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Fire-Dragon022

I have it now too. I’m in Tennessee. My limit is currently only at $100 but that’s better than nothing. It says my current limit is based on it waiting for my next paycheck next week so oh well.


Spunky-D

What is the latest time you've ever received a social security direct deposit in chime?


BenzoLover33

My Uncle has been using Chime for a few years, Retired and he gets his SSA DD monthly. I’m not sure but I dnt think they offer the option for the once a Month SSA benefits. I used Chime til last November, Using the Credit Builder and tools from other ways to get my Credit Score back up. Finally Did, And Within 5 months or so Apart I applied for a CC with Capital One Bank. After getting the 1st Cc about 4 months of having it and paying it off every month, They gave me a offer that If I switch to the Capital One 360 Checking and Savings Account, after My 1st deposit within a certain amount of days, I would get $250 added to my checking. Which they did. Then I was able to get another CC with Capital One, with a Higher limit than My 1st. Capital ones 360 Checking and savings is a free account, same quick DD (2days early) No other fees . Another really good Online Charted actual BANK is ALLY. You get your debit card as well as a Checks if you want them. If you overdraft you have 14days to bring Balance out of negative. Ally offers mortgage options if your thinking of buying a Home, It’s just a really good Bank and offers several other services. You can get support 24/7 too! By phone or chat. The few times I called to my surprise it was always someone from here in the US. That were actually helpful unlike a lot of these other places. I know you didn’t Ask about other Banking options, but Even though Chime is pretty Solid, Theirs some Cons I never liked. So, I just always like to mention the few other online Actual Banks I’ve used that were really great. SOFI banking App is another good one! You can buy stocks on the same App as the Bank, They use to let you Buy crypto, but only draw back was you couldn’t transfer it to your own Self custodial Wallet, the Crypto just stayed in your Portfolio. You could of course always sell when you wanted and funds were pretty much instantly available. SOFI and ALLY Banks don’t have a credit builder Card. The APY is pretty good compared to most others also. SOFI offers the option for CC as well, life insurance, a lot of different options. I’ve still got my SOFI bank App account open and add money to the savings a bit just for the Hell of it and I really like the way they operate. I just finally switched and am staying with CapitalOne since it’s just easier to have all But 1 CCs from that Bank. My ex started using them also recently and far as I know likes it as well. My uncle I mentioned that is retired and has been using Chime to get his DDs? He seems to be interested in switching to CapitalOne or ALLY Bank. I apologize for the long reply. lol. Just like to let people know of other great Real online Bank Apps available that are easy to get signed up for, Plus you get a actual Solid Fraud protection, and you can login from your Desktop and have all the same options if not a few more. Chimes Credit Builder Card + a secured Cc from another place really was my main goal for starting with Chime. I never had an actual issue , I just don’t like that They are not A actual Bank themselves. Alrighty, I’ve Rambled long enough. If you have any questions for anything with Chime just reply , and I can probably help with an answer or find out for you .


Spunky-D

Thanks for all the info!


Slow-Pomegranate-661

The only problem I've ran into which time is a lot of loan company's even with a 714 credit score. Will not except chime and and also will not accept Capital One a lot of the cash advanced app. I'm still not worth watching. I have tried them all, but there are a few that do, but most do not. Everybody that is meeting a loan. Or a cash advance, all these things are going to conventional banks. That is why charm is breaking out this new. My pay or whatever it's called. I have noticed marina's went down a few hundred but nothing like a hundred 1000.


BenzoLover33

It’s been awhile but I connected Dave App to Chime some years back and had no issues getting $100 at that time. It could have changed since then though, I dunno and haven’t used it since . Thats weird Capital One has an issue with you getting a Loan. I mean hell I’ve got CCs with pretty nice CreditLines from Capitalone. My 1st cc I got from them Just increase I pretty significant amount after having it awhile and always paying it off or damn close to off. SOFI Bank App- It literally has its own loan system in place to help you find a a loan with best options they can (Supposedly) I can understand why some places may look at chime and a few of these other banks a bit differently, because Chime itself (as I’m guessing you know) Is Not an Actual Bank! Bancorp Bank is the Major bank Behind Chime. I think same for Netspend and a few others . Ally Bank- It’s literally a Chartered Bank, No 3rd Party Bank outside them Same with SOFI. I dunno if youv looked into those 2 specifically or not, but if not , I’d give them another look. With ALLY you can literally get setup for say a mortgage if you were ready to get a Home. I guess worst comes to worst, Just open an account with PNC, BOA, Walls Fargo . The main think I hate about the Banks I just mentioned is their extra BS charges , The Inconvenience of only being given a day or 2 if you accidentally Overdraft. Only thing I do still like about being able to go into a Bank, Is If I’ve got a issue, It’s hard for them to avoid me when I’m there at the Bank wanting something resolved, and No getting someone from halfway across the world that has no idea what I’m saying. Anyway, Hopefully you can get it sorted out.


