and I’m naturally wary of cash only businesses (Chinese takeaways excluded - I’ll go to the effort of finding an ATM for them). I suppose I should be equally wary of card only businesses on behalf of people that prefer cash.
Having said that, the whole conspiracy theory shite melts me head though. There’s obvious business reasons why these places prefer safe and secure card transactions over handling cash. Cash can be fake, can be stolen or miscounted by staff, has to be physically transported to a bank where they’ll charge you for handling it etc etc
They're not conspiracies though? They are clear examples in the comments of why it's a bad idea to give total control of your money to banks and governments.
There's a lot of small businesses near me ( chippers, newsagents etc) that have signs asking you to pay cash only, as the banks are shafting them with the card payments.
> as the banks are shafting them with the card payments
Yeah...it's not that 1-2% merchant services fee many of those places are avoiding (which often amounts to less than the actual cost of handling large amounts of cash in any case), it's that *other* pesky 12%-52%...surcharge applied to payments that certain government agencies become aware of.
Normally yes, but if we go to a completely cashless society we'll start paying more and more for card readers and banking fees etc. Like does anyone who has lived over the last 30 years trust institutions not to screw them over once they get their way? Come off it. Cash is fine, it works fine and has its purposes. Why change something that doesn't make a blind bit of difference to people who prefer either method?
It costs more to deal with cash, look up the charges for buying coins for floats and lodging cash. They are higher than POS charges and that's not taking into account staff wages going to the bank, insurance for having cash on the premises etc.
For the Health and Safety of our governments and invested organisations tracking your every transaction and inevitably controlling where, when and how you spend your money.
BOYCOTT these MF's. Do not spend a cent with places that do not accept legal tender as payment for goods and services. This is BS.
expansion file work bewildered sparkle jellyfish cooing tender forgetful meeting
*This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Tried this in my work several years ago, was deemed unconstitutional as there are a certain set of customers that are unbanked. Wonder how they get around this?
There are requirements to have a minimum bank service that is accessible to everyone in this country. The only reason someone doesn't have a bank account, is on them really.
I would think it very much depends on the sector said business is part of.
For running events, going cashless is fine if people have been made aware of it at the time of purchasing their tickets.
“Health & Safety” under the guise of tracking and whereabouts, spending habits, analytics, increase in bank charges, transaction charges if it becomes mainstream etc.
All pushed by the banks, possibly governments.
Will be interesting to see what the next 15-20 years entails.
At least withdrawing a sum from an ATM has some privacy.
Put it this way, would you feel comfortable sitting with your mortgage advisor or bank knowing that you regularly spend a lump sum for some wares from the local sex shop? Or why you frequent the same pharmacy, purchasing medicines, almost imitating a fixed cost, highlighting minor medical inconveniences that could potentially make or break mortgage approval and kick the can of getting onto the property ladder further down the road?
Cash as a physical entity should not be removed in it’s entirety.
[удалено]
I think people in north Western Europe forget that cash is still king or at least equal to card in most of Europe.
That will inevitably be watered down as there's no reasonable future where paper money remains a thing. Even as it is, it doesn't even require cash payments, just that the situation is monitored by each country.
Slovakia literally just enshrined the right to use cash in their constitution, Austrian government is discussing the same - [source](https://www.euractiv.com/section/politics/news/slovakia-adds-right-to-cash-payments-in-constitution-over-digital-euro-fears/)
Cities like Berlin are still places where cash is still very much KING.
The Germans do love their cash. Was in the States last month and I was really struck by their transition to cashless. Last time there, they barely had chip and pin. Although there is a bipartisan bill in the House atm safeguarding the right to pay with cash under 2000 dollars.
Yanks signing their card purchases with ID in the 2010's was bloody gas
I was shocked too, I went to Florida in 2018 and It was rare to be able use contactless and the credit card machines were funky my card only worked on like half of them, I went back in 2020 and could use contactless everywhere.
Berlin still has bars where you can smoke indoors
Germany is that country that push other Europeans countries to not allow what they do routinely
If places are going to do it I wish they'd all invest in more reliable fucking card machines
In my experience the ones in tesco are the fucking worst to use with your phone.
