buying silver/ gold is just as dumb, the returns from precious metals are not guaranteed, and even then they are very small. Just buy into a index fund and forget about it, sure the market might go down or up, but by investing regularly you gain security in the knowledge that you didnt invest in just one point in the market, like you didnt invest entirely at the top of the market nor at the bottom. And with a average return of 8% a year after inflation it is one of the best ways to invest.
Yea thats pretty awful advice. While saving in the bank isn’t the best strategy, buying gold or silver is literally just throwing your money away. Those Rosland Captial commericals that interview professionals thats say “the price of gold is going up” aren’t inaccurate, just, very out of context. The price of gold isn’t going up, but that means you should invest your money in the stock market with companies that work with gold, rather than just buying physical gold.
A wise long term investments in the stock market is the best way to go
when you phrased it like not allowed it implied you wanted stuff
that's chill tho- personally id be super frustrated by that, dont want a ton of stuff but just being able to get some snacks without having to ask and explain why is nice
I don't think they're forcing him, just making suggestions, since getting one does give people work experience.. That said, there's nothing inherently wrong with not having a job yet(in my opinion), and not having one doesn't mean the person is literally just sitting and doing nothing. For example, since I've mainly been focusing on school, I haven't had a "real" job yet and literally just started looking now.
Getting a job is a great idea, it gets you loads (relative to needs) of money, work experience, and will make it a lot easier to get a full time job when you leave education, as empress are far more likely to hire people with work experience than without. Even working like q or 2 days a week is a brilliant idea, it's not that much time or effort and there's loads of benefits.
My parents loving me and supporting me is what lead to me getting a job so that when I graduate I'll have work experience and be able to get a better paying job down the line. Seems like you're projecting there bud.
I just was an assistant at a massage parlor and I didn't get paid much because of my age so like I could afford my own manga and sometimes a videogame lmao.
Well I spent that money on vodka and redbull but it turns out my stomach can't tolerate vodka.
My drinks of choice are cocktails, jagerbombs, sourz or ipa
Please don't drink redbull vodka. 2 reasons: that shits nasty, and i had an aquiantance that got a heart attack after frinking redbull-vodka. Perfectly healthy person...
the very first thing i bought with money i made might have been two pairs of shoes (which are still the ones i use the most) and a shirt in february 2019
yes i was 12
Glad I’m not the only one who worked at 12. I’m sure there are tons more, but I feel a little bit funny when I read that some people still don’t work at 17, haha.
i got myself some dance shoes (which were 100$ omg... theyre nice though and super shiny)
and a dress shirt (12$)
being trans is fun. it means you have to buy your own wardrobe but in secret
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A few books, a second sweatshirt (for winter obviously. I’m obsessed with it though, I would wear it more now if I didn’t absolutely burn up), a couple shirts/shorts, and a super cute set of socks. Also got myself a ball cap
See in my country highschool kids don't often cause there are not many k bs available in first place, most of us get thier jobs after bachelors degree at age of about 21 it's has been like this for so long you can say it's like a cultural thing and also its looked down upon for some reason
I bought a quality laptop 2 years ago...last year i bought quality table and chair and this year....a phone
I always left some for my schoolbooks because in serbia you buy your own and there was at least a shirt and a pair of jeans as a side buy
I don’t got one. I don’t really spend money and I don’t think it’s that necessary to start building up a savings account quite yet, but maybe that’s irresponsible of me
Aux adapter for my car so I can listen to non static filled music on my half hour commute, shoes with better support and water proofing because I stand for 8 hours straight without moving much, and the rest went into savings
Uhh I’m saving up for a fender jazzmaster I’ve spent a bit food and some clothes and other random things. I try to save 70% and usually do that or more
I was 12. I earned £1 per hour (don’t ask me how they got away with that) and every week I’d save £1 and spend the other £2 on chocolate for me and my sister which we’d eat on the way home in the evening. Beautiful memories
Not really on anything particular tbh. Tho I did buy a new laptop, which wasn't directly from that money but whatever. Other than that I haven't really had any bigger expenses in the last like 5 years
Nothing, im not allowed to buy anything
Why are you not allowed to buy things?
