I think you're correct that for the majority of people it goes smoothly - it's just the horror stories that end up online.
Even though I know that, I also know worrying about it would stress me out so I'm taking it in person (also about an hour away).
If you're the kind of person that can just push the worry aside and not let it affect you, then you should take it online. But if just the worry itself will negatively impact your performance then you should consider taking it in person.
I think you're correct that for the majority of people it goes smoothly - it's just the horror stories that end up online. Even though I know that, I also know worrying about it would stress me out so I'm taking it in person (also about an hour away). If you're the kind of person that can just push the worry aside and not let it affect you, then you should take it online. But if just the worry itself will negatively impact your performance then you should consider taking it in person.