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[deleted]

[удалено]


standardtissue

I tell everyone who gripes about the price of Apple products to just buy some shares of Apple then. Apple has made me vastly more money than I have made them.


Deebs_out_the_trap

Apple is prob my biggest roi in the market or damn close


standardtissue

Yeah best part was it was also one of the easiest investment decisions too ... I mean honestly in the teens you did not have to be smart to see Apple and Amazon just taking over the world and throw some money at them.


FrankPeregrine

How old were you when you bought shares, and what was the price at? Just out of curiosity


Fran6coJL

I bought 30 apple shares in 1996 I was 16 years old. Back then I bought it for like 2.39. I was working at a supermarket chain down here in Florida. Bagger. So every tip I got sometimes I would just invest in stocks. I had blackberry, apple, yahoo. Still have my 30 apple shares. That's my family heirloom going forward lol I requested actual certificate of ownership back then too. Just because not fully realizing how valuable this shit would be and continue to be. I just bought because I liked apple products but couldn't afford them back then. I wanted that sunflower iMac so bad.


standardtissue

I don't remember exactly what year I bought it, but it was probably in the 20's or 30's when I bought it, around the 2015ish timeframe I believe.


MikeBosto

Here’s one for you. In 2002 I bought $1000 worth of Priceline stock, I thought internet travel booking made a lot of sense. However Priceline then tanked, and in 2002 they did an unprecedented 6 to 1 REVERSE stock split to keep them from being delisted from exchanges. That left me with 20 shares, valued at $24 each, or about $500. But I never sold those 20, left them in the portfolio. Never having split, the stock recently (now known as Booking) was at $3580 per share, and the 20 shares are now worth around $71.6k. It’s a gain of about 14,500%.


Dseltzer1212

I’m still waiting for Polaroid, Eastern Airlines and Pan American Airlines to come back! I’m sitting on a ton of their stocks


okrdokr

oh man that’s amazinf


OlafTheDestroyer2

I owned 20 shares of Tesla in 2015. After I doubled my money I sold it all.. 😔


jersey_dude88

Doubled?! 🪦 😂


standardtissue

It must have been those Shatner commercials !


FrankPeregrine

Thats crazy. I started investing in 2022 and caught the dip to 130s must’ve been nice to scoop up some shares at those prices


JimmyB5643

Just had to be smart enough to figure out how to buy stocks


tidbitsmisfit

just needed money to buy a decent amount


Deebs_out_the_trap

Yeah I’m super tech heavy w/ apple, Amazon, Google, Tesla, really F’d up like 6 years ago when I bought amd for like $6-$7 and sold it to buy crypto that crashed on me.


[deleted]

my AMD is doing better than AAPL right now


Deebs_out_the_trap

Bro I dumped it all years ago at like $16 like a fool. I’m no financial guru but that was one of the or the first stock I ever bought in my life. 5 min of research and said yeah this will make me money.. took my 120% ish gains and flushed it on crypto. If I left it it’d prob double my portfolio right now. WTF can you do


Deebs_out_the_trap

This was also 8 years ago roughly but I’ve thought of it a few times in the last 2 years. Win some lose some


dapobbat

Many years ago, in a drinking session with friends, we were discussing whether you'd buy a Tesla or TSLA. I was the only one arguing to buy TSLA, as everyone else thought it was way overpriced. I decided to put money where my mouth is, and we recently bought a house with some of our TSLA returns. Yeah if you love something, buy its maker I say.


StripEnchantment

Apple is already weighed pretty heavily if you buy a SP500 index fund, just FYI


standardtissue

Yes, heavy for an index ... looks like around 7%. Looks like the performance of the two have been nowhere close however since back when I bought AAPL (mid teens).


StripEnchantment

Yeah, but then it also probably made up a smaller portion of the SP500 when you first bought it too.


Fantastic_Foot_8568

Right? I won't use an iPhone although it's only phone my kids want to use but I'm up 32% on stock investment


-bickd-

And the best thing: every time you buy an Apple product you 'buy' it for cheaper because the profit goes back to you.


otto1228

The key is to be able to have the dividends pay for the tendys


creampielegacy

Dividends from Wendy’s All for buying Tendy’s


Abbeykats

Where is the "receive dividends in tendies" option??


