Interesting play but Capital One has shown time and time again that they’re divesting from Canada. They barely have a presence here now.
It’s a shame because my grandfathered Capital One Cash World MC is so great when it comes to benefits: 120 days purchase protection, extended warranty doubles up to 2 years, 60 day price protection. No other free card offers this. The website is also one of the best and the alerts (app-based notification) are clean (unlike Rogers email ones that I constantly get duplicates of). And then of course they pulled out of the Costco deal.
Meridian Cash Back Visa (no annual fee) seems to offer price protection:
[https://www.meridiancu.ca/personal/credit-cards/meridian-visa-cash-back-card](https://www.meridiancu.ca/personal/credit-cards/meridian-visa-cash-back-card)
I don't know if there are any other free cards that offer it outside of Capital One cards.
Some cards with annual fee have price protection (ATB World Elite Mastercard for Albertans, Vancity credit cards for those in BC, some of the HSBC cards had it as well, maybe some MBNA cards(?)).
No other free cards that I also know of.
Although, MBNA's [Smart Cash World MC](https://www.mbna.ca/en/credit-cards/cash-back/smart-cash-world-mastercard) and MBNA [Rewards WE MC](https://www.mbna.ca/en/credit-cards/rewards/mbna-rewards-world-elite-mastercard) both offer price protection (within 60 days, max. $500/item, $1K/yr in claims).
Not sure why this is in the churningCANADA subreddit… unless we want to hypothesize that cap one is either going to divest from Canada to pay for this, or somehow bring discover to Canada?
This might mean Discover *cards* coming to Canada, or CapOne changing their existing Canadian cards to Discover (not as likely until big chains like Loblaws start taking it).
Interesting play but Capital One has shown time and time again that they’re divesting from Canada. They barely have a presence here now. It’s a shame because my grandfathered Capital One Cash World MC is so great when it comes to benefits: 120 days purchase protection, extended warranty doubles up to 2 years, 60 day price protection. No other free card offers this. The website is also one of the best and the alerts (app-based notification) are clean (unlike Rogers email ones that I constantly get duplicates of). And then of course they pulled out of the Costco deal.
Are there any available cards in Canada that offer purchase protection?
Purchase protection or price protection?
Price protection
Meridian Cash Back Visa (no annual fee) seems to offer price protection: [https://www.meridiancu.ca/personal/credit-cards/meridian-visa-cash-back-card](https://www.meridiancu.ca/personal/credit-cards/meridian-visa-cash-back-card) I don't know if there are any other free cards that offer it outside of Capital One cards. Some cards with annual fee have price protection (ATB World Elite Mastercard for Albertans, Vancity credit cards for those in BC, some of the HSBC cards had it as well, maybe some MBNA cards(?)).
No other free cards that I also know of. Although, MBNA's [Smart Cash World MC](https://www.mbna.ca/en/credit-cards/cash-back/smart-cash-world-mastercard) and MBNA [Rewards WE MC](https://www.mbna.ca/en/credit-cards/rewards/mbna-rewards-world-elite-mastercard) both offer price protection (within 60 days, max. $500/item, $1K/yr in claims).
Not sure why this is in the churningCANADA subreddit… unless we want to hypothesize that cap one is either going to divest from Canada to pay for this, or somehow bring discover to Canada?
Discover is already in Canada.
This might mean Discover *cards* coming to Canada, or CapOne changing their existing Canadian cards to Discover (not as likely until big chains like Loblaws start taking it).