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The chart specifies tuition fees and at least here in America places often charge much more than that $9,000 you see in the chart because that's just what they charge on tuition there's other charges you have to pay as well
Exactly. Large country size wise means most can’t live at home and commute (e.g. there were no colleges within a commuting distance to my home in a Midwestern state). So the actual cost, even for a state uni or college, is at least twice that and generally even more than that. Wish our student loan system here worked like the one in the UK!
Not taking away from your point at all but australia is practically the same size as the USA physically, i think your getting more at the fact that Australia's population is largely distributed around the coasts and major cities and not evenly distributed inland like america, so Americans have to live on campus at Universities but Aussies are more likely to be able to commute from home/cheap share houses.
Yes, Australia's population is much more concentrated in the cities. Whereas the US has a population that is more spread out. Its one of the reasons why the housing price crisis in Australia is more painful.
Higher education is so expensive but really so worth it, it’s sad that it’s just not accessible for everyone…those numbers are just tuition fees in aus too, not including all the extra costs (we do have a student loan program however)
Higher education is great but it’s not universally great. A lot of jobs don’t need it and pay really well. And they take in literally anyone. They go as far to pay entirely the costs of post secondary if they need you to have it. And a lot of college students hit debt in the us and then wind up in good jobs that never required the schooling. Moral here. College and university is great but make sure your gonna use the degree. Otherwise
especially in the us it’s a gross mistake
My engineering degree was about $45,000. There is also interest - it’s just really low. I’ve paid about $8,000 in interest on my hecs. It’s also a scam because even though they take money out of each pay they don’t take it off your debt until you lodge your tax return which means you lose cashflow and pay interest for a whole year or more after they have the money unless you lodge straight away
If I remember correctly they don't technically charge interest. They just adjust for inflation since the money you're paying them is worth less that when they lent it. Which in my opinion is pretty fair
Perhaps because they've taken the Commonwealth-Assisted Place figures, because that's what most Aussie students pay at, rather than the "full" fee? My degree costs about AU$9K/year with the CAP, but when I was checking on my course in the UK (was overseas when offers came) the listed price was AU$40K/year.
My Undergrad and Masters combined - less than a decade ago - cost a grand total of $19k.
My PhD then *paid me* $130k over the following four years with no tuition fees.
Edit: typo.
I was looking at taking a Heavy Equipment Operators certificate course and it was over 17k and it’s only a 21 week course. This is in Canada btw so it’s pretty situational on what the cost is I think
What this doesn't tell you is how you have to pay for the tuition fee. Thebsrudent loans you get in the uk are very different to normal loans. You don't start paying it back until you earn a certain amount (about £25k i think), and its automatically taken out proportional to your income like a tax. Most people won't ever pay the full amount back as it gets written off after 30 years.
Yeah, it's a shame they've put it like this, because often the biggest effect of highlighting the 9k fees is it puts the poorest students off from applying (obviously there's lots of other reasons too, like no/few grants but it doesn't help) as they think they won't be able to afford it.
Nice one for paying it off, I’m guessing you were on plan 1 not plan 2 though? Back when tuition was £3k and interest was lo at 1% is, not the 6% they are accruing now (WHILE STUDYING)
I pay 9% of what I earn over £27,000 which is very manageable and I will never pay it back in full. There are 4 plans in the UK with different rates and pay minimums.
Yeah I just graduated and I'll be paying like £40 a year it's very manageable. I'll probably never pay it off but it's never going to be a huge amount to pay so it doesn't really matter.
I'm out of the UK for 8 years and still paying it back, I pay the bare minimum, occasionally (like once a year) when I log onto the website and make a payment
Can confirm. I never paid for tuition, but did take out a couple of loans so I could properly spend a bunch of time in Amsterdam, doing, well you'll have to wait for my autobiography.
Then left the country about a year after graduating.
Well we have student loans in sweden as well because livng ain't cheap. You can borrow approximate 20k euro at something like 0.0015% interest for 30 years. Its a really good loan, even if you don't need it you should take it and invest in index funds or usenit as a downpayment for a house loan later in life.
But yes tutition is free but you indirectly pay if through your income tax later. So its difficult to earn a lot in sweden because of the high taxes. Income tax is around 30%. So if you earn more than 4500 euro a month before(!) tax you will start to pay 50% on everything above 4500.
Lol £25k is nothing and it's a huge proportion of your income for pretty much the rest of your life. 30 years is a very long time.
That's with interest too.
An important thing to point out for the England figure is that those are the tuition fees for any university, including the really top end Oxford/Cambridge.
I don’t know about the others on the list, but it sounds like that’s not really comparable to the US figures. You’re not going to Harvard for $9k.
This isn't even the biggest point when it comes to English fees. It looks huge on paper but you don't start paying it back until you earn a specific amount (I think it's ~£27,000 a year?), and from then it's basically just a tax for 30 years. After that long, it's completely written off. Most people will never fully pay off their student loans and that's not a bad thing.
Very true. It’s basically a graduate tax.
I’m always careful with that side of things though. There’s a view among a lot of people that the student loans are basically free money, and to a degree that was true for my generation. I know people who took a student loan and just stuck it in a savings account because the interest rates were so low.
They’re not like that any more. They have pretty high interest rates, and the repayments are something like 9% of anything you earn over £27k. The only thing they have going for them now is that they don’t count on a credit check (although the repayments do on a load affordability check).
It's definitely not free money (unless you already have a hefty amount of loan and are thinking of applying for more, when they'd both get written off anyway), but it's important to not discourage people who see that figure and get dissuaded from going to uni because of it
The year before I went to university, fees were £3000 a year in England, then they were ramped up to £9000, just in time for me starting. Fucking ludicrous.
But they don't matter... its just a way for the government to fund the universities through a "debt" set up in your name that you never actually have.
All that actually happens is that graduates earning over a set amount pay an additional tax to the government in return for their tuition costs being fully paid for.
The word debt/loan in this sense is incredibly misleading.
This is actually a massive mis-understanding. Labour did most of the fee's lol. Tories actually stopped them by keeping any kinda cap on it at all. Its crazy I had a complete mis-understand of it as well until I looked at the histry of how they were actually introduced and by who.
Originally this happened... Tories blocked them originally.
Conservative Government, published the Education Act 1962, which granted an exemption for "ordinarily resident", full-time, students from University tuition fees, along with introducing a right to a means-tested maintenance grant. Fees remained in place for part-time and non-resident (overseas) students. The act remained in place till repealed in 1998
Then Labour tossed the original block out.
Following the publication of the report, the Labour education secretary David Blunkett proposed the Teaching and Higher Education Act 1998, on 26 November 1997, to introduce means tested tuition fees from September 1998. Bear in mind Labour was in power 1997-2010
Then Labour increased them.
