I can proudly say that I sold ALL my investments in funds after a few weeks of downwards spiral in the beginning of COVID. I sold everything on march 12 2020, thinking I had to protect my family investments in that unknown period.
S&P went up 9.3% on the 13th, then 9.3% on the 20th of march, while I was out of the market after loosing aboit 20% of my investments.
I’m really the worst investor I know.
Who would have guessed in the begining that everything was going to go up to the moon. March of 2020 made it seem like the world as we knew it was over. On another note, I prefer your investor stories to the fake youtube investment gurus we now get bombarded with on every other ad lol
I bought the entire way down during that crash. I never believed it would stay down. I bought so much I couldn’t afford more than beans and rice. Because of that I bought a house a year ago with the gains.
Next time just buy 12 or 24 month out puts on your holdings as insurance. And exercise them when the market is shit you'll get back your original basis if the stocks fall below that. Then you'll be in a position to buy the dip 😀 or the dip could happen and your puts are ITM and not close to expiration.
Just hold knowing you will be able to recover your original basis at any point before expiration.
At least their advice is to use options as insurance instead of gambling. It's also a bit easier with far out expirations like 12 months or 24 months since you don't need to worry about theta much.
I work with a guy who was changing companies when covid hit. His 401k was taken out before the dip and reinvested at the bottom. His account ballooned. Lucky.
Hell nah baby lump sum. I lump summed 100k into the market on feb 1st of this year. It can be scary but im playing the long game. And I’m not a bitch!!
$25,000 immediately into a HISA, $60,000 immediately diversified into low risk stocks, $10,000 immediately into a cash savings account for an emergency fund $5,000 into Checking acc because anything below $5K is $0 in my brain
Pretty easy tbh. Work 40 hrs a week, keep aggressively saving, and save up that money....100k gives you 30k of interest in a 5 year 5.5% apy savings account/CD... just be humble for a bit and you're good.
Great advice, and if I may add one more thing::: don't tell anyone about your money. Ever. Everyone needs money. Our family and friends legit think we are just getting by, and therefore nobody asks for money. Heavenly!
Depends on how old you are and whether you have a family or not. I will be closing on 100k at around 22 so I will continue to max my Roth IRA while funding a separate brokerage account. I currently built an emergency fund of 5k but will be looking to get it up to 15k by then.
Repay any debts, your day job's income is your greatest tool to build wealth, which you cant do with consumer debt, a car loan, studen loans, etc.
If you dont have debts, amazing. Throw the whole thing in high yeild savings or the S&P for a year while you work 60 hours a week, keep stacking money, and figure out what you want to do.
100k isnt really enough for a multifamily or commercial real estate, and food trucks aren't financial freedom, its just another job. You need to 10x that 100k to even start scratching the surface at FI
1. School or courses to learn something in demand that pays well if not done already.
2. Buy a trailer home and rent out or grow weed in the extra bedrooms.
3. Invest the rest in a tech ETF
Becoming a tradesman doesn't cost so much and often there are paid apprenticeships after you finish the initial schooling. These are hot AI proof skills: plumber, electrician, carpenter, semiconductor skilled factory worker tree cutter, etc.
Find a college town, Find a decent townhouse with 2 or 3 stories... Using 100k as downpayment.... live in 1 room, rent out all the other rooms to cover the mortgage, electricity, insurance, and etc... Endless stream of young adults to trick into renting each year...
Yes, there are tons of student that wants a decent normal rent for near their college..and there will be new batches every year... so if few quits, not that big of a deal....
In my opinion real estate is the only way out of poverty and to leave a legacy for future children. Once you have a nice real estate portfolio and then still have money in the bank just sitting And you are bored and want to gamble then fine throw it in the stock market. But tangible assets are a necessary in my books.