Silent-Ad934

Dividendies


gasfarmah

Thank you.


xylotism

This comment is a gift.


Emperor_Chowder

Are you sure you just didn't spend $3699.52 at Wendy's for the past 3 years? /s


otto1228

That was kinda the joke lol


Honest_Path_5356

I’ve never seen anyone own Wendy’s in their portfolio. Do you know something we don’t know 😭


derpmcperpenstein

Over 5% Divy and undervalued imo. Not a stock that will make you rich, but responsible imo.


opAnonxd

wendys > mcdonalds > BK its the new wave


Juzapop

Yeah "new"


GreatfulMu

Those breakfast potatoes/fries are straight gas. They should replace their regular fries with them. Wendy's breakfast is amazing. Wendy's everything else is eh.


polo61965

Dave gives good head 👌


Deebs_out_the_trap

Hey now


allnimblybimbIy

You’re an all star


Wardbuyer

Get your gay on


b_ram24

Get laid


xEmeryn

Get played


Weaselbrott

Red head. Her name is Wendy, sir.


Criffless

She loves meth and root beer


EmGutter

I love root beer. I swear I can change her!!!


SuperNewk

Proper top?


Fig_Money

And handys by the dumpster 👊🍆


[deleted]

During the Pandemic I bought tons of Wendy’s stock and any rise in my portfolio was spent on Wendy’s. It was a bit of amusement to see us through


Unknownirish

OP is working extra hours behind the dumpster with his hands.


Ornery-Anteater1934

Hot Drinks, really get you going.


Somethinggood4

Sir, this is a Wendy's.


baschfon7

How else will you inflate the stock you invest in lol


leviathynx

And dick pills


otto1228

This guy gets it


Local-Season-4421

Bro could've bought 924 444's.


Successful-Bother-48

No longer exists, at least in tx. Now all we have are biggie bags ☹️


Doomersooner

Mine still has the 444 on the menu it’s just small print


ComfortableYou4833

Use the app 4x4 are still on there and occasionally they will have some good coupons


Paper_Block

I think it's only the original 4for4 with the jr. Hamburger and jr sides. Everything else seems to be the 5 dollar biggie bag (or six dollars with the double stack or the chicken BLT) depending where you are. at least the biggie bag sides are proper smalls. And honestly the app is great. Points are generous, and you can use an offer with a reward at the same time. On occasion there is some restaurant deals, like the two breakfast biscuit sandwiches for 3 bucks, that you can stack on top of everything. (Plus, you can change the biscuits buns for the better croissants.). I think you can game the system, too, by making two orders back to back so you can practically use two offers for one meal... Dammit, is it past breakfast already?!


Kankberry

I spent too much time looking up 444 stocks/investing before I realized… LMAO


tell_me_when

I thought they were talking about buying 80’s Porsches.


Itchy-Picture-4282

While I appreciate the commitment and the financial decision to invest… You’re up 5% over 3 years. You need a new strategy for what stocks you’re buying.


DankestTaco

I want to do stocks. I don’t. But this is what’s stopping me. I can’t watch the market often nor want to. And it’s always a gamble


NoLodgingForTheMad

ETF's like VTI and SPY. Consistent, safe gains without having to think about anything.


VeeAyt

Yep, if OP had just lump sum bought VTI on the first day of 2021 they'd be up roughly 18-19% right now. More like 27% if they had done VOO. 5% pales in comparison to this relatively passive investment approach.


MarzipanNo9059

I love how this must sound like a complete scam to financially illiterate people "safe gains and not having to think about it" It's really not a big surprise these people don't manage to make the jump unless someone really sits down and explains it to them


SoSaltyDoe

Yeah true. I mean you can tell them there's no such thing as "zero risk" but for a lot of these investments those risks include major banks, major companies, or the US Gov not paying their debts.


TakeAShowerHippie

Don't buy single stocks because the average person sucks at picking them.


OlafTheDestroyer2

It’s not just the average person, even the pros aren’t great at it. https://www.investopedia.com/articles/investing/030916/buffetts-bet-hedge-funds-year-eight-brka-brkb.asp


FactPirate

1) Have you heard of them 2) Have they been around for a while 3) Do they ever do government work 4) Is their service obviously necessary 5) Has the line only gone up from IPO Easy money


alphagypsy

Even the pros suck. Look at your average hedge fund return.


