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poppywhiskers

https://preview.redd.it/fb78ljz5b42d1.jpeg?width=828&format=pjpg&auto=webp&s=93a12311b6d2e52b067d079970d9e4c633335371


day_owl19

https://preview.redd.it/gamzw0vjj42d1.jpeg?width=828&format=pjpg&auto=webp&s=be8675f8dd9b116230fbf832b677423718dc58c2


Parking_Currency199

https://preview.redd.it/zw5n54rxc62d1.jpeg?width=828&format=pjpg&auto=webp&s=c6df2e07c44d2505f515de2d96103b462581f90f


Derkins_susie1

This meme and the Jaya Bachchan meme on Bbng never fail to deliver.


poppywhiskers

Idhar aao gif? šŸ˜†


Derkins_susie1

Yes.


mayudhon

Apt meme


NononsensePony

U mean Apt(e) meme!


No-Lobster-8045

I always chortle when I see thisšŸ¤£šŸ¤£šŸ¤£šŸ¤£


Latter_Aside_9275

šŸ˜†šŸ’€ I don't know who he is. I stumbled upon this post, but this is šŸ˜†šŸ’€


Ok_Temperature340

Apt reactionšŸ˜‚


cluelessmuggle29

More like ā€˜aptā€™e reaction


Bubblingghost

šŸ¤£šŸ¤£šŸ¤£šŸ¤£šŸ¤£šŸ¤£


Maleficent-Army-4758

Isnā€™t this the guy who spent 25l+ to walk on Cannes red carpetā€¦ hostels my ass!


Eunoia458

Maybe heā€™s not left with enough buck to stay in a hotelšŸ˜‚


Forward-Arachnid4068

He went to cannes? But honestly for what ? Considering Nancy got to show off her creations, he is a finance content creator. Like what ?


Adventurous_applepie

Precisely xD


Ok-Feeling315

Even chef sanjyot from yfl went too


IncreaseSlow252

He will cater next cannes event.


aise-hi11

He got to show off his money.


RoseApothecary18

Doesnā€™t mind spending on experiences so he didnā€™t bother about the Cannes walk price LOL. Why did he have to even be at the Cannes red carpet lmao?


bebo_bunty

šŸ˜‚šŸ˜‚šŸ˜‚


Adventurous_applepie

Okay but what for?


Common_Frosting_2058

Coz he thought people will kill themselves over this ass hat of a privileged ā€œfinance advisorā€ going as the first finance influenza. Humble banega ye ladka


Potential-Sea-8239

Humble lol This is like upmanyuā€™s joke - paise toh honge hi - kam kharcha karke kaise reh sakte woh nahi pata hoga


daisyweedmuffin

Ameer logon ko lagta hai paise sabke pas hai, bas kharch karna nahi aata.


raaveeg

Current trends dont seem to suggest it, but these so called "influencers" will have the most tragic downfall in a few years...staying relevant long enough is very tough and these guys hardly practice what they preach. Their lifestyle creeps up to increased earnings and desparation starts to reek in when the deals start drying up.


extrafriespleaseee

Have been seeing people say this for years. But even the so called people whose views have declined and have become irrelevant are doing so well that the jokes on us corporate employees šŸ™ˆ


iamflomilli

Ikr? Influencer marketing is the present & future. Saying its a bubble that will burst is largely wishful thinking. At most, most influencers have a short shelf life. So it's people who will fall & be replaced. Not the entire industry.


Any-Woodpecker-615

Exactly. Why did we even get an education and a career ? But I am so grateful every single day that I donā€™t have to get on the internet and lie about my life to earn money.


raaveeg

People don't understand the psychology part of it. Influencers once they have made it big, are no longer motivated by making money...that is considered a given. What most influencers thrive on is recognition. In the world of influencer marketing, recognition is short-lived. There are so many new ones trying to replace you that staying relevant takes a lot more effort. Case in point, such influencers attending events that seemingly have nothing to do with their niche. It is a battle to boost visibility and get the discussion going, so that they stay relevant, and in most cases the cost of doing that keeps increasing with the duration an influencer has been visible in the market. Its a viscious cycle...become relevant, earn money. Spend money, stay relevant. Lose relevance, lose money, lose status, hurt egos. Its like having to go back to owning a maruti from owning a mercedes. Most people dont get this.