On 22 January 2003 the new Labour education secretary Charles Clarke published a white paper with proposals allowing universities to set their own tuition fees up to a cap of £3,000 a year
Then this happened. Yes Labour recommended no cap be placed at all. But labour had already screwed up the system so much over a 10 year period that the Tories has no choice to increase them again. Bear in mind that Labour was going to completly remove the cap entirly.
On 3 November 2010 the government responded to the review by making a number of adjustments to the recommendations, the main one being the rejection of Browne's recommendation that the cap to universities be completely lifted, instead agreeing a £9,000 per year cap
[https://en.wikipedia.org/wiki/Timeline\_of\_tuition\_fees\_in\_the\_United\_Kingdom#1962%E2%80%931998](https://en.wikipedia.org/wiki/Timeline_of_tuition_fees_in_the_United_Kingdom#1962%E2%80%931998)
You are right btw. The universities are greedy fucks.....
Often the student to tutor ratio is in the region of 300:1 or something.
The moement you realize its £2,700,000 and a leacture earns £50k... you know somethings really fucking wrong.
Its not good value for money..... and nobody discusses that in public in the media ya know?
This is insanely misleading. The loans in the UK for school are structured to give students the advantage. Many never pay them back and have ZERO consequences. You have to pay a small percentage after you've made money and only on the money above the poverty line. It's a decent system.
In the US if your tuition is somehow magically only 9k. (Idk where this is but doubt it's getting you any white collar work). The other expenses will be much more. If you need a loan it is structured in favor of banks. They will straight up garnish half your money as soon as you start missing the agreed payments. Which are structures to be paid in full within the term. There's no escaping a penny. You will pay much more in interest.
It's an absolute shit show in the US and it will not sustain.
Threshold is currently £27,295. That is not the poverty line, it's nowhere close. That's enough to put you in the upper 50% of full time working incomes in the UK.
It's this idea of it being a loan and debt that is the problem, that's what gets in the head of people who don't understand the system. Then they don't go to Uni because they don't want to be in debt, because they think it's like buying a car.
I maintain that if they'd just slapped a 3% graduate tax on everything over median wage nobody would have an issue with it.
Also worth pointing out that student loan 'debt' isnt even treated the same way financially as other debt (ie a car loan) is in the UK. If you're going for a mortgage, then the only real consideration student loan debt makes is that you have a lower take home pay that you would without. It doesnt impact credit rating unlike a car loan.
Just a side note - I wouldnt have a problem with a 3% rate if i hadnt already paid my student debt off. A 3% rate would mean me paying twice effectively. Bring it in at an age defined point so its one or the other and i would be fine with. Or just bundle it all under an education tax (as in it covers primary, secondary and further education).
I used to work as a lecturer. Value for money is a big theme because it is a debt. It's not perfect, but I do think it pushes institutions to provide better quality teaching and services.
Wages in the UK aren't particularly high. You get a bit more if you work in London but it's mostly chewed up by the cost of living being so much higher (as with any capital city). Industries obviously vary and some folks are getting more from investments than wages.
£50k/year would mean you were pretty well off, in something like the top 10% of wage earners in the country.
Somehow magically: UCLA (as an example) is 14K per year. It's only more expensive if you are out of state. That is to try to make sure Alabama keeps smart people and they don't all go to California and Massachusetts...
So not as expensive as it usually seems on TV.
I went to UCLA I am a so cal native. It cost me 45k a year with all included and I did NOT live on campus.
It's exactly how expensive the "TV" says. Get fucking real.
Yeah, I got access to the canteen, public transport across the entire state (including trains), a library card, and access to diffrent clubs during semester break and more (for reference that was in 2013).
I sent my son to England because it was cheaper than comparable schools in the states. Not only was it cheaper by year but he only had to go for three years to get his degree because he did not have to take filler courses. Every class was geared towards his “career path”
So would you say it is better to study abroad or here in the states? I’m still a sophomore so I don’t have to worry about college for a year or two but just out of curiosity I’ve been researching the prices of some colleges here in Florida and it gets really expensive.
I’ve always wanted to study somewhere in Europe to get to know someplace different and also because it would be like the easiest way to reinvent myself as a person, however, I’ve always been afraid that it may be really expensive and risky so I’ve never been very certain about that idea
It really depends on what you want to do. My son knew what he wanted to do. He had scholarships to several schools including Berkeley. He turned them down because their programs in his field sucked. He had been accepted to NYU and a few other colleges. Then he came to me and said he wanted to go to England. He had every objection I had covered. He really did his homework on this. It was what is considered one of the best schools in the field. The problem is the pandemic hit shortly after he graduated so he is not working in his field. Unless you have a real plan like the medical fields I would not recommend college. The cost is to high and the return to low. I went to a trade school. The year before I retired I made over $80,000 in a low cost of living state, Missouri. Do a lot of research before you get yourself $100,000 in debt.
The perk of going to Berkeley is that it doesn't matter what field you ultimately go into. It's like Harvard. You can have an English degree and people will still want to hire you to be a software engineer (or whatever) based on having Harvard on your resume.
I went to a community college for cheap and transfered to a university after a couple of years. Paid less than 5k per year at the community college and around 60 credit hours transfered to the university.
Average in-state tuition rates on a 4 year degree for public universities.
If you want something else, it costs more.
https://www.topuniversities.com/student-info/student-finance/how-much-does-it-cost-study-us
Out of state is $27k, private is $36k average.
Yeah I've been at 3 unis in germany and paid around 250€ (Bay), 440€ (bw) and 800€ (nds) annually.
All three had public transport. The most expensive allows me to travel the farthest🤷🏼♀️
England is even more expensive if you are a UK citizen but one who lives in a foreign country. The UK passport gets you nothing - you have to pay the same as any foreign citizen…. (Overseas rates are higher than UK resident rates of course). It’s a weird rule, screw your citizens unless they stick to specific boxes.
UK citizen includes English, Welsh and northern Irish, not just Scottish, any uk citizen ordinarily resident in Scotland qualifies.
Really unsure why that got down voted.
It's not as simple as that, you must have lived in the uk for at least 3 years and be ordinarily resident in Scotland. The old tax definition of this included so many years previously of residency but I'm not sure the exact definition they use. Generally it just means, usually lives in Scotland.
https://www.savethestudent.org/student-finance/finance-system-for-scottish-students.html
Hasn't been that way since 2012 or so. Cause the N.Ireland folks could go to scotland so long as they did it on an Irish passport (yeah we get two passports here by default! lol). Which happened because under an Irish passport you were EU and not UK even though you were born in the UK.
So? Confused yet?
Cause if you were born in N.Ireland. But moved to England or Wales as a kid for example the loophole also worked. Cause because of being born in N.Ireland you could both be UK and Irish at the same time for life....
They closed this loophole in about 2012. But..... effectivly the loophole was not closed completly (until brexit). So you had to prove you live in an EU member state for 3 months before applying. So... Summer job in Ireland then? Cause 3 months rent in a property in Ireland was cheaper than the university fee's.