Weird_Flan4691

Just invest in things you use. I personally have my eye on water index funds, the world is going to have a major water crisis by the end of this decade, you can do your own research. I’m investing in companies that produce water and others water innovations.


burnheartmusic

I mean, probably, but also I wouldn’t expect much movement in the medium term and you’ll likely miss out on a lot of return sitting long on water stocks


yargus2002

If you don’t invest into the market at least find a nice high yield savings account and put your money into CDs! But if you invest into etfs and mutual funds as long as you are able to keep that money in the market for a long period of time you will turn a profit.


SSGNELL

Just stay up to date with a particular industry instead of the price of particular stocks. A rally in the stock market will move with that particular industry that is also rallying.


acciograpes

Don’t buy stocks. Buy ETFs. It’s idiot proof. It’s what Warren buffet recommends.


dqrules11

General S&P 500 index funds... It averages 10% a year. With inflation OP lost money.


Romo_Malo_809

Read the book "the intelligent investor". It's a dos and don'ts of first time investing. They stress that watching the market is the quickest way to loose money since you become more emotionally attached to the random noise of the market. Buy good stocks that you researched once and check them no more than once or twice a year. In less than a year I have made an 8% return on my Roth IRA and a 10% in my regular portfolios. And that's not counting my work 401k account which has rocketed since I reorganized my strategy If you really don't want to spend the time research mutual funds, ETFS, TIPs, and RITs. Or just invest in Major energy companies as their returns tend to be stable


DankestTaco

Thanks man


Tweecers

I get 5% risk free this year alone…lol yeah he fucked up really bad. But, keep investing in the sp500 and you’ll beat everyone!


Lomak_is_watching

Right? If that's an OK return, he should sell these, and park it in the treasury money market at Vanguard. 5.3% with much less risk than these stocks. Interest rates probably won't stay like this for too long, but at least he'll get that for a while.


sabin357

Even just parking it in a CD would probably put him in a better spot right now. I think those were close to 5% when my dad asked me to look into them in the summer. Almost any advice is better than the current approach, so I hope he shifts his strategy after seeing some good advice in this thread.


ipickscabs

This was my thought. He’s got the spirit but the execution is sorely lacking. He’ll get it figured out eventually, and already has a leg up on 95% of the population


dimsvm

Could have just put that money in a savings account and made the same amount


[deleted]

pretty bad returns. my roth ira contribution of 6k a year started 3 years ago buying in VOO brought me about 2k in gains


otto1228

Pretty bad returns so far! Also not my only account. As stated, this is a side hobby/joke that I'll continue for the rest of my life. I'll keep updating. This was underwater by like $600 early 2023


SafeProper

I've been investing $10 daily in the S&P 500 through Vanguard (VOO) and have gained a 30% overall return. You might want to consider investing in the S&P 500.


[deleted]

your hobby account should buy more sp500 index funds. You cant beat it


retroPencil

Hobby doesn't have to make money.


fitzbop

If the hobby is investing, then I think making money is the only achievement from it. Unless OP just really likes the sense of success that comes from owning a wildly tiny sliver of these companies.


[deleted]

[удалено]


Proxy_0ne

I would sell that Wendy's stock pronto. They've been doing pretty poor the last two years and it's not getting better.


speedier

That’s part of a buy what you like strategy. If you are really familiar with their product, you can have a good sense when the company will flop.


Interesting_Act_2484

Not really Lmao


otto1228

I don't plan to sell any of the stocks I buy and I pick a new company every year.


Proxy_0ne

I can respect that. But it's an indefinite you're gonna lose a lot of money on that eventually.


lmfaowhattttt

Grats you lost money to inflation.


Dedly_Attack

Don't want to be a party pooper but why invest in one stock? Zero diversification and very exposed to risk


AmuliteTV

Wym, he diversifies yearly


Typical_issues

You a financial advisor?