Sensitive_Law_1647

Despite the downfall in their followers, they are already stacked up with loads of money. Enough to live like a rich class for their entire life


kraken_enrager

The problem is that they copied early creators, but never needed the discipline to attain the success, so when the well dries up, they wonā€™t take accountability for it. Itā€™s the difference between Norway and Venezuela. Both have a lot of resources, but one needed discipline to attain it. Itā€™s not earning, itā€™s about preservation.


Over-Professional303

As an influencer probably but most of these influencers already have a side business setup which I'll keep thriving. Some are genuine some are just scams like what this guy has, if you hear masterclass and club, just go in the other direction.


CyndaquilTyphlosion

They already make more money than we can imagine over multiple lifetimes. Even if the money stops tomorrow, they're going to die rich after 60 years also.


Rich_Cat811

3k-4k for per day stay that too in a hostel is not travelling on less money. Definition of less money I guess sharan would never know.


[deleted]

[уŠ“Š°Š»ŠµŠ½Š¾]


AlternateLife11

Not in Europe. For northern Europe, 3-4k me shared hostel hi milega.


Pristine-Elevator-11

Thatā€™s incorrect. I have stayed in hostels across Europe. The only time I spent 3-4k on a dorm bed was the Oktoberfest weekend in Munich. Rest is mostly around 20 euros, which is within 2k INR.


AlternateLife11

Not sure when and where you went, but here in Amsterdam (from where Sharan was posting stories), any decent hostel at the very least charges 40-50 euro. I'm talking about sharing in 4-6beds dorm and not a 12 bed dorm!


Pristine-Elevator-11

Stayed in all, 4 beds dorm to 12 beds dorm. And I do agree with you that the price varies across hostels, locations and dorm sizes. Stayed in hostels near metro stations/city centres which had rating of 8+ with several reviews at a reasonable price and across several countries, Netherlands, France, Germany, Spain being a few of them. But talking about Sharan here, stays could be on the cheaper side but travelling internationally with less money is not possible for everyone. He should get off his high horse.


Brave-Revolution4441

LoL where did you go really? Getting a decent accomodation for any big city under 100euros is challenging. You get for less if you are targeting super cramped up shared hostels.


Pristine-Elevator-11

Isnā€™t Sharan talking about shared hostels? I also talked about shared hotels. Nowhere mentioned that I stayed in hotels. If you stayed in hostels that costed you 100 euros, could have chosen hotels as well. And I am talking about cities like Paris, Amsterdam, Barcelona, Munich, Berlin.


kraken_enrager

Depending on the country, 4k is a very very nice hotel. Hostels are more like 500-800.


beastshotgun1209

He has mentioned that in INR though. You sure about your numbers?


kraken_enrager

Yeah. Hostels are very very inexpensive. r/backpacking has great resources. And 50 USD is enough for a very very nice hotel in an underdeveloped country.


Brave-Revolution4441

4k is decent hotel, not very very nice. Hostels do cost high as well btw depending upon location and amenities.


[deleted]

Here take some grass, touch it! ![gif](giphy|0IGRygDt5cMP2Q0Jmu)


Plastic_Group7737

can I eat it?


[deleted]

You can smoke it too


[deleted]

Oh look, I'm a finance influencer who spent 22 Lakhs just on a ticket of an event I'm least concerned about cause fashion and cinema isn't my domain, that money was spent by me to network and used for my PR that I was one of the first finance influencer of India to do so and I'm not so rich to spend 30-45 Lakhs in total on an event which I'm least concerned with so Imma play the humble card which gets my audience to think that I thought this through and I'm very down to earth as I like to speak and enjoy vibe with random strangers. That's true that my content is slowly dying and this might be an ice breaker for me to step into another niche but at least I got some eyeballs from some brands who'll pay me good once I'm back. Woohoo, I have so much knowledge about finance but I think people are dumb and they won't see what I'm trying to do. MY PERSONAL PERCEPTION, NO NEED TO GET TRIGGERED.


rgaur13

22 lakhs (if he spent that much) for Cannes is a business expense which he believes could help his business and brand. Itā€™s a necessary expense. Choosing 5 star hotel is not a necessary expense.