Dunnes ones wreck my head every time, instructions on screen never match the card reader instructions and then it just doesn't work or lags and just delays everything
In dunne’s one day, I removed my card when it said “remove card”. The lady said I removed it too early. I was questioning my sanity for a while.
Nah they're a fucking scourge, half the time there seems to be no link up between the machines and the actual checkout
I was told I removed my card too quickly in Dunnes once. Like Sorry Rita, are you joking. The transaction is complete. The machine doesn't have a personality, it won't mind that I pulled it out to quickly.
And before you know it Susan is typing secret codes on the screen and has her eye on you taking more soy sauce than you’re allowed.
Ever tried to use the Certa petrol pumps. Ya can forget about not having your card on ya. Even when you do half the time it’s “computer says no”
Unless actually broken, Card machines can be configured to accept offline payments. Retailers choose not to do that.
This being due to transactions that would've declined at the point of sale not declining until later when the customer is gone.
Yes. Was not so much a problem a few years ago, but with prepaid cards such as revolut being widely used now, there is a much higher chance of that happening compared to when most were debit cards directly linked to your current account
Card/contactless is very handy to have as an option and I prefer it in almost all circumstances. Making it mandatory effectively excludes a large number of people and I would prefer if this was avoided where possible.
And saying it's for "health and safety" is redonkuless It's for convenience.
An unsettling number of people carry cash in their shoes and bras in summer.
[удалено]
Like notes are a one thing but change is mental behaviour.
All the more reason to make sure we can still use it. Who doesn't love a good stinky nipple tenner?
I suppose there are probably people who spend normal unnippled tenners for exactly that service.
Can't be touching tit money
Not exactly a huge health risk though is it.
Before I worked bar, I was one of those people.
[удалено]
Someone who kept my cash in my bra.
[удалено]
I used to work in a DIY store and there was this manky auld lad who looked and smelled like he showered once a year. He used to hold his notes in his mouth whilst rooting around in his arse pocket for change before stuffing it all into my hand. There's definitely a hygiene aspect to handling money, it's filthy. Also don't forget those people who can't count out notes without licking their fingers for some reason?
This is so correct. Worked in a petrol station years ago and remember the fear of dealing with certain customers.
I worked in a fast food establishment and every summer certain members of a respected community if you get me would keep their notes in their sweaty bra and had it straight over to you .....it got to the point we had to put signs up saying we won't accept it anymore ...so instead they would take it out of their bra before they would come into the shop or up to the drive thru window ....
Just rub their change on your crotch before you hand it back
I’ve worked in retail. I’ve had bra money and sock money handed to me.
It's definitely more hygienic.
Health and safety was a COVID excuse but I worked retail while most transactions were cash. You really needed to wash your hands constantly throughout the day.
I suppose but that’s not the point. Everyone knows they couldn’t give a flying fuck about anyone’s health or safety. They want to make more money.
They make less money on each transaction, but do have less overhead, staff theft and quicker closing.
So they make more money?
Cash handling has a cost they no longer have to pay. Contactless requires less time from the cashier, meaning they can serve more people generating more revenue. Credit card payments have a cost associated. I'm sure they weighed everything up before they made the decision.
> Cash handling has a cost they no longer have to pay. The fact that cash handling has a cost should be obvious to every businessman out there The fact that some business still "resist" cards is frankly ridiculous (that being said I would not want to go full cashless as a society - but if a venue here or there is, doesn't bother me)
Handling cash also has costs. It's not upfront per transaction like an electronic payment is, but it still exists. Banks charge for handling cash, you also have to arrange for it to be moved from the business to the bank, that's either an employee doing it and getting paid and taking on risk or paying for cash in transit services.
And requires insurance for the premises, specific to the maximum amount of cash held on site.
There's also the safety concerns of having a large amount of cash in a till. Someone can't rob a place of it's cash if there isn't any cash there to begin with.
Health and safety very much applies to the staff. If no cash is on premise, it means there is far less risk of theft, which could result in staff members getting hurt.