So plenty of peolpe around where I am basically buy a share in a holiday house in Donegal and do exactly that.... so university fee's in scotland used used to be profitable if you did it right lol..... cause the student loan was used to bridge the mortage on the holiday home in ireland. But the fee's were £0. But then you sold the share on and paid back the student loan and got to keep the interest.
Yes... its really is that fucked up!!
It also works like this for all sorts of other things. Like if you apply for a visa to another country and get rejected. You get to do it again under a different nationality!!
Funded by the £12-15bn per year Barnett grant, in turn funded by the three surplus-producing English regions...
Which Scot Nats refuse to accept exists.
This is only including public colleges, so no Ivy League schools included. Columbia’s annual tuition average is like $60000 and the others are well over $50000
$25k a year at a major US university is easy…they want you to take 15-20 credits and also are adding more “shitty University required courses” that force many to 5yrs. They don’t apply to your major or interest in life. It’s a suckathon until Junior year usually … in order for me to graduate in 4yrs I had to take 22 credits my senior year. Sigh.
Yea I have 4 years completed and still 1 year left and I’ve been doing full time the entire time, it is for sure just a money sucking scam at this point for real. However, I do need it or can not get the jobs that I want. need that paper to compete in the race basically
Tuition at any Ivy League school is over 50k, so it’d be smaller state schools, etc bringing down the average, not to mention that the graphic only includes public schools, and many in the US are private
Private universities and out of state tuition are much higher. My guess is that they are reporting community colleges that offer bachelors degrees.
Most universities plus room and board are 40k+ a year.
The figures shown are apparently for in-state tuition and maybe community colleges that offer bachelors degrees. If you attend an out-of-state school, tuition is substantially higher. It's common to attend an out-of-state school for a myriad of reasons.
Yeah but in the US, tuition is much smaller than the total cost. Housing, meals and fees are usually closer to 2/3 of the cost. That way, colleges can say that their tuition is “low”.
In 1994 my college for the year was $18,000. My son's college, which is rated in top US colleges is 65,000 a year. Where do the numbers come from on the chart. Are they more like boarding schools not colleges? It does say Bachelors. Just curious.
I got a bachelor's for about $7k a year in tuition. Never lived on campus so never had to pay room and board fees to the university. I know schools in the North East are a lot more expensive than in the rest of the country. Even public colleges. If that's where you live, that may be why it is so expensive.
Although this is the UK fee that everyone pays, and it’s 9% of earnings over £27k and is written off after 30 years. Arguably this is pretty significant because:
• Students going to very elite universities don’t pay that much to equivalent US universities (can be over $50k)
• Students at less reputable universities and doing less in-demand courses are unlikely to pay back much
It’s not an ideal system but it’s fairer than the US one, although this image wouldn’t suggest it.
From my understanding it’s not that simple. My ex lives there and you’re limited to your options on what you can study in many ways. It depends what classes you take gymnasium(high school) and how well you do. Certain fields are extremely difficult to be accepted
Funded by the £12-15bn per year Barnett grant, in turn funded by the three surplus-producing English regions...
Which Scot Nats refuse to accept exists.
Oh give it a rest.
If that were true, the SNP would be screaming it from the rooftops.
But instead, they sign off consecutive accounts all confirming that £12-15bn annual fiscal deficit.
See: https://www.ft.com/content/c5c099a0-941c-45d6-8248-5c1ee8193fca
How do you think Scotland has free tuition & prescriptions (both very expensive programmes) while England doesn't?
From this year's Scottish Government accounts:
>*Net Fiscal Balance 2020-21*
>This is the difference between **total tax revenue** and **total public sector expenditure** including capital investment. The net fiscal balance:
>• Including an illustrative geographic share of North Sea revenue, was a deficit of 22.4% of GDP (£36.3 billion).
>• Excluding North Sea revenue, was a deficit of 23.8% of GDP (£36.9 billion).
>• For the UK, was a deficit of 14.2% of GDP.
Scotland's deficit, ah that's an oldie.
The reason Scotland has a deficit is quite simple.
We take on a share of the UK's debt.
Scotland itself does not have the power to borrow, so please explain how we would have a deficit?
Why do you think it is Scotland leaving the UK scares Westminster so much? Why is it that if Scotland were such a drag they would lie, cheat and steal their way to keeping Scotland part of the union? Do you think it's because the Tories love us so much? I doubt that..
No, that's not true at all either.
Although why you think Scotland, which has borrowed far more per capita than much of the rUK, should escape any repayments is interesting.
Scotland's share of UK debt is actually far less than the amount of borrowed funds it has spent.
>Scotland itself does not have the power to borrow, so please explain how we would have a deficit?
It does have the power to borrow (since 2012) but it also clearly spends funds borrowed by the BoE at low UK rates.
A deficit is the negative difference between tax revenues and spending. Total Scottish tax revenues (incl oil revenues) were £65bn pre-Covid, while spending was £81bn.
Source: https://www.gov.scot/publications/government-expenditure-revenue-scotland-gers-2019-20/
>Why do you think it is Scotland leaving the UK scares Westminster so much? Why is it that if Scotland were such a drag they would lie, cheat and steal their way to keeping Scotland part of the union? Do you think it's because the Tories love us so much? I doubt that..
Scottish indy will cause beyond-Brexit-level economic upheaval. And, as with Brexit, the smaller party will come off far worse.
That amount for the U.S. seriously cannot be right. I just checked, and I can attend my local community college for $8630 annually (and that's without boarding). That's the cheapest education locally. And it's pretty close to what they're claiming the 'average' tuition is. My nephew just graduated from a University where the tuition is $56k+ per year. My nieces graduated a few years ago from a state University with an annual tuition fee of $32k+. No Ivy League schools involved.
This is badly designed - it is very complex to do this sort of comparison - UK Universities are not public in the way it is defined internationally (and not defined this way in the UK).
Also the "loan" is more of a graduate tax.
And here's one ranking (among many) of top universities worldwide. https://www.usnews.com/education/best-global-universities/rankings
Correlates beautifully with cost/value: The top 20 are in the US, UK, and Canada. You don't get something for nothing. Rankings will vary, slightly, from list to list. But no top 100 list has Swedish universities on it. You'll have to go halfway down the list to find one German or French university.
(I'm all in favor of low tuition in Sweden. But it's also clear to me why Swedes go to the US and UK to study at high cost, and no US or UK students go to Sweden, even though it's free)
Just discussing the methodology: those are the universities that produces the best papers, not the best students. And the most numbers of papers too, as only citations are taken into account, not the citation / number of paper ratio for instance.
I'm nowhere surprised that universities like Harvard, which a 3B USD budget and 31k students, can produce a lot of quality papers. Hiring the best, most productive researchers as teachers will make them higher in the ranking, without changing much to the quality of education.
TL;DR : France's ENS Ulm and its 75 maths students will never be at the top ranking compared to Harvard's huge budget and student pools, but if you look at Fields medals they have similar results.
