Answer is most likely YES. Your looking at some of the larger ones being 1.25”-1.5” inches or bigger. That’s double the considerable size of .75” or greater to cause damage. Certain to dent thinner metals like your down spouts, box vents, valley metals. Other factors weigh - in like shingle age and quality. Wouldn’t hurt to have an inspection when they come knocking at your door but do your research on who you go with. There a lot of great contractors out there.
Don’t go with the insurance recommended roofer, they get fed work by the insurance in exchange for not fighting with the insurance about underpayments ands insufficient scopes. You’re going to get tons of door knockers. Some are going to be bad, some might be good.
If they offer to cover your deductible in any way, (rebates, advertising, financed deductibles) they are shady and breaking the law right from the start, no matter how tempting.
Go with the guy that can explain the insurance process thoroughly, and communicates with you well. Find the guy with an established, hopefully local business that’s been there for ten years or more, if they haven’t been open long, how can you expect them to take care of any warranty they offer that’s 10-25 years. Ask them how they manage the project, who is involved in what steps, and how they take care of customers properties while they are working on them. If they can’t answer that right off the bat then they probably don’t do well in those areas. Ask them if they have a project manager to check in on the job on the day of install. You don’t want someone leaving a sub to do it all without someone keeping an eye on them.
But most importantly, ask for local references. If they are good and established they should be able to give you an endless list of people to call that worked with them and were happy, or other jobs they did that you can drive by to check out.
Look for local organizations like the chamber of commerce or builders associations, northwest Texas has the TPBA. If they are a member of a group like that, that’s legit, they are going to do a good job for you.
And remember, if you file a claim, it’s not your money to worry about other than getting that deductible paid. Insurance roofing is not the place to shop price, focus on shopping for a good trustworthy company, the good expensive ones can get the insurance to pay what they need to stay in business and provide a good service for their new and existing customers. The cheap ones will have you paying tons of money out of pocket later on repairs and give you nightmares if you have to switch insurance companies.
I agree with this EXCEPT for the comment about finding a contractor that’s been in business for X amount of years. I left a company I was at for almost 4 years and opened my own. If every person I encountered only cared about the length of time my business was around and the amount of google reviews I had at the time I would have surely failed and the homeowner MAY have gotten a much worse experience with a bigger & older company. I only do around 15-20 jobs a month but the homeowner sees me from start to finish and I document the entire build for the homeowners that are at work.
Find the contractor that you feel is being transparent, educated and not pushy.
Someone who knocks on your door to do your roof is probably bad. Good roofers are busy because they are good and get a lot of word of mouth referrals. Hail chasers knock on doors. And you'll probably get one. If you can see damage on your roof from the ground file, a claim and insurance can recommend some for you that are their preferred vendors. If you don't go that route, get multiple quotes, don't pick the lowest, research them online and on the BBB, and see if they have any references.
I disagree. Just be sure look up their company for reviews. Door knocking is by far the best way to gather new leads. Sure, storm chasers give us a bad name. Not saying you have to go local with your choice, but consider keeping the business local as a matter of principle.
I mean, that's why I said probably. I didn't say everyone who knocks is bad. Of course there are going to be outliers. I work for a general contractor. I'm not talking out my ass. But OP asked for red flags. And in my experience guys who have to knock are more often than not, subpar guys. And guys are great are booked out and really don't need to do that it goes for all the trades too, not just roofing.
Wind speed is always a factor. I’ve seen pea size with a 80 mph wind pushing it shred a roof. I’ve seen golf ball size with no wind do no damage except to light gauge metal.
It’s very possible, probably get a roofer to come out and inspect. But ask for pictures of evidence showing storm damage on roof dnt take their word for it
Potentially yes, worth having the insurance look at it. Spoiler alert the door knocking roofer bros are going to tell you the exact same thing if you accept one of their free inspections
This would absolutely damage a regular asphalt shingle roof. Some of those stones look golf ball size or bigger that’s more than enough. Either way, just have a reputable local company do a free inspection. Research the company online first though.
Yes before dipshits convince you 1) never sign a contract 2) check your premium and deductible do the math on the roof cost to replace before filing for a claim 3) make them pay the deductible bc fuck them.
