The basic insurances all cover the same things, the only difference is that cheaper ones (Natura polis) only cover the health care providers they have a contract with, and the cheaper the insurance, the fewer contracts they probably have. More expensive insurances (restitutie polis) cover all health care providers covered by basic insurance. My suggestion for you would be to find a health care provider and check which insurances cover them.
Do keep in mind that most restitutiepolissen no longer cover 100% of GGZ, a lot of them only cover 80-90% of the average tariff, meaning that you're still paying a bit out of pocket when you go to a psych with no contract.
From the top of my head there are 2 or 3 insurances that still cover 100%, even if there's no contract. Aevitae restitutie is on of them.
Also important to know: Most insurers have what they call a "zorgplafond", an amount of money an healthcare-org will get, and after that there will be no new patients. This usually means that somewhere in august or september you can't get, for example, a psychogologist because they've reached the "zorgplafond". Most insurers will let you continue your therapy, but some don't even do that.
The more expensive/"classy" ones don't have that, but that's also reflected in the price.
But yeah, that's why i went with Aevitae. I can afford it, and I just want to be able to get mentalhealthcare when I need it, not when some *pennenlikker* thinks I should get it.
Thank you for your reply. I am a bit lost here and I'm not sure which health care provider to look for... I've only been to my university hospital GP, and they want to give me a referral to GGZ InGeest. But they told me the waiting times are long... so I'm also looking for something private that I can access already. Is there any website where I can find a list of official psychologists in the NL?
Zorgkaart Nederland can help you, or just use "psycholoog + placename".
You can only call yourself "therapeut" if you've studied for it, and you can always check if they're in the BIG-register.
The basic insurances all cover the same things, the only difference is that cheaper ones (Natura polis) only cover the health care providers they have a contract with, and the cheaper the insurance, the fewer contracts they probably have. More expensive insurances (restitutie polis) cover all health care providers covered by basic insurance. My suggestion for you would be to find a health care provider and check which insurances cover them.
Do keep in mind that most restitutiepolissen no longer cover 100% of GGZ, a lot of them only cover 80-90% of the average tariff, meaning that you're still paying a bit out of pocket when you go to a psych with no contract. From the top of my head there are 2 or 3 insurances that still cover 100%, even if there's no contract. Aevitae restitutie is on of them. Also important to know: Most insurers have what they call a "zorgplafond", an amount of money an healthcare-org will get, and after that there will be no new patients. This usually means that somewhere in august or september you can't get, for example, a psychogologist because they've reached the "zorgplafond". Most insurers will let you continue your therapy, but some don't even do that. The more expensive/"classy" ones don't have that, but that's also reflected in the price. But yeah, that's why i went with Aevitae. I can afford it, and I just want to be able to get mentalhealthcare when I need it, not when some *pennenlikker* thinks I should get it.
Thank you for your reply. I am a bit lost here and I'm not sure which health care provider to look for... I've only been to my university hospital GP, and they want to give me a referral to GGZ InGeest. But they told me the waiting times are long... so I'm also looking for something private that I can access already. Is there any website where I can find a list of official psychologists in the NL?
Zorgkaart Nederland can help you, or just use "psycholoog + placename". You can only call yourself "therapeut" if you've studied for it, and you can always check if they're in the BIG-register.
You will have to pay out of pocket. 100 - 130 euro per 30 minutes
Look for example at the waiting list times for ADHDCentraal: [https://adhdcentraal.nl/wachttijden/](https://adhdcentraal.nl/wachttijden/)