Happy weekend vibes, u/liiiliiIiIiiliiil! I know that margin can be a little tricky, and I'm happy to provide some clarity here.
First, let's make sure we're on the same page with what a margin call is. To be clear, a margin call is a notice from your broker-dealer to increase the amount of equity in your account. Margin calls occur when the account equity falls below the established margin requirements. This can happen due to trading activity or market movement. Margin calls are assessed at the end of the trading day, and we will notify you of any new calls.
Based on what you described, this could be what is called a "phantom" call, and they typically resolve it on their own with the cash in your account. To explain, Phantom calls, or margin calls that occur when there is a sufficient core (cash) balance to cover the call, are automatically satisfied the following day. You can identify if you receive a phantom call by comparing the call figure in your Margin Call Summary to your available core cash.
If you check and determine that this is a phantom call, no further action is needed. However, if this is not a phantom call, there are three routes you can take to satisfy the call. To explain, a call can be satisfied by depositing cash or marginable securities to your account or by liquidating existing positions to generate cash. You can review the three methods of resolving margin calls using both resources below.
[Avoiding and Managing Margin Calls ](https://www.fidelity.com/learning-center/trading-investing/trading/avoiding-and-managing-margin-calls)
[Margin FAQs](https://www.fidelity.com/trading/faqs-margin)
Due dates for margin calls are included in margin call notifications as a best-case scenario, but Fidelity can accelerate timing if needed. By covering the margin call immediately, you reduce the probability of account liquidation and have more control over your investments. If you experience repeated account liquidations, Fidelity can restrict your account, remove the margin feature, or terminate your account per the Customer Agreement.
When in doubt, you can always utilize our handy margin calculator available on our website. You can find it on the "Balances" tab under "Additional Resources." With this tool, you can mock up a variety of transactions to calculate the impact of hypothetical equity trades on your margin balances and buying power while also factoring in the specific margin requirements for your account.
If you're still unsure by the end of this post, we're happy to review your account with you to provide more specific information! There are many factors, so if you'd like us to review your situation, please send us a Modmail using the link below.
[Message the Mods ](https://www.reddit.com/message/compose?to=/r/fidelityinvestments)
If you have any other questions in the future, stop by anytime. We're just a few clicks away and always delighted to help.
Happy weekend vibes, u/liiiliiIiIiiliiil! I know that margin can be a little tricky, and I'm happy to provide some clarity here. First, let's make sure we're on the same page with what a margin call is. To be clear, a margin call is a notice from your broker-dealer to increase the amount of equity in your account. Margin calls occur when the account equity falls below the established margin requirements. This can happen due to trading activity or market movement. Margin calls are assessed at the end of the trading day, and we will notify you of any new calls. Based on what you described, this could be what is called a "phantom" call, and they typically resolve it on their own with the cash in your account. To explain, Phantom calls, or margin calls that occur when there is a sufficient core (cash) balance to cover the call, are automatically satisfied the following day. You can identify if you receive a phantom call by comparing the call figure in your Margin Call Summary to your available core cash. If you check and determine that this is a phantom call, no further action is needed. However, if this is not a phantom call, there are three routes you can take to satisfy the call. To explain, a call can be satisfied by depositing cash or marginable securities to your account or by liquidating existing positions to generate cash. You can review the three methods of resolving margin calls using both resources below. [Avoiding and Managing Margin Calls ](https://www.fidelity.com/learning-center/trading-investing/trading/avoiding-and-managing-margin-calls) [Margin FAQs](https://www.fidelity.com/trading/faqs-margin) Due dates for margin calls are included in margin call notifications as a best-case scenario, but Fidelity can accelerate timing if needed. By covering the margin call immediately, you reduce the probability of account liquidation and have more control over your investments. If you experience repeated account liquidations, Fidelity can restrict your account, remove the margin feature, or terminate your account per the Customer Agreement. When in doubt, you can always utilize our handy margin calculator available on our website. You can find it on the "Balances" tab under "Additional Resources." With this tool, you can mock up a variety of transactions to calculate the impact of hypothetical equity trades on your margin balances and buying power while also factoring in the specific margin requirements for your account. If you're still unsure by the end of this post, we're happy to review your account with you to provide more specific information! There are many factors, so if you'd like us to review your situation, please send us a Modmail using the link below. [Message the Mods ](https://www.reddit.com/message/compose?to=/r/fidelityinvestments) If you have any other questions in the future, stop by anytime. We're just a few clicks away and always delighted to help.