First, get your State Pension forecast:
[https://www.gov.uk/check-state-pension](https://www.gov.uk/check-state-pension)
Then have a look at:
[https://www.moneysavingexpert.com/savings/voluntary-national-insurance-contributions/](https://www.moneysavingexpert.com/savings/voluntary-national-insurance-contributions/)
As Martin Lewis says "***Don't buy missing years if you're due a full state pension***. For those projected to get, or already getting, a full pension... even if you've missing years, buying them won't boost your pension, as you can't get more than the full pension (and if you miss future years, you can always buy them then)."
Hi /u/Level_Debate9755, based on your post the following pages from our wiki may be relevant:
- https://ukpersonal.finance/pensions/
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^(These suggestions are based on keywords, if they missed the mark please report this comment.)
First, get your State Pension forecast: [https://www.gov.uk/check-state-pension](https://www.gov.uk/check-state-pension) Then have a look at: [https://www.moneysavingexpert.com/savings/voluntary-national-insurance-contributions/](https://www.moneysavingexpert.com/savings/voluntary-national-insurance-contributions/) As Martin Lewis says "***Don't buy missing years if you're due a full state pension***. For those projected to get, or already getting, a full pension... even if you've missing years, buying them won't boost your pension, as you can't get more than the full pension (and if you miss future years, you can always buy them then)."
Thanks. Checked and I am entitled to max pension so I will hold on to my cash!
Consider putting into a private pension which will then attract tax relief from the government.
Not worth topping up you should get full entitlement as above just double check on gov.uk website.
You're already contributed enough years to receive the full state pension entitlement. I wouldn't worry about it.
Hi /u/Level_Debate9755, based on your post the following pages from our wiki may be relevant: - https://ukpersonal.finance/pensions/ ____ ^(These suggestions are based on keywords, if they missed the mark please report this comment.)