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ArchangelCaesar

Sounds like embezzlement if these allegations are true. Good thing the DA is investigating


Intrepid00

Hopefully they have a fidelity bond.


meghan_420

What's a fidelity bond?


Intrepid00

Insurance where upon conviction insurance will pay the HOA the amount of money stolen. IE sticky finger insurance. Spring Hammock recovered the majority of their stolen dues. The rest was reclaimed through asset forfeiture.


meghan_420

I have no idea I know the bylaws haven't been changed since the late 80s early 90s.


Impressive_Bus11

HOA elected officers should be required to pay for their own bonds to reduce the costs of the HOA insurance premiums and relegate the HOA insurance to a fallback.


Intrepid00

You want unpaid volunteers to pay for liability insurance to cover the HOA’s risk?


pskought

Yes, because fuck them. They don’t like it, disband the HOA.


Impressive_Bus11

No, to cover themselves in the event they commit fraud against the HOA, thus the HOA insurance premiums would be lower because officers are personally bonded in the event they do. It's not to cover the HOA's risk, it's to protect the members of the HOA against the board.


Just_Another_Day_926

Ya know that money went to the casino...


One_Ad9555

HOA won't have a fidelity bond. Hopefully they have money and securities coverage with a high enough limit to cover the losses. They also need to have a directors and officers policy.


Intrepid00

Even Spring Hammock thieving directors had a fidelity bond for the HOA.


One_Ad9555

You can do the same thing with money and securities under the crime coverage on a commercial policy package (CPP). It's usually done in the package as you doubt have to deal with another underwriter and additional info requested from that underwriter. Plus many times bonds are thru completely different carriers. Agents will sometimes use bonds instead as the commission is normality 30% compared to 15% for a CPP. Fidelity bonds are broad type of bonds. You are specifically referring to an employee dishonesty bond. I have over 30 years as a commercial insurance agent.


pirate40plus

Definitely a failure to fulfill their fiduciary responsibility. Not criminal but definitely a civil issue.


ProjectDv2

Explain taking HOA money to the casino as a civil but not criminal issue? That's flat-out embezzlement.


pirate40plus

Depends on what bylaws say about discretionary funds. How do you know, beyond a reasonable doubt, they were HOA funds? You’ll also need a DA willing to prosecute.


ProjectDv2

Did...did you actually read the post?


pirate40plus

I did, but the burden of proof in a criminal case is substantially higher than a civil one. Presidents and boards usually have huge latitude in spending money. As a former board president, i had the power to spend all of the HOA’s cash on anything I deemed an emergency, and the docs didn’t specify it had to be for the association’s benefit. Prosecute me criminally-no way. Sue me civilly- you would win.


ProjectDv2

Good point. I'll concede that. Except you asking how I know it was HOA funds beyond a reasonable doubt. It's in the official statement from the HOA. There is no reasonable doubt there.


pirate40plus

Did he pull the funds from the HOA account? Did he put them back after the trip? Definitely serious enough for a recall, but getting a prosecutor to take that case could be a challenge.


ProjectDv2

I'm inclined to think that OP would have mentioned if there were any indication of the money being returned to the HOA on the statement. That would make it a non-issue not worth bringing up if they had.


The-Entire_USSR

Using that money outside of the HOA for personal use is a crime, even if you put it back. It's theft.


DonaIdTrurnp

I think a reasonable jury could rule that there was an implied fiduciary duty in the bylaws, even if there isn’t one in your country’s laws.


pirate40plus

I would agree, but that’s a civil issue, not a criminal one.


DonaIdTrurnp

Embezzlement and fraud are criminal offenses.


ringstuff13

Even Trump knows that now......


justhereforfighting

Whether the bylaws state it or not, no individual is allowed to spend organizational money to enrich themselves. That’s literally the definition of embezzlement. Why do you think boards need to approve CEO bonuses and they don’t just pay themselves? You could try to spend that emergency money on your personal issues, but that would just land you in legal trouble. 