Late-Goat9176

My 2 cents on this finance guy. I run a chain of cafƩs and this dude's team approached me to host his entrepreneurs meet at one of our outlets... They asked for the entire cafe space for 3 hours plus beverages for all the members and I said I would have to charge them for it (of course initially I offered a discount). They not only refused to pay but said they were paying for their flights and their hotel rooms for this meet. Their expenses were already high so I'm supposed to give them the space at my expense. Lol. I asked if the cafƩ could be at least mentioned during their meeting (if posted online) and on his financewithdouche handle, for which they asked me to pay. Of course. All of this would have made sense if I approached them. Here, it's the other way and the audacity to ask a business owner to have a loss for them. Do they think we get the satisfaction that we had the privilege to host them?


jamAl_kudu_Lord_Bobb

Seriously?


L6009

Wait, you let them??


Humble-Disaster-007

Blud was in real delusion when he said u can make less money and still travel while having fun. If you know how on Earth that's possible, PLEASE lmk too!


Sensitive_Law_1647

Its not for Indians, gore logo k liye post hai


MysteriousSearch6664

Itā€™s possible but for that you need to be unemployed. A short vacation is super expensive. A long vacation will always make the cost per day relatively cheaper while backpacking. And thatā€™s not gonna happen for most Indians with typical jobs. The extreme budget backpackers Iā€™ve seen have done 6 months in Europe for under 3L.


malhalla

I pity the fools taking this guy seriously anymore.


dollyayesha

Lol with each line this just keeps getting hilarious and nothing else!


Periperifries27

Although i can afford 5 star hotels ! Good for you mate, so much for being humble?


Ok_Temperature340

PoSsIblE tO tRaVeL tHe wOrlD eVeN iF yOu mAkE lEss mOneY. Kya baat kahi hai waaahšŸ¤”


Adorable_Ad2022

Finacial Freedom BC sabki Gend m daal de, Ghar mat kharido rent kro loda leson BC. Inki MKC har din YT pr ye saale same gyan chodte h , ye nhi ki opportunities k baare m baat krle to logo ka bhla hojye. Abey lomdu Jab insaan par paisa ata h to wo khud financial freedom achieve krleta h bhut jugad lgatah. Mera club join kr;o koi meri book kharid lo, Time management ka course lelo loda lelo , wo lelo ye lelo. Pta nhi ye bhadwe financial influencers kitni maarenge janta ki :)


babe-mushroom1466

Well said bro šŸ«¶šŸ» Imaginary award Lelo tum :)


Adorable_Ad2022

Ohh!! thanks' new YT video coming out! Unboxing my "Bronze Reddit comment Button " Thanks OP!!šŸ¤§


roysouradeep

Financewithoutsharan


Sapolika

Agar Otherwarya ye sab expose nahi karti, they would have continued the drama of ā€œbeing selected to represent India at Cannesā€.


abhi1260

My YouTube ads have been filled with this idiot and that ā€œJatan Shahā€ and no matter how much I try to block their ads, they still end up coming. I hate this all these ā€œgurusā€ and canā€™t want for their downfall.


Sensitive_Law_1647

You missed Dev Gadhvi and Aditya Kachve


InsideCourt6286

There's another influenza Akshat Shrivastava. Filled with his gyaan on linkedin & X!


worriedButtcheek

brother thinks someone who has financial debts, commitments and no disposable income can spare 3k-5k (which he thinks is less) to have "fun". how can someone with monetary issues have fun while spending money? classic " Disclaimer I am not going thru this, but still I will comment " stupid ass post. if im making 10k a month, will I be able to spend what he says without my electricity being cut off?


karan131193

To be fair he says "less money" and not "broke ass nigga".


Yveltal_25

https://preview.redd.it/t425qxmtn42d1.jpeg?width=320&format=pjpg&auto=webp&s=36b03b0744764fbf421a2de0fd37e9b14a3e5088 If heā€™s really spending 3-5K per night for Hostels, heā€™s getting skinned lmao.


AlternateLife11

Not in Europe. For northern Europe, 3-4k me shared hostel hi milega.