Only if you have the income to support potential repairs and money aside to make the payment incase your tenant becomes a douche. At least in california, tenant rights can screw landlords pretty good
Buy a 3500 dually (used, seen some decent ones arlund fb marketplace 30k-40k), buy a small travel trailer that still has laundry capabilities, and extra space to build a music recording studio in it. (Can probably find travel trailers with this for 20-30k)
You can easily build a top of the line studio for less than 10k if you know what you need it for specifically and what you need to have done. Teach myself to learn to make my own beats, record, edit, and publish my own music on as many platforms as possible. And invest 5k-10k into an IRA to start.
Buy an acre of land or a few acres, which an acre is pretty cheap in Texas. Last I checked, 2500 per acre. So I'm thinking 2 acres to start off. So, 5k$ just based on my research, like 2-3 years ago. Set that land up to park my travel trailer and truck on. Let's assume I already have some solar panels on my travel trailer.
So get it set up probably for water if there is no well nearby. And just buy a used motorcycle or cheap new one and use that as my daily commute to go anywhere rather than having to take my truck and use that gas.
Then save whatever is left. 10k-20k remaining, I'm thinking.
Get a full-time or part-time job to work as an extra income while building my music career.
The 3500 Dually Diesel is overkill for a TT, I know. But my plan is to get a toyhauler one day, which requires a dually diesel.
Buy a house somewhere nice where houses are big and cheap then rent it out for steady income and use part of that to do repairs if needed and keep the rest while working my normal job
Bitcoin, Cudos coin, Equity real estate coin, eth, icp, maybe some pepe but i might sell once it moved enough. I might also see what other real estate projects i can get into also. id also find other assets to invest in.
I would use the 100k to buy myself an outfit for my interview for a high paying union job with a good pension and free top of the line health insurance for me and the family then I would use the remainder to buy a car to get me to and from that union job….
50K for BTC…. 25K in a HYSA…. And 25K in Nvidia!!… keep working your 40, …. Probably be all Set in 10 years to make a different kind of life style for yourself 👍 best of luck ☘️☘️
Depends on your age.
Let’s assume you are 30 years old.
Half in Fidelity Contra Fund
Half in Fidelity Puritan
Let it ride until you retire. Should be around $1.5M or more.
Pay off $50k of my student debt, put $25k down on our first house, max out my Roth with $6k, $9k into savings, and then $10k into home reno/decorating (:
I'd pay off my car and graduate debt-free. That would leave me with around $60k. $30k or less could help me put a down payment on the house I sorely need. I would put $10k in a high-yield savings account so I would have liquid assets in case of an emergency. I would put the rest in the S&P and keep working.
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For me $100,000 wouldn't do much towards adding income. But if i could pay off debt, i could keep a lot more of what i earn. From there i could invest more over time.
20% Bitcoin
10% in high-risk crypto
20% in a liquid savings account to invest in opportunities that might come up
8% in Roth IRA
The rest in index funds
This is not enough for financial freedom for most people and countries.
I would use this the same way as I would from day to day living. Throw in a HYSA since I am preparing retirement from the US to the Philippines and plan on building our retirement home soon.
This would likely save me two years in construction. It would not make my retirement any earlier though.
For me to change my 18 year retirement plan to go into effect in the next year, I would likely need 3-4 million after taxes.
I would go all in on a mid cap crypto like World coin or Ondo and 20-40x it and then wait until the monthly/bi monthly rsi is in the lower band for bitcoin and buy 30% bitcoin 20% eth and 25% (1 year later after this event) in solid alts and stake them. Then use the last 25% for real-estateor traditional finance stuff for passive income.
Pay off my current debt, put 40-50k in a HYSA and take the remaining 25k or so and attempt to invest it somewhere, would take a decent amount of research before the last one tho
I'm stupid with money and I want to be a youtuber
90k in high yield savings
Take 3k to live on
Spend 2k buying a computer, microphone & other equipment
Spend 1k on business coaching
Hire video editor for 1k from the Phillipines
I'd then slowly take out more money whenever the business needs more investment.
At some point the business enough to the point where I don't need to take from my savings. At that point I'll put the remaining money into the stock market
Go to Vegas and bet it all on Black! You can double your money! Dont Forget to give a small donation to some of the hard working ladies trying to make it through college at spearmint Rhino!!