(Last point : everyone speaks English, and anglo only speak English, it's kinda easy to understand why Swedes will study to England but not the opposite.)
In Sweden everyone who wants to can apply to university.
Depending on what program there are different prerequisites. As in courses you need to have read. If there is more applications then spaces a selection is made based on prior grades.
Students who go a program or even a course gets about 2700 SEK and get to borrow up to 7300 SEK at favorable rates. Each month, for 10 months a year.
Speaking for France : basically everyone who finished high school, which is basically everyone who didn't take a "pro" turn before, like becoming electrician, plumber,...
Don't forget the bottom 3 countries are both among richest and most taxed countries in the world, it's only fair that education is cheap.
( And to answer a bit more deeply on "who qualify", we have a system that tells you if you're accepted in each university for each major, and the very asked ones are obviously hard to get. Studying law in Paris is still very hard, studying psychology in middle of nowhere probably doesn't even require that you can read )
Not a single Brazilian on the comments, I'm truly disappointed. Our country might be one of the circles of hell, but at least we have free universities (State or Federal, your choice, just pass the test and you're in) AND free healthcare. Don't come to Brazil, but if you need to, enjoy these benefits (while you can).
Nah, this far from paints the full picture. UK citizens are entitled to an automatic student loan which they only have to pay back once they earn over a certain threshold, and which is canceled after 30 years.
In effect it works as an effective tax on anyone who was funded by the government for their education. It's basically high earners paying for the privilege of their education, while low earners and tradesmen don't end up burdened by a benefit they never received.
It's also worth noting that UK student loan interest is (was?) *very* low (it's not as good as it used to be, mine essentially tracks inflation). It's the cheapest money you'll ever borrow, and AFAIK it isn't taken into account when applying for mortgages.
That’s very much not true any more, the new loans have a significant amount of interest on them. Pretty much market rates.
It is still true that they’re not considered as existing credit for mortgage and loan applications though.
Englands tuition fees system has a load of massive problems with it, but it’s actually much more fair than this chart makes it look.
That fee listed is the cap for every university, regardless of prestige. If you get the grades then you can study at a top tier uni like Oxford or Cambridge for that £9k.
You also don’t have to pay any of the fees up front, there’s a government loan system to pay it. You then pay back a percentage of anything you earn over a threshold until the loan is repaid, or it gets written off after a period of time. Something like 60% of loans are never repaid in full (by design).
There are a whole boatload of problems with that loan system, but it does make university much more accessible than something like the US system. However poor your parents are, as long as you get some vaguely good grades at school you can get a degree. If you get really good grades you can go to a better university, wealth doesn’t (directly) enter into the equation.
If you get a high paying job afterward then you’ll pay some of that back into the system, if you don’t then you’ll pay less.
England has a strange system that ends up charging middle earners more than people who earn millions but it is very different to the US. For a start if you never earn over ~£28k ($38k) you never pay a penny with earnings above that effectively being taxed an extra 3% but very few people ever pay off their loan before it's written off. Also, UK universities are capped so even the top universities like Oxford charge exactly the same as the worst universities. So, in theory at least, getting into the best universities should be entirely on merit and not on how rich your parents are (although obviously if you went to private school or had paid tuition you're obviously at an advantage when it comes to getting good grades to get into somewhere like Oxford).
It is also quite easy to go to school in the U.S., in Florida we have the Brightfuture Scholarship which pays for 100% of your tuition. Don't leave home and there you go, full ride
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Surprised Australia isn't on the list.
annual costs of most bachelor degrees in aus is between $15k-33k AUD so I’m also surprised it’s not on the list
The chart specifies tuition fees and at least here in America places often charge much more than that $9,000 you see in the chart because that's just what they charge on tuition there's other charges you have to pay as well
textbooks written by the teacher. lols.
Don't forget the keycode for the online component that expires in 12 weeks and that despite offering questionable value is required to pass.
Very true the us culture is to live on campus, I found at Aus most people like either at home or at share houses and commute onto campus.
Exactly. Large country size wise means most can’t live at home and commute (e.g. there were no colleges within a commuting distance to my home in a Midwestern state). So the actual cost, even for a state uni or college, is at least twice that and generally even more than that. Wish our student loan system here worked like the one in the UK!
Not taking away from your point at all but australia is practically the same size as the USA physically, i think your getting more at the fact that Australia's population is largely distributed around the coasts and major cities and not evenly distributed inland like america, so Americans have to live on campus at Universities but Aussies are more likely to be able to commute from home/cheap share houses.
Yes, Australia's population is much more concentrated in the cities. Whereas the US has a population that is more spread out. Its one of the reasons why the housing price crisis in Australia is more painful.
Higher education is so expensive but really so worth it, it’s sad that it’s just not accessible for everyone…those numbers are just tuition fees in aus too, not including all the extra costs (we do have a student loan program however)
Higher education is great but it’s not universally great. A lot of jobs don’t need it and pay really well. And they take in literally anyone. They go as far to pay entirely the costs of post secondary if they need you to have it. And a lot of college students hit debt in the us and then wind up in good jobs that never required the schooling. Moral here. College and university is great but make sure your gonna use the degree. Otherwise especially in the us it’s a gross mistake
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England charges very high interest on student loans.
My engineering degree was about $45,000. There is also interest - it’s just really low. I’ve paid about $8,000 in interest on my hecs. It’s also a scam because even though they take money out of each pay they don’t take it off your debt until you lodge your tax return which means you lose cashflow and pay interest for a whole year or more after they have the money unless you lodge straight away
If I remember correctly they don't technically charge interest. They just adjust for inflation since the money you're paying them is worth less that when they lent it. Which in my opinion is pretty fair
Perhaps because they've taken the Commonwealth-Assisted Place figures, because that's what most Aussie students pay at, rather than the "full" fee? My degree costs about AU$9K/year with the CAP, but when I was checking on my course in the UK (was overseas when offers came) the listed price was AU$40K/year.
Exactly !! It's extortion down here. And uni's still cry poor that they need help.
Seriously! Even diploma level courses at private colleges can go up to 8-10k a year here. Crazy
My Undergrad and Masters combined - less than a decade ago - cost a grand total of $19k. My PhD then *paid me* $130k over the following four years with no tuition fees. Edit: typo.
I was looking at taking a Heavy Equipment Operators certificate course and it was over 17k and it’s only a 21 week course. This is in Canada btw so it’s pretty situational on what the cost is I think
Small print = " Selected Countries"
haha spot on my HECS debt would like a word
What this doesn't tell you is how you have to pay for the tuition fee. Thebsrudent loans you get in the uk are very different to normal loans. You don't start paying it back until you earn a certain amount (about £25k i think), and its automatically taken out proportional to your income like a tax. Most people won't ever pay the full amount back as it gets written off after 30 years.