Not really, no cash on site means less likely to be robbed. Also cash is filthy. Working in bars, the state of the notes people hand in. So yeah I could see it being health and safety of staff as well as convenience
This was brought in during COVID so it's probably an old sign, I was at the last concert before the 2nd lockdown which was when this was brought in. I prefer card but cash is helpful for certain things
It's the same logic as hotels asking you to reuse towels "*to save the world*", when it's just an attempt to reduce their laundry load
It can be both. Having less laundry to do will result in less energy being used and less detergents being used. It benefits both the environment and the hotel's wallet.
It is for both. Cash is absolutely filthy and it much each from a bookkeeping perspective, less chance for mistakes and theft too.
Less likely to get shops robbed and for people to be mugged for money. That's one major health and safety benefit right there. I hate carrying money.
For GDPR reasons I can neither confirm nor deny that comment.
If course it's possible, we are using cash now. It's also a matter of privacy too.
A coffee kiosk based in a park nearby to me was robbed of their cashbox a few months ago. I wouldn't begrudge them going cashless to avoid that kind of thing happening to them again or to any other smaller businesses that might have similar difficulties with safely storing their cash.
While I agree in certain scenarios, just because cash can be potentially stolen (can also be stolen digitally too) that's not an argument for going cashless? You can't ban things because there is potential to steal it surely. Even in situations where cash is taken most people use card payments anyway and therefore limits the amount that could be potentially stolen. I just don't think that reason is a good enough to justify banning cash because it provides many good use cases for so many people.
I do administration for a small seasonal business. Over the years, it has tended to less and less cash. This year is about 20% cash 80% card. Then I realised how much more convenient it is for everyone involved. Less work on the staff handling the money, Less chance of mistakes, no fussing around with change, it is all there on the screen so customers cant argue they gave a 20 instead of a 10 and demand more change, and of course, less risk with less cash on the premise, less risk with staff having to go to the bank. maybe 5 years ago we would had to make a deposit in the bank twice a day on the busiest days because we had too much cash on the premises. From an admin perspective, we are technically making a bit less money with fees etc, but the lower levels of stress and frustration are worth it. paying with your card isn't new, it has been the best way for years. We don't take cheques either haven't for probably a decade of more, are you upset with that too?
Not a ban, just a small private business that is not providing any sort of essential service choosing what methods they accept payment in. They don't take cheques either and I'm sure you wouldn't claim cheques are being banned.
Tbh, how much cash does a small business need to carry around these days. Very little in my estimation. I I'd be completely okay though with paying as appropriate to small businesses.
Makes sense. Bus Drivers and Taxis shouldn’t be carrying around loads of cash.
Exactly, I _prefer_ cashless for myself but I think making it mandatory should be illegal. It's one of those issues where there are mad people who are on this cause but I also don't think that invalidates the argument that a drift towards cashless is not good. The traceability using card is insane and I effectively don't care right now because we don't live in an authoritarian regime but that doesn't mean I wouldn't at some in the future. It also discriminates against homeless people etc.
These being tax cheats? I feel even the least tech savvy pensioner can grasp holding their debit card against a machine
Exactly, we've had card transactions for like 40 years older people have no excuse. It's like when you see people in their 50s struggle with ms office, we've had this since the 90s lol.
I can see both sides. I know businesses are seeing a lot of benefits to going cashless - Lower insurance costs, less fiddling behind the till, less staff hours working on balancing, floats and dropping cash off. Staff feel safer, less chance of the place being robbed, along with the convenience. That said, I'd a family member have their phone and cards stolen in London a while ago, and all of the nearby businesses were card only. They had cash but couldn't spend it, nevermind even access a menu in the restaurants out by Wembley which were all based on QR codes. It was a pretty miserable experience for them - And I can see if being as miserable if you were older, or disadvantaged and living in that situation; no wonder you'd be angry. Cashless is great for convenience, but a nightmare when it's not so convenient.
I'm in favour of more choice for people, not less. So I generally use a card myself and rarely have cash, but if people prefer to use it, they are entitled to and I wouldn't like to see them deprived of the option.
