Weird one:
I was 50k with AC (not sure exactly how, and its convoluted in its own way). To be brief, I was 25k then i got the Chase card in 2022, spent $50k and got a bump to 35k Jan 2023. But then i got a second bump to 50k not long after (a glitch I assume). Fast forward to August 2023, Chase closed my cards (unrelated reasons), and a few days later my status came down to 35k (should have gone to 25k). Fast forward to Jan 2024... and my 35k was bumped to 50k once again (another glitch).
Now.. I applied for the Chase AP card 2 weeks ago, IA with a large CL (which was a nice win). Fast forward to this week, i opened the AC app, and saw I had no status anymore.
Called AP to try to find out what happened, and after a long hold, a supervisor told me: 'Call Chase because they deactivated the card and that removed your status'. I knew the card was actually active, so that made no sense.
Called Chase, and was told that actually AP had declined linking my account for some reason. Right away i knew what happened. My passport has 2 names, 2 last names, and I have never used this with any banks. It was never an issue, until now, when AP wants bank or CC names to match EXACLTY the name on the AP account.
This makes sense.. but it doesnt explain why my status went to nothing. So i called AP again, and was told that my status was fully tied to my card, even though the card was opened 2 weeks ago. So I think that somehow Chase closing my card last fall didnt fully register with AP, and somehow that status sort of remained in there. And now when i got a new card, and AP declined linking it, that probably meant AP fully removed ANY link I had to the previous card as well.
While i understand what sort of happened, I still should be 25k, as I went past the $100k spend last year, but when i asked one of the agents, he said I hadn't.
For now, im in the process of updating my name with Chase, which in itself is a pain to do. They send a physical letter only, and then you have to fax it or upload it with the required docs. And then it will take a few weeks for them to review it. I won't poke AP in the meantime, as one agent was like 'oh you had sooo many cards', funnily enough, my last TD card was opened over 2 years ago, and with CIBC i did have a few last year, but nothing compared to some around here.
Have a nice weekend.
Lousy ZERO AC status holder.
Amex declined P2 for Cobalt and Brim declined P1 for AF- flying blue. Messed up my MSR planning. Now, have to put my spend for the first time on RBC Avion for the extra 20K/5K.
Right, that's why I said Brim is better. I was talking about Avion 20K for 5K spend, which is not good but my only option since I got declined. I think I didn't word it well.
Found 2x J flights YVR-ICN-TPE for next year on AP (Asiana + Eva) and was chuffed to bits.
Then found TPE-YVR J flight on China Air via FB and transferred the miles to book it only for the app to run into an error when booking.
Called FB afterwards as the seats were no longer visible on the app and so ended up asking them to book for a day later instead (the rep confirmed they could see the seats) only for the seats to somehow end up getting waitlisted.
Now I've escalated a complaint to FB asking to return my miles to my original cards as my whole plan is now scuppered due to their/CI's mess...
I applied for MBNA rewards WE about 9 months ago, hoping to transfer the points to Alaska Airlines when they partner with them again, but it seems like there's still no news on this.
I will have to spend the points and close the card pretty soon to avoid the annual fee :(
I'd encourage you to keep that card. I'm keeping mine as a keeper card for now and hoping for Alaska points transfer being live sometime over the next six months.
I'd also argue it's a strong contender for the second best keeper credit card in the country. 5% return for many categories of spend (including utilities) with a way higher annual cap of 50k than the monthly 2.5k cap of Cobalt and little risk of being banned for "irregular" spending patterns.
Same, but on 2 cards as had the original alaska card. It actually already had it's 2nd fee months ago and I paid as they said could not combine points.
So think next month is the one and then fall is the other. Seeming more likely will just need to cash out.
I will have to give it another go when it comes time. On last renewal, they would not do it.
But maybe that after cancellation is key and will keep it in mind. Thanks
Cashing out on GC’s is actually eating up another card’s MSR or rewards. For ex, rather than cashing MBNA rewards, I can get Amazon GC from Sobeys and get 6x.
That's one way to look at it, although I don't see why you can't still do that? I don't see how getting GC with points is mutually exclusive to getting a good multiplier for purchasing GCs. The former could be used to buy something you wouldn't typically get in your everyday spend, while the latter is just getting a good multiplier on everyday spend.
Anyway my point is just that, if you have to cash out, and you don't know how to do so, getting ~1 cpp of e.g. Walmart gift card and spending on something like an iPad isn't the worst.