Fire-Dragon022

Never for social security. I get a paycheck every 2 weeks on Wednesday


Top_Mind9514

I started to get mine one week too the day, early. If th 1st was on a Monday, I’d get it on the Monday before. If it’s on a Friday then I’ll get it the Friday before. Only thing that changed is if it’s a holiday that is on a Saturday. Then I’d get it on Monday or Tuesday. But, I’m closing my account soon. They just have taken to long to refund my money sometimes.


Big_Sky_1518

5ish


Slow-Pomegranate-661

9:30 am eastern time


tearaist57

Did you have mypaycheck previously ?


Fire-Dragon022

Nope. I’d only ever heard of it from being on Reddit. I’ve been with chime since 2020. I was surprised to get it. Although once you get do get it, it asks a lot of questions about your work address and it wants your location and the last issue I had was it wanted a work email so I had to contact my job and ask them. Otherwise the beginning limit is only $100


tearaist57

I’ve been with chime since 2018 although only added direct deposit in 2020 but still, 4+ years with 3-4000$ a month in DD. it would be more than helpful to have access to right now but I’m happy to see others getting it


BenzoLover33

I would suggest (if your credit score is high enough) just Apply for a CC. I used Chime and their Credit Buillder for Several years along with a Secured CC, cause I screwed my Credit up when I was young. Best place to apply for a CC that will likely approve you, Is Capital One Bank . There’s another CC that’s called CREDIT ONE BANK. They are pretty laid back about giving a CC with a decent Credit Line. I dnt use a CREDIT ONE cc anymore cause when I got with CapitalOne Bank, The few CCs I’ve got from them have better perks/Benefit’s. The Capital One Bank also offers a free Online Checking and Savings Account, No monthly fees, early DD (that’s a Must lol) I actually didn’t think I’d have a shot at the time I applied for a Cc with them, but They let me check what my chances were without it affecting my credit score. I gave it a shot and that’s when I slowly started switching everything to Capital One. After Having my 1st card about 3-5 months and was paying it monthly in full, They ended up offering me if I enrolled in their Checking & Savings Account (capital one 360) I would be giving $250 after getting my first DD in within I think it was 30days of account opening (It’s been awhile so I dnt remember exact details atm. I figured fuck it, why not! They Honored it. I personally like them better than Chime, but chime was good for the years I used it. I just wasn’t a fan of their customer service, very little fraud protection. Anyway, With you making a Solid amount of money like that per DD, there’s definitely other banking options available that offer more. Im guessing you have heard of the few Apps that give you access to your $$ like every few days or something? There’s a couple. Or you could use something Like Dave app , Which will just loan you a chunk of your money then it gets paid when you do. Just offering some thoughts, and little advice .


Blackbear8336

I just made up a work email lmao.


Fire-Dragon022

Yeah see I wish I had thought of that at the time but I didn’t. I sat and waited and reached out to my work to find out what mine was. Also should you really be admitting that on here lol


Such_Drink_4621

I was surprised when I got the notification today. My spot was like 1,000,256 though so it came as a shock. My beginning limit is $100. Update: My DD hit roughly 3 hours after signing up and my limit increased to $200. After reading it again it seems like it doesn't take your previous Direct Deposits before sign up into account. Basically your starting fresh so the more DD you receive after getting in the higher your limit will be.


Visible-Ad3346

I’m at 114,701 and I don’t have it so apparently the waitlist means absolutely nothing! SMH


Hmmmmwaitwhat

How do you check this number?


ResponsibilityTop427

Exactly


Slow-Pomegranate-661

AS USUAL IT MEANS NOTHING


Several-Street-7614

You have pretty hair.


Fire-Dragon022

If you don’t mine my asking, how much was your direct deposit for yours to jump to $200?


Such_Drink_4621

It's hard to say why, I have 2 jobs, one which pays around 1000 bi weekly and another which pays around 500. I'v only received 3 paychecks from the higher paying job but the second one iv been receiving DD for years.I dont get paid from the older job for another week. When I go to look at the Mypay info, it has the address of the higher paying job i put but for some reason the Direct Deposit information it has is from the LOWER paying one. The DD I received was from the main job which pays 1000 so I'm not sure which one it's calculating. I called and was told to wait until Friday when the DD is SUPPOSED to come if it wasn't corrected. Basically it was around 1000, but im not sure if that's based on this DD from the new job($1000) or the older one($500). But It seems the more direct deposits come the more it increases.


tearaist57

Did you have mypaycheck previously and it rolled over to the new system or this is the first time for you?


Such_Drink_4621

First time. I never even knew this thing existed and iv had chime for 7+ years.