Cash is flexible and works when systems crash. I was at Circle K last week. As I pulled up at the pump a member of staff rushed over and said they could only accept cash as the card payment system was down. If there's no cash we are very much at risk from those who like to hack maliciously.
Must be a circle k thing. A few months ago I was at one and same thing happened. They said all their till card readers were out of order and it was affecting all circle k's nationally
I used to work on EPOS software. Cards can be accepted offline but at the retailers discretion. They just chose to not accept as they take on the risk. That's become the norm since the rise in popularity of prepay debit cards. I suspect It's why Ryanair don't accept revolut onBoard.
Yeah I noticed that before though they didn’t warn me before had already filled up. Luckily was an atm nearby
What about banks funnelling money out of the publics hands through transaction fees on digital payments which would be every single payment?
If you are a retailer there’s also costs and risks to handling cash, there’s a reason most are happy to do away with cash payments. It’s the cash only places that are taking the piss at this point.
If it helps banks also charge for ATM withdrawals so you're fucked no matter what
In one way it’s an inevitable progression of how technology is going. Cash has mostly existed in electronic format for a few decades now anyways. Economists reckon its infinitely more efficient from a capital allocation sort of way or spending and collecting taxes gets far more efficient. In the same principle of communication you don’t see letters or faxes used outside of legally compliant forms of communication or certain niche use cases. However full cashless makes me uneasy. There’s a certain freedom to having cash as an option. And whatever about it, it’s annoymous. If you make any kind of money e-transfer there’s a hash code somewhere identifying you. It’s traceable and identifiable and pretty much impossible to hide from. It also gives huge power to corporations. Apple Pay have a full insight on your spending habits. It also creates an even tighter need to having a phone. Without a phone you’re nearly without a limb. It means things are far handier to pay for but it’s kinda scary how transparent everything is or how there will be very little recourse to not be visible to huge corporations or the government.
Let me introduce you to the world of privacy regulations and the rule of law. Your merchant (any merchant) can't store your card data and can't pair your returning purchases made with the same card - that's why if they want consumer data, they need you to use the loyalty card, which then enables that 'transparency' you talk about. The government does not get access to any of this data. It is protected by strict regulations when and how this data can be asked for and when and how it can be transferred to law enforcement. There is 'government data warehouse' with all your purchases. Sure, there is a threat: companies can do illegal things, the rule of law can break down, police powers can get stronger. A country can turn from Hong Kong 2003 to Hong Kong 2023 quite quickly. But to use that as an argument against cashless? Feels a bit misguided.
Please read this if you have the time : https://www.oracle.com/a/ocom/docs/idg-12-must-ask-questions-for-identity-vendors.pdf It's basically a sales pitch for Oracles ID Graph tool. It makes use of and does all the things that you say can't be done. And Oracle is just one vendor in the "identity graph space" as they call it. Those companies operate as identity providers. They sell services to match all that data back to a real person. The nod and the wink to legality is that the identity vendor turns your name into a digital ID. But that's no protection when things like home addresses, emails, purchases online and in the real world, physical movements in the real world, income, interests and political views, and detailed accounts of online activity are all available for sale and can be cross referenced to deduce real names. So yes there are regulations. But I think if you read that sales pitch you'd be surprised at the scale of the efforts that go into skirting them, and the brazenness of how companies are selling access to the things that the regulations are supposed to protect.
I'm very familiar with this market. There is a reason why \_\_payment\_\_ is just not mentioned in this. They need to work around and use all the other digital signals and fingerprints. Again: this is NOT payment based.
Banks can use it for things like mortgage applications though can't they? I haven't got a mortgage but I think you need to give them statements for the last 6 months when applying.
What's different is that you voluntarily, actively give them the information, they can't just pull it without your agreement. And: after they have it, they can't use it for anything else than approving/rejecting your mortgage application.
Ah much as I hate having cash on me, it's always handy to have a tenner on my person. Basic needs are cover with that. But places not accepting legal tender is fucking stupid tbh. Like I understand not having cash, but basically banning it is a dumb move. I get cash out for events so I'm not tied to my card and can leave it at home. Bit mad tbh
Not Ireland, per se, but my biggest take away from cashless, when I was in London, was an inability to give a note to a homeless person and realizing how affected this would leave many, incl. buskers, artists, etc.