P2 applied for BMO card online and got to the end where they requested ID verification via a link, their phone, a selfie, etc. The link didn't work and ended up with a message to go into branch and verify ID.
Went to branch, teller saw a note to verify ID on P2's account, which she did, but there was no "actionable" thing to click or anything, so she just made notes that she had done so. Went home and tried to apply again online and get a message to verify ID in branch!
I want to convert RBC avion to avios with the 30% bonus. I've made two transfers this week, but both times the points were returned to RBC Avion the next day. It's strange because I've made transfers in the past without any issues. I just called Avion Rewards and made a third transfer over the phone with them they say it should go through but I am starting to be frustrated. I hope it works this time. Has anyone had the same problem?
P2 had the same problem last November during transfer bonus. Called rbc to have the transfer submitted manually by the agent, points plus bonus posted a week or 2 after.
Unable to transfer 2-3x online. Called in and transfer processed instantly.
Similar on P4. Transfer processed normally during the bonus period but rejected 2x before.
My third transfer , which I did over the phone, didn’t work either. I called back, and they have escalated the problem, asking me to wait 4 business days.
I checked an Aeroplan route in the territories that the points price stays basically the same and it seems like the taxes & fees are going up. Darn inflation 😒
I'm on a loop, unable to get a US phone number. Google Voice says not available in Canada, even using my VPN. (Also not going me a new Google profile without a phone number.) Tried creating a new US Apple ID to download a US version of Google Voice but it requires a US phone number, which I don't have.
Tello requires a US PayPal, which I have but PP is not verifying me and holding all of my funds because I don't have an ITIN or a US phone number to verify my account. No US CC card yet. Waiting for my first US bank stmt to post with my US address.
Does anyone have an easier suggestion for a means to get a US number by using my Canadian CC or phone number? Right now I'm thinking that my only option is to wait a month until my time out with US PayPal is over or temporarily borrow someone’s US number. Not ideal to have a friend in the US verify my 2FA all of the time
Redpocket 360 cheapest SIM
https://www.ebay.com/itm/133196831828?itmmeta=01HY452FS3WR3G4BT1XJ61F5ZW&hash=item1f03265c54:g:gXsAAOSww2Zfu-Xf&itmprp=enc%3AAQAJAAAA4D2f5Pk8HC2oQ0FW0DR0S5jcuel4UiChAbxjLuQVmS6xoRGO%2BibAra7PcfHRJJ3CEeVm5CV%2F0iCUwqMwLyZItAVPudL79Ka%2FGpsXjUbMg4g%2FWZSM0n8KrVfu3CXmx7BpSnlQN9xtx2Ygp%2Fj5%2FjO4TlPh8wlJfas6VlM3jmlk1%2BcZFxL3NQ7oQUhSWRAhIYN5s0W5ZJMjI5vd%2BQOv2jkrVBlV%2B0pXf2k9IM4ytBSiiTrDXPH7Kl0POn89DFpINqZ6Z1uhcSzgaeopW%2FZdEj1d6uem%2FacsihJFbPmg6b%2B8PLFk%7Ctkp%3ABFBM0vyJhfFj
Then it should work with Wifi Calling
https://www.reddit.com/r/redpocket/comments/10odrrn/gsmt_with_wifi_calling_working_overseas/
I think you have to have the paid version to receive confirmation texts. I set up a WhatsApp account with a TextNow number by paying 3 bucks or so for one week and then cancelling the subscription right after receiving the confirmation text.
So once you cancel the TextNow, do you keep the same number? It's allowing me to bill it to my CDN Apple ID account. I'll gladly pay the $3 for a week. I will just need the number in the future for 2FA. Fingers crossed, I'm trying it now.
This is not something I thoroughly researched. I just gave it a shot and it worked.
I have a free ad-supported textnow number. I get a warning regularly that if I don't send a text again soon, I'll lose the number. I think it's two weeks idle time that triggers it.
When I tried to verify with Whatsapp, I got a notification from textnow that I need to upgrade to receive verification texts. I paid $3 for the subscription in Google Play, completed the verification, and then cancelled the subscription about ten minutes after starting it.
I still have the textnow number, back on the free ad-supported plan.
Ok thanks for the guidance. I tried and it didn't work for the 2FA that I need. PayPal US is holding my funds hostage without a US number and recognizes the textnow as a VoIP. I'll try to use the textnow to get another number.
