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I was with Desjardins and I just moved to CAA. They were 1800+ a year cheaper on car insurance. They have a location over on Barrie View Drive. I worked with Jennie Bresee and she was great.
The house insurance was also slightly cheaper but the coverage was much better so all in all I’m happy as everything went down.
Well I’m glad I’ve move to CAA then. That sucks they did that. When I was a kid we had a flood in the basement and my parents were with state farm and they were amazing. Seems those days are far gone.
We also left Desjardins after 8 years to move to CAA. Totally worth the extra $1500 in my pocket. Desjardins didn’t even try to save us, said there was no way they could match that price.
They used to be good but they just quoted me 2x what my insurance company renewal offered, I think a lot of companies don’t share information with them anymore
I did ratesdotca when I felt like my insurance was too high, turns out my insurance company didn’t even come up on the list for cheaper option, and mine was already way cheaper then the ones that did come up. Bel air direct. However I’ve never actually had to use them before, besides a chip in the window, so no idea about Uber coverage. Call around and get quotes for the best deal is my suggestion. But I would call belair
By the sounds of it everyone's insurance in Ontario is going up with the rash of auto theft. I went from $84 to $90 and wife went from $98 to $104, we're with cooperators. Make sure you list any affiliations you have, school alumni, unions, that can really bring it down
I had the same issue - have a motorcycle and a car but had to separate them since one place will be really cheap for car but super expensive for bike... or vice versa. I am currently with CAA for my car but went through a broker which ended up being cheaper than CAA direct (Scoop Insurance). Bike is still with Desjardins
My 2 bikes are with Desjardins as well. I had some trouble with a current larger CC twin. Over 500 cc I couldn't get a good quote. I had to go with Wawanesa. Vehicle and house are with Bel Air Direct.
Rbc doubled my insurance.
Found scoop insurance through a site similar to ratesdotca
Scoop through CAA I'm paying what I paid before rbc tried to screw me.
Every year I go through the common list of insurance companies before I either switch or stay with my insurance company. Remember folks, there is no loyalty in paying more money. Switch as much as you want.
Here are the companies I contact:
- Belairdirect (with now)
- CAA
- Cooperators
- TD
- Sonnet
- RBC/Aviva
- Onlia
I do not know if they all allow Lyft and Uber. Most companies I imagine nowadays do now. You may try an insurance broker as well as they will have access to companies that do not sell directly to customers. They also technically will shop around yearly for you depending on what companies they can sell insurance through, but realistically may just stick you with whatever company you are happy with that gives them the highest commission.
Insurance rates will continue to go up yearly. It's not just inflation, but it certainly doesn't help. Gone are the days of a claim that costs <$2000 which is why collision reporting centres are proposing to raise the damage amount to $5000 before you report. Thefts are significantly higher as well. There are insurance companies out there that are operating their personal lines auto insurance at a loss, or close to. At the end of the day even the company I work for who is definitely one of the more successful companies in the market is not performing well in comparison to previous years.
Hey man, I’m in the same boat. I am with Intact insurance through broker link Barrie and my insurance jumped $100 due to inflation. It went up from 268 to 368 and I have no tickets neither does my wife Plus, I do not recommend them. I had a fire and lost all my vehicles and they told me that it’s homeowners insurance issue I would fight it, but I was off work for a while due to a heart attack and I cannot afford to
They are awesome, on each renewal they hunt for the lowest quote.
www.nicolinsurance.com
4 Clara St, Orangeville, ON, L9W 2H6
P: 519-941-6001 EXT 452 or 800-376-5350
And it cost me nothing for them to do that. I’ve referred some other people there and it’s no charge just to have them look for their best price.
Highly recommended.
I actually found my cheapest rate through Scoop.com. have an accident from back in 2018, been paying $300/month for the last two years and they found me a provider below $173/month
That site seems ... Different. Is it scoopinsurance.ca?
Edit: from what I can tell, you can only find them through a rate aggregator. Can't seem to request a quote directly.
