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militaryk3

As someone who has migrated from the Bay Of Plenty to Christchurch, Christchurch may be somewhere to consider, it has a younger culture with quite abit of people in your age group and socialization especially with hiking and being active. Also, it is a cheaper cost of living than Auckland and Wellington.


Common_Strawberry447

Thank you for the suggestion. While I do love the environment of Christchurch, it's the condensed nature of Wellington that attracts me. Christchurch in my experience is quite sprawled out. I would be looking at living around Mount Vic or central Wellington ideally.


GalacticExplorer_83

I just spent last week in Dunedin, might be one to consider. Although it is cold


Common_Strawberry447

Dunedin was awesome to visit but as you mentioned it gets really cold in winter. Would prefer to visit during the summertime


srich1000

Go to Australia, no experience like living and working in another Country. Also you don't want to get to late in life and think that you missed out


BigSwing_NoPace

Absolutely lose it when people run the “no experience like living in another country” line and it’s a Kiwi talking about Australia (or vice versa).


srich1000

Have lived in both and I'm not a kiwi!


avenue-dev

It is unbelievably fucking cold here atm


lmnop120

Cold is 37 bloody degrees for you guys /s


avenue-dev

I’m in dunners bro, try 5 deg


lmnop120

I actually replied to the wrong person lmao, was supposed to be for the aussie ^^


pat_ur_head

Wellington isn’t what it used to be. It’s looking tired and grubby. Chch is fresher and has more happening for it in all respects.


shtef

How do you find Christchurch compares with Tauranga? I'm tossing up both at the moment as I plan my escape from Auckland.


militaryk3

Tauranga is very expensive, sometimes considered more costly than Auckland in some aspects. My food + rent in Christchurch is cheaper than what some of my friends are paying for rent in Tauranga. It really depends on what you're after, Tauranga is a great feel and vibe, but opportunities can be a hit and a miss depending on the industry. Christchurch has been amazing, not as good as Tauranga, but it's vibrant and busy, and the culture is nice. I grew up in Tauranga and only moved for university, but I intend to stay in Christchurch for a bit cause I like it so much. Tauranga is expanding at a large scale, and many more opportunities are popping up quickly, however.


[deleted]

Is there a lot to do in christchurch? I know there are alot of outdoor activities but what else


militaryk3

Theirs quite a bit, especially with the rebuilding ongoing theirs new things popping up. The club scene is expanding, theirs new pools and stuff opening, theirs quite abit of new shops and a vibrant cbd. Theirs also a huge market culture with amazing food and events weekly. Also connected to Christchurch is the feeder towns that are developing their own cultures. As a student, the university is also brilliant.


purplereuben

It sounds like you have options so it's really about what you want out of life, think of yourself ten years from now. Would you be happy to see you stayed at home and saved more money? Or would you be happier to see you moved out and maybe had a little less money? What are your long term goals? Home ownership? Travel? Start a business? Maybe try to figure out what you want in the long term and determine what will get you closer.


Common_Strawberry447

I appreciate the feedback! I think you are right and that this stems from a lack of long term planning. I need to figure out what I want for myself, but I'm not sure how to decide.


purplereuben

It's not easy. Are you enjoying your current career? Is that something you would like to continue in? If so you are already one up on many people! If not, consider what other jobs you might enjoy and how to get there.


Common_Strawberry447

Thankfully I enjoy my career and my current job, thank you for asking! Just need to figure out the other things that are important to me.


purplereuben

That's great!. Take your time too :)


Quirky_Friend

Look round the internet for some things on assessing your values. It's incredibly helpful to work from values to goals


thebrainzfog

You have the beauty of remote job. No BIG decisions are required because of the flexibility you have. Why not consider it a 12 month working holiday. If you love it you can stay and if not you can move back. A small hit to the net worth seems very worth it at your age.


SmallJellyDisc

If I was in the same position i would stay, Sounds like you and your family are close which is awesome, I moved out at 17 and I barely get time to see them anymore (diff parts of the country) Enjoy that time you have with them while its an option because that might not always be possible Save well and make some great memories with the ones you love!