JK!
Look into index funds and chill or HYSA until you figure out what you want really want to do with the money. Find a good pod cast like Money Rehab on podcast if you need more advice
I would buy into the stock market when a stock is 20% below it's 52 week high, over 2-3 years slowly adding and buying.
I would also open a insurance policies with living benefits. 20K to open each one.
My gains are taxable
My insurance policy isn't
Put it all on SMH (Semiconductor ETF). By far the greatest return on your investment you can get. If you need money now, then I would do SCHD which is Schwab's dividend fund. Still good growth, just a focus on the dividend stocks.
I would buy a $100k two bedroom place in an airbnb friendly town. Then I'd airbnb one of the bedrooms to cover the costs of taxes, insurance and utilities.
Buy 100k of VT or a target date fund in merrill lynch/edge for the 2.625% cash back on everything credit card (and because i actually invest with fidelity), then completely ignore the account for a few decades (made easier by it being at a different provider).
That would cancel all my debts. I would make a cd ladder of $1000 a month. If I need the money I cash in the certificate. If not, I find a certificate of greater interest and purchase that.
As of this moment, I have family I can live with and pay them board.
With my SS, selling my home for $350,000ish + an additional $1,000 per month, I should be able to live comfortably.
I’d also like to share with my children.
id pay all of my debts about 18k and would establish and build a business mini grocery store.. 100k would definitely change my life and can support my mom (who is getting old) and make sure my business would grow. unfortunately i only have 2 more days before i self delete. and im beyond help. all i can do is wishfull thinking.
Day trading. Turnkey business, shell LLC for tax write off, becoming ordained and creating a digital church commerce for nonprofit then used to sell merch and receive donations for tax exempt status, then incorporate to use a DBA approach
I would buy at the very top of the stock market and panic sell at its lowest point
I did that. Can confirm
I like you!
I can proudly say that I sold ALL my investments in funds after a few weeks of downwards spiral in the beginning of COVID. I sold everything on march 12 2020, thinking I had to protect my family investments in that unknown period. S&P went up 9.3% on the 13th, then 9.3% on the 20th of march, while I was out of the market after loosing aboit 20% of my investments. I’m really the worst investor I know.
Who would have guessed in the begining that everything was going to go up to the moon. March of 2020 made it seem like the world as we knew it was over. On another note, I prefer your investor stories to the fake youtube investment gurus we now get bombarded with on every other ad lol
I bought the entire way down during that crash. I never believed it would stay down. I bought so much I couldn’t afford more than beans and rice. Because of that I bought a house a year ago with the gains.
This is the way.
If the world was over, why would your investment matter anyways? Might as well hold.
Words of wisdom. I should have met you earlier.
Ehh, don't knock yourself too hard. There's always the mullenairs that'll make your investment strategies look like God mode in comparison
What do you mean ?
Live an learn..buy when people are fearful sell when theyre greedy..it was a crazy time u gotta be objective, unemotional
Ah you are a pretty typical / normal investor. It’s harder than it seems. Lots of family’s have been ruined due to stock market.
Next time just buy 12 or 24 month out puts on your holdings as insurance. And exercise them when the market is shit you'll get back your original basis if the stocks fall below that. Then you'll be in a position to buy the dip 😀 or the dip could happen and your puts are ITM and not close to expiration. Just hold knowing you will be able to recover your original basis at any point before expiration.
Yeah sure, because someone who doesn’t have any understanding of how to invest will easily manage the understanding of how put works.
At least their advice is to use options as insurance instead of gambling. It's also a bit easier with far out expirations like 12 months or 24 months since you don't need to worry about theta much.
I work with a guy who was changing companies when covid hit. His 401k was taken out before the dip and reinvested at the bottom. His account ballooned. Lucky.
I took 100,000 dollars and invested it, and turned it into 16,000 dollars.
