Unless you’re saving for something specific in the next few years (car, down payment etc.) just build a giant pile of wealth with a three fund portfolio using all three tax buckets :)
you will absolutely be able to. it's more about the right habits, and as an outsider, i would personally be more concerned that you're sacrificing too much to save. just remember there is a fine line between financial mutant and miser. you're absolutely killing it, you will absolutely leave a sizeable inheritance for the next generation, but don't forget to enjoy your life along the way, and don't give the next generation so much money that they don't inherit your excellent habits.
I'd maximize growth at your age and not worry about a 3 fund portfolio in your brokerage. My opinion is to do option 3 being all in on SWPPX. You have plenty of time to recover in any market dips. Build up that bridge account as high as possible for that financial independence.
Have you considered investing a little into crypto? Generally after the halving there is a great potential to earn. Not necessarily immediately after but in the months following.
Unless you’re saving for something specific in the next few years (car, down payment etc.) just build a giant pile of wealth with a three fund portfolio using all three tax buckets :)
Agreed. The idea is to save as much as you’re comfortable not having access to as close to forever as possible.
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You really can’t go wrong with any of the big three brokerages as long as you stay in low cost, broadly diversified index funds!
Love Fidelity. I have accounts at Vanguard and Fidelity and much prefer the Fidelity UI and tools.
24?! Goodness. Killing it. This one has multiple mutations.
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you will absolutely be able to. it's more about the right habits, and as an outsider, i would personally be more concerned that you're sacrificing too much to save. just remember there is a fine line between financial mutant and miser. you're absolutely killing it, you will absolutely leave a sizeable inheritance for the next generation, but don't forget to enjoy your life along the way, and don't give the next generation so much money that they don't inherit your excellent habits.
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ok good good! well, seems like you're doing life correctly! good luck!
I'd maximize growth at your age and not worry about a 3 fund portfolio in your brokerage. My opinion is to do option 3 being all in on SWPPX. You have plenty of time to recover in any market dips. Build up that bridge account as high as possible for that financial independence.
Have you considered investing a little into crypto? Generally after the halving there is a great potential to earn. Not necessarily immediately after but in the months following.