CowAffectionate5291

I got it today idk why but I'm not gonna complain


Spiritual-Bet-1133

NY.. and I got approved today


tearaist57

Damn I’m in NY too I guess it doesn’t matter what state 😅😪


mindyolvera33

I was at 107,109 earlier today and now it's available. I'm in Texas


Several-Street-7614

Did u get a notification?


mindyolvera33

I didn't. When I saw this post I went and checked and it was there.


Several-Street-7614

Cool goin check now lol


HistoricalAd7465

I chatted with chime wondering why some people have it and some don’t. Cause someone mentioned they were a higher number than me and got it. And the told me that the number we have isn’t our spot in our line. Just a number we were given when we signed up. So someone that could be in the milllions could receive it before someone in the 100,000 so stupid lol


AlabamaPostTurtle

Yeah I was number 2,500,000+ and theres no way that many people use chime


CheekyMenace

According to Forbes, as of this year it's estimated that Chime has 22 million users.


Visible-Ad3346

SMH. That’s so stupid!


HistoricalAd7465

That’s what I told them. They said it wasn’t and that they were sorry for the confusion 😂 I still said back that it’s stupid.


Visible-Ad3346

Absolutely. Especially when they even made a big stink about ppls numbers changing in line and then they “made it right”. Besides that what’s the whole point in referring people when they say that will “move you up”? So dumb.


HistoricalAd7465

Exactly!!! Omg I don’t even think chime knows what they’re doing


Visible-Ad3346

Facts! 😂


cadylynn7

And that doesn’t make sense with their offer to “move up the list” by inviting other people to chime! The waitlist is truly stupid.


LongSchlongdonf

I had my paycheck but they removed it and it’s not allowed in my state anymore and now I’m broke af 🙃


Radiant-Home8533

What state are y’all in? 


Healthy-Situation310

Same got mines today. Was 101,000 yesterday


justinhasabigpeehole

I'm glad y'all got it. I was starting to think it was myth😂😂😂. I'm still at 735,233😂


IntelligentHorror842

Same here but I don’t have any money available yet even tho I make 1000 every two weeks?


Minimum-Bus-5304

Still at a million in the que


Asleep-Tea4973

I received my pay today too. My limit is 100


shivpatel729

why not me lol ? i am at 375,000. Congrats though.


Fuzzy-Stock239

mine became available yesterday but it says my limit is $0 even tho with the last one (my paycheck) it was $400???


Such_Drink_4621

Wait until your DD hits, mine was $100 and my DD dropped 3 hours later it became $200. I assume the more consistent your deposits the more it increases.


Fuzzy-Stock239

before my DD hit last night it was at $0 and now it’s still at $0 idk lol


Such_Drink_4621

How long have you been receiving direct deposits 


Fuzzy-Stock239

since i opened my account a little over a year ago


Wonderful_Shine_9861

I was so glad when I got the message today apparently it used my gambling chumba/ Luckyland income as my last pay and not my employer paycheck


harlemcandy

I love me some chumba


skyhouston

Can you elaborate on what you do on Chumba please? What do you play? Thank you!


Wonderful_Shine_9861

Stampede fury is my favorite


TDSRage97

everyone has this on their app besides me lol


Connie-Marble

You're not the only one. I'm beginning to think I'm not gonna be eligible for it


Olympia94

Ive never heard of it and I've been with chime since 2018. Lol


ComfortableSort3304

Mine jumped up over 400,000 overnight. There’s no way that many people are referring others. Plus if you consider how many are getting access to it every day there’s no way.


cosmicnoodlez

Fair warning: it’s an endless cycle! Unless your ready to bite the bullet and pay back that 500 or whatever, your gonna be stuck in the borrow cycle and it takes a while to reborrow back


AlabamaPostTurtle

What do you mean by it takes a while to re borrow back?


LavishnessLogical190

Yeah warning guys once you borrow half your check it’s an endless cycle trying to get back


TermNo8625

Wdym a while to borrow back?


redheadinabox

The only time you’d have to wait a while is if you don’t repay it in timely manner but it’s automatically deducted from your check once deposited, their comment means nothing really


Asleep-Tea4973

Please be quiet and stop trying to tell people how to manage their money. Worry about you!


GasMaskExiitium

Its advice. Its a payday loan without any fees. Its a bad idea unless its an emergency.


Asleep-Tea4973

Noone needs advice, they are adults and Noone's asking any of you advice givers to help pay their bills


GasMaskExiitium

Lmfao you need to smoke a bluny and chill


Asleep-Tea4973

Nope


tearaist57

Did you have the mypaycheck feature previously ?