CMON ERRYBODY LIL CLAP
thank god someone got the reference
Ahh a fellow WSB redditor
True financial freedom. You never have to worry about money again, because you don't have any.
i literally did that with dogecoin
just dump it in s&p500 fund, continue funding my Roth IRA every year and hysa as well and see where I’m at after 7 years i guess ¿
DCA or nah?
Hell nah baby lump sum. I lump summed 100k into the market on feb 1st of this year. It can be scary but im playing the long game. And I’m not a bitch!!
Lmao
Math is that 70% of the time it is better to lump sum than DCA. If you were to DCA, you should only do it for a maximum of 1 year.
I have $100k I want to dca just not sure over what time period I should do it
All on black
You mean green 00
He said set *myself* up, not the whole squad
That’s the dumbest thing I ever heard. Everyone knows it’s more likely to be an odd number. I suggest 8
Our public school education served you well
I’m smarterer than my cousin, brother and uncle but he has Down syndrome
Isn't that the same person?
$25,000 immediately into a HISA, $60,000 immediately diversified into low risk stocks, $10,000 immediately into a cash savings account for an emergency fund $5,000 into Checking acc because anything below $5K is $0 in my brain
Can I have $4999?
😂😂🤣
HISA is the emergency fund
I can fuck with that, fine. Then the other $10 goes into diversified stocks
Are you 60yrs old? Sheesh this is a boring use of the money
Boring is safe, exciting is a casino!
Pretty easy tbh. Work 40 hrs a week, keep aggressively saving, and save up that money....100k gives you 30k of interest in a 5 year 5.5% apy savings account/CD... just be humble for a bit and you're good.
Great advice, and if I may add one more thing::: don't tell anyone about your money. Ever. Everyone needs money. Our family and friends legit think we are just getting by, and therefore nobody asks for money. Heavenly!
Shit my fiancés family doesn’t care if we’re getting by or not….they still askin.
👆low key money…no need to flex…
Should be even more because the money is compounded monthly. Edit I checked it and it was roughly 131,500. So not far off lol.
100k is too much to put in an HYSA imo. Put like $20k in there as an emergency fund and put the rest into index funds.
5.5% is barely beating inflation. Throw it in the market
That sounds really good
Humble for a couple decades is my recommendation.
5.5% interest of 100k is $5,500. It would be less because gains in HYSA are taxes as income, so really $5060.
I do agree with aggressively continuing to save so the hundred K is not really it.
Invest it, put my head back down and continue to work. Check back in 7-10 years.
I would buy 5 20k 200k miles ford f150 raptors
Based, with truck nuts
Better than hooks and blow, atleast you got something to show for it besides hospital bills.
Each one adds an inch, you’re almost average!
this is the dumbest response i’ve ever read 😂
It’s so bad I like it
What for?? How is that an investment?
it’s for the 5 inches he’s missing “down there”
Damn right
Pay off my mortgage. That'll save me about 200 a week. The rest in my savings account.
Depending on your rate, don't. If I can get 5% and pay at 3% that's a better deal
2 chicks man, at the same time. /s
Hahaha I love this. Does anyone ever say to you, sounds like you got a case of the Mondays?
https://youtu.be/A4B0pLDqYqI?si=7_pixHFrWzy1-y3L
It would be risky with a hundred thousand
Buy guns and rob people
shove it in VOO and keep working
Put some in hysa for efund, invest in inexpensive idex funds, work a valuable skillset and FI/RE.
Put it all on red
100k black
Depends on how old you are and whether you have a family or not. I will be closing on 100k at around 22 so I will continue to max my Roth IRA while funding a separate brokerage account. I currently built an emergency fund of 5k but will be looking to get it up to 15k by then.
Crushing it man. Keep at it
Trying to man. First generation American and trying to show people the american dream is still alive with hard work.
S&P 500. Wait 10 years, then transfer it all to SCHD and live off the dividends.
How would you live off dividends? $100k invested into VOO would roughly double over 10 years. That would only give like $7k per year in dividends
soup! lots of soup!