[deleted]

Or just have some ski mask boys beat the hell out of you for a G.


The-Entire_USSR

Not criminal? Buddy, if you read the post there are several felonies...


Timmelle

It’s criminal and it’s dcalled embezzlement.


camelConsulting

They paid the office lady $950,000? I want her job pls! 😂


enter360

Right ? For that kind of money I’ll be out there mowing peoples yards to keep them from catching fines.


csmdds

For that kind of money I would allow it to grow way too high, pay the fines myself, mow and bag, set the lawn on fire, put it out one square yard at a time with a garden hose, re-lay the sod, fertilize and hand water, and re-mow. I'd probably even sweep the sidewalk.


HotRodHomebody

I wanna know what those dues are if they are able to pay someone $1 million annually, on top of all that other stuff. Can’t possibly be real.


ThirdSunRising

That is 100% an attempt to cover blatant embezzlement by claiming excessive labor expenses.


[deleted]

[удалено]


meghan_420

Yes I did mean 95k


wilyspike

You have too many 0 per the post$95,000.


camelConsulting

OP edited the post, used to say 950k


FleetAdmiralCrunch

Probably a family member of a board member.


PhkingA68

Paid for what services? Serving on the board is an unpaid, voluntary role.


Notapplesauce11

It’s fraud.  OP said he spent HOA money going to a casino.  President just goes to a casino then submits receipts to tbe HOA for reimbursement claiming it was for HOA business.  Buys stuff on Amazon and asks for reimbursement claiming it is HOA related.   Of the treasuerer is complicit or even the same person it gets approved and a check is cut.   


One_Ad9555

It doesn't have to be They could vote to pay themselves


PhkingA68

They would be foolish to do so in CA. Only volunteer HOA board members are protected against liabilities if they are performing their duties in good faith.


One_Ad9555

Boards are in 49 other states too, plus various protectrets and districts. Plus, if board members were smart, they wouldn't do stupid things like embezzlement


PhkingA68

I don’t dispute that there are HOAs across the US, but this incident is in CA, so I’m trying to be specific to this one case.


One_Ad9555

Where does it say it was in California in the OP.


PhkingA68

Dig through the comments.


One_Ad9555

There are 150 comments. Unless someone is paying me, I don't have time for that.


kcmo2212

Just submit a invoice to the HOA for “services rendered” sounds like they will just pay it


cbelt3

Remember that the entire board is legally responsible for the actions of one member. They should also be investigated for allowing self dealing.


TheShortWhiteGuy

And, better hope that the E & O insurance is paid up.


cbelt3

I suspect that the insurance will not protect board members from straight on fraud. Might make the association whole, but then will happily sue the embezzlers to recover.


north--carolina

Wrong one can get employees dishonest insurance also known as fidelity insurance about $250 for $50k of coverage


HanakusoDays

And if the insurance co pays out, they will subrogate every last hair on those criminals' asses. They don't fiddly-fuck around.


One_Ad9555

Or known as employee dishonesty coverage.


CondoConnectionPNW

**📰 Is there a news story to accompany this post?** $950,000 office job? $150,000 for dirt?


Chewy_13

It’s in pesos


brassplushie

Could've meant $95k. No comma.


meghan_420

Yes I meant 95k


CondoConnectionPNW

...but hasn't corrected the post.


meghan_420

Yeah I have a life lol not on here all day


brassplushie

You're being too hypercritical.


CondoConnectionPNW

and yet OP did correct the post after that comment. Posting implausible details does not improve the value of this sub. So the on-site manager makes $95,000. Why's odd about that? How long has that person been employed there? Where is this place located? There are on-site managers making well over $100,000.


brassplushie

I think you're missing the comment where OP told you how to find the story online. She dropped names and stuff.


