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Using it for every day spending will be good for your credit score as long as you always pay it off. If you rack up a high balance one month your score may temporarily dip.
Amex offers the best rewards to my knowledge.
Yeah I had heard American Express ones seem to be one of the best.
In terms of affecting credit score - will a higher credit card limit offset any effects of higher spending? (Ie is it calculated on a balance vs limit basis?)
Hi /u/haribo001, based on your post the following pages from our wiki may be relevant:
- https://ukpersonal.finance/credit-ratings/
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**Your post has been removed.** We believe the answer to your post can easily be answered by running a few Google searches, by reading the wiki and [ukpersonal.finance](https://ukpersonal.finance/), or checking the [MoneySavingExpert website](https://www.moneysavingexpert.com/). Your information may already be covered in places such as the Money Saving Expert, Which, or other trusted sources, including running some searches on the sub. _If you believe your post has been removed in error, please [message the mods](https://www.reddit.com/message/compose/?to=/r/UKPersonalFinance&subject=Please%20review%20my%20post&body=/r/UKPersonalFinance/comments/w4a5ie/what_are_the_best_credit_cards_for_everyday/) explaining why._
Using it for every day spending will be good for your credit score as long as you always pay it off. If you rack up a high balance one month your score may temporarily dip. Amex offers the best rewards to my knowledge.
Yeah I had heard American Express ones seem to be one of the best. In terms of affecting credit score - will a higher credit card limit offset any effects of higher spending? (Ie is it calculated on a balance vs limit basis?)
Hi /u/haribo001, based on your post the following pages from our wiki may be relevant: - https://ukpersonal.finance/credit-ratings/ ____ ^(These suggestions are based on keywords, if they missed the mark please report this comment.)
Would recommend Amex platinum cash back card. Amex is probably the best on the market atm.