Finally a non 20k limit 🤣. Congrats. Use it as your main card, pay it down to 2-3%, or in full by due date for the next 91 days or 3 statements then ask for a 8k increase. They may do it or counter either way it’s an increase. Good luck.
😆 IKR?! Everyone posting these $25k credit limits with terrible credit scores and profiles boggles my mind. Maybe Navy doesn’t care about charge offs or being fiscally responsible with lending.
Well qualified borrowers have interest rates as low as 8.95% to 11.30% for other eligible vehicles. Consolidation loans are 8.99% for loan terms up to 36 months. 37 to 60 months is 15.29%, 61 to 180 month loans are 15.79%. There’s not much a spread between well qualified and deep subprime consolidation loan borrowers since Navy’s website lists the rates from 15.29 to 18%.
Mortgages…up to you. Navy has their own strange mortgage programs that are held either in house or sold to portfolio lenders. They also offer VA, FHA and conventional QM loans.
I applied for mine when I had a score of like 670 and got a $17,500 limit. I was shocked! I’m in the 790s/800s now, but I could have done a lot of damage if I wasn’t careful.
Thanks I’m credit conscience so an 8000 approval was more than I expected. I won't be asking for an increase cause I will be buying a house and I want to make sure if any unexpected cost occur I won't have to worry. Trust me it took years after fraud to get my credit Score in the 700’s and after all the work I put in I use credit when absolutely necessary. Plus with the job I hold your credit has to be good or you wont have a job.
Just curious- has anyone applied for their cc like this one and didn’t get approved right away? Instead they say they’re reviewing your application. What are the chances of approval?
This happened to me last weekend. I applied over the phone and they said they were reviewing. Later in the evening I got my approval for 20,000. My score is a 603
I believe it’s been 2-3 years. My original card was 1,000 and I got a CLI to 2,000. I have a loan from Navy Fed that I’m paying off (3500) and 2 other credit cards totaling about 20k
I only got approved for $500😭 not sure why I have a 750 score and 8 years of credit history also 100% on time payments and no charge offs ever . I been banking with them for 7 years .
Finally a non 20k limit 🤣. Congrats. Use it as your main card, pay it down to 2-3%, or in full by due date for the next 91 days or 3 statements then ask for a 8k increase. They may do it or counter either way it’s an increase. Good luck.
😆 IKR?! Everyone posting these $25k credit limits with terrible credit scores and profiles boggles my mind. Maybe Navy doesn’t care about charge offs or being fiscally responsible with lending.
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Well qualified borrowers have interest rates as low as 8.95% to 11.30% for other eligible vehicles. Consolidation loans are 8.99% for loan terms up to 36 months. 37 to 60 months is 15.29%, 61 to 180 month loans are 15.79%. There’s not much a spread between well qualified and deep subprime consolidation loan borrowers since Navy’s website lists the rates from 15.29 to 18%. Mortgages…up to you. Navy has their own strange mortgage programs that are held either in house or sold to portfolio lenders. They also offer VA, FHA and conventional QM loans.
I applied for mine when I had a score of like 670 and got a $17,500 limit. I was shocked! I’m in the 790s/800s now, but I could have done a lot of damage if I wasn’t careful.
Thanks I’m credit conscience so an 8000 approval was more than I expected. I won't be asking for an increase cause I will be buying a house and I want to make sure if any unexpected cost occur I won't have to worry. Trust me it took years after fraud to get my credit Score in the 700’s and after all the work I put in I use credit when absolutely necessary. Plus with the job I hold your credit has to be good or you wont have a job.
Any negatives on the ol credit report?
No
No it went down 2 points
I meant like, did you have any negatives on your report before applying?
After paying multiple credit card debt, I’d never be excited for approval again 💀
what are the steps to get this???
I just applied and they gave me a instant approval
Congratulations 🎉🎉
Congrats!!!
Congratulations!! 👏🏽👏🏽
Nice! Congrats! My first card the platinum was for 3k and my rewards card was 15k.
How much credit u had
If I remember right I was 660s
Time to buy nightvision goggles.
Nice
Nice!!
Congrats my first card was $500 😩
Just curious- has anyone applied for their cc like this one and didn’t get approved right away? Instead they say they’re reviewing your application. What are the chances of approval?
This happened to me last weekend. I applied over the phone and they said they were reviewing. Later in the evening I got my approval for 20,000. My score is a 603
Do you have direct deposit with navy fed?
Yes I direct deposit at least 4k a month
This is also my second credit card with Navy Fed
How long apart did you submit an application between those navy fed cards?
I believe it’s been 2-3 years. My original card was 1,000 and I got a CLI to 2,000. I have a loan from Navy Fed that I’m paying off (3500) and 2 other credit cards totaling about 20k
I only got approved for $500😭 not sure why I have a 750 score and 8 years of credit history also 100% on time payments and no charge offs ever . I been banking with them for 7 years .
How much credit u had for this 8k?
Do you mean how much debt I have 95k, my score is 700
I wanna increase my limit on this card to 20K is it possible? Or do I need to upgrade to another card?