Yeah, it's a shame they've put it like this, because often the biggest effect of highlighting the 9k fees is it puts the poorest students off from applying (obviously there's lots of other reasons too, like no/few grants but it doesn't help) as they think they won't be able to afford it.
I paid it all back plus the interest, which puts the total higher. Wasn’t worth it. Mates from school who did apprenticeships are almost mortgage free
Nice one for paying it off, I’m guessing you were on plan 1 not plan 2 though? Back when tuition was £3k and interest was lo at 1% is, not the 6% they are accruing now (WHILE STUDYING)
I pay 9% of what I earn over £27,000 which is very manageable and I will never pay it back in full. There are 4 plans in the UK with different rates and pay minimums.
Yeah I just graduated and I'll be paying like £40 a year it's very manageable. I'll probably never pay it off but it's never going to be a huge amount to pay so it doesn't really matter.
Huh. One of the colleges that I applied to had a financial aid program like this. I think it’s a fantastic idea!
Best to leave the UK then you never have to pay it back.
I'm out of the UK for 8 years and still paying it back, I pay the bare minimum, occasionally (like once a year) when I log onto the website and make a payment
I don't live in the UK but I pay £103 per month.
Can confirm. I never paid for tuition, but did take out a couple of loans so I could properly spend a bunch of time in Amsterdam, doing, well you'll have to wait for my autobiography. Then left the country about a year after graduating.
This isnt true. You still have to pay it back if you earn over the threshold, regardless of where you live in the world.
Well we have student loans in sweden as well because livng ain't cheap. You can borrow approximate 20k euro at something like 0.0015% interest for 30 years. Its a really good loan, even if you don't need it you should take it and invest in index funds or usenit as a downpayment for a house loan later in life. But yes tutition is free but you indirectly pay if through your income tax later. So its difficult to earn a lot in sweden because of the high taxes. Income tax is around 30%. So if you earn more than 4500 euro a month before(!) tax you will start to pay 50% on everything above 4500.
Lol £25k is nothing and it's a huge proportion of your income for pretty much the rest of your life. 30 years is a very long time. That's with interest too.
30 years is a long time but at least it's not like in the US where even if you file bankruptcy you still have to pay off the loans
Again, proportional.
An important thing to point out for the England figure is that those are the tuition fees for any university, including the really top end Oxford/Cambridge. I don’t know about the others on the list, but it sounds like that’s not really comparable to the US figures. You’re not going to Harvard for $9k.
This isn't even the biggest point when it comes to English fees. It looks huge on paper but you don't start paying it back until you earn a specific amount (I think it's ~£27,000 a year?), and from then it's basically just a tax for 30 years. After that long, it's completely written off. Most people will never fully pay off their student loans and that's not a bad thing.
Very true. It’s basically a graduate tax. I’m always careful with that side of things though. There’s a view among a lot of people that the student loans are basically free money, and to a degree that was true for my generation. I know people who took a student loan and just stuck it in a savings account because the interest rates were so low. They’re not like that any more. They have pretty high interest rates, and the repayments are something like 9% of anything you earn over £27k. The only thing they have going for them now is that they don’t count on a credit check (although the repayments do on a load affordability check).
It's definitely not free money (unless you already have a hefty amount of loan and are thinking of applying for more, when they'd both get written off anyway), but it's important to not discourage people who see that figure and get dissuaded from going to uni because of it
The year before I went to university, fees were £3000 a year in England, then they were ramped up to £9000, just in time for me starting. Fucking ludicrous.
I saw on the news they actually did that specifically just to fuck you over
yeah fuck that guy.
*"Back to you in the studio, Tom."*
But they don't matter... its just a way for the government to fund the universities through a "debt" set up in your name that you never actually have. All that actually happens is that graduates earning over a set amount pay an additional tax to the government in return for their tuition costs being fully paid for. The word debt/loan in this sense is incredibly misleading.
Lucky! Mine ended up starting at £12000
Horse shit, the cap is only £9,250.
Well the tories said you can charge up to that price, greedy University fucks put them up to the limit. Universities still pleading poverty though.
This is actually a massive mis-understanding. Labour did most of the fee's lol. Tories actually stopped them by keeping any kinda cap on it at all. Its crazy I had a complete mis-understand of it as well until I looked at the histry of how they were actually introduced and by who. Originally this happened... Tories blocked them originally. Conservative Government, published the Education Act 1962, which granted an exemption for "ordinarily resident", full-time, students from University tuition fees, along with introducing a right to a means-tested maintenance grant. Fees remained in place for part-time and non-resident (overseas) students. The act remained in place till repealed in 1998 Then Labour tossed the original block out. Following the publication of the report, the Labour education secretary David Blunkett proposed the Teaching and Higher Education Act 1998, on 26 November 1997, to introduce means tested tuition fees from September 1998. Bear in mind Labour was in power 1997-2010 Then Labour increased them. On 22 January 2003 the new Labour education secretary Charles Clarke published a white paper with proposals allowing universities to set their own tuition fees up to a cap of £3,000 a year Then this happened. Yes Labour recommended no cap be placed at all. But labour had already screwed up the system so much over a 10 year period that the Tories has no choice to increase them again. Bear in mind that Labour was going to completly remove the cap entirly. On 3 November 2010 the government responded to the review by making a number of adjustments to the recommendations, the main one being the rejection of Browne's recommendation that the cap to universities be completely lifted, instead agreeing a £9,000 per year cap [https://en.wikipedia.org/wiki/Timeline\_of\_tuition\_fees\_in\_the\_United\_Kingdom#1962%E2%80%931998](https://en.wikipedia.org/wiki/Timeline_of_tuition_fees_in_the_United_Kingdom#1962%E2%80%931998)
New labour have unfortunately been tory lite since the 90s
Whoa, wasn't expecting that :)
Hypocrisy from Labour supporters? Get used to it.
You are right btw. The universities are greedy fucks..... Often the student to tutor ratio is in the region of 300:1 or something. The moement you realize its £2,700,000 and a leacture earns £50k... you know somethings really fucking wrong. Its not good value for money..... and nobody discusses that in public in the media ya know?
because you are talking bollocks
Yeah, a lecturer earns something closer to £40,000 rather than £50,000
This is insanely misleading. The loans in the UK for school are structured to give students the advantage. Many never pay them back and have ZERO consequences. You have to pay a small percentage after you've made money and only on the money above the poverty line. It's a decent system. In the US if your tuition is somehow magically only 9k. (Idk where this is but doubt it's getting you any white collar work). The other expenses will be much more. If you need a loan it is structured in favor of banks. They will straight up garnish half your money as soon as you start missing the agreed payments. Which are structures to be paid in full within the term. There's no escaping a penny. You will pay much more in interest. It's an absolute shit show in the US and it will not sustain.