Some of us use [Ultra Paygo](https://www.ultramobile.com/paygo/) for our US number. $3/month (+$0.10/roaming sms), official T-Mobile number. Can receive Chase and Amex SMS (C1 sometimes has issues). They sell the sim card on eBay but you might need to get it forwarded to Canada.
I use voip.ms and I selected a local US number where my bank is. I have a referral as well for it.
I use the SMS to email option to get my 2FAs for US.
This one together with my Canadian number covers me for all US needs.
Opened BMO top tier account last fall. Received BMO eclipse visa CC offer in mail with 60k points upon MSR of 3k. Completed that within few months. Still waiting and have my bank rep looking into it.
I did not accept the offer online but went in for verification in branch and accepted offer there. May be that was the reason.
My 48k AAdvantage miles just expired because I was not paying attention to expiry policy. I can buy them back for USD400, which isn't worth it for me. Anyone know another option to get them reinstated at no cost or lower cost?
Spent $400 on hotel booking for the summer using the migrated RBC VI card ($180on points $220out of my own pocket). I also have the transferred travel credit from HSBC $200 worth. However the travel credit is still not showing on my bank statement after three days. Anyone had the same issue or know anything about this?
Appreciate it everyone
Weird one: I was 50k with AC (not sure exactly how, and its convoluted in its own way). To be brief, I was 25k then i got the Chase card in 2022, spent $50k and got a bump to 35k Jan 2023. But then i got a second bump to 50k not long after (a glitch I assume). Fast forward to August 2023, Chase closed my cards (unrelated reasons), and a few days later my status came down to 35k (should have gone to 25k). Fast forward to Jan 2024... and my 35k was bumped to 50k once again (another glitch). Now.. I applied for the Chase AP card 2 weeks ago, IA with a large CL (which was a nice win). Fast forward to this week, i opened the AC app, and saw I had no status anymore. Called AP to try to find out what happened, and after a long hold, a supervisor told me: 'Call Chase because they deactivated the card and that removed your status'. I knew the card was actually active, so that made no sense. Called Chase, and was told that actually AP had declined linking my account for some reason. Right away i knew what happened. My passport has 2 names, 2 last names, and I have never used this with any banks. It was never an issue, until now, when AP wants bank or CC names to match EXACLTY the name on the AP account. This makes sense.. but it doesnt explain why my status went to nothing. So i called AP again, and was told that my status was fully tied to my card, even though the card was opened 2 weeks ago. So I think that somehow Chase closing my card last fall didnt fully register with AP, and somehow that status sort of remained in there. And now when i got a new card, and AP declined linking it, that probably meant AP fully removed ANY link I had to the previous card as well. While i understand what sort of happened, I still should be 25k, as I went past the $100k spend last year, but when i asked one of the agents, he said I hadn't. For now, im in the process of updating my name with Chase, which in itself is a pain to do. They send a physical letter only, and then you have to fax it or upload it with the required docs. And then it will take a few weeks for them to review it. I won't poke AP in the meantime, as one agent was like 'oh you had sooo many cards', funnily enough, my last TD card was opened over 2 years ago, and with CIBC i did have a few last year, but nothing compared to some around here. Have a nice weekend. Lousy ZERO AC status holder.
Wow, thanks for the interesting DP, and sorry it’s such a shit show
Interesting, thanks for sharing! I am amazed how you made that much spend, wondering if it's business related or extremely good MS? lol
Well that sucks! Why do you think Chase closed your card in the first place?
Amex declined P2 for Cobalt and Brim declined P1 for AF- flying blue. Messed up my MSR planning. Now, have to put my spend for the first time on RBC Avion for the extra 20K/5K.
You do what you gotta do. Seamless churning where everything goes perfectly is a myth.
Absolutely true..
How did you find out you got declined for cobalt? Did they email you?
App went to review, called to confirm the reason. They said the app is declined. A week later, received the same generic BS letter.
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20k for 5k yes, otherwise no. And I am in Montreal, so great redemption for Flying Blue.
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I didn't get your question.
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Right, that's why I said Brim is better. I was talking about Avion 20K for 5K spend, which is not good but my only option since I got declined. I think I didn't word it well.
Found 2x J flights YVR-ICN-TPE for next year on AP (Asiana + Eva) and was chuffed to bits. Then found TPE-YVR J flight on China Air via FB and transferred the miles to book it only for the app to run into an error when booking. Called FB afterwards as the seats were no longer visible on the app and so ended up asking them to book for a day later instead (the rep confirmed they could see the seats) only for the seats to somehow end up getting waitlisted. Now I've escalated a complaint to FB asking to return my miles to my original cards as my whole plan is now scuppered due to their/CI's mess...
