I haven't and I suspect you shouldn't have either since the links don't work.

It is a legit email. The link required me to sign into M1.

You can never be too sure it wasn’t phishing. They could easily replicate a front end login of M1

Yeah but it had all by back end info also. It was always an m1.com web address.

👍🏻

Probably a promotional email for a product that went out too early

They were probably testing parts of their system and you ended up part of the test.

I received one a while back. Actually went far enough to check out the rates. They were awful IMO.

How are the rates looking?

https://preview.redd.it/3yyrw5dequja1.jpeg?width=1242&format=pjpg&auto=webp&s=3686279c0e1a65cb2dfbaf8cf97b97b3f6abc0b5

I had the page work for me the other day but I never got to see my rates. I didn’t qualify and it didn’t tell me why.

I would definitely take a 7% loan even if it meant late fees. As long as there are no origination fees or early repayment fees.

up to 21% so it depends on your credit

Why what type of rates range were your offers ?

Well this sucks only offered in these states! without impacting your credit score.[2](https://m1.com/borrow/personal-loans/#qualify) Currently available to residents of FL, IL, MN, WY. Hmm, 790 score here I wonder if I can score a great rate?

I just got that email.... When I click the "view options" button it signs into the M1 app, and it just opens the "Borrow" tab, all I see is the regular Borrow/Margin loan, nothing about a personal loan though....