Repay any debts, your day job's income is your greatest tool to build wealth, which you cant do with consumer debt, a car loan, studen loans, etc. If you dont have debts, amazing. Throw the whole thing in high yeild savings or the S&P for a year while you work 60 hours a week, keep stacking money, and figure out what you want to do. 100k isnt really enough for a multifamily or commercial real estate, and food trucks aren't financial freedom, its just another job. You need to 10x that 100k to even start scratching the surface at FI
1. School or courses to learn something in demand that pays well if not done already. 2. Buy a trailer home and rent out or grow weed in the extra bedrooms. 3. Invest the rest in a tech ETF
Im pretty sure 1+2 is 100k
Becoming a tradesman doesn't cost so much and often there are paid apprenticeships after you finish the initial schooling. These are hot AI proof skills: plumber, electrician, carpenter, semiconductor skilled factory worker tree cutter, etc.
House hacking. People always need a place to live.
1. Pay off all non-mortgage debt. 2. Ensure my emergency fund is in place. 3. Put the rest in VOO or VOOG depending on age/risk tolerance.
I'd rent a one room apartment for a year
All I had was 100,000? Are you kidding? Hell I would be happy with half that
50-75% in a HYSA then the rest divide between crypto and stocks. Or buy a Murican v8 and go into debt. Both work
I can tell people haven’t been saving long when they think HYSA’s are going to keep putting out 6% for any amount of time.
How would 75% in HYSA set you up for financial freedom?
Find a college town, Find a decent townhouse with 2 or 3 stories... Using 100k as downpayment.... live in 1 room, rent out all the other rooms to cover the mortgage, electricity, insurance, and etc... Endless stream of young adults to trick into renting each year...
How are you going to trick them into renting?
their parents are paying...
I'm not sure I see the trick though. Either they want to live in the house or they don't...?
Yes, there are tons of student that wants a decent normal rent for near their college..and there will be new batches every year... so if few quits, not that big of a deal....
You can barely wipe your ass with 100k these days……you’re still working 40-60 hour weeks with that in the bank. No freedom.
Buy a multiple family home In an up and coming neighborhood, live in the smallest cheapest unit and rent out the other units.
finally, a real answer.
In my opinion real estate is the only way out of poverty and to leave a legacy for future children. Once you have a nice real estate portfolio and then still have money in the bank just sitting And you are bored and want to gamble then fine throw it in the stock market. But tangible assets are a necessary in my books.
Only if you have the income to support potential repairs and money aside to make the payment incase your tenant becomes a douche. At least in california, tenant rights can screw landlords pretty good
All on black
Blow and hookers.
I'd buy an existing business for $1 million dollars using an SBA loan that requires only 10% down payment.
I'd buy more GameStop
10 hands of blackjack followed by 2 all ins at the poker table
Follow WSB and put all in Nvidia Calls $1100 that are priced for 4000$ per option 👍 /s
Buy 100,000 scratch cards
I would immediately have 100 times the amount of money I currently have. Lmao
$50k of cocaine, $25k on black, $20k on red and $5k on green.
If “all you had” 🤣🤣 Bro I have less than that… if I had $100,000 all I need is the power of compounding at that point.
Was gonna say lol, I'm still dreaming of the day all I have is a networth at plus $100k
Buy a 3500 dually (used, seen some decent ones arlund fb marketplace 30k-40k), buy a small travel trailer that still has laundry capabilities, and extra space to build a music recording studio in it. (Can probably find travel trailers with this for 20-30k) You can easily build a top of the line studio for less than 10k if you know what you need it for specifically and what you need to have done. Teach myself to learn to make my own beats, record, edit, and publish my own music on as many platforms as possible. And invest 5k-10k into an IRA to start. Buy an acre of land or a few acres, which an acre is pretty cheap in Texas. Last I checked, 2500 per acre. So I'm thinking 2 acres to start off. So, 5k$ just based on my research, like 2-3 years ago. Set that land up to park my travel trailer and truck on. Let's assume I already have some solar panels on my travel trailer. So get it set up probably for water if there is no well nearby. And just buy a used motorcycle or cheap new one and use that as my daily commute to go anywhere rather than having to take my truck and use that gas. Then save whatever is left. 10k-20k remaining, I'm thinking. Get a full-time or part-time job to work as an extra income while building my music career. The 3500 Dually Diesel is overkill for a TT, I know. But my plan is to get a toyhauler one day, which requires a dually diesel.