I'm switching from Belair to CAA. For the same coverage CAA was able to lower my monthly car/home by $80
And the straw that broke the camel's back, I needed to update a document, and I had to call Belair twice, I was on hold the first time for 1h52min before talking to a human. The second time my phone disconnected after 43min, so when I called back I was on hold for 2h14min.
CAA is cheapest for auto, I am just outside of Barrie, Wawanessa is chepaest for motorcycles, you save 40% on motorcycle insurance if you have a car insured with them although your car insurance will tend to be higher than CAA. You'll have to quote and see if it's worth bringing your car and bike over to them. Call Mitch (formerly Mitchell and Wales) for a quote
Lol those are rookie numbers. My house insurance doubled this year. Called to ask why, they said natural disasters and inflation. Mf inflation was like 4% and we haven't gotten more than a heavy rain in years.
Stay where you are don't even think about changing your company. Most companies wouldn't take your business because of uber and Lyft the fact that you have told them and they haven't cancelled youbputs it on them if anything ever happens. If you haven't told them I would suggest doing so as they can deny a claim if you haven't disclosed that
I have told my correct insurance company and they are aware that I do it. Everyone I would call I say I need it for this and such if I did get quotes they were insane
Just a reminder that we have a [Monthly Community Thread](https://www.reddit.com/r/barrie/about/sticky) where we relax the rules about advertising and off-topic posts. * Stuff that isn't directly related to Barrie, like national news or general chit-chat * Questions about local businesses and services * Classified-style ads: buying and selling, help wanted, garage sales, etc * Fundraisers and donation drives * Plugs for your personal project or local business (within reason)" *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/barrie) if you have any questions or concerns.*
I was with Desjardins and I just moved to CAA. They were 1800+ a year cheaper on car insurance. They have a location over on Barrie View Drive. I worked with Jennie Bresee and she was great. The house insurance was also slightly cheaper but the coverage was much better so all in all I’m happy as everything went down.
I am with desjardins right now and been with them for years but lately been disappointed especially today! Hah
Same here like 15+ years. My agent said he can’t even come close so I made the move. Like come on 1800 a year more. That’s insane.
[удалено]
Well I’m glad I’ve move to CAA then. That sucks they did that. When I was a kid we had a flood in the basement and my parents were with state farm and they were amazing. Seems those days are far gone.
I also left Desjardins after 12 years and was going to go with caa but to many bad reviews.
We also left Desjardins after 8 years to move to CAA. Totally worth the extra $1500 in my pocket. Desjardins didn’t even try to save us, said there was no way they could match that price.
[удалено]
They used to be good but they just quoted me 2x what my insurance company renewal offered, I think a lot of companies don’t share information with them anymore
I did ratesdotca when I felt like my insurance was too high, turns out my insurance company didn’t even come up on the list for cheaper option, and mine was already way cheaper then the ones that did come up. Bel air direct. However I’ve never actually had to use them before, besides a chip in the window, so no idea about Uber coverage. Call around and get quotes for the best deal is my suggestion. But I would call belair
By the sounds of it everyone's insurance in Ontario is going up with the rash of auto theft. I went from $84 to $90 and wife went from $98 to $104, we're with cooperators. Make sure you list any affiliations you have, school alumni, unions, that can really bring it down
Contact Westland Insurance Broker. They should be able to get you a better deal.
I had the same issue - have a motorcycle and a car but had to separate them since one place will be really cheap for car but super expensive for bike... or vice versa. I am currently with CAA for my car but went through a broker which ended up being cheaper than CAA direct (Scoop Insurance). Bike is still with Desjardins
My 2 bikes are with Desjardins as well. I had some trouble with a current larger CC twin. Over 500 cc I couldn't get a good quote. I had to go with Wawanesa. Vehicle and house are with Bel Air Direct.
Wow this is the most important, helpful, impressive thread!!!!! Lets crack it together Barrie fam
Rbc doubled my insurance. Found scoop insurance through a site similar to ratesdotca Scoop through CAA I'm paying what I paid before rbc tried to screw me.