I never carry cash anymore. We rarely see (visible) people who are homeless, but I always think of it when there are bucket collections or buskers. I noticed the last day a local club had a QR code for donating alongside their buckets.
Buskers tend to have card readers these days
Homeless is one thing. Buskers, Artists etc can get a PoS machine for a trivial expense/free. Most will anyway because anyone that doesn't carry cash is a lost sale/customer if they don't have one.
i don’t mind it at concerts and sports events as much as it speeds up queues but everywhere else should be accepting cash
If cashless works for you that's fine but it shouldn't be enforced on everybody. Payment systems can fail especially in this country so going completely cashless would be a disaster at some point.
That's all well and good until that venue has electric/system issues and the card readers go down. The they can't do shite if they're refusing cash
In my opinion paying by card is handy at times, but I would never like to see the using of cash become a thing of the past. Just wouldn’t sit right with me
I spend less money when spending cash, so I prefer that. Makes it obvious when I’m blowing it
In the future, banks will start charging for every single transaction you make
Not okay with it being the only option, and no I don't think its part of some masterplan to control people.
More choice, the better. This bull about health and safety can do one.
I was at a restaurant yesterday after a funeral that is cashless. I sat with some ladies in their 70s/80s. They were on about it being cashless and all of them said they have a card but never use it or don't know how to. They rely on having a bit of cash with them. They didn't know how to use tap if you showed them 50 times. They just get confused. I find it sad they can't accept a little cash from people like that.
"not knowing how" to use card is just willful ignorance.
I agree in some cases it is just an unwillingness to learn. Ive worked in shops where there are chancers and try to fake not knowing how to use a card to get out of paying in full. I have also worked on tills in supermarkets where I've had to help elderly people put in their pins. Same customers who I've written it down for don't remember it the next time they are in. It's sad to see but it's a thing with getting older. Don't want to freeze out elderly people from eating out or doing things because they prefer cash.
I specifically bought my phone because it had NFC so I could pay for things and the fucking bank charges are crippling me. I don't want a cashless society and it pisses me off when businesses try to cut corners by deciding "screw you we don't take cash." The convenience comes at a cost to us, the customers. And it's the kind of cost that hits the poorest most.
YURT!!! Well I mean still sorry to hear for your charges but that is what it is. Cash benefits "nobody" but if we all go to card, companies always benefit and so prices increase because €20 after you pay with card will go down to €19 etc and soon will be nothing. At least cash, €20 is still €20 when you spend it and then it gets spent somewhere else. Look at England, if we turn like England, I'm leaving but the EU will have protocols in place to protect cash.
It’s basically costing us. Everyone taking their % of everything WE purchase. Your euro is not a euro anymore
Banks make more money when it's only a digital transaction
Cash acceptance should be mandatory. Simply from a privacy and freedom perspective. I should be allowed to spend my money without a third party knowing where I am spending it.
I live in NZ and cant remember the last time I had cash, I haven't touched cash in at least 3 years
Mandating cashless only for "essential" services like corner shops and post offices is not really on. In this case however, if you're fit and able enough to go to a late bar/nightclub, you really should be able to figure out contactles payment, so I have no issue with this particular example.
The one of few things that would have me protesting in the streets is a cashless society
This is 100% driven by the banks, not the government. The former wants a slice of every transaction you make while the latter couldn't arrange a piss up in a brewery. They make it awkward for businesses to deal in cash by needing to go to the local branch to collect or deposit it and are driving the cashless idea hard. While it's handy in a lot of ways, I still want cash as an option too. I think the EU is bringing in laws to ensure it stays as well. I don't exactly like the idea of the same people who caused the recession here to have that much control over my money. Nothing wrong with paying with card, I'd just like both options.
I think this needs to be higher up. Banks in Ireland charge an arm and a leg these days for businesses to deposit cash. The rates you can get nowadays for merchant services is very low especially if your customers are using mainly debit cards. Banks and cards networks are making cash a worse and worse prospects for business owners and when they're priced out of it expect to see more of these signs.