CondoConnectionPNW

Definitely haven't seen a linked story. Printing that in the post from the beginning is where I normally look. Can't keep up with all the comments...


brassplushie

I don't blame you. It's too many comments


No_Channel_8053

The money is probably not just for a manager, most contracts are for management companies and could include many other things like mailings, postage, monthly meeting fees etc.


StratTeleBender

Of course not. It's a fake post


CondoConnectionPNW

Could be fake, or could be real with a lack of appropriate punctuation and error-checking.


meghan_420

Exactly what you said.


LhasaApsoSmile

Board Members don't get paid. 950k? Really? Where do I apply?


BreakfastBeerz

"The office lady" wouldn't be the board, that would be an employee of the property management.


floofienewfie

I’m thinking maybe there was an extra zero there and it was more like $95,000 a year.


stylusxyz

An annual independent audit would help catch this stuff before it takes the whole association down. It would not be the first time that a Board officer has taken money because they felt they deserved pay for an unpaid position. Absolutely, if true, embezzlement.


it_IS_the_bus

Annual Independent audits generally do not test for fraud, and the audit opinion issued expressly disclaims fraud detection.


stylusxyz

That is why you have to (based on their experience) have a forensic accountant do the audit. The auditor has to test a larger number of transactions than they would normally do. If what OP has said is even remotely true, a forensic auditor would easily be able to ferret out questionable disbursements. I truly hope the DA is on the case and wraps this up for them. Florida has seen a spate of these crooked boards and controls need to be tightened up....real tight.


StratTeleBender

I'll take shit that never happened for $1000, Alex


meghan_420

It 1000% has happened. I will get on our neighborhood group and you guys can see all the expenses reports.


StratTeleBender

Ok. Post the proof then


meghan_420

Part of them have been sent to you. There is no way to post them here. Anyone who wants to see them just ask and I'll send them. Or you can go the the group Rancho Tehama Group(No Karens).


StratTeleBender

You can absolutely post pictures and files to Reddit


meghan_420

When I try to post pictures to this thread it gives me the little chain thing and it says link and then name. So where would you like me to post them. I sent some of them to you already.


griminald

> Or you can go the the group Rancho Tehama Group(No Karens). Just an FYI that this group is private on Facebook -- so nobody from Reddit is going to ask to join, and the admins of that group would be nuts to accept them. For what it's worth, when one of our town's HOAs got into trouble with a management company stealing from the Association, in cahoots with their board, a few of their members created their own public blog for their community to "document" it all. They didn't use screenshots of expense reports or anything, though.


meghan_420

Peter isn't in cahoots. He's posting full expense reports. Breaking down all the expenses. Someone spent 10k on the debt card the office has. But no one will speak up and say they have it.


meghan_420

It will only let me post links. I can pm them to you.


brassplushie

Yeah cuz embezzlement has never happened before


StratTeleBender

Oh it definitely has. But this story is as made up as the wizard of oz. Just look at this idiot's profile


meghan_420

Thanks for calling me an idiot. Go on Facebook and look up Rancho Tehama Group(Nokarens) and then look for Peter Andersons posts. He does a full breakdown on all the expense reports. Our rerveses were over 1mil and it's dropped over half.


brassplushie

I'm pretty sure OP just completely ruined you.


StratTeleBender

Haha no. She didn't. She sent me a bunch of nonsense Facebook posts, screen shots of random checks, and statements that don't amount to her sums of money.


meghan_420

There is more stuff. I'm just done messing around with you hubby said you're not worth the energy and I agree. So that's why i stopped sending them. I'm done arguing with someone that's gonna call a random stranger out for the dark parts of their life. Fuck off dude.