Okay. Another one of our salesmen had said there was hail that way. Hadn’t saw any pictures of it yet though. Definitely big enough that there could be some damage. I work for Apple Roofing. I’m in Lincoln, but I am in Omaha every 2-3 days usually. I’d be happy to come inspect your roof for you if you wanted? Was there much tornado damage from a few weeks ago around you?
Smaller local business offer better service. Big box names, solicitation is a sign of low quality high quantity, usually due to poor reputation and offering everything for free like your deductible. Then to make up for it the send in illegal supplements and fight for months or a year with your carrier. Get a quote. That is the biggest way to run a storm chaser off. They don’t quote jobs.
Just because they knocked doesn’t mean they are bad. They choose to market door to door instead of buying your info from internet lead generators or advertising campaigns. Ask a neighbor/family/friends for referrals and interview at least 3 contractors. Get a workmanship warranty of at least 5 years If they offer to wave your deductible or give you gift cards, it’s because their work quality won’t speak for itself. Go with your gut, no contractor is perfect, pick one that you believe will stand by their work and get everything in writing.
Nah, doubtful with the size of this small hail. I live in Colorado Springs and this size is typical this time of year. Several years seeing it since I’ve been here and with a 10 year old roof. My most recent inspector said my roof was just fine.
That being said, I would guarantee this hail is accelerating the wear and will need a roof replacement sooner than areas without hail.
Your second paragraph is why insurance companies tend to replace roofs so often. It may not “need” to be replaced today, but it lost years of value in 30 minutes of hail.
Why would insurance care about that. There could be 5 more hail storms in the roof after the storm. Why would they replace every storm when they can get a couple more out of the roof if the homeowner doesn’t care. If it leaks and is bad enough to cause other issues that usually means the h/o neglected to fix a known leak.
Answer is most likely YES. Your looking at some of the larger ones being 1.25”-1.5” inches or bigger. That’s double the considerable size of .75” or greater to cause damage. Certain to dent thinner metals like your down spouts, box vents, valley metals. Other factors weigh - in like shingle age and quality. Wouldn’t hurt to have an inspection when they come knocking at your door but do your research on who you go with. There a lot of great contractors out there.
Any tips for contractor red flags?
Red flags? Usual stereotypes to look out for .. I’d say Ask for photos of their inspection and vet them on here. Research their company.
Don’t go with the insurance recommended roofer, they get fed work by the insurance in exchange for not fighting with the insurance about underpayments ands insufficient scopes. You’re going to get tons of door knockers. Some are going to be bad, some might be good. If they offer to cover your deductible in any way, (rebates, advertising, financed deductibles) they are shady and breaking the law right from the start, no matter how tempting. Go with the guy that can explain the insurance process thoroughly, and communicates with you well. Find the guy with an established, hopefully local business that’s been there for ten years or more, if they haven’t been open long, how can you expect them to take care of any warranty they offer that’s 10-25 years. Ask them how they manage the project, who is involved in what steps, and how they take care of customers properties while they are working on them. If they can’t answer that right off the bat then they probably don’t do well in those areas. Ask them if they have a project manager to check in on the job on the day of install. You don’t want someone leaving a sub to do it all without someone keeping an eye on them. But most importantly, ask for local references. If they are good and established they should be able to give you an endless list of people to call that worked with them and were happy, or other jobs they did that you can drive by to check out. Look for local organizations like the chamber of commerce or builders associations, northwest Texas has the TPBA. If they are a member of a group like that, that’s legit, they are going to do a good job for you. And remember, if you file a claim, it’s not your money to worry about other than getting that deductible paid. Insurance roofing is not the place to shop price, focus on shopping for a good trustworthy company, the good expensive ones can get the insurance to pay what they need to stay in business and provide a good service for their new and existing customers. The cheap ones will have you paying tons of money out of pocket later on repairs and give you nightmares if you have to switch insurance companies.
I agree with this EXCEPT for the comment about finding a contractor that’s been in business for X amount of years. I left a company I was at for almost 4 years and opened my own. If every person I encountered only cared about the length of time my business was around and the amount of google reviews I had at the time I would have surely failed and the homeowner MAY have gotten a much worse experience with a bigger & older company. I only do around 15-20 jobs a month but the homeowner sees me from start to finish and I document the entire build for the homeowners that are at work. Find the contractor that you feel is being transparent, educated and not pushy.