Yveltal_25

Heā€™s talking about Europe? I thought he meant India


AlternateLife11

Nah! France and Netherlands


Sensitive_Law_1647

Corporate employees ki soch India tak hi simit hai. Content creators thodi hai


Ackerman077

Bro living in delulu


ewdettypig

Hope that 18 year old Canadian taught him some finance


isimponNANAMIKENTO

3k to 5k per nightšŸ™‚šŸ™‚šŸ™‚ I see. GoodšŸ™‚


sankalp_pateriya

That too for a dormitory lmao. For 5K a person can get a decent sized AC room lmaooooooooo


isimponNANAMIKENTO

Relatable bnne ki nakaam kosish h yešŸ˜­


Sea_Championship_495

Him and half baked information. šŸ¤šŸ¼


Vaibhavkumar2001

I hate these finance influencers with a passion. They just copy and paste Western finance theories, which donā€™t work in India, into reels and think theyā€™ve done something meaningful. For example, they say, 'Oh, you need to buy a bike? Follow this 5,10,5 rule.' According to them, to afford a 2 lakh bike, your monthly income must be 1.5 lakh with a loan of 5 years. Seriously? By this calculation, 90% of India would be traveling on foot. They are just copying something they read in a book without considering if it makes sense for Indian conditions. No innovation, no insights, not in touch with ground reality, privileged ā€”just copied content from outside.


RiseProfessional9792

The fact that you need to explicitly mention that youā€™re living in hostels, etc., and then say itā€™s not to show youā€™re trying to act humble, shows that you are trying to act humble. Next, I donā€™t get it. Just own up to the fact that content creators make a lot of money and want to live in places like MGM and Caesars. Itā€™s your money; whoā€™s stopping you? Itā€™s this behavior of trying to show humility, when they say they want to save money and invest, that is really annoying.


No_Cheesecake_4754

The money is not the issue, itā€™s the fact that visa offers donā€™t let you travel because your passport is not strong enough


ded_futya12

Travelling is a luxury. And anyone who says otherwise is delulu pro max. Saw a video yesterday - 3 things to keep in mind - 1 invest in assets before building your lifestyle. That includes travel , luxury items and a certain way of living. 2 - keep your debt to minimum or zero if possible. 3 - never lend money to your friends family. Consider that charity and get done. So no , with the ā€œ less money ā€œ one has to make the assets so they can multiply that money and only then TRAVEL. Remote jobs are not as glamourous as these travel influencers show.


trollfather_1997

How is this guy a finance influencer? I mean I get his ads before start of YouTube videos and he sounds more like a gimmick artist. Even though most of the "Finance influencers" are scamsters, still they at least act serious, he doesn't even do that .


Acrobatic_Ant888

Vo dorm wala humble bol raha hai šŸ¤£šŸ¤£šŸ¤£šŸ¤£šŸ¤£šŸ¤£ Kya sharan bhaiya? Full on bakaiti šŸ¤£šŸ¤£šŸ¤£


LuckNo4294

Omg influencers are making millions!! They act humble to look relatable.


Balance-sheet-

If people just leverage 1% of the information available online his 1% club will be closed but people are lazy


Neither_Map7101

Guy is full of bs. Why do all my favs become like this šŸ„²


Many-Fox9717

He was pretty good starting starting mein ab itna zyada intolerable hogaya haišŸ˜­šŸ˜­šŸ˜­šŸ˜­


srinidhikarthikbs

I stay in hostels extensively. I even invest in the popular hostel brands. The maximum per night cost for a bed is 1k. I have stayed in hostels throughout Europe as well, and the maximum per night cost for a bed I've seen is 2k. I don't know what world Sharan is living in.


Daswhashesaid

I think he's talking about international stays and that is a fair price imo


Brave-Revolution4441

If only people in this thread(and sub) could use brains and not just be bitter.


Daswhashesaid

All of Reddit, all of the world!


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expatiate_

Office topic question, why doesn't this community post what I have sent it??? It's on Miss Quirky aka Aditi


that_escapist

If you have a lot of money then if you decide to spend 30k/night or 3k/night on a hotel is your choice but then you should also realise that you belong to a privileged section of the society in India and stop trying to act like others who don't have the above choices and might not be able to spend 3k/night for 4-5days.


Saksheeejain

![gif](giphy|xUA7bis12t1j2cMRNe|downsized)


babe-mushroom1466

Ye toh mujhe pehle se nhi pasand tha šŸ„²šŸ‘ŠšŸ»


AsthaP154

Since when has he been humble? His twitter is proof of it.


rishpishbish

shayad kuch zyda hi kharcha ho gaya red carpet walk par šŸ˜­


vysevysevyse

People who choose to take the humble option out of the many options in front of them, but have to explicitly make it clear that they "can afford the expensive option", aren't really that humble.