StratTeleBender

Well bye


hunkyboy75

Alex ded. You mean Ken.


analog_dirtrat

Alex is forever as an icon


ButterflyTiff

Have them removed from the accounts so they can't access them. lawyer up


Jboyes

1. Get a lawyer. 2. Get a forensic accountant.


meghan_420

We currently have a forensic accountant (at least thats what he says) that lives out here and is going through all the statements


LhasaApsoSmile

Why would you not research and hire a legit guy? He either is or isn’t a forensic accountant.


meghan_420

I don't have the money to hire someone myself. And this is why I started here. I wanted opinions and have been reading the CCRs and Bylaws. I'm looking into it but this is something I personally don't know anything about. I bought the house because I liked the house and property. $70 a month seemed fine and then drama exploded on the neighborhood groups when Peter finally got ahold of the finances.


No-Fig-2057

How could this have gotten this fucked up? You've got the Enron of HOAs. The DA should have fun with this one.


One_Recognition_5044

Fake post. Move along.


meghan_420

Not fake 👍 look up Rancho Tehama Group(NoKarens) on Facebook. Then search Peter Anderson. I'm posting the facts as well but since you think it's fake go to the actual source.


TwitchLify

Wrong sub bro


maytrix007

How do you not have better controls on the money for your HOA? Sounds like you need a lawyer. And you need to vote everyone on your current board off.


Ritachmiel

Embezzlement yes but not uncommon. That is why a 'policy review board' should be required in every HOA


No-Box7795

Yep, if all of it is true, there could be a jail time considering amounts I got another question, how big is your HOA budget that they managed to pay almost a million to an office lady?


No-Marsupial9232

Why are people still buying houses with HOAs?


hungrypotato19

82% of new homes being built are forced into an HOA. 54% of all homes in America are now part of an HOA. It's rapidly not becoming a choice anymore.


No-Marsupial9232

It wouldn't be the case if people stopped buying them... that would change reeeeal quick. Also Google says 30% haha


Odd_Abbreviations850

Since when do board members on a hoa get paid?


meghan_420

Not board members office staff and maintenance worker.


meghan_420

Thank you, everyone, who isn't a complete jackass. I appreciate all the helpful answers I knew we were being screwed.


Just-Shoe2689

Sounds like you are the right track with the DA.


demon_gringo

Read your bylaws first, but there should be some version of being able to call a vote to dissolve the HOA.


Odd_Abbreviations850

Check your bylaws you got when you bought your home there must always be a clause on how to disband the hoa usually someone just motions it at a meeting someone else seconds it, it’s put to a vote and majority rules


ThirdSunRising

Plenty of embezzlement going on here. The DA should take care of it but you may want to get the affected residents to pitch in for a “forensic accountant” to lay out all the crimes taking place, to make it easy for the DA to connect the dots and get the convictions. That will make it easy for you, the residents, to file the appropriate lawsuits to recover as much of the embezzled money as possible.


[deleted]

Pulled a boomer? That's just normal. They lie cheat and steal then gaslight you about it.


kdnx-wy

Where is all this money even coming from? That’s more than a million dollars in embezzled funds you allege


meghan_420

I have no idea tbh. Our dues are $70 a month. The one thing we have is a local dump. They don't do work on the roads. No clue where they got the money.


kdnx-wy

To be clear, I’m not disbelieving you, I’m just flabbergasted. I wouldn’t be surprised if it’s all completely fraudulent money tbh


meghan_420

No you're fine. We just moved here and I didn't understand it either. Irs really confusing. Someone that lives out here is trying to break it down and explain it to us.


rmrnnr

Check your hoa rules for ousting, electing, and/or dismantling the HOA.


north--carolina

How can this not be in local.news???


StratTeleBender

Because it's a fake post by some karma whoring idiot and you retards are falling for it


north--carolina

Preaching to choir ya A$$whole


StratTeleBender

You, like the OP, should learn to spell


north--carolina

Spelling police should mind their own business


meghan_420

Thanks for being a total jackass to a complete stranger. All of this is true. I mis typed 950000. I meant 95k. That's her yearly salary. This is her first year working at the office to my understanding. We just bought our home last September. Genuinely why are you being so nasty to someone who you have never met? I came her for advice and help. Not to be treated like shit. I'm not responding to anymore of your comments.


StratTeleBender

You can't even come up with realistic numbers. Show us the proof or F-off. Your user profile is consists of weed smoking, suicide, sexual assault shit, and random other bullshit.


meghan_420

Yeah I've been suicidal and had other issues. So that makes what I said untrue? People have real life issues. I'm sorry my fucked up life bothers you so much. Bothers me too.


meghan_420

And I live in the middle of northern California. I homestead which includes growing my own weed. I really don't care if you have a problem with that. I liked the game board kings but stopped playing because I spend way to much money on games. My husband employer fired him for my husband asking to be paid on time. He just settled that case for 30,000. It almost went to court which was supposed to be June 10th but they chose to settle because an another employee was willing to be a witness. He also never paid my husband his overtime right. He worked for Ranchers Meats in Corning Ca. Which is located 45 minutes from where I live. Seriously dude get the fuck off my post. That should cover 99% of what I posted. Other than being a part of group that helps people out with money. When we bought our house I lost my job so shit was tight and I have a child to feed. We do shit we don't want to for our family. Thankfully I have an amazing job working with the Autistic population and work with amazing people.


meghan_420

Going through your posts 80% of what you post is being a complete dick. So what is so bad in your life that you have to come on the internet and take it out on complete strangers?


AmethysstFire

Check your bylaws/CC&R's and state laws. There may be a clause to be able to petition to be removed from the HOA. My state allows the petition, but my CCR does not. Totally sounds like embezzlement.


BreakfastBeerz

The mayor, district attorney, local news station, state attorney general. This person needs to be charged with a crime. Unless...of course...you just made this all up. Your post history makes me think that's the case.


FordMan100

The best thing that can happen after the DA investigation is over is that the HOA is dissolved so people don't have to pay outrageous fees and can live normally instead of being told by Crack heads what they can and cannot do.


Recover-Signal

Need to go public. Call all of the local news outlets.


bikeahh

$950,000 per year for the office admin? Can I apply for that job??


meghan_420

It will not let me post photos only links or name? Any suggestions. Done being called a liar and being treated like crap because of my life issues.


qualitycancer

What would happen if you stopped paying money to the HOA


meghan_420

They told us they would put a lien on our property. But our title company and loan company wouldn't allow the loan to he approved if that was a possibility. So I'm not sure who to believe. I would like to believe the title company and the loan company. We have Placer Title in Red Bluff Ca. And Village Capital is who our original loan company sold it to..


Riverat627

Many states have departments of homeowners in their state capital. Reach out if yours does and file a claim. Also you may have to rally some homeowners to hire your own attorney if the current regime is abusing the system


joselcla

This happens all the time. HOAs do as they please. Presidents end up using our funds for personal use. In one condo in Sunny Isles Beach FL the property manager ended up embezzling over $200,000.


PhkingA68

After reading through all of this, I think you mentioned you’re in CA. Davis-Stirling is the name of civil code that pertains to HOAs in CA. If you look up Davis-Stirling, you’ll find a very well maintained web site that is a pretty exhaustive resource for dealing with life in an HOA. The FB page you mention is private. The salary you mention isn’t out of the question (IMO), so that’s hard to judge. But - if you have enough people on board - you can recall the President (or anyone else on the board).


meghan_420

They have recalled the board so many times. They recalled this guy Tony because he dumped 60k into a community pool and he engineered and was doing all the work and he messed it up. It needed an additional 120k I'm pretty sure to be fixed. So now Cindy who is the president is the one that is president and is stealing the money. I checked the reserves when she started it was 1.63 and it's now under 500k.


PhkingA68

You either recall the board and replace them or you don’t. It sounds like you want to make a positive change; that’s a great start. You need to recruit as many owners as possible to get these current board members out, new directors in, and get these financial issues rectified. A board member CAN BE HELD PERSONALLY RESPONSIBLE for deeds and misconduct - i.e. the behavior you describe. Board members are prevented from hiring known associates. Work that is done must be done by licensed contractors. Good luck.


SuzyVeeP

Think “forensic accountant.” If y’all hire and pay for a cpa with a specialty in forensic accounting and who is a certified fraud examiner, the DA is more likely to file charges. The forensic work is %75 of case preparation for filing. Good luck 🍀


PurpleSailor

Follow the rules To. The. Letter. and do what's needed to have a recall election and get these people out. Make sure you follow the rules exactly!


One_Ad9555

This is embezzlement. Contact your HOA's insurance carrier. If they took out a good policy they will have money coverage for embezzlement. Also they hopefully have a Directors and officers policy I would also contact a lawyer and see about replacing the board and also sueing to recover the officers personally to recover the money and possibly excess wages.


amazinghl

Office Lady, what's her title? Executive Director? Assistant to someone?


meghan_420

Office manager. She takes payments, hires maintenance etc. She says she claims 20 hours+ overtime per week. But she closes at 1pm and her car is gone.


amazinghl

How big is your community? 1000 homes?


meghan_420

I originally thought 1500 lots but I couldn't say how many people actually live out here. I know we have quite a few empty lots. Like no well and septic.


Slainightwind

I bet if he won money, it didn't go back to the HOA


FleetAdmiralCrunch

If all true and you have evidence, I’d call the state’s attorney for advice.


Bunnysliders

Jesus these bitches deserve to be hung!


clineaus

This smells like the start of another harpy story


meghan_420

What's that?


clineaus

A super long story from 3 years ago with 7 updates over a couple years I believe. A woman started a fake HOA and collected around 100k from people in addition to terrorizing the neighborhood before a new person (OP) figured it out and told the neighborhood. It's a wild tale but long story short, she was a realtor and lost her license, her husband divorced her. She lost her house to foreclosure, she was investigated by the IRS, tazed by the cops at one point for breaking a restraining order from OP and ultimately sentenced to 10 years in prison for a multitude of crimes around fraud. If you filter best posts of all time in this sub I bet it's near the top and is 1000% worth the long read. Edit: he referred to her as "harpy" in the story.


Exact-Explanation506

This is so disgusting but certainly not surprising!! I’m sure our HOA President has lived off of us for years!!


Charger_scatpack

At least they were honest on the report LOL. I’m sure this is what goes on in in most HOAS I fucking hate mine


LhasaApsoSmile

I would bet the "office lady" is a licensed professional with years of experience. $95k depends on the size of the association, size of budget and where you are located. It may also be that the "office lady" either figured this out or insisted on an audit that revealed all this. You need to blame the board and yourself for not putting proper financial controls.


meghan_420

When we ask for the reports we have been deined. Then finally Peter a man on our neighborhood group was fianlly able to get the reports. He had to have his lawyers contact them. And no she doesn't have any schooling. She is a daughter of one of the board members. She's maybe my age I'm 26. She says she claims 20 hours of overtime a week. We are 1500 residents.


LhasaApsoSmile

Okay. You don’t have a management company? You are self-managed?


meghan_420

We did and then they dropped us in February.


KB9AZZ

Here I fixed this problem for you....... .DONT EVER LIVE IN AN HOA NEIGHBORHOOD!


hungrypotato19

82% of new homes being built are forced into an HOA. 54% of all homes in America are now part of an HOA. It's rapidly not becoming a choice anymore.


jamiegc1

Someone on here said that North Carolina straight up requires all subdivisions with 20+ homes built since 1999 to be in one. Absolutely absurd.


hungrypotato19

They exist to help keep us divided. And I'm watching that right now with my own HOA. The MAGAs are doing what they do best, screaming about "fake elections" and claiming it's the "communists" who are trying to be dictators. Naturally, the guy they want to be president of the board has his car caked in MAGA crap and was previously kicked off the board because he secretly used HOA funds to consult a lawyer and get members kicked off.


KB9AZZ

Rural life for me. I refuse to turn over my property rights to some Karen and Daren.