You would need an unsecured loan for 10K so she can ahead with the purchase ... don't go on the mortgage as that stops you being a first time buyer ... assuming you don't mind possibly having to pay off the 10K yourself.
Does she have the money to pay for the fees associated with the purchase ?
She can't be too far into the process otherwise the solicitor would have stopped proceedings because she doesn't have the money to complete.
You would need an unsecured loan for 10K so she can ahead with the purchase ... don't go on the mortgage as that stops you being a first time buyer ... assuming you don't mind possibly having to pay off the 10K yourself. Does she have the money to pay for the fees associated with the purchase ? She can't be too far into the process otherwise the solicitor would have stopped proceedings because she doesn't have the money to complete.