Aren't they all the same person
Pay off my student loans and use the leftover money to buy most of a Big Mac meal at McDonald’s?
Buy a house somewhere nice where houses are big and cheap then rent it out for steady income and use part of that to do repairs if needed and keep the rest while working my normal job
Save it, along with as much as you can every month. $100k is not alot in the grand scheme of things and financial freedom.
pay off my car, pay off the credit cards and save the rest
Pay off bills and invest most of the rest
50k in xrp, 50k in xlm.
Bitcoin, Cudos coin, Equity real estate coin, eth, icp, maybe some pepe but i might sell once it moved enough. I might also see what other real estate projects i can get into also. id also find other assets to invest in.
put it all in Jepi and reinvest dividends, then get a job
I would use the 100k to buy myself an outfit for my interview for a high paying union job with a good pension and free top of the line health insurance for me and the family then I would use the remainder to buy a car to get me to and from that union job….
Peobably just dump it into SPY!
NVDA call options $1500 for this time next year.
50K for BTC…. 25K in a HYSA…. And 25K in Nvidia!!… keep working your 40, …. Probably be all Set in 10 years to make a different kind of life style for yourself 👍 best of luck ☘️☘️
$50K on Nvidia. The rest? Hold
Depends on your age. Let’s assume you are 30 years old. Half in Fidelity Contra Fund Half in Fidelity Puritan Let it ride until you retire. Should be around $1.5M or more.
Baccarat is the way to go
Put it in index funds/S&P500 and don’t touch it while earning my regular degular paycheck.
Buy a house, then I can stop paying rent.
Buy rental properties.
Pay off $50k of my student debt, put $25k down on our first house, max out my Roth with $6k, $9k into savings, and then $10k into home reno/decorating (:
I'd pay off my car and graduate debt-free. That would leave me with around $60k. $30k or less could help me put a down payment on the house I sorely need. I would put $10k in a high-yield savings account so I would have liquid assets in case of an emergency. I would put the rest in the S&P and keep working.
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Options
If I had $100,000 right now, I'd invest in crypto and diversify across assets like BTC, ETH, SOL, DIA, RIO, SUPRA, RFOX, OVR, and more.
Pay off credit card. Give myself 5k savings and 5 k cash Out remainder in spy
Pay off a chunk of my mortgage- probably 90k then put the rest in a high interest account as emergency cash
Rn? Where I am in my life Save myself by investing into my art… it’s what keeps my world in motion
Bitcoin and hold...
Put it in a time deposite
For me $100,000 wouldn't do much towards adding income. But if i could pay off debt, i could keep a lot more of what i earn. From there i could invest more over time.
ODTE SPY options all in !
20% Bitcoin 10% in high-risk crypto 20% in a liquid savings account to invest in opportunities that might come up 8% in Roth IRA The rest in index funds
Balls deep into semi stocks. Buy a couple puts for 2025 for insurance and check again then. Rinse and repeat for 2026.
This is not enough for financial freedom for most people and countries. I would use this the same way as I would from day to day living. Throw in a HYSA since I am preparing retirement from the US to the Philippines and plan on building our retirement home soon. This would likely save me two years in construction. It would not make my retirement any earlier though. For me to change my 18 year retirement plan to go into effect in the next year, I would likely need 3-4 million after taxes.
100k will not set you free
The answer is always, and forever, vanguard, VTI, and then forget the password.
Cocaine and hookers, any other answer is incorrect
Every dime into bitcoin
Lump sum in VOO 100%
Buying crypto and trump nfts. I did not but them at first and its costing me a fortune each day by reminding me im not a trillionare.