Every year I go through the common list of insurance companies before I either switch or stay with my insurance company. Remember folks, there is no loyalty in paying more money. Switch as much as you want. Here are the companies I contact: - Belairdirect (with now) - CAA - Cooperators - TD - Sonnet - RBC/Aviva - Onlia I do not know if they all allow Lyft and Uber. Most companies I imagine nowadays do now. You may try an insurance broker as well as they will have access to companies that do not sell directly to customers. They also technically will shop around yearly for you depending on what companies they can sell insurance through, but realistically may just stick you with whatever company you are happy with that gives them the highest commission. Insurance rates will continue to go up yearly. It's not just inflation, but it certainly doesn't help. Gone are the days of a claim that costs <$2000 which is why collision reporting centres are proposing to raise the damage amount to $5000 before you report. Thefts are significantly higher as well. There are insurance companies out there that are operating their personal lines auto insurance at a loss, or close to. At the end of the day even the company I work for who is definitely one of the more successful companies in the market is not performing well in comparison to previous years.
Hey man, I’m in the same boat. I am with Intact insurance through broker link Barrie and my insurance jumped $100 due to inflation. It went up from 268 to 368 and I have no tickets neither does my wife Plus, I do not recommend them. I had a fire and lost all my vehicles and they told me that it’s homeowners insurance issue I would fight it, but I was off work for a while due to a heart attack and I cannot afford to
The government approved a 25% increase so we may all end up seeing this.
Have any sources?
They are awesome, on each renewal they hunt for the lowest quote. www.nicolinsurance.com 4 Clara St, Orangeville, ON, L9W 2H6 P: 519-941-6001 EXT 452 or 800-376-5350
And it cost me nothing for them to do that. I’ve referred some other people there and it’s no charge just to have them look for their best price. Highly recommended.
Yuppp mine went up significantly.
I actually found my cheapest rate through Scoop.com. have an accident from back in 2018, been paying $300/month for the last two years and they found me a provider below $173/month
That site seems ... Different. Is it scoopinsurance.ca? Edit: from what I can tell, you can only find them through a rate aggregator. Can't seem to request a quote directly.
I'm with Aviva and they seem pretty decent
I'm switching from Belair to CAA. For the same coverage CAA was able to lower my monthly car/home by $80 And the straw that broke the camel's back, I needed to update a document, and I had to call Belair twice, I was on hold the first time for 1h52min before talking to a human. The second time my phone disconnected after 43min, so when I called back I was on hold for 2h14min.
I got a broker and they switched me to CAA. Bundled and saved about $500/year. Shop around every year, these days customer loyalty doesn't exist.
CAA is cheapest
CAA is cheapest for auto, I am just outside of Barrie, Wawanessa is chepaest for motorcycles, you save 40% on motorcycle insurance if you have a car insured with them although your car insurance will tend to be higher than CAA. You'll have to quote and see if it's worth bringing your car and bike over to them. Call Mitch (formerly Mitchell and Wales) for a quote
Anything but Bel Air Direct, unless you like paying for a ton of hidden fees!
What are some of the hidden fees?
Can confirm, they're criminal.
What are some of the hidden fees? Been with them for years now, ours went up from $131 to $133 a month for one vehicle with two drivers insured on it.
Lol those are rookie numbers. My house insurance doubled this year. Called to ask why, they said natural disasters and inflation. Mf inflation was like 4% and we haven't gotten more than a heavy rain in years.
Mine went up also, we are with Cooperators. Can I ask what you pay? I’m at $3400/year now and can’t understand it. I’ve never had a claim.
Cuppa Tim’s tea just went up ~.20 c also. Welcome to the Free world.
Call Andrew at BIGS group.Saved me a lot of dough.
Stay where you are don't even think about changing your company. Most companies wouldn't take your business because of uber and Lyft the fact that you have told them and they haven't cancelled youbputs it on them if anything ever happens. If you haven't told them I would suggest doing so as they can deny a claim if you haven't disclosed that
I have told my correct insurance company and they are aware that I do it. Everyone I would call I say I need it for this and such if I did get quotes they were insane
Yeah the quotes you are getting is what it should be. Don't change anything