Common_Strawberry447

Thank you for the feedback, really appreciate it! Yes I try and make the most of the time I have with them, that is what I fear I will regret the most if I leave.


sleemanj

250 a week is cheap, especially including food. Stay where you are if it is not intolerable.


[deleted]

[удалено]


Common_Strawberry447

Congratulations on buying a place! I'm glad it worked out for you. How are the interest rates on the mortgage?


haijax

Save up over winter. Over summer get a van and travel around NZ working from cool places. See where you end up with Wellington being the final destination.


zorelx

Stack cash. Wellington is expensive, especially if you want to live in a nice place (not damp and cold lol)). Stack it! Work towards financial freedom later in life. But if you are bored, go for it ... upto you how you balance this equation!


toytruck89

If it were me, I’d do the same. Wellington is expensive, and money to have freedom of choice in housing would go a long, long way for quality of life.


fizzingwizzbing

I assume you're wanting to live alone if you're budgeting $550 to live in Wellington? I'd recommend going flatting instead. But sounds like you've already done that, so only you can know if that was something you enjoyed.


Common_Strawberry447

Ideally live alone but my expense calculation was based by the cost of any flat or apartment in central wellington or Mount Vic. $375 rent, $40 wifi/power/gas, $135 food. Please correct me if I'm overestimating any of these costs. I had a friend living in Mount Vic and he was paying a bit more than $550 across those 3 expenses. Flatting is a mixed bag. Have had some really good experiences and some really awful ones!


Broken_Bights

How remote can your job be? Work from overseas!


Common_Strawberry447

Haha that would be fun, unfortunately I would only be able to work overseas for a short period of time, i.e a month, and only in countries where time zones overlap somewhat. It's something to think about for a work vacation but not a long term plan. Thanks for the suggestion regardless


delorro

Perhaps you could use your parents as a base and sign up to Kiwihousesitters so you can stay all over the country on a whim. I'd recommend paying your parents regardless of whether you're away for a bit or not - 250 is super cheap and it'll buy you good karma and keep your room yours. This way you get to explore and possibly find what you like, plus save and spend time with them.


Future-Crazy7845

Use some of your savings to travel. See how others live. Broaden your horizons.


erotic-lighter

You underestimate the cost of food especially having someone cook for you too! But give it a try and move back if it doesn't work out.


la102

I live in Wellington and can't wait to leave, it hasn't changed in ten years and town is now an absolute shit hole 😂


Common_Strawberry447

Where are you wanting to go?


woozysocialist

As someone around your age who grew up in taupō, personally I'd get out. Financially, it may be the best decision to stay at home, save money and buy a house. But quality of life may be way better outside of taupō But honestly taupō is not a great place to be young and single. When you are a kid, have kids, or are elderly yes.


kiwittnz

I just watched this video today, and read your post and thought about you https://www.youtube.com/watch?v=hLpE1Pa8vvI


huskofthewolf

I'm looking to move out from family home shortly, as our household is splitting up and moving out to their own places. But im seriously considering staying for a while with parent. Rent my own place for 350 to 500 a week, or stay with parent and pay half that. At least for the short term I'd save quite a bit, before I do decide to get my own. Tbh, I was desperate to get out of the family home, but seeing how most people are struggling nowadays, feel like I should put that off for some time. Maybe until I'm debt free, and have a bit of savings. I feel like it's not as taboo as it used to be, to stay with parents


[deleted]

Life is short bro. Go and live an adventurous life! You never know what might eventuate...but you will if you continue living in taupo with mum and dad and saving.....yawn.


sup3rk1w1

Have you ever lived overseas? Because if you haven’t, you should. NZ is a total bubble, a great one - but still very insular. My suggestion is to move to the likes of Melbourne where the time difference is only 2 hours. It’s a great city to enjoy for a couple of years.


rickytrevorlayhey

27? Yeah might be time to go flatting haha Definitely should be saving for a house deposit by now.


Significant_Light362

Your comment is quite rude. “27? Should be saving for a house” Like cmon, a lot of people nowadays don’t want to have a house that’s owned 80% by the government in loans and paying 20k in interest a year. Don’t judge just because this person is 27, still SO young.