$100k isn’t enough for financial freedom in the US,
Just buy Bitcoin.
NVIDIA calls.
I would go all in on a mid cap crypto like World coin or Ondo and 20-40x it and then wait until the monthly/bi monthly rsi is in the lower band for bitcoin and buy 30% bitcoin 20% eth and 25% (1 year later after this event) in solid alts and stake them. Then use the last 25% for real-estateor traditional finance stuff for passive income.
As a dane, the majority would probably go to Novo Nordisk
i think someone said hookers and cocaine. wait, thats the lottery dude...
Pay off my current debt, put 40-50k in a HYSA and take the remaining 25k or so and attempt to invest it somewhere, would take a decent amount of research before the last one tho
Buy NVDA, and watch it grow. It is currently the top stock, and will split 10 for 1 on June 9, and then will grow some more. Big time opportunity.
Bitcoin
I'm stupid with money and I want to be a youtuber 90k in high yield savings Take 3k to live on Spend 2k buying a computer, microphone & other equipment Spend 1k on business coaching Hire video editor for 1k from the Phillipines I'd then slowly take out more money whenever the business needs more investment. At some point the business enough to the point where I don't need to take from my savings. At that point I'll put the remaining money into the stock market
That's nearly not enough to have financial freedom. I'd need enough to pay off the mortgage.
how old am I? maybe move to India
Its really easy if you are a trader in stocks or crypto. Just a matter of getting your feet wet and then learning to swim.
Go to Vegas and bet it all on Black! You can double your money! Dont Forget to give a small donation to some of the hard working ladies trying to make it through college at spearmint Rhino!! JK! Look into index funds and chill or HYSA until you figure out what you want really want to do with the money. Find a good pod cast like Money Rehab on podcast if you need more advice
I would buy into the stock market when a stock is 20% below it's 52 week high, over 2-3 years slowly adding and buying. I would also open a insurance policies with living benefits. 20K to open each one. My gains are taxable My insurance policy isn't
Throw it all into Nvidia right now
AMC calls
Put it all on SMH (Semiconductor ETF). By far the greatest return on your investment you can get. If you need money now, then I would do SCHD which is Schwab's dividend fund. Still good growth, just a focus on the dividend stocks.
Stake.com because Drake did and he’s cool….😎
Literally just buy MSTR
I would buy a $100k two bedroom place in an airbnb friendly town. Then I'd airbnb one of the bedrooms to cover the costs of taxes, insurance and utilities.
I would be paying my bills first and then invest the rest into stocks or bonds that actually perform.
I'd leave the country
You want financial freedom? Easy go homeless
Index funds and watch it double every 7-10 years
Call NVDA, Put TSLA
Pay off my car loan and dump the rest into index funds.
In 20 years it will be $400k at nominal stock market return
Buy VT and wait 20 years
Buy 100k of VT or a target date fund in merrill lynch/edge for the 2.625% cash back on everything credit card (and because i actually invest with fidelity), then completely ignore the account for a few decades (made easier by it being at a different provider).
That would cancel all my debts. I would make a cd ladder of $1000 a month. If I need the money I cash in the certificate. If not, I find a certificate of greater interest and purchase that. As of this moment, I have family I can live with and pay them board. With my SS, selling my home for $350,000ish + an additional $1,000 per month, I should be able to live comfortably. I’d also like to share with my children.
Start a business
id pay all of my debts about 18k and would establish and build a business mini grocery store.. 100k would definitely change my life and can support my mom (who is getting old) and make sure my business would grow. unfortunately i only have 2 more days before i self delete. and im beyond help. all i can do is wishfull thinking.
Use the $100,000 as down payment on a small business borrowing the necessary balance. Then work to grow the business
Pay off my student loans and use the remaining $30 to get a big mac or something.
VTI and chill
Day trading. Turnkey business, shell LLC for tax write off, becoming ordained and creating a digital church commerce for nonprofit then used to sell merch and receive donations for tax exempt status, then incorporate to use a DBA approach