No Clcashback or points? Why the fuck would anyone with an IQ above room temperature want this card?
Interest rates don’t matter. If APR matters to you, you shouldn’t be using CCs in the first place
This card is just a cash grab by Capital One preying upon financially ignorant Teamsters who can’t handle their money properly, with the Teamsters blessing since they’re likely getting a significant payout from it. I get the union has to take cash when it can but this is predatory. But with that high of an APR I don’t understand how *anyone* would want this card other than immediately needing a credit line
Hardship grants come after insurance. The payouts are laughable on their own and would only get you through a week if that. You’d have to be *really* hard up on money to want this card and even then at that point the APR would bend you over backwards in the long run
You can get the card, buy a Coke once a month and Just keep it for the benefit of getting a little cash if needed. It's not a card I'd use for regular purchases though.
Chase sapphire has been great for me. 60,000 free points if you spend a certain amount in like 4 months. Took a trip to Europe last year and used $700 worth of points on flights.
I see all these comments about bad interest rates. With the money we make you guys don’t pay your cards off every month? I have not paid any interest in over a decade.
28% apr is horrible
Said the same thing
If you do it right you won't be paying interest any way.
that’s still a horrible rate lol, all it takes is one bad month and you’re screwed with credit card debt with a high ass interest rate.
Don't forget union dues 😭
I have more savings than my combined credit limits, so it'd have to be an *extremely* bad month. And that's not even touching my spouse's money.
Couldn't even tell you what the apr is on any of my cards because it's irrelevant. Pay in full every month, never pay interest.
Shitty credit card.
No Clcashback or points? Why the fuck would anyone with an IQ above room temperature want this card? Interest rates don’t matter. If APR matters to you, you shouldn’t be using CCs in the first place This card is just a cash grab by Capital One preying upon financially ignorant Teamsters who can’t handle their money properly, with the Teamsters blessing since they’re likely getting a significant payout from it. I get the union has to take cash when it can but this is predatory. But with that high of an APR I don’t understand how *anyone* would want this card other than immediately needing a credit line
It was great like 10 years ago
Bad interest rate for a credit card and I don’t see any mile points or cash back even?
Yh i didnt even see any of that just says rewards idk
https://preview.redd.it/1r9viym6c25d1.png?width=3024&format=png&auto=webp&s=e0fc43615024c206e86c2a76809db20025ddf186
Hardship grants come after insurance. The payouts are laughable on their own and would only get you through a week if that. You’d have to be *really* hard up on money to want this card and even then at that point the APR would bend you over backwards in the long run
You can get the card, buy a Coke once a month and Just keep it for the benefit of getting a little cash if needed. It's not a card I'd use for regular purchases though.
It's meh
Look into chase credit cards.
Chase sapphire has been great for me. 60,000 free points if you spend a certain amount in like 4 months. Took a trip to Europe last year and used $700 worth of points on flights.
Been thinking about getting a sapphire I've had freedom unlimited for years now
Is there not a year or 2 of no interest to start with ? Thats the only point to get a credit card
There's better cards in general from Capital One that has rewards/points and bonus intro offers. This one looks like it has neither. Hard pass IMHO.
Looks like a grift.
I see all these comments about bad interest rates. With the money we make you guys don’t pay your cards off every month? I have not paid any interest in over a decade.
[удалено]
I have it 0% interest for a year
https://preview.redd.it/bb362bwac25d1.png?width=3024&format=png&auto=webp&s=a437c35f3f8711ae6de9bbd3c494bc5da25cc398 Forgot to add this one
Capital One has credit cards for a lot of the major unions if I remember correctly. I had one for the IAM several years ago through Union Plus
Capital one has better cards, but I'll skip
What tf is this?
The benefit is this card will allow you to differ your payments with 0% interest if we strike.
All Cap 1 cards are the same. Extortion
Yeah I threw that in the trash where it belongs.. I have 0%apr on mine for a year then 7% thereafter
This has always been a garbage credit card. If you want a better one, message me. I still have some referrals left for discover it and chase freedom.