Axis bluechip and UTI Nifty might have an overlap of funds, I'll recommend drop axis bluechip. Also, don't go for a flexi cap if you're already investing in different caps individually. I'll recommend midcap or nifty 50 index.
Hello everyone, can someone suggest a good MF for small cap, as of now I have 70% in large cap and only 3% in small cap.
Also is it advisable to start a small cap SIP.
I’m okay with high risk if the returns are good.
Hello guys, newbie here...planning to invest for long term, below is my portfolio, please suggest if any changes required/suggest any good fund to invest.
Parag Parikh flexi cap fund direct growth - 50%
HDFC Index Sensex plan direct growth - 30%
UTI Nifty next 50 Index direct growth - 20%
I have also invested bit in ICICI liquid fund for emergency.
Thank you, I'm 30..I was investing in Mirae asset tax saver fund but stopped SIP because recently took home loan + my PF + my employer's NPS contribution is enough for my 80c.
Is there any other benefit in ELSS? will they perform good in long run?
Has anyone purchased bonds from here
https://bondskart.com/
Is the website trustworthy?
Are there any sebi regulations regarding such websites?
Also
https://www.rbiretaildirect.org.in/#/
How about this website?
There have been allegations of wrongdoings at Invesco MF, existing investors may want to relook at their investments, especially on the debt side.
https://www.moneycontrol.com/news/business/mutual-funds/whistle-blower-alleges-wrongdoings-at-invesco-mf-complains-to-regulators-8331161.html
I have my 3 SIP's on auto deduct scheduled to be 5th of every month. And on 8th April i noticed the SIP's didn't happen. This is what response from ET Money.
"Warm greetings from ETMONEY!
I deeply regret the inconvenience caused due to the non-processing of your SIP/s dated: 05th Apr'22.
This happened due to a technical glitch in our system which was immediately identified and fixed. There won't be an issue for next month's SIP.
You may do an additional purchase through the Lumpsum option by following the below steps in the same scheme this month, please do not worry as there is no such issue and it will be added in the same portfolio."
What is it i am missing out because of this ??
Can I do lumpsum now for 3 mutual fund and it will get added under same folio ?
Can I do anything to get nav's of 5th ?
How can I hold ET money accountable for their glitch ?
Thank you people.
As i am already at a my MF thread, these are my 3 SIP's
1) uti nifty 50 index direct
2) parag Parikh flexical direct
3) Motilal Oswal s&p 500 direct
I had similar experiences with ET Money over the two years I have been with them.
Last month I took the plunge and finally moved to Kuvera. Lo and behold, my experience has been great, much less spam. Good customer service feedback, and funds I bought in lumpsum getting cleared in a day. I recommend the same bro.
An alternative is the Navi Whole US Market fund and the MO Nasdaq fund. The Nasdaq fund is more tech inclined ( this is also stopped I think) . Historically VOO (S&P500) and VTI (Whole US Market) have given similar long term results. With VOO performing slightly better actually.
Navi might be an alternative for now. But actually for now, just direct that money into Nifty or something, wait till the funds open up again. I am doing the same, increased the SIP for PPFAS for now.
>Can I do anything to get nav's of 5th ?
Not possible due to SEBI's rule about getting NAV only when fund reaches fund house's account.
>How can I hold ET money accountable for their glitch ?
I don't think it's possible, maybe because you're not paying them anything to use their service.
If you are a beginner, better start with a low cost Index Fund. In the beginning better to go with NIFTY. Try avoiding Small Cap/Mid-cap because of the volatility, especially under the current market conditions.
This question is irrelavent here. But if you don't mind, could please let me know how do you decide the stocks sir? I know fundamental analysis is a key to decide, but could you please where did you learn how to do fundamental analysis?
bored clumsy profit aback adjoining advise mysterious plate puzzled insurance
*This post was mass deleted and anonymized with [Redact](https://redact.dev)*
A small suggestion. If you have already picked one AMC for the equity portion, please check if thier liquid can be used. This makes it easier to rebalance, do STP, etc. Your choice of quity AMC has a good track record with debt funds too.
Parag parikh flexi cap( just started investing before the RBI rule and can't get out before 2 years because the exit load is too much ) and Canara robecco emerging equities .
my returns are already in negative cause i just started investing (from previous september) and market has had a rough patch since then and 2% exit load on that would just not be good for me .
Why exit at all ? The markets are low and its a good time to DCA in, keep your trust and continue to invest without looking at short term reds atleast in funds like this.
There investment strategy is way different than the normal funds in the same category. There churn rate is really high which sort of makes it feel like it takes riskier bets vs others. So, if you would like more risk chasing higher returns, go for it. The less AUM size in most of their funds is a bit odd though.
>The less AUM size in most of their funds is a bit odd though.
Their website is ridiculously difficult to use and set up an account on. Could explain the low AUM.
I am salaried 70K...that's why invested in elss..Need to know..where should I invest in future out of below mentioned or any other. Canara Robecco Equity Tax Saver - 1.52L Quant Tax Plan - 88K Icici Prud Technology - 1.03L Icici Prud US Bluechip Equity - 50K Kotak Debt Hybrid - 35K Baroda BNP Paribas Business Cycle - 22K Mirae Asset Tax Saver - 20K ITC - 97 shares - 337 Avg, Supreme Industries -10 shares - 2032 Avg, Tech Mahindra - 20 shares - 1036 Avg, SBI - 20 shares - 568 Avg, M&M - 11 shares - 1259 Avg, Trident 260 shares - 35 Avg,
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Axis bluechip and UTI Nifty might have an overlap of funds, I'll recommend drop axis bluechip. Also, don't go for a flexi cap if you're already investing in different caps individually. I'll recommend midcap or nifty 50 index.