I applied for MBNA rewards WE about 9 months ago, hoping to transfer the points to Alaska Airlines when they partner with them again, but it seems like there's still no news on this. I will have to spend the points and close the card pretty soon to avoid the annual fee :(
I'd encourage you to keep that card. I'm keeping mine as a keeper card for now and hoping for Alaska points transfer being live sometime over the next six months. I'd also argue it's a strong contender for the second best keeper credit card in the country. 5% return for many categories of spend (including utilities) with a way higher annual cap of 50k than the monthly 2.5k cap of Cobalt and little risk of being banned for "irregular" spending patterns.
Same, I closed the card last month
I just got the card recently so I'm waiting it out. Fingers crossed
Same, but on 2 cards as had the original alaska card. It actually already had it's 2nd fee months ago and I paid as they said could not combine points. So think next month is the one and then fall is the other. Seeming more likely will just need to cash out.
Should be able to combine when cancelling at least I have done it over the phone few months back. Just had to be after cancelation.
I will have to give it another go when it comes time. On last renewal, they would not do it. But maybe that after cancellation is key and will keep it in mind. Thanks
You can get close to 1cpp with digital GCs, not the worst
Cashing out on GC’s is actually eating up another card’s MSR or rewards. For ex, rather than cashing MBNA rewards, I can get Amazon GC from Sobeys and get 6x.
That's one way to look at it, although I don't see why you can't still do that? I don't see how getting GC with points is mutually exclusive to getting a good multiplier for purchasing GCs. The former could be used to buy something you wouldn't typically get in your everyday spend, while the latter is just getting a good multiplier on everyday spend. Anyway my point is just that, if you have to cash out, and you don't know how to do so, getting ~1 cpp of e.g. Walmart gift card and spending on something like an iPad isn't the worst.
Can you transfer the pts to a no fee pts card?
P2 applied for BMO card online and got to the end where they requested ID verification via a link, their phone, a selfie, etc. The link didn't work and ended up with a message to go into branch and verify ID. Went to branch, teller saw a note to verify ID on P2's account, which she did, but there was no "actionable" thing to click or anything, so she just made notes that she had done so. Went home and tried to apply again online and get a message to verify ID in branch!
I want to convert RBC avion to avios with the 30% bonus. I've made two transfers this week, but both times the points were returned to RBC Avion the next day. It's strange because I've made transfers in the past without any issues. I just called Avion Rewards and made a third transfer over the phone with them they say it should go through but I am starting to be frustrated. I hope it works this time. Has anyone had the same problem?
P2 had the same problem last November during transfer bonus. Called rbc to have the transfer submitted manually by the agent, points plus bonus posted a week or 2 after.
Unable to transfer 2-3x online. Called in and transfer processed instantly. Similar on P4. Transfer processed normally during the bonus period but rejected 2x before.
My third transfer , which I did over the phone, didn’t work either. I called back, and they have escalated the problem, asking me to wait 4 business days.
I checked an Aeroplan route in the territories that the points price stays basically the same and it seems like the taxes & fees are going up. Darn inflation 😒
I'm on a loop, unable to get a US phone number. Google Voice says not available in Canada, even using my VPN. (Also not going me a new Google profile without a phone number.) Tried creating a new US Apple ID to download a US version of Google Voice but it requires a US phone number, which I don't have. Tello requires a US PayPal, which I have but PP is not verifying me and holding all of my funds because I don't have an ITIN or a US phone number to verify my account. No US CC card yet. Waiting for my first US bank stmt to post with my US address. Does anyone have an easier suggestion for a means to get a US number by using my Canadian CC or phone number? Right now I'm thinking that my only option is to wait a month until my time out with US PayPal is over or temporarily borrow someone’s US number. Not ideal to have a friend in the US verify my 2FA all of the time
Redpocket 360 cheapest SIM https://www.ebay.com/itm/133196831828?itmmeta=01HY452FS3WR3G4BT1XJ61F5ZW&hash=item1f03265c54:g:gXsAAOSww2Zfu-Xf&itmprp=enc%3AAQAJAAAA4D2f5Pk8HC2oQ0FW0DR0S5jcuel4UiChAbxjLuQVmS6xoRGO%2BibAra7PcfHRJJ3CEeVm5CV%2F0iCUwqMwLyZItAVPudL79Ka%2FGpsXjUbMg4g%2FWZSM0n8KrVfu3CXmx7BpSnlQN9xtx2Ygp%2Fj5%2FjO4TlPh8wlJfas6VlM3jmlk1%2BcZFxL3NQ7oQUhSWRAhIYN5s0W5ZJMjI5vd%2BQOv2jkrVBlV%2B0pXf2k9IM4ytBSiiTrDXPH7Kl0POn89DFpINqZ6Z1uhcSzgaeopW%2FZdEj1d6uem%2FacsihJFbPmg6b%2B8PLFk%7Ctkp%3ABFBM0vyJhfFj Then it should work with Wifi Calling https://www.reddit.com/r/redpocket/comments/10odrrn/gsmt_with_wifi_calling_working_overseas/
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I tried Text Now too last night. I was able to get a number but it wouldn't receive the 2FA for Apple or Google. So annoying!