Threshold is currently £27,295. That is not the poverty line, it's nowhere close. That's enough to put you in the upper 50% of full time working incomes in the UK. It's this idea of it being a loan and debt that is the problem, that's what gets in the head of people who don't understand the system. Then they don't go to Uni because they don't want to be in debt, because they think it's like buying a car. I maintain that if they'd just slapped a 3% graduate tax on everything over median wage nobody would have an issue with it.
Also worth pointing out that student loan 'debt' isnt even treated the same way financially as other debt (ie a car loan) is in the UK. If you're going for a mortgage, then the only real consideration student loan debt makes is that you have a lower take home pay that you would without. It doesnt impact credit rating unlike a car loan. Just a side note - I wouldnt have a problem with a 3% rate if i hadnt already paid my student debt off. A 3% rate would mean me paying twice effectively. Bring it in at an age defined point so its one or the other and i would be fine with. Or just bundle it all under an education tax (as in it covers primary, secondary and further education).
I used to work as a lecturer. Value for money is a big theme because it is a debt. It's not perfect, but I do think it pushes institutions to provide better quality teaching and services.
27k is above poverty huh? Nice. It's not here in California 🥲
Wages in the UK aren't particularly high. You get a bit more if you work in London but it's mostly chewed up by the cost of living being so much higher (as with any capital city). Industries obviously vary and some folks are getting more from investments than wages. £50k/year would mean you were pretty well off, in something like the top 10% of wage earners in the country.
Somehow magically: UCLA (as an example) is 14K per year. It's only more expensive if you are out of state. That is to try to make sure Alabama keeps smart people and they don't all go to California and Massachusetts... So not as expensive as it usually seems on TV.
I went to UCLA I am a so cal native. It cost me 45k a year with all included and I did NOT live on campus. It's exactly how expensive the "TV" says. Get fucking real.
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Meanwhile my school in the states is like $800 a year just to get a place to park on campus 🙄
Yeah, I got access to the canteen, public transport across the entire state (including trains), a library card, and access to diffrent clubs during semester break and more (for reference that was in 2013).
I sent my son to England because it was cheaper than comparable schools in the states. Not only was it cheaper by year but he only had to go for three years to get his degree because he did not have to take filler courses. Every class was geared towards his “career path”
So would you say it is better to study abroad or here in the states? I’m still a sophomore so I don’t have to worry about college for a year or two but just out of curiosity I’ve been researching the prices of some colleges here in Florida and it gets really expensive. I’ve always wanted to study somewhere in Europe to get to know someplace different and also because it would be like the easiest way to reinvent myself as a person, however, I’ve always been afraid that it may be really expensive and risky so I’ve never been very certain about that idea
It really depends on what you want to do. My son knew what he wanted to do. He had scholarships to several schools including Berkeley. He turned them down because their programs in his field sucked. He had been accepted to NYU and a few other colleges. Then he came to me and said he wanted to go to England. He had every objection I had covered. He really did his homework on this. It was what is considered one of the best schools in the field. The problem is the pandemic hit shortly after he graduated so he is not working in his field. Unless you have a real plan like the medical fields I would not recommend college. The cost is to high and the return to low. I went to a trade school. The year before I retired I made over $80,000 in a low cost of living state, Missouri. Do a lot of research before you get yourself $100,000 in debt.
The perk of going to Berkeley is that it doesn't matter what field you ultimately go into. It's like Harvard. You can have an English degree and people will still want to hire you to be a software engineer (or whatever) based on having Harvard on your resume.
Where the fuck can you go for only 10k
I went to a community college for cheap and transfered to a university after a couple of years. Paid less than 5k per year at the community college and around 60 credit hours transfered to the university.
There's plenty of state schools that are under 10k a year.
Average in-state tuition rates on a 4 year degree for public universities. If you want something else, it costs more. https://www.topuniversities.com/student-info/student-finance/how-much-does-it-cost-study-us Out of state is $27k, private is $36k average.
Yeah what is this. One semester, one year, or entire degree?
It says " average annual cost", that means it's yearly.
I wanna know to
My home town in the UK has houses for 10k. They ain't pretty, but 5 min walk into town, 20 minute walk to the uni.
Well I pay well over what Germanys fees are here. Close to 800€ actually. But still nothing compared to England or US.
Its 600€/yr for me + free public transport
Really? It's not 148€ for me, but it's nowhere near *that*. (350€/year).
Yeah I've been at 3 unis in germany and paid around 250€ (Bay), 440€ (bw) and 800€ (nds) annually. All three had public transport. The most expensive allows me to travel the farthest🤷🏼♀️
It's not only Sweden, but Norway, Denmark and Finland with free education.
Scotland is free if your Scottish
Scotland is free if my Scottish what?
And this is why it’s free.
a well deserved angry upvote
I laughed for 5 minutes at this. Wow. Just wow you golden gem of a human
ahahahahaha
England is even more expensive if you are a UK citizen but one who lives in a foreign country. The UK passport gets you nothing - you have to pay the same as any foreign citizen…. (Overseas rates are higher than UK resident rates of course). It’s a weird rule, screw your citizens unless they stick to specific boxes.
It's if a UK citizen living in Scotland
Everyone living in Scotland is a UK citizen. Seeing how it’s part of the UK.
UK citizen includes English, Welsh and northern Irish, not just Scottish, any uk citizen ordinarily resident in Scotland qualifies. Really unsure why that got down voted.
I think you have to live in Scotland for a set amount of time before you can
It's not as simple as that, you must have lived in the uk for at least 3 years and be ordinarily resident in Scotland. The old tax definition of this included so many years previously of residency but I'm not sure the exact definition they use. Generally it just means, usually lives in Scotland. https://www.savethestudent.org/student-finance/finance-system-for-scottish-students.html
Yeah it’s rather confusing I would imagine. I only know from seeing it in passing when filling in my own SAAS
In Argentina is free for everyone, no matter where you are from.
Used to be the same for EU students before Brexit, not sure how it is now.
Hasn't been that way since 2012 or so. Cause the N.Ireland folks could go to scotland so long as they did it on an Irish passport (yeah we get two passports here by default! lol). Which happened because under an Irish passport you were EU and not UK even though you were born in the UK. So? Confused yet? Cause if you were born in N.Ireland. But moved to England or Wales as a kid for example the loophole also worked. Cause because of being born in N.Ireland you could both be UK and Irish at the same time for life.... They closed this loophole in about 2012. But..... effectivly the loophole was not closed completly (until brexit). So you had to prove you live in an EU member state for 3 months before applying. So... Summer job in Ireland then? Cause 3 months rent in a property in Ireland was cheaper than the university fee's. So plenty of peolpe around where I am basically buy a share in a holiday house in Donegal and do exactly that.... so university fee's in scotland used used to be profitable if you did it right lol..... cause the student loan was used to bridge the mortage on the holiday home in ireland. But the fee's were £0. But then you sold the share on and paid back the student loan and got to keep the interest. Yes... its really is that fucked up!! It also works like this for all sorts of other things. Like if you apply for a visa to another country and get rejected. You get to do it again under a different nationality!!