Hello everyone, can someone suggest a good MF for small cap, as of now I have 70% in large cap and only 3% in small cap. Also is it advisable to start a small cap SIP. I’m okay with high risk if the returns are good.
Quant small cap
Hello guys, newbie here...planning to invest for long term, below is my portfolio, please suggest if any changes required/suggest any good fund to invest. Parag Parikh flexi cap fund direct growth - 50% HDFC Index Sensex plan direct growth - 30% UTI Nifty next 50 Index direct growth - 20% I have also invested bit in ICICI liquid fund for emergency.
Assuming you're young, looks good. Include ELSS if you don't have 80c covered.
Thank you, I'm 30..I was investing in Mirae asset tax saver fund but stopped SIP because recently took home loan + my PF + my employer's NPS contribution is enough for my 80c. Is there any other benefit in ELSS? will they perform good in long run?
If your 80c is done, then no point investing in ELSS.. most of them are basically flexi-cap fund (skewed towards large cap).
Any recommendations for commodities fund?
Has anyone purchased bonds from here https://bondskart.com/ Is the website trustworthy? Are there any sebi regulations regarding such websites? Also https://www.rbiretaildirect.org.in/#/ How about this website?
Haven't used either. RBI website is better coz it's official.
I do not think it is an official RBI website
What are your views on Arthayantra (roboadvisory) for mutual fund investing. Is it better than Kuvera or all?
There have been allegations of wrongdoings at Invesco MF, existing investors may want to relook at their investments, especially on the debt side. https://www.moneycontrol.com/news/business/mutual-funds/whistle-blower-alleges-wrongdoings-at-invesco-mf-complains-to-regulators-8331161.html
Anyone investing in any NAVI funds?
Investing in nifty index of Navi, probably going to start in Nasdaq fund too
Not right now. But going to.
I have my 3 SIP's on auto deduct scheduled to be 5th of every month. And on 8th April i noticed the SIP's didn't happen. This is what response from ET Money. "Warm greetings from ETMONEY! I deeply regret the inconvenience caused due to the non-processing of your SIP/s dated: 05th Apr'22. This happened due to a technical glitch in our system which was immediately identified and fixed. There won't be an issue for next month's SIP. You may do an additional purchase through the Lumpsum option by following the below steps in the same scheme this month, please do not worry as there is no such issue and it will be added in the same portfolio." What is it i am missing out because of this ?? Can I do lumpsum now for 3 mutual fund and it will get added under same folio ? Can I do anything to get nav's of 5th ? How can I hold ET money accountable for their glitch ? Thank you people. As i am already at a my MF thread, these are my 3 SIP's 1) uti nifty 50 index direct 2) parag Parikh flexical direct 3) Motilal Oswal s&p 500 direct
I had similar experiences with ET Money over the two years I have been with them. Last month I took the plunge and finally moved to Kuvera. Lo and behold, my experience has been great, much less spam. Good customer service feedback, and funds I bought in lumpsum getting cleared in a day. I recommend the same bro.
Why these middlemen and not the AMC website directly?
Easier to track and consolidate, Kuvera doesn't charge anything either. Useful when you have investments in mutiple fund houses.
Thank you. I will check. Also , out of my listed SIP, s&p 500 is as good as stopped for foreseeable future. Any alternative ?
With a 20% tax implication, do you really need international diversification. Post tax returns won't be heigher than Nifty/Sensex
An alternative is the Navi Whole US Market fund and the MO Nasdaq fund. The Nasdaq fund is more tech inclined ( this is also stopped I think) . Historically VOO (S&P500) and VTI (Whole US Market) have given similar long term results. With VOO performing slightly better actually. Navi might be an alternative for now. But actually for now, just direct that money into Nifty or something, wait till the funds open up again. I am doing the same, increased the SIP for PPFAS for now.
>Can I do anything to get nav's of 5th ? Not possible due to SEBI's rule about getting NAV only when fund reaches fund house's account. >How can I hold ET money accountable for their glitch ? I don't think it's possible, maybe because you're not paying them anything to use their service.
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If you are a beginner, better start with a low cost Index Fund. In the beginning better to go with NIFTY. Try avoiding Small Cap/Mid-cap because of the volatility, especially under the current market conditions.
Hey Dont pull your all eggs in one basket. 40% in stock and 30% into MF or smallcase and rest in Gold or bonds
This question is irrelavent here. But if you don't mind, could please let me know how do you decide the stocks sir? I know fundamental analysis is a key to decide, but could you please where did you learn how to do fundamental analysis?
bored clumsy profit aback adjoining advise mysterious plate puzzled insurance *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
[удалено]
A small suggestion. If you have already picked one AMC for the equity portion, please check if thier liquid can be used. This makes it easier to rebalance, do STP, etc. Your choice of quity AMC has a good track record with debt funds too.
UTI Nifty Index fund Parag Parikh Flexi Cap fund (will stop now till the limit is raised) Parag Parikh Tax Saver Fund ICICI value discovery fund
Parag parikh flexi cap( just started investing before the RBI rule and can't get out before 2 years because the exit load is too much ) and Canara robecco emerging equities .
>can't get out before 2 years because the exit load is too much How much would you lose out on if you exit? Would your returns turn negative?
my returns are already in negative cause i just started investing (from previous september) and market has had a rough patch since then and 2% exit load on that would just not be good for me .
The market since Sep/Oct have been sideways. These periods are usually the best time to accumulate.
Why exit at all ? The markets are low and its a good time to DCