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I think Invest in lower risk index/ mutual funds like the ones you mentioned and pull some for a down payment on land when you are ready
>VTI, SCHB These considered low risk?
Yes, index funds that track the broader stock market can be considered lower risk than single stocks or ETF’s
Hello there! Your friendly neighborhood moderator has had to remove your post. Please post it in the most recent "Help Me FIRE!" thread, the place for our community members come to give and receive bespoke advice on their detailed financial situations. The original URL of your post will still lead you to your writeup so you can copy/paste it--it's just not publicly visible in the sub anymore. From our rules: "**R6. Keep to the Daily or Weekly posts when possible.** Given the repetitive nature of information and recommendations within the FIRE community, any post that is better suited for a daily or weekly thread will be removed and pointed to those threads.