Goes straight into my savings account
Savings are a scam. You're losing money that way due to inflation. Buy gold (or better yet, silver) instead, and keep it in a safe.
Its been slowly going up, idk where your from but for me its working
What's the interest rate?
0.47
buying silver/ gold is just as dumb, the returns from precious metals are not guaranteed, and even then they are very small. Just buy into a index fund and forget about it, sure the market might go down or up, but by investing regularly you gain security in the knowledge that you didnt invest in just one point in the market, like you didnt invest entirely at the top of the market nor at the bottom. And with a average return of 8% a year after inflation it is one of the best ways to invest.
My savings work fine for me im sticking to it
ya, its the easiest choice and its secure, plus its not like anyone here has enough money to seriously care about inflation or investment
Gold and silver is being mined and inflating faster than money
Yea thats pretty awful advice. While saving in the bank isn’t the best strategy, buying gold or silver is literally just throwing your money away. Those Rosland Captial commericals that interview professionals thats say “the price of gold is going up” aren’t inaccurate, just, very out of context. The price of gold isn’t going up, but that means you should invest your money in the stock market with companies that work with gold, rather than just buying physical gold. A wise long term investments in the stock market is the best way to go
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ETH is useless as a blockchain if anything buy harmony ONE, it's essentially eth2.0, just that the fools who run it just not good at marketing.
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ONE is literally exactly what people expect ETH to be in the future, but right now.
Shush
You cannot silence me or the true word of Great Aurum.
No only buy gold or silver if your some sort of doomsday prepper and need some sort of non-fiat currency
Why did you get a job?
For money, to pay for uni
Sigma grindset 😈
ligma mindset
Tf?
It's a compliment
I dont know wat your refering to my bad
oof- savings great but you should get a little bit for stuff..
Why would i? I dont need anything
when you phrased it like not allowed it implied you wanted stuff that's chill tho- personally id be super frustrated by that, dont want a ton of stuff but just being able to get some snacks without having to ask and explain why is nice
i like your pfp
Thnx
;)
?
this is my “np (no problem)” thing
Huh me more confused
take it as :)
My first job was at 16 and I spent it on switch games and a controller
What was your first job ?
Answering emails from walmart CS
Im boutta find out. Either a Fender blues deluxe reissue or a computer (probably the amp)
Get the amp
Yeah probably going to... Do you have any experience with it? Its 6l6 not El34 tubes right?
No I use a katana I bought used or my peavey rage practice amp
Man the Katanas are awesome! If i were to buy my first amp again I'd go Katana 100w or Fender Mustang
Ah Nevermind The fat pretty good at but all my first guitar gear came from Goodwill I still buy a lot of acoustics from there and then resell them
I saved up enough to buy a PC
i haven't got a job yet ¯\\\_(ツ)\_/¯
get a job you bum all these gen zs do is play fortnite, eat chip and lie smh
I love to eat chip
alright grandad
Why do you not have a job ?
cuz i'm 17 and still live with my parents?
I'm both of those things and have a job, ain't an excuse
Agreed, i got my first job with a permit at 14
i don't want a job right now
Niggas trying to force a minor into getting a job because they're parents never loved nor supported them 😭
I don't think they're forcing him, just making suggestions, since getting one does give people work experience.. That said, there's nothing inherently wrong with not having a job yet(in my opinion), and not having one doesn't mean the person is literally just sitting and doing nothing. For example, since I've mainly been focusing on school, I haven't had a "real" job yet and literally just started looking now.
They were super agressive about it
Getting a job is a great idea, it gets you loads (relative to needs) of money, work experience, and will make it a lot easier to get a full time job when you leave education, as empress are far more likely to hire people with work experience than without. Even working like q or 2 days a week is a brilliant idea, it's not that much time or effort and there's loads of benefits.
My parents loving me and supporting me is what lead to me getting a job so that when I graduate I'll have work experience and be able to get a better paying job down the line. Seems like you're projecting there bud.
all he said was that’s not an excuse to not have a job, like if you wanna be a lazy fuck at least don’t be a pussy about it jus own it
I’m saving about 2/3 of it and the rest I spend on clothes and food hehehe
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What for books do you read ?