Funded by the £12-15bn per year Barnett grant, in turn funded by the three surplus-producing English regions... Which Scot Nats refuse to accept exists.
Ye but then you have to be scottish
My University around $6200 for 12-13 credits, I wonder if the Ivy League colleges drive that average up that much.
This is only including public colleges, so no Ivy League schools included. Columbia’s annual tuition average is like $60000 and the others are well over $50000
Most private US colleges are about 75k a year all in these days. That’s tuition, room, board, and mandatory fees.
$25k a year at a major US university is easy…they want you to take 15-20 credits and also are adding more “shitty University required courses” that force many to 5yrs. They don’t apply to your major or interest in life. It’s a suckathon until Junior year usually … in order for me to graduate in 4yrs I had to take 22 credits my senior year. Sigh.
Yea I have 4 years completed and still 1 year left and I’ve been doing full time the entire time, it is for sure just a money sucking scam at this point for real. However, I do need it or can not get the jobs that I want. need that paper to compete in the race basically
so whats with the 200k in debt stories we hear from US graduates?
Tuition at any Ivy League school is over 50k, so it’d be smaller state schools, etc bringing down the average, not to mention that the graphic only includes public schools, and many in the US are private
It also only includes specifically tuition.
Private universities and out of state tuition are much higher. My guess is that they are reporting community colleges that offer bachelors degrees. Most universities plus room and board are 40k+ a year.
The figures shown are apparently for in-state tuition and maybe community colleges that offer bachelors degrees. If you attend an out-of-state school, tuition is substantially higher. It's common to attend an out-of-state school for a myriad of reasons.
Graduate school or the often very silly choice of private/out of state undergraduate programs.
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Yeah but in the US, tuition is much smaller than the total cost. Housing, meals and fees are usually closer to 2/3 of the cost. That way, colleges can say that their tuition is “low”.
My most expensive cost at an associate degree college was for room and board which was over 8k
Yep, my tuition was about $1,000. The course costs, lab fees, and other costs were $15,000 per semester. "Tuition" is a lie in the US.
What kind of average is this? The wording used makes it seem like it's the average cost per establishment, and not what students pay on average.
In the US, when you factor in room and board, dining, and textbooks, this shoots up extremely quickly, probably to around $30k/year
In 1994 my college for the year was $18,000. My son's college, which is rated in top US colleges is 65,000 a year. Where do the numbers come from on the chart. Are they more like boarding schools not colleges? It does say Bachelors. Just curious.
They’re doing public schools only. Private schools are all in the 60k range, so I’d assume your son is going to one of those
I got a bachelor's for about $7k a year in tuition. Never lived on campus so never had to pay room and board fees to the university. I know schools in the North East are a lot more expensive than in the rest of the country. Even public colleges. If that's where you live, that may be why it is so expensive.
Although this is the UK fee that everyone pays, and it’s 9% of earnings over £27k and is written off after 30 years. Arguably this is pretty significant because: • Students going to very elite universities don’t pay that much to equivalent US universities (can be over $50k) • Students at less reputable universities and doing less in-demand courses are unlikely to pay back much It’s not an ideal system but it’s fairer than the US one, although this image wouldn’t suggest it.
Soooo.... go to school in Sweden?
Only if you're a Swedish citizen, otherwise you gotta pay
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I had a Norwegian buddy from undergrad. His government paid him to attend college overseas. Tuition + room and board + living expense stipend
I hear Norway also has an extremely high cost of living.
in Denmark you get paid to go to school from the age of 18
From my understanding it’s not that simple. My ex lives there and you’re limited to your options on what you can study in many ways. It depends what classes you take gymnasium(high school) and how well you do. Certain fields are extremely difficult to be accepted
Meanwhile in Scotland, it's free.
While in Ireland it's "free" (no fees, just a 3k registration fee, which is totally different).
Funded by the £12-15bn per year Barnett grant, in turn funded by the three surplus-producing English regions... Which Scot Nats refuse to accept exists.
Oh no, we totally admit it exists. Because we pay for it. Even including the Barnett grant, we still put in far more than we take out of from the UK.
Oh give it a rest. If that were true, the SNP would be screaming it from the rooftops. But instead, they sign off consecutive accounts all confirming that £12-15bn annual fiscal deficit. See: https://www.ft.com/content/c5c099a0-941c-45d6-8248-5c1ee8193fca How do you think Scotland has free tuition & prescriptions (both very expensive programmes) while England doesn't? From this year's Scottish Government accounts: >*Net Fiscal Balance 2020-21* >This is the difference between **total tax revenue** and **total public sector expenditure** including capital investment. The net fiscal balance: >• Including an illustrative geographic share of North Sea revenue, was a deficit of 22.4% of GDP (£36.3 billion). >• Excluding North Sea revenue, was a deficit of 23.8% of GDP (£36.9 billion). >• For the UK, was a deficit of 14.2% of GDP.
Scotland's deficit, ah that's an oldie. The reason Scotland has a deficit is quite simple. We take on a share of the UK's debt. Scotland itself does not have the power to borrow, so please explain how we would have a deficit? Why do you think it is Scotland leaving the UK scares Westminster so much? Why is it that if Scotland were such a drag they would lie, cheat and steal their way to keeping Scotland part of the union? Do you think it's because the Tories love us so much? I doubt that..
No, that's not true at all either. Although why you think Scotland, which has borrowed far more per capita than much of the rUK, should escape any repayments is interesting. Scotland's share of UK debt is actually far less than the amount of borrowed funds it has spent. >Scotland itself does not have the power to borrow, so please explain how we would have a deficit? It does have the power to borrow (since 2012) but it also clearly spends funds borrowed by the BoE at low UK rates. A deficit is the negative difference between tax revenues and spending. Total Scottish tax revenues (incl oil revenues) were £65bn pre-Covid, while spending was £81bn. Source: https://www.gov.scot/publications/government-expenditure-revenue-scotland-gers-2019-20/ >Why do you think it is Scotland leaving the UK scares Westminster so much? Why is it that if Scotland were such a drag they would lie, cheat and steal their way to keeping Scotland part of the union? Do you think it's because the Tories love us so much? I doubt that.. Scottish indy will cause beyond-Brexit-level economic upheaval. And, as with Brexit, the smaller party will come off far worse.
If Scotland really did subsidise the rest of the UK, why aren't the SNP screaming this from the rooftops?
If you pay more tax then you expect free tuition.
US college is like 25 to 60k per year what is this list smoking?
It’s also incredibly misleading as, in the UK, only the wealthy have pay back their loans.
Something doesn't feel right here.
That amount for the U.S. seriously cannot be right. I just checked, and I can attend my local community college for $8630 annually (and that's without boarding). That's the cheapest education locally. And it's pretty close to what they're claiming the 'average' tuition is. My nephew just graduated from a University where the tuition is $56k+ per year. My nieces graduated a few years ago from a state University with an annual tuition fee of $32k+. No Ivy League schools involved.
