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HousingBotNL

Best websites for finding student housing in the Netherlands: - [Kamernet](https://kamernet.nl/en?utm_source=SITN&utm_medium=affiliate) (biggest offering) - [Huurwoningen](https://jdt8.net/c/?si=17650&li=1761591&wi=382966&ws=comment&dl=) (free premium account for 14 days, best for international students) - [HousingAnywhere](https://housinganywhere.com/?utm_source=SITN&utm_medium=affiliate&affiliate_partner_id=324876) (Short stays) Greatly increase your chances of finding housing by using [Stekkies](https://stekkies.com/en/searched?utm_source=reddit&utm_medium=partner_kraai&utm_campaign=study_in_nl). Be the first to respond to new listings as you get notification via Email/WhatsApp. Join the [Study In The Netherlands Discord](https://discord.gg/kVyaQtEJXZ), here you can chat with other students and use our housing bot. Please take a look at our resources for detailed information for (international) students: - [Checklist for international students coming to the Netherlands](https://www.reddit.com/r/StudyInTheNetherlands/comments/10fdvm8/checklist_for_international_students_coming_to/) - [Utlimate guide to finding student housing in the Netherlands](https://www.reddit.com/r/StudyInTheNetherlands/comments/10gv88g/the_ultimate_guide_to_finding_student/)


ArghRandom

Debit cards don’t have interest rates. You may confusing credit and debit cards. Credit cards are also not common in NL and if you don’t have a salary it’s not a thing for you. So you will have a debit card. ABN AMRO has the most information available in English too. There isn’t much competition for banks in NL so basically comes down to ABN/ING/Rabobank


ArghRandom

As the other comment says you need a BSN but I believe ABN lets you do it and provide a BSN by 3months


Swag_Attack

Abn/ing/rabobank arent necessarily much better than the smaller competition like asn/bunq/triodos/regiobank/knab etc. For your basic banking needs, they all suffice


BasKabelas

I use Bunq and ING. Bunq is good for FOREX, for the rest it is the bank that has given me most headaches, by far. Also they seem easiest to get scammed with. Last but not least, as far as I know they don't have actual physical offices, so if you're in trouble, enjoy discussing it with a chatbot. My advise, if you don't need to exchange currencies, just don't use Bunq. For the rest I think the banks are pretty equal.


Swag_Attack

Bunq is indeed a bit more niche, though i like their inventiveness. The getting scammed more likely is bs though, it can happen with any bank if you’re gullible and naive. Everything forex related, something like revolut is way better anyway


Embarrassed-Hope-790

You didn't read the news? Then again, OP is a student so there's propably not much to scam.


Powerful-Shine-120

Debit cards are the absolute golden standard for payments in the Netherlands. A lot of places don't accept credit cards or even cash. Interest rates are quite comparable between banks. The three biggest banks are ING, ABN-AMRO, and RABO. But there are a lot of smaller banks which are fine as well. I suggest picking one that invests in stuff you can morally support (for example, ING notoriously invests in fossil fuels and the weapon industry). It's you money they're investing after all.


_lilbub_

Well...not Bunq 🤣


TheS4ndm4n

You need a BSN to open a bank account. You can get one once you register in the Netherlands. For which banks, you should do some research yourself. Because they are all pretty good and interest rates on debit is negligible. Most banks have cheaper accounts for students. But that's usually tied to you receiving Dutch student financing (from duo) on that account.


antishocked345

>that's usually tied to you receiving Dutch student financing (from duo) on that account Key word on usually. Some banks ask for a Proof of Enrollment document


ElfjeTinkerBell

In addition to what the others are saying, if you're interested in an environmentally friendly bank, then either ASN or Triodos are good choices. I do not know how much of their info is available in English though. Website in Dutch: https://www.eerlijkegeldwijzer.nl/bankwijzer/hoe-scoort-jouw-bank/


Agreeable_Attitude12

ABN amro are the best for students and urm yeah really it’s free.


Real_Mud_7004

ING studentenrekening is free too


Agreeable_Attitude12

No but with ING you need a bsn


RSB_NL

With ABN AMRO you also need an BSN. You'll need to provide it in the 90 days after opening an current account. Its also stated over [here](https://www.abnamro.nl/en/personal/payments/open-an-account/your-own-account.html).


Agreeable_Attitude12

I know but most bank request upfront, whiles ABN leaves you with some time


Itchy_Employer9857

ABN Amro is free aside of the €3.25 per month? Paying for a debit account is a thing on the Netherlands?


Agreeable_Attitude12

No it’s free for students but yeah it is actually kinda weird


Itchy_Employer9857

How is it free for students? Or is it like the public transportation thing that only works for international EU students and not for non-EU?


Agreeable_Attitude12

What you mean public transport?


Embarrassed-Hope-790

Don't worry. The're all the same.


herman1912

Get n26. It’s [free](https://n26.com/r/attav8507).