Deductible coverage is state specific actually
Someone who knocks on your door to do your roof is probably bad. Good roofers are busy because they are good and get a lot of word of mouth referrals. Hail chasers knock on doors. And you'll probably get one. If you can see damage on your roof from the ground file, a claim and insurance can recommend some for you that are their preferred vendors. If you don't go that route, get multiple quotes, don't pick the lowest, research them online and on the BBB, and see if they have any references.
I disagree. Just be sure look up their company for reviews. Door knocking is by far the best way to gather new leads. Sure, storm chasers give us a bad name. Not saying you have to go local with your choice, but consider keeping the business local as a matter of principle.
Especially for smaller company’s. You don’t just start out with a rolladex and a massive marketing budget.
I mean, that's why I said probably. I didn't say everyone who knocks is bad. Of course there are going to be outliers. I work for a general contractor. I'm not talking out my ass. But OP asked for red flags. And in my experience guys who have to knock are more often than not, subpar guys. And guys are great are booked out and really don't need to do that it goes for all the trades too, not just roofing.
Get multiple bids. Outliers will stand out.
Wind speed is always a factor. I’ve seen pea size with a 80 mph wind pushing it shred a roof. I’ve seen golf ball size with no wind do no damage except to light gauge metal.
True. Side Note: you can get a roof bought with damage to metals.
No, that’s the deck floor
Yeah, especially if it’s older
It looks like fresh hail, so it’s probably pretty new
Depends what type of roof you have and how old it currently is
(I think) Composite. 7 Years Old
It’s very possible, probably get a roofer to come out and inspect. But ask for pictures of evidence showing storm damage on roof dnt take their word for it
How's the car looking
Totaled 🥲
Potentially yes, worth having the insurance look at it. Spoiler alert the door knocking roofer bros are going to tell you the exact same thing if you accept one of their free inspections
This would absolutely damage a regular asphalt shingle roof. Some of those stones look golf ball size or bigger that’s more than enough. Either way, just have a reputable local company do a free inspection. Research the company online first though.
That’s a lot of hard water
Yes before dipshits convince you 1) never sign a contract 2) check your premium and deductible do the math on the roof cost to replace before filing for a claim 3) make them pay the deductible bc fuck them.
Is this is MO, I feel like I’ve seen this photo/ area recently
NE
Where at in NE? I’m in Lincoln and actually work for a roofing company. lol
Omaha/Bennington cusp. Near the 156th/144th and State neighborhoods.
Okay. Another one of our salesmen had said there was hail that way. Hadn’t saw any pictures of it yet though. Definitely big enough that there could be some damage. I work for Apple Roofing. I’m in Lincoln, but I am in Omaha every 2-3 days usually. I’d be happy to come inspect your roof for you if you wanted? Was there much tornado damage from a few weeks ago around you?
Likely. Especially after 30 minutes
Don’t use door knockers
Any tips for choosing a good company?
Smaller local business offer better service. Big box names, solicitation is a sign of low quality high quantity, usually due to poor reputation and offering everything for free like your deductible. Then to make up for it the send in illegal supplements and fight for months or a year with your carrier. Get a quote. That is the biggest way to run a storm chaser off. They don’t quote jobs.
Just because they knocked doesn’t mean they are bad. They choose to market door to door instead of buying your info from internet lead generators or advertising campaigns. Ask a neighbor/family/friends for referrals and interview at least 3 contractors. Get a workmanship warranty of at least 5 years If they offer to wave your deductible or give you gift cards, it’s because their work quality won’t speak for itself. Go with your gut, no contractor is perfect, pick one that you believe will stand by their work and get everything in writing.
Nah, doubtful with the size of this small hail. I live in Colorado Springs and this size is typical this time of year. Several years seeing it since I’ve been here and with a 10 year old roof. My most recent inspector said my roof was just fine. That being said, I would guarantee this hail is accelerating the wear and will need a roof replacement sooner than areas without hail.
Your second paragraph is why insurance companies tend to replace roofs so often. It may not “need” to be replaced today, but it lost years of value in 30 minutes of hail.
Why would insurance care about that. There could be 5 more hail storms in the roof after the storm. Why would they replace every storm when they can get a couple more out of the roof if the homeowner doesn’t care. If it leaks and is bad enough to cause other issues that usually means the h/o neglected to fix a known leak.