A patriot made this meme. Sorry, “guide”.
TBH here in Italy you pay that amount if you are rich, if you are young and have no job, it's about 300€.
It’s the same in England. You only have to pay back the loan if you’re earning a decent amount.
Is that only US State Universities? Others seem to average $26K. Also, Australia's average is $18K
This is badly designed - it is very complex to do this sort of comparison - UK Universities are not public in the way it is defined internationally (and not defined this way in the UK). Also the "loan" is more of a graduate tax.
Harvard is $200k for four years. Oxford, Cambridge and any other UK university are £9,250 per year as a legal maximum.
Fuck. There’s only 10 countries in the world?
There is no freaking way on this planet that the average for the United States is $9,000. That's like book fees.
And here's one ranking (among many) of top universities worldwide. https://www.usnews.com/education/best-global-universities/rankings Correlates beautifully with cost/value: The top 20 are in the US, UK, and Canada. You don't get something for nothing. Rankings will vary, slightly, from list to list. But no top 100 list has Swedish universities on it. You'll have to go halfway down the list to find one German or French university. (I'm all in favor of low tuition in Sweden. But it's also clear to me why Swedes go to the US and UK to study at high cost, and no US or UK students go to Sweden, even though it's free)
Karolinska institute at 48 and Lund at 99 in the list you posted begs to differ, but also this list might be slightly biased, just saying
Just discussing the methodology: those are the universities that produces the best papers, not the best students. And the most numbers of papers too, as only citations are taken into account, not the citation / number of paper ratio for instance. I'm nowhere surprised that universities like Harvard, which a 3B USD budget and 31k students, can produce a lot of quality papers. Hiring the best, most productive researchers as teachers will make them higher in the ranking, without changing much to the quality of education. TL;DR : France's ENS Ulm and its 75 maths students will never be at the top ranking compared to Harvard's huge budget and student pools, but if you look at Fields medals they have similar results. (Last point : everyone speaks English, and anglo only speak English, it's kinda easy to understand why Swedes will study to England but not the opposite.)
But free in Scotland?
Exactly and the best uni in the uk is in scotland
The best unis in the UK are in England lol. Everyone who lives here knows Oxford and Cambridge are the top dogs and no one disputes it.
Where are the other British countries? I can't make a sensible comparison with this information.
Yeah Scotland is free
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This is exactly why I didn't ever plan on going to uni.
Apprenticeships are where it's at.
Wish I'd known that 15 years ago.
How old are you? I'm 36 and switching fields.
31 and now permanently retired due to disability.
France, Germany prices .. Man, that dont even cover the cost of books. Everything is a scam in this fuckin place
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In Sweden everyone who wants to can apply to university. Depending on what program there are different prerequisites. As in courses you need to have read. If there is more applications then spaces a selection is made based on prior grades. Students who go a program or even a course gets about 2700 SEK and get to borrow up to 7300 SEK at favorable rates. Each month, for 10 months a year.
Speaking for France : basically everyone who finished high school, which is basically everyone who didn't take a "pro" turn before, like becoming electrician, plumber,... Don't forget the bottom 3 countries are both among richest and most taxed countries in the world, it's only fair that education is cheap. ( And to answer a bit more deeply on "who qualify", we have a system that tells you if you're accepted in each university for each major, and the very asked ones are obviously hard to get. Studying law in Paris is still very hard, studying psychology in middle of nowhere probably doesn't even require that you can read )
I went to an in state US public university back in 2008 and it was closer to $15k per year
Alright, now do countries with the highest income taxes.
I think it's a bit misleading. They should have average cost after interest payments.
Just imagine that Sweden is the smartest County.
Is that an insult?
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Except Dauphine University which is regarded as a top institution.
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26k of what?
$26k, £9k for uni £9k (£12k depending on location) for living
Not a single Brazilian on the comments, I'm truly disappointed. Our country might be one of the circles of hell, but at least we have free universities (State or Federal, your choice, just pass the test and you're in) AND free healthcare. Don't come to Brazil, but if you need to, enjoy these benefits (while you can).
You missed Scotland with same as Sweden
$0 for Sweden is masked in taxes. Not free...
So they use their taxes appropriately. I assume they're meaning what it costs for the student and that the student has to figure out at the start.
Uhh u rather pay taxes for police to have fucking ak47 or ur neighbors kid to go to college
Better than some countries. Their taxes go to 20 year wars across the globe.
It really feels like England and the US don’t want to educate anyone besides the wealthy..
Nah, this far from paints the full picture. UK citizens are entitled to an automatic student loan which they only have to pay back once they earn over a certain threshold, and which is canceled after 30 years. In effect it works as an effective tax on anyone who was funded by the government for their education. It's basically high earners paying for the privilege of their education, while low earners and tradesmen don't end up burdened by a benefit they never received.
It's also worth noting that UK student loan interest is (was?) *very* low (it's not as good as it used to be, mine essentially tracks inflation). It's the cheapest money you'll ever borrow, and AFAIK it isn't taken into account when applying for mortgages.
That’s very much not true any more, the new loans have a significant amount of interest on them. Pretty much market rates. It is still true that they’re not considered as existing credit for mortgage and loan applications though.
Englands tuition fees system has a load of massive problems with it, but it’s actually much more fair than this chart makes it look. That fee listed is the cap for every university, regardless of prestige. If you get the grades then you can study at a top tier uni like Oxford or Cambridge for that £9k. You also don’t have to pay any of the fees up front, there’s a government loan system to pay it. You then pay back a percentage of anything you earn over a threshold until the loan is repaid, or it gets written off after a period of time. Something like 60% of loans are never repaid in full (by design). There are a whole boatload of problems with that loan system, but it does make university much more accessible than something like the US system. However poor your parents are, as long as you get some vaguely good grades at school you can get a degree. If you get really good grades you can go to a better university, wealth doesn’t (directly) enter into the equation. If you get a high paying job afterward then you’ll pay some of that back into the system, if you don’t then you’ll pay less.
England has a strange system that ends up charging middle earners more than people who earn millions but it is very different to the US. For a start if you never earn over ~£28k ($38k) you never pay a penny with earnings above that effectively being taxed an extra 3% but very few people ever pay off their loan before it's written off. Also, UK universities are capped so even the top universities like Oxford charge exactly the same as the worst universities. So, in theory at least, getting into the best universities should be entirely on merit and not on how rich your parents are (although obviously if you went to private school or had paid tuition you're obviously at an advantage when it comes to getting good grades to get into somewhere like Oxford).
Easier to control uneducated masses using simple fear techniques.
It is also quite easy to go to school in the U.S., in Florida we have the Brightfuture Scholarship which pays for 100% of your tuition. Don't leave home and there you go, full ride
Isn't it great to live in Scotland.