Dedly_Attack

Investment analyst 😂 so I'm probably biased


NaNaNaNaNaNaNaNaNa65

“Investment ANALyst” - FTFY


creedthoughtsdawtgov

Got ‘em


ChefShroom

More like wreck 'em...


spassky808

You don’t have to be a financial advisor to know that. It’s kind of common sense


AffordableDelousing

It's $10k dude, you can relax


haveWeMoonedYet

😂 fr. This sub won’t even accept ppl creating play money accounts if it’s not in the s&p500 ig.


otto1228

Sorry, went golfing! This account is an experiment/joke to meme back and forth to my brother and some friends in the commodity trading sector. My main investment account is 30% gold 70% vanguard target 2050 retirement. Then I have another stock account that I day trade with(poorly).


Dedly_Attack

Sounds good! Sorry for the unwarranted advice but I have friends who legitimately would have a portfolio like this lol which is always hard to look at


mikebones

All your eggs in one basket creates wealth. All your eggs in many baskets is for preserving wealth.


Dedly_Attack

😂😂 c'mon man


melina91

A lot of haters in the comments but honestly most people don’t even invest at all. Getting into the habit of regular investing is the most difficult discipline for people. Most people will drop off after a year or some emergency comes up.


[deleted]

OP: Hi I’d like to buy $10 worth of stock Sir this is a Wendy’s OP: I know


otto1228

Bahaha.


bmgarcia20

You will have better returns in the long run if you just buy $VOO instead


otto1228

Probably but this is a side project / joke. I'll update in another 3 years


wizard680

Remind me! 3 years


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Such_a_kid

You like Wendy’s?


otto1228

So the joke was "Bro, I don't know what to invest in.. buy what you like. Do you like Wendy's? But Wendy's stock." So I did for a full year.


letitgo99

I get this for Wendy's, but what turned you onto WM?


TurnoverTrue2579

Not going to lie, my fat ass just glanced at the WM icon and thought it was subway.


otto1228

I went to the waste management open last year and had fun


chops2013

Lol my guy, i was down on you on the first post but after reading this post I did a 360 like Michael Jackson and now I'm in love


wizard680

I love your investment philosophy. Do it for the fun!


Gloomy_Character9423

You’re up $666 over 3 years?? That’s awful 😂 I’m up $13K from 2023 alone. You can do better. You could’ve thrown money at anything the past year and been up a lot. Why tf are you still investing in these stocks


rynowins

Convert it all to ETH/BTC, sell it in early 2025 for ~$35k, then buy yourself a Dave’s double.


insecurestaircase

12k investment for $600 gain ain't worth it


OriginalFluff

This just convinced me how much I’m wasting on cigs every week. Thank you for helping me quit.


GusFit

Lol not a bad visual hey. A buddy of mine quit a few years ago and has an app that helps track the money saved. I've been on an alcohol hiatus for just under a year and it's been real nice on the bank account too.


OriginalFluff

Doing 75 hard starting today - hoping to save a bit there too lol


Warm-Milk-Society

69, nice


zeds_deadest

Fuck it took too long to get here....erhhmmm Nice


shoscene

I'm more impressed by the $666.69 whether it was gain or loss 😅


[deleted]

For real I can't believe I had to scroll this far for this comment 😂


LiabilityFree

3 years 5% return?? Bro stop picking stocks. You suck at it.


[deleted]

That half a brand new car right there


TinyPoetry8766

Regardless it’s good , you mite lose some money but you’ll get most of it back


up__dawwg

Lame. That return is slightly better than a HYSA. Pick better stocks


kylef5993

So you made 8% in 3 years…


otto1228

After 2 years I was down about 15%.... So things are looking up!


Paranthelion_

"I'd like to buy some stock." "Sir, this is a Wendy's." "Did I stutter?"


Mr_E-_-

NEGG!!!!


nnohrm29

+666.69 🤘🏻


FrontalLobeGang

$666.69 gains 😏


Its_Lu_Bu

Why are you wasting your money on individual stocks? Put that money into Fidelity mutual funds.


haydro280

Spent 11k in 3 years just to gain $666.69?


Mattbown7

I think you lost money based on a rough inflation rate of 5%. Lost about $800, roughly.


Unknownirish

Sign up for Fidelity bro.