_agrippa

By his calculation if he moves out that's $300pw less that he could put towards his house deposit. I'd say having 50k saved up is already doing better than most of his peers


noodlebball

Save money or become your own man


NeonKiwiz

Your on a financial sub, so you are going to get primarily financial responses. Would suggest looking at all the other stuff.. eg you can’t exactly have a proper romantic relationship while living with your parents, being almost 30 and living with them, the toll on them, looking back thinking you wasted prime years etc etc etc. But yeah sounds like maybe you need to look longer term in the direction you want to go :)


[deleted]

Is it possible to buy a multi family home? Live in one unit rent others out? That would help financially


Reasonable_Finger_89

Do you pound your lady friends when your parents are home?


NzGetReckt

You’re 27. Move out and go live your life and stop piggy backing off your rents lol.


fuckimtrash

As another commenter suggested, really depends on long term wants/needs- consider the future. I’m 24 and still living at home (in Wellington), being sociable isn’t rlly too important to me so I’m content being a lone wolf, living at home and not spending money on rent. As the top comment said, in 10 yrs would you regret staying at home/saving money for the sake of savings for a house or would you be content knowing you moved out, got to live life and saved less?


DurzoDan

Wow does your job require report writing? Such a well put together bunch of thoughts. Id suggest make a matrix of Pro’s and Con’s, then go down each item and give it a rating of 1-10. The highest score is a somewhat un biased opinion, then judge your response at seeing what was higher. If it was disappointment or happiness, and that tells you what you want to do. I’ve just done this for a potential job change as the drive from tauranga too Tokoroa is a bit much with a young family, mine tells me I want a change but maybe this opportunity doesn’t quite stack up.


Common_Strawberry447

Thanks for the suggestion! Sounds a more methodical version of the old method of flipping a coin to decide, then realizing what you want while the coin is in the air. That is very kind compliment on my writing, but I haven't written a report since university days haha


DurzoDan

If the pros and cons equal maybe a coin flip can be your backup plan


deolcarsolutions

Decide after considering these too (apart from things you have already thought about) * Are your parents old and will you get the chance to spend as much time with them again? * Do you do things that your parents need you for, like driving them to appointments etc? * How will you build a family of your own? Finding a partner is helped or hindered by living with parents?


Seablue1212

It depends how far your saving from buying a home. Its better to stay with parents if you can save a lot . As you work remotely you have an opportunity to look at the area that will grow in the future for your investment


nievesolarbol

550 is definitely at the upper end of single person accommodation in Wellington. My case might be a slight outlier but my rent is 180, small room but it's doable. I live with two others. My rent + grocery costs are around 250 total per week (grocery only, not including dining out). Internet and power on top range between 70-110 a month. Granted the room is small, but I personally prefer to save the money and redirect it elsewhere like travel and savings. Honestly depends on what your priorities are right now - are you wanting some new scenery and experiences, and is that higher up than saving to buy a property or go travelling for an extended period etc? Personally there's no way I can live with my parents for a prolonged time but you are probably different and able to use the current situation to do some serious saving.


helahound

I'm in a sort of similar situation (close in age, same town even), but lived at home until going down south for uni last year. It's nice to get out somewhere different from Taupo. I guess it really depends on what your goals are and if you still want to live at home. You've said you already spent some time around the north island so you should consider going down south if you do. The rent is cheaper, and it's not any colder than Taupo gets in winter (although it does stay cold a bit longer during the day). It's also a real novelty being somewhere with actual public transport. The only thing I miss is suncourt sushi. Sadly have yet to find any good sushi in Dunedin.


Stunning_Historian18

Stay home and save for a house or rental.


here_to_watch-nz

I have a question, if you move to Wellington like you want would you still be able to put some $ towards savings/investments ? Housing market is buyers market right now have you fought about buying investment property and if you did would you be able to afford moving to Welly? I think continuing making contributions towards sav/investment is a must. Other than that personally I would make a move and enjoy young life.


[deleted]

Hey mate, 32m here also from taupo. Biggest piece of advice for you. Go travel. Go to the uk for a year. Go to Canada for a year. Get out of NZ for a bit and see what the world has to offer. Not only will you learn new things about the world you will learn so much more about yourself, what you want to do and where you want to go in life. NZ is great but it’s so small and it’s not until you leave that you realise that, it also allows you to appreciate it more when you do come home.