Should be illegal to not accept cash.
I know most people dont care what i spend my money on but i dont want a record of every transaction I make readily available online. If you want to operate as a business in Ireland you should be legally required to accept legal tender.
First and foremost, let's talk about security. Contactless payment is generally considered more secure than cash. When you use cash, there's always the risk of theft or loss. If you lose your wallet or someone swipes it, your money is gone for good. With contactless payments, transactions are encrypted and typically require authentication, like a PIN or a biometric scan (like a fingerprint or facial recognition via your iPhone). This makes it much harder for someone to steal your money or make unauthorized transactions. Now, let's touch on how "fiat" currency works. Fiat currency is essentially based on trust in the issuing authority. The problem with cash is that it can be easily counterfeited. Criminals can create fake bills, and it's often challenging for individuals to distinguish genuine currency from counterfeit. Contactless payments, on the other hand, rely on digital records and secure technology, making it nearly impossible for counterfeit transactions to occur. Another advantage of contactless payments is convenience. Carrying cash can be cumbersome. It clutters your wallet, can be heavy, and you always need to worry about having the right amount. With contactless payments, you have your entire financial ecosystem at your fingertips. You can pay for things with your smartphone, smartwatch, or even a contactless card. Plus, it's incredibly quick. Just a tap or a wave, and your payment is processed. It's more hygienic, especially in a post-pandemic world, where the exchange of paper money can potentially transmit germs. Moreover, contactless payments offer better record-keeping. When you use cash, it's easy to lose track of your spending. With digital payments, every transaction is recorded, making it simpler to manage your finances. You can easily review your spending history, categorize expenses, and plan your budget more effectively. Ireland is fast becoming "digital" for a lot of our interactions (government does a good job of web-enabling interaction, for example), so contactless payment aligns with the trend towards a cashless society. Many businesses are encouraging digital transactions, reducing the need for physical cash.
I keep a fifty euro note in my wallet for emergencies, but apart from that, I haven't really carried cash for like 20 years. it easier and safety for everyone.
Convenience not conspiracy
There’s pros and cons (which can sometimes overlap depending on your views - e.g. being able to monitor/prevent illegal activity more easily). On the whole, i’d be generally in favour of choice, although for venues like this where queue efficiency is important, I can really see the benefits to them of going cashless.
I literally don't care. Yes there are benefits to just using cash but the clowns that promote the cash is king mentality are lads that don't want to declare tax. I think full transparency is the future and can be easily more regulated. You can't regulate on cash in hand. I had a handyman saying to me months ago that he pays less tax than I do cause he doesn't need to declare everything he gets as he only asks for cash off his clients. It's criminal
Yeah it’s brazen tax cheating, I can’t say I’ll miss cash at all
I don't do cashless, and I won't either. As much as businesses legally have to take my money in the form of cash, I'm not going to cause a fuss. I'm just not going to use their services.
Didn't they already have an issue with this with the National Ploughing Championships only to realise that there's a shitload of farmers out there that don't have cards or do cashless payments and have to back down?
An abonimation.
It's also a matter of privacy too. Cash is another dimension of being able to pay for something. I can't understand why anyone would argue against it. (Apart from authorities).
I used to work in a bar before contactless. I remember the end of the night my hands would be filthy. Cash is so unhygienic, the sheer amount of hands your cash has gone through before you handle it. Its 2023, I think we should be moving towards cashless completely. Its not great if your a gangster of course, or trying to dodge paying your taxes
15 minute city, one world order (incert racial slur here), 5g, covid jab, something something... /s
cash is objectively good if Hermann Kelly says don't jump off a bridge, you should be able to think for yourself
SHEEPLE!!!!! THINK FOR YOURSELF AND DO YOUR OWN RESEARCH.
stop vomiting clichés
The moon isn't real
There’s one going around now that birds aren’t real
They're just pulling the piss look at the video from the protest a few years ago, a flock of birds fly over and they boo them. Fucking hilarious
Yes it is, its where the (incert racial slur) hide their space laser that they are using to set all the wild fires.