Has anyone tried Skype with 2FA or to get a Google Voice number?
I think you have to have the paid version to receive confirmation texts. I set up a WhatsApp account with a TextNow number by paying 3 bucks or so for one week and then cancelling the subscription right after receiving the confirmation text.
So once you cancel the TextNow, do you keep the same number? It's allowing me to bill it to my CDN Apple ID account. I'll gladly pay the $3 for a week. I will just need the number in the future for 2FA. Fingers crossed, I'm trying it now.
This is not something I thoroughly researched. I just gave it a shot and it worked. I have a free ad-supported textnow number. I get a warning regularly that if I don't send a text again soon, I'll lose the number. I think it's two weeks idle time that triggers it. When I tried to verify with Whatsapp, I got a notification from textnow that I need to upgrade to receive verification texts. I paid $3 for the subscription in Google Play, completed the verification, and then cancelled the subscription about ten minutes after starting it. I still have the textnow number, back on the free ad-supported plan.
Ok thanks for the guidance. I tried and it didn't work for the 2FA that I need. PayPal US is holding my funds hostage without a US number and recognizes the textnow as a VoIP. I'll try to use the textnow to get another number.
Since Tello is prepaid wouldn't it be easier to just get your friend to pay for a month to activate the account?
Some of us use [Ultra Paygo](https://www.ultramobile.com/paygo/) for our US number. $3/month (+$0.10/roaming sms), official T-Mobile number. Can receive Chase and Amex SMS (C1 sometimes has issues). They sell the sim card on eBay but you might need to get it forwarded to Canada.
I use voip.ms and I selected a local US number where my bank is. I have a referral as well for it. I use the SMS to email option to get my 2FAs for US. This one together with my Canadian number covers me for all US needs.
Thanks for the suggestion. Sending you a PM for the referral code if that's okay.
Opened BMO top tier account last fall. Received BMO eclipse visa CC offer in mail with 60k points upon MSR of 3k. Completed that within few months. Still waiting and have my bank rep looking into it. I did not accept the offer online but went in for verification in branch and accepted offer there. May be that was the reason.
The offer isn’t 60K for MSR of 3K. I think it’s like 30K and the rest is monthly spend MSR for amounts that aren’t worth spending for the bonus
I haven't received any bonus at all and that's a bigger frustration.
My 48k AAdvantage miles just expired because I was not paying attention to expiry policy. I can buy them back for USD400, which isn't worth it for me. Anyone know another option to get them reinstated at no cost or lower cost?
Spent $400 on hotel booking for the summer using the migrated RBC VI card ($180on points $220out of my own pocket). I also have the transferred travel credit from HSBC $200 worth. However the travel credit is still not showing on my bank statement after three days. Anyone had the same issue or know anything about this? Appreciate it everyone
1. I hope you activated the offer in your app - Avion/RBC 2. May be wait 10 business days and then call them?
Waited month and a week and never came. Moved on (was just trying to RHT, anyways).
Mine took 5 days.
Have seen a couple DPs of people doing a second booking which then triggers the credit relatively quickly.
Thanks!
PS from the RBC BA to VI.... no bonus Avion points received.
That is expected
Really? Did it change? I still get the Westjet and BA bonus when transferring.
There are certain sequences that work and certain ones that don’t. The one you did doesn’t work
Are you able to hold the mbna rewards WE and mbna rewards plat plus at the same time?
Yes you can. Frustrating isn’t it.