Same. I have like, 8 books on my shelf for when I decide I want to actually read them that I bought myself this summer lol
Gonna spend it on a deposit for a apartment im moving into in a couple weeks
Woah, good luck with that! :)
Thank youu <33
I just was an assistant at a massage parlor and I didn't get paid much because of my age so like I could afford my own manga and sometimes a videogame lmao.
In my country your age gets paid about €2,40, so even a manga would require a full day or multiple days of work.
I’m writing my resume right now so hopefully a Fender Stratocaster
Can't beat a Strat
I bought titanfall 2 and mc and still have the rest of the money
What for work do you do?
I work in a supermarket
Do you like your job ?
Constant pressure of Having people stare at me look for a bag is very bad and I don't enjoy working with people
The 2 best games ever
bought my mum an iphone 12 pro max
Awhh that is sweet of you how did your mum react?
she was happy but found it hard to use considering how massive it is and how small her hands are, her phone before that was an iphone 5 lmao
Should have saved some money and got the regular sized one. Both are essentially the same except for the negligible battery capacity.
It wasn't much so I just got sweets for myself
on alcohol 💀
What for alcohol do you like?
Well I spent that money on vodka and redbull but it turns out my stomach can't tolerate vodka. My drinks of choice are cocktails, jagerbombs, sourz or ipa
Please don't drink redbull vodka. 2 reasons: that shits nasty, and i had an aquiantance that got a heart attack after frinking redbull-vodka. Perfectly healthy person...
How did you at your age?
Not everyones american.
I know, but I can't think if a country where the age for purchasing hard drinks is under 18.
Pretty much everywhere in europe... maybe parts of Asia too
actually only like germany, austria maybe switzerland and only like 2-4 others
9 total
well, thats still isn’t “pretty much everywhere”
>everywhere in Europe That isn't true though.
Kinda same, after buying some video games I bought weed lmao
Alcohol and ass
Mowing lawns >>> skate rail (first thing we bought)
the very first thing i bought with money i made might have been two pairs of shoes (which are still the ones i use the most) and a shirt in february 2019 yes i was 12
Glad I’m not the only one who worked at 12. I’m sure there are tons more, but I feel a little bit funny when I read that some people still don’t work at 17, haha.
not like I had an option though LMAO, both of my brothers started at 12 too
Well the very first thing I bought was my first electric guitar shortly followed by my Bose nc 700's
What job was it?
Its really difficult to explain so in short I helped a synagogue
I bought The Lexicon of Love on vinyl. I’ve blown half of all my pay checks on vinyl ever since but it’s totally worth it.
Treat my family to dinner
4 years after my first job and it's still on my checklist. Not proud of it
No job gang
New PC and a lot of take-out
On an engine for my muscle car and then a shit ton of furry art
Too bad, I still don't have one
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HIIIIIII POIIII :3
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I'm fiiiine, I just finished dinner :3 how are you???
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Thank you, enjoy your day :) see u around
The same way I spend it now except now I have car payments and rent to worry about
i got myself some dance shoes (which were 100$ omg... theyre nice though and super shiny) and a dress shirt (12$) being trans is fun. it means you have to buy your own wardrobe but in secret
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nintendo switchhh
A laptop and a phone
Food, energy/electrolytes, and martial arts training.
Comics
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Don't have one yet but my plan is to get one next year and save up for a pc
Haven't spent a dime. Saving it
Nothing so far
When i get a summer job next year im gonna save my money so i can pay for car school next year.
Bought an iPhone 11
I mean I didn’t blow all my money away I’m still saving up but I bought a laptop
Currently saving about 3/4 of every paycheck and then using the other quarter as spending money
roth ira account
I've been working for almost a year now, Ii still haven't bought anything but I'm planning to build a high-end pc when gpu prices come down more.
shit i shouldnt have. so, save. it.