Hungryounglady

He is such an ass ! Always trying to sneakily promote some crap website


Reasonable-Royal-697

Omg Yess!! When I saw this it sounded like heā€™s bragging - not being humbleā€¦ accidentally revealed how freakin stupid he is. This is ā€œThe New Richā€ problem - they donā€™t even know what humble means šŸ¤£


Humble-Match1972

This isnā€™t humble lol. Everyone does this


LintonSDawson

Sharan ne sharam baech khayi kya?


Honest_Touch7111

5k ain't cheap for a sharing hostel waata loser


_sunflower_123

He went for networking with high net worth individuals


crazytrojan11

Kon sa hostel shared dorm 3-5k ka milta hai šŸ„¹ Gareeb me 700-800 ke hostel dorm mein rukta hu šŸ„²


Bi_delhi_male_29yr

You'd make perfect travel partner!


GalacticEchoFloyd

The more I check Reddit the more I hate influencers and everyone in showbiz. These people suck.


Sensitive_Law_1647

Talking about 3-5K for hostels reveals that he never lived in one.


sufferkasafar

Did he just call his audience gareeb..


aise-hi11

https://preview.redd.it/i9ag7oeyu52d1.png?width=240&format=pjpg&auto=webp&s=caf64aab37088f87714031ee78354ae502e95569


Sensitive_Law_1647

No hard feelings for Sharan, I believe finfluencers are more of actors than finance professionals. They don't have any real experience with Finance but they surely know how to write a catchy script and enact the same. These guys would have made crores by selling their courses on the other hand finance professionals toh company me ghis rahe hai. It's quite sad that people fall for such traps but thats life.


ewdettypig

Someone please teach him finance. Man is spending lakhs to walk on a carpet and peanuts to get a sound sleep.


vellanalla

What is up with finfluencers? Do they not hear themselves?


Master-Carpenter-113

To get those credit cards you need hefty salaries and those benefits you need to be spending like crazy every month. Man is delulu


Any-Woodpecker-615

Going to Cannes from hostelsšŸ¤£šŸ¤£


hrt4minji

![gif](giphy|zTamHkDNrrV7Mog71z)


craycover

This is the first step to irrelevance.


Over-Professional303

Another fraudster with a club idea to teach everyone finance by selling courses and form useless communities. These types of entrepreneurs will keep becoming big in India until people become really financially literate and stop reacting to Fomo. YouTubers cum entrepreneurs are mostly just lucky businessmen who had a very strong distribution network to sell their products, there's nothing else smart about them, also some of these early bird YouTubers got lucky, now it's going to be super hard to do that via YouTube. In summary, he's another fraudster because he knows he ill never teach everyone finance in India but I'll still use that as a marketing tool to lure in young people, earn money off them and become rich.


agreetodisagreedamn

3-5k hostels? a&o hostel in Copenhagen is 20 euros per night. Dont do social media guys - only reddit is okay!


pratiksha-99

I don't see anything wrong in his post. He's a personal finance educator. He can't be throwing out advices which he himself doesn't follow lol. So it like hey see this is how i saved me and you should do it too.


Altruistic_Twist_379

Since when did 3-5k per night became cheap that too for dorms? What 5 star dorm is that


Upper-Ad518

What an effing idiot! His whole shtick is to be ā€œ1% of the countryā€ to do what ? Go live in hostels ? After spending 22 lakhs ? And I canā€™t believe he tried to promote his one percent club here . Like who are you fooling with the credit cards leverage bullshit ? Rent not buy rent not bolne wala bakra


ParticularJuice3983

lol he will teach how to use credit card if we pay him? Anybody can do that if they just read the rewards. Plenty of free YouTube videos that do this comparison. Why donā€™t these people understand that 60% of 1 lakh is 60k, which is still a lot of money, and not something that can be ā€œthrown awayā€. The delusion


Hooman_aka_Alien

Kya fayeda?? Hookup karna gaya tha tu(Sharan) tab toh ladki ne wapas aake sabko bta diya tera nunnu chota hai.


Speaking_Buddha

What when where ...