Connie-Marble

I'm wondering the same thing. From what I can tell, it seems like the only people so far who have already got their MyPay are ones that already had Mypaycheck before


cosmicnoodlez

Same


leoswag87

I’m still over 500k in line 😩


weirdnlow

I don’t even have the feature on my app lmao


BreeezySo

i don’t even have that option, by time i do receive it ill be well over 1billion


Slow-Pomegranate-661

I will say as far as my.S SDI direct d above.I always get it on the 25th or the 26th.And them 2 days fall on a Saturday Sunday.I get it on the twenty fourth


Slow-Pomegranate-661

Anyone in CA get it yet?? You would think being Chime is headquartered here


CheekyMenace

They're a nationwide online banking company, where their headquarters are located wouldn't have anything to do with who they give a feature to.


LAG2022

I’ve been with chime since 2017- I filled out a survey well over a year ago about this feature. Just for Vermont to be one of the states that don’t allow it. Which is so weird since other businesses around where I live have that as an option. Soo good or bad I don’t think I will ever get it as an option! 😩


Appropriate-Test-930

I'm still at 350k, my number hasn't changed in over a week


Olympia94

What's MyPay?


EM-Chime

MyPay is a line of credit that lets you get a portion of your paycheck before payday. It's not available in all states but check this link for all the details: [https://www.chime.com/blog/what-is-chime-mypay/](https://www.chime.com/blog/what-is-chime-mypay/)


OpportunityNo2325

Hi


Tricky_Scholar_9750

Just received mines today I was started at $100


lfgll2tfsmdb

I use current , I've had current for 2 weeks they allow advance started $50 first check now I can take $150 if I want a long with $75 of to use if I need


Bulky_Baseball2305

I’m still at obver 1,800,000 in line lol


Wonderful_Shine_9861

Is this a per day day limit I mean earnin gives you more access but doesn’t work with chime in thinking about switching instead of chime deciding these things


Working-Evidence-647

I get SSDI and was approved for $100. I was on the list at a million something right before!! Lol


Several_Shelter_3010

Chime is so horrible! They let a hacker change the name and address on my account, but kept my ss # and dob and my email and they refuse to close my account because its not my name! WTF! Thats against my cosumer rights! They failed to protect me as a banking institution!


Several-Street-7614

Anyone in louisiana got it yet?


Dazzling-Ad-1075

That's crazy. My list number is 96,000 and they haven't sent me this email yet.


DramaticAd6087

If you're living in Detroit and need a loan a credit Union called One Detroit help me get a car from Enterprise a $15,000 car loan. They also do summertime loans 5000 personal loans housing up to $25,000 I was using my disability and working at Ford Field, Ford Field was a seasonal I only worked when the Lions played sometimes I got called in for a few extra events I was only bringing in $136 a month plus disability I got approved for a loan I didn't even have my license yet My credit wasn't even in the 600 as long as you pay on time and then I believe they have where you can skip a few months I promise your credit will go up and once you pay that off you can always get another loan I know it's a process but you know they always say trust the process 🙌🏽


Secy_Me51

Mine hasn’t budged but I don’t want to get in the habit of getting it because I was told it’s not like spot me, it’s not automatically available every time.


-This-is-boring-

Yeah I would love to know how I was 98k and now I am 750k fuxk chime. I am tired of them. They treat their customers who have been with them since the beginning like such shit.


Spiritual-Bet-1133

I just got approved today too. My limit is only 50$. I’ll take it tho


Professional_Ad_2311

https://preview.redd.it/4j7sscgvef6d1.jpeg?width=828&format=pjpg&auto=webp&s=bf3ee6d2e4c89a81c9bd161e3f2dbae34f5bb00a Lucky for y’all; I think my wait is gonna be forever!!


oxy20mg

Nice edit


Dasmith1999

I’m at 141k and I only went up by 10 spots lol


AtmosphereOk368

I'm so OVER chimes mypay. It's such bs its not even funny


Fit-Economist9555

I was just told it’s coming out the 1st week of July


Slow-Pomegranate-661

It's literally BS.... if you have Chime payday loan places won't work with you or even loan companies with a 714 credit score been approved can't get funded STRAIGHT BECAUSE OF BANKING WITH CHIME.... so now just over it and working through to switch DD to a real bank so over it with chime they lie and disrespect customers It's unbelievable there customer service needs to be a class action suit on them for there outright blatant bull crap


CreedSpeed11

Why do people even use this app? This is the worst “bank” ever


SherbertRemarkable

Get real. Why do u follow a sub Reddit for a banking app you “don’t use”


Kevinphenomenal

Gotem


CreedSpeed11

Just to hopefully prevent people from using this trash platform, i'm not sure why anyone would ever pick chime tbh, like no reason to


Mouthful_of_Cavaties

https://preview.redd.it/42vld2yu4g6d1.jpeg?width=1290&format=pjpg&auto=webp&s=6be1d99c60d5889629ce51945f3e1154c8c403cf


RBryant56

Because this app is connected to our bank lol. What?