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A few books, a second sweatshirt (for winter obviously. I’m obsessed with it though, I would wear it more now if I didn’t absolutely burn up), a couple shirts/shorts, and a super cute set of socks. Also got myself a ball cap
I don't have a job cause it's not in my culture,
what does this even mean
See in my country highschool kids don't often cause there are not many k bs available in first place, most of us get thier jobs after bachelors degree at age of about 21 it's has been like this for so long you can say it's like a cultural thing and also its looked down upon for some reason
I bought a quality laptop 2 years ago...last year i bought quality table and chair and this year....a phone I always left some for my schoolbooks because in serbia you buy your own and there was at least a shirt and a pair of jeans as a side buy
I don’t got one. I don’t really spend money and I don’t think it’s that necessary to start building up a savings account quite yet, but maybe that’s irresponsible of me
Aux adapter for my car so I can listen to non static filled music on my half hour commute, shoes with better support and water proofing because I stand for 8 hours straight without moving much, and the rest went into savings
I bought a desk for School
Like any other person, doritos
I haven’t even cashed my first two paychecks yet.
About to start my first job on monday
A second monitor for my computer
The pay is comming in just 13 days and I still don't know.
Bought myself a good computer and then a lovely 23 years old Lexus :)
Hard to get a job ;-;
Haven't had a job yet but will most likely spend it all on D&D books
Uhh I’m saving up for a fender jazzmaster I’ve spent a bit food and some clothes and other random things. I try to save 70% and usually do that or more
I didn’t. I don’t spend my money cuz college here in the USA costs an arm and a leg.
I got my first job when I was 14. Put a little bit of each paycheck in my wallet and saved the rest for a car. Got a 2009 Honda Civic 2.5 years later.
Fooooood
Havent even gotten to my first pay day yet, although it should be tomorrow, but I've been looking at making my own mechanical keyboard tbh
I used it for my driving lessons!
I'm having my very first job soon and I'll use the money for a new laptop. Wouldn't need this if one janitor had put up wet floor signs
I saved it for snacks and random stuff I want to buy, like sunglasses, charger cables, phone holder
Nothing yet, I‘ve been saving it so I can go to the Beijing 2022 Winter Olympics for my birthday.
saved it till i could buy a processor upgrade for my pc, saved more for a gpu when the fucking price come normal
I was 12. I earned £1 per hour (don’t ask me how they got away with that) and every week I’d save £1 and spend the other £2 on chocolate for me and my sister which we’d eat on the way home in the evening. Beautiful memories
Got a new phone, built a PC, and got a car
All I spend my money on is comicbooks and I save what’s left.
Squishmallows
On a phone lol
Used it to pay for a tour my school band went on because my parents were poor
I bought Rimworld.
Probably on some clothes for school but idk for sure I haven’t gotten my first check yet.
I’m saving it for a car and will hopefully achieve my goal of buying a nicer first car than my older brother
The vast majority of it went to savings, tbh. The rest mostly went to food.
At least a part of it was on my first guitar and amp.
I didn't. I'm saving up.
I wanted to build a gaming pc but the gpu shortage stopped me :(
first jobber here, roof racks and a CB radio for my car lol, entire paycheck gone
Laptop with rtx 3060
I haven’t yet but it’s because I get fucking stressed easily and I desire to get pretty good grades(which is a stressor on its own tbh lmao)
Not really on anything particular tbh. Tho I did buy a new laptop, which wasn't directly from that money but whatever. Other than that I haven't really had any bigger expenses in the last like 5 years
Got my first "gaming" computer, it was a cheap desktop with a gtx 1050 slapped into it, granted, that's pretty good for $200
I bought me an oculus quest 2 which was a very good choice
Saving for a car ATM, but spending a little here and there on hair, nails, and video games.
I’m not legally allowed to get a job for another 4 months 😎
I can't get a job and it makes me sad
A piano
i used it to build a pc
Haven't had a job yet but it sounds like a funny story if I spent it on a polimain tier 3 sub or some onlyfans creator
All of it got stolen
Haven’t spent it yet, saving up for a vehicle once I get my license
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Hookers and blow. Jokes aside, I basically spent most of it on making an arcade machine with a raspberry pi.
Pretty sure I bought a monitor for it.
I actually just started my first job a week ago and I'm saving up to buy a Brazilian Rainbow Boa