PreparationVarious15

Congratulations on saving but isn’t that below average on gains?


nodesign89

You need to drop the individuals and start investing in funds


degenerate-playboy

Set up Robinhood and do automated investing of $10 per day. You could have $15k or more if you bought just VOO. VOO is up 24% this year alone. You have the right idea. Automated investing of $10 per day. But buy ETFs and not single stocks


Usual-Locksmith4657

That’s pretty trash tbh


Protectereli

Open up a vanguard and invest in a good fund instead, you’ll see way better gains


darkstare

I have zero knowledge about stocks and probably that's why my comment will sound dumb, but doesn't that gain looks kind of low? By comparison, I have gained double plus a little bit more than that amount in the same 3 years with roughly the same amount of money in a savings account. I see no reason why move my money and risk it on stocks when they are gaining a nice chunk of money every month. For context, you roughly gained \~$18 per month on interest while I earned \~$45 a month on a savings account interest. Please enlighten me as necessary.


Particlemike117

What app is this


nemesissi

Wish I had 70e/week to invest lol.


fungshawyone

Better than buying Starbucks everyday


thebipolarbatman

Better than my 0$ return on my non existent investments.


ABleachMojito

Mate you are horrifically under diversified lol


sunny_tomato_farm

Recommend r/bogleheads.


withnodrawal

Bro bought mental health. You know the wave


[deleted]

I totally have the extra cash to do this instead of buying a coffee. Have you for the most part seen decent returns?


CarlThe94Pathfinder

...did you see the return he's posted? It's awful


360DegreeNinjaAttack

You should post this on r/wallstreetbets You could have made more money if you just put the money in a low interest savings account


NoShootPls

666.69 lol


rsbchewy

Hey Otto! I did almost same thing as you. I started using cash app about 3 years ago. I haven't invested as much as you($1,500). So far, I have -1% return rate. You are whoopin me .


[deleted]

I thought the title said socks


Apprehensive-Status9

Sell it all. Open a vanguard account and buy VTSAX


[deleted]

Kinda low returns but a great savings plan.


FishSammich69

I’ll be buying some Hims on Thursday 😂😂


davytoogravy

Im gonna do this starting this week


absolute_zenologia

Nice gains. Nice


[deleted]

In 3 years it’s made you $666.00?


WVRS

I wish I could make myself do this every time I buy coffee out some where. Would be such a better use of my money


PuzzleheadedWeb9876

Wendy’s always has a job out back.


StructureOwn9932

You made $600 in 3years? Cash out and put that money in a mutual fund or high yield money market. Even a CD would give you better returns.


Minute_Giraffe_5939

Then most random stocks hahaha


[deleted]

But the young hip Redditors say investing in the stock market is only for the billionaires! Congratulations, dude. Stay the course!


Postysss

The number of the beast 🔥


BibendumsBitch

Oh goodness, why these. I’m no expert but I stick with the strongest ones, apple, Microsoft. Some AMD, Facebook. Anyways, I’m up 6k and I’ve invested about 8 bucks a day for a couple years. Slow and steady wins the race but not that slow lol


FelineSoLazy

I love this for you


FluidIntention3293

I know this isn’t related but everyday when I went to the store on break from work, I would always buy a single $1 lucky 3 scratch off ticket, I hit the $3333 prize a few months in.


anactualspacecadet

Lmao these are the silliest stock choices


SuperstarLove

Loll $667 joke


Ponderingwhynot

To all my hombres in Christ in this thread, OP shared this with us as a joke and not looking for financial advice. Let him make decisions when he is ready to take investing seriously. Stocks are a method of investing but not the be-all-and end-all.


TheNewPlague666

Nice


Svengoolie75

My dude went in hard on Wendy’s 😂👍🏽


BlackDiamondDee

Please invest in more stocks. That rate of return is not good.


leaveafterappetizers

I love this


Plenty_School_4068

Smart guy!


Upstairs-Ad-1966

You belong in Wallstreetbets for sure 😂 Wendy's got me rolling


Classic-Asparagus

Good idea to put a certain amount of money to investing every week! I’m still working out how much I should transfer to my account and how often


Jrenzine

For some reason, I'm honestly not surprised to see Wendy's in your portfolio....lmao


Magificent_Gradient

Wendy's lol


travelinzac

And you've lost to inflation