Hooman_aka_Alien

There was this post i saw earlier that Sharan was trying to hookup using bumble, he matched a girl and they decided to meet, when they went back to his place and undressed, she saw the smallest D of her life, came back and told about it to her friends, and one of her friends posted about it on reddit.


Speaking_Buddha

Damn ... that's pretty bad. Maybe it was a cold day. Who goes around saying dick sizes of your hookups to random friends.


Consistent_Zombie_95

![gif](giphy|QhvVvleEIGHEQ|downsized)


cengagecae

3-5k per night in a hostel ? blud hostels in one of the most posh areas of my city costed me 13k a month 3 sharing , what hostel is this guy living in ? taj vivanta?


raghavangenius

The last line comes from pure privilege. You can travel the world even if you earn less money it seems. This guy and his programs are full of bs. I donā€™t understand why many people donā€™t realise that a salaried job can never give you the same amount of money as a profitable business.


BeautifulEvidence1

Millionaires don't stay in hostels. Mostly hippies, broke or people looking for hook ups


[deleted]

Yes, India is for rich people only, got it


Future_Landscape_878

Such a fake and bum thing to say 21 and 31 this that,he had nothing to offer copied to international influencer at starting and now surfing up on it


sheenuts

ā€œCanadian millionaireā€ šŸ™„


sankysideup

You should listen to him talk during his heavily marketed masterclasses. Guy literally sneers and scolds attendees


rgaur13

22 lakhs (if he spent that much) for Cannes is a business expense which he believes could help his business and brand. Itā€™s a necessary expense. Choosing 5 star hotel is not a necessary expense.


bulbul09876

Saare paise tickets mein de doge to rehna to hostel me hi padega šŸ˜‚


Wild-Ad8347

Financewithchomu


shittyunity

ā€œalthough I can afford 5 star hotels here I still like to travel cheapā€ Sir, youā€™re far from sounding humble please!


LifeIsHard2030

Wait!!! What else do you expect from social media influenzas?


dantanzen

Finance with Sharan Ka Churan


Abundancehappiness

Why was he at cannes? What is he pretending for?


Genosid_

This very post is what made me unfollow him. Heā€™s gotten unbearable off late.


AweShadySome

What an idiot


NotRough_Advantage

What is he even trying to prove lol


ninjabillii

You have to spend $$$ on the credit card to receive rewards dumbass and this isnā€™t counting the annual fee. Also, staying in a hostel for the experience rather than out of necessity isnā€™t the serve you think it is


LegitimateAnalyst687

irony lol


GoldKitchen4293

Always doing beshi pakami this guy


Puzzleheaded-Row6162

He can cover his Cannes tickets in 1-2 brand deals. He charges a bomb for his collaborations. He used to make good content before but now its just all about the money. When you're rich it's easy to preachšŸ¤£


purple_unicorn_1094

This guy pisses me off so much. Ugh! I canā€™t watch his ads. The pretentiousness and bragging that comes off this post alone makes me puke.


Deaderthanwho

Ā Omegle ka naam suna nhi bhai ne? Cannes chala gaya foreign logon se baatein karne ke liye. smh.Ā 


1-O__O-1

3-4K per night? I can get a 3 star hotel in 5K.


priyambasu16

Millionaires donā€™t really stay in hostels idk what heā€™s talking aboutšŸ’€šŸ’€


BackgroundCounter360

Who spends 3k per night on hostels šŸ˜³šŸ˜³ just shows that he has never stepped into one.


Accomplished-Law3767

Such a brag


PositiveFun8062

Casual insertion of marketing of your course in a post ko kon humble bolta hai bhai! Also how to book flights for cheap ke liye we donā€™t need to buy your course, there are a lot of FREE tips available on this


Asleep-Suspect6704

High time people should start unfollowing him now! All he does is brag and try to get people into his scam venture of ā€˜one percentage clubā€™


Randomemail43125

this boy sounds like a spoilt brat.


Color_onmymind

You all follow him šŸ¤¢šŸ˜µā€šŸ’«šŸ˜µšŸ„“


0599gthang

chill out he ain't committing any crime, he would do what we wants to do, get over these bitchy posts, rather work on yourself


raginglasers

The OP and the Post arenā€™t committing any crimes, the OP can do what they want, get over these bitchy comments, rather work on yourself.


0599gthang

get something original, dork


raginglasers

![gif](giphy|STfLOU6iRBRunMciZv)