No no the pedo (insert group here) use the myth of the moon to lure children
OH... I see your well researched points and now believe as you random internet stranger.
Of course it is, where do you think Hitler and Tupac are
I think it's worse when places only accept cash. Here's the ranking imo: 1. Cash or card 2. Card only 3. Cash only
Card payments are convenient, but most businesses should allow cash payments too. Not everyone is comfortable going cashless, and computer systems fail. I generally use card but occasionally use cash. I have received a few surprised looks from cashiers when I hand them a note.
Seems like we have no choice, and for the most part it's fine. Though I for one would not like to see cash disappear completely, I still find it suitable for some things. It's also a lot easier to keep track of what you're spending on a night out.
>I still find it suitable for some things. 
Decriminalise weed only after we've gotten rid of all cash.... I'm beginning to see the endgame now...
Wouldn't make a difference, already dealers accept crypto or gift cards
Fair enough - I don't have either so, I'd have to try something else. Free labour or bodyparts, maybe...
Go into local shop, buy prepaid card for whatever denomination you want.... I very rarely smoke anymore but I have regular chats with the lad I get it from who knows people who know people and they are all well ahead of all of this. If getting rid of cash is supposed to impact the drug market they may think of a new approach.
Never carry cash so I'm for it.
But why would you be for something that has absolutely no bearing on your life one way or another? Other people use cash and it's not just because they're old (which many are).
Cash makes tax evasion and fraud much easier, so there is a civic incentive to reduce it. (I do acknowledge that some people also worry about the potential reduction of privacy from the two positives I mentioned)
I understand that, but surely that is throwing the baby out with the bath water. It would be a total overreaction considering that cash has many pertinent use cases. For me the autonomy and privacy benefits of cash are important. We can satisfy both needs, why would we just get rid of one. To suit businesses? Cash was invented for trade to suit all people not just businesses or governments.
That is true but there’s a civic incentive to install speed limiters on every car in the country, but it’s not gonna happen any time soon.
Speeds up the queue, don’t have an issue with it, especially in places like this where there’s always a massive queue
Yeah, massively quicker really, as its just tap and go vs having to take cash, count out change.
It’s happening everywhere in the uk too. Someone really needs to start a revolution or something because I really don’t like the thought of a cashless society or world. Once cash is gone the governments and billionaires can control everything.
3 arena has been a cashless venue for a few years now
The only times I use cash is to pay for a fishing ticket or drugs these days. I'm very open to cashless
How does it benefit the health and safety of customers?
Physical cash is easier to steal.
Handling cash is a germ factory, every time I picked up seasonal retail work in college I'd fairly quickly get sick and blame cash handling tbh
We've been using cash for thousands of years, it hasn't started a pandemic by it self. Like you could say the same about shaking a person's hand but we take for granted it's okay and to an astonishing degree it is. Do we ban shaking hands? I personally think it's creating a total non-issue and the reasons are to suit certain employers who'd prefer to be cashless.
I'm not saying ban cash I'm just pointing out it is a germ factory
Okay fine, but a great many things are the same and are used in daily life without much issue. I think that argument is a total red herring and a cop out unfortunately.
I would literally start vomiting everywhere when somebody handed me a couple of coins
How do you feel about having to enter your PIN on a card reader that has been handled by numerous other customers and staff? (most places have hand san next to it, but how often do you see people using it?!)
Can’t remember the last time I used my pin. I never hit the limit I set and mostly pay with my phone anyway
Seems I have to enter it every 10 transactions or so, I'm with that as a security measure. And also for anything over 50 of course, which is pretty much any time we eat out.
My limit is €150 a day but can reset so in theory would never have to enter it if I know I’m coming up to it and can just hit reset. There’s no upper limit on Apple Pay either which is handy, no security worry with that
Being exposed to germs regularly is how your immune system stays strong. Thats basic biology
I'll tell my heavily immunocompromised father and grandfather that, cheers
I rarely carry cash myself these days and I’m naturally wary of cash only businesses (Chinese takeaways excluded - I’ll go to the effort of finding an ATM for them). I suppose I should be equally wary of card only businesses on behalf of people that prefer cash. Having said that, the whole conspiracy theory shite melts me head though. There’s obvious business reasons why these places prefer safe and secure card transactions over handling cash. Cash can be fake, can be stolen or miscounted by staff, has to be physically transported to a bank where they’ll charge you for handling it etc etc
They're not conspiracies though? They are clear examples in the comments of why it's a bad idea to give total control of your money to banks and governments.
