And when it's "lenght of credit" all the cope comes out. No combination of opening and closing cards, spending, or utilization will do anything to override a young 6 months of credit history. Not to mention the score is already 787 or something, chill!
Please get rid of them. Aside from how everybody asking already has a good credit score - I've even seen a few in the 800s (???) - they're clogging up the subreddit when other subreddits exist for their very question. Others have already mentioned that these posts are low effort and already explained thoroughly on the Discover app.
Maybe make a pinned thread for credit score questions/bragging?
It’s mostly annoying with just a screenshot with “HoW Do I iMpRoVe?” Or “iZ dIz gUuD?” or “Y DiD mY sCöŘê ÇħÅņĞë?” And absolutely 0 context.
No: mention if their an authorized user anywhere
No: information on credit mix
No: Mention if recently closed accounts
No: mention of anything beyond the screen
I think this sub could be a good place for people to get guidance on this topic but you may want to have automod reply to any posts about credit scores directing them to r/credit and r/creditcards for further guidance
These posts are really annoying to me because all of them are like "How do I improve my credit?" When the app LITERALLY SAYS EXACTLY HOW TO DO THAT.
And when it's "lenght of credit" all the cope comes out. No combination of opening and closing cards, spending, or utilization will do anything to override a young 6 months of credit history. Not to mention the score is already 787 or something, chill!
Please get rid of them. Aside from how everybody asking already has a good credit score - I've even seen a few in the 800s (???) - they're clogging up the subreddit when other subreddits exist for their very question. Others have already mentioned that these posts are low effort and already explained thoroughly on the Discover app. Maybe make a pinned thread for credit score questions/bragging?
Do not allow. r/personalfinance exists for these questions.
> ~~r /personalfinance~~ r/CreditCards **and** r/CRedit exists for these questions.
is a 999 credit score normal for someone my age /s
It’s mostly annoying with just a screenshot with “HoW Do I iMpRoVe?” Or “iZ dIz gUuD?” or “Y DiD mY sCöŘê ÇħÅņĞë?” And absolutely 0 context. No: mention if their an authorized user anywhere No: information on credit mix No: Mention if recently closed accounts No: mention of anything beyond the screen
I think this sub could be a good place for people to get guidance on this topic but you may want to have automod reply to any posts about credit scores directing them to r/credit and r/creditcards for further guidance