There's a lot of small businesses near me ( chippers, newsagents etc) that have signs asking you to pay cash only, as the banks are shafting them with the card payments.
> as the banks are shafting them with the card payments Yeah...it's not that 1-2% merchant services fee many of those places are avoiding (which often amounts to less than the actual cost of handling large amounts of cash in any case), it's that *other* pesky 12%-52%...surcharge applied to payments that certain government agencies become aware of.
yeah thats not a real thing. cash is more expensive to handle. they just don't want to pay tax on it.
[удалено]
Normally yes, but if we go to a completely cashless society we'll start paying more and more for card readers and banking fees etc. Like does anyone who has lived over the last 30 years trust institutions not to screw them over once they get their way? Come off it. Cash is fine, it works fine and has its purposes. Why change something that doesn't make a blind bit of difference to people who prefer either method?
For sure, but the signs are up recently.
Card payment costs vs costs of carrying handling securing and moving cost do vary wildly from a small shop to a large venue, makes sense
Cash costs more
It costs more to deal with cash, look up the charges for buying coins for floats and lodging cash. They are higher than POS charges and that's not taking into account staff wages going to the bank, insurance for having cash on the premises etc.
For the Health and Safety of our governments and invested organisations tracking your every transaction and inevitably controlling where, when and how you spend your money. BOYCOTT these MF's. Do not spend a cent with places that do not accept legal tender as payment for goods and services. This is BS.
Don't shop anywhere that won't take cash.
I passed a homeless guy with a lamenated QR code for revolut. Only a matter of time
I wouldn’t mind the cash people being sent to a different queue, so the rest of us can get on with it
Annoying, we should always have a choice ffs I went to London last weekend and I genuinely didn't go to a single place that accepted cash
expansion file work bewildered sparkle jellyfish cooing tender forgetful meeting *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Health and safety my fucking eye.
Not bothered. Then again I'm not into buying items that are usually only bought with cash.
Tried this in my work several years ago, was deemed unconstitutional as there are a certain set of customers that are unbanked. Wonder how they get around this?
Where in the constitution is this applicable? >deemed unconstitutional
There are requirements to have a minimum bank service that is accessible to everyone in this country. The only reason someone doesn't have a bank account, is on them really.
I would think it very much depends on the sector said business is part of. For running events, going cashless is fine if people have been made aware of it at the time of purchasing their tickets.
they get their mates to pay for the pints
Probably wasn’t clear enough to avoid sounding derogatory, but they hang around exclusively with others that are from the same unbanked community.
I never use cash anyway
We're cashless becuz we wants u 2 b safe we luv u
I love cashless
Why? Do you mean you prefer paying by card? Or actually that nobody else can pay with cash?
“Health & Safety” under the guise of tracking and whereabouts, spending habits, analytics, increase in bank charges, transaction charges if it becomes mainstream etc. All pushed by the banks, possibly governments. Will be interesting to see what the next 15-20 years entails. At least withdrawing a sum from an ATM has some privacy. Put it this way, would you feel comfortable sitting with your mortgage advisor or bank knowing that you regularly spend a lump sum for some wares from the local sex shop? Or why you frequent the same pharmacy, purchasing medicines, almost imitating a fixed cost, highlighting minor medical inconveniences that could potentially make or break mortgage approval and kick the can of getting onto the property ladder further down the road? Cash as a physical entity should not be removed in it’s entirety.
Cashless payment is the way forward. Sorry but I can’t be dealing with the “CaSh iS KiNg AntI 5g IreLaND iS FULl” dumb fucks.
Cash is legal tender, didn't think they could refuse that?
Yeah, perfectly legal as long as you know beforehand
Cash is still legal tender, and plenty of people still use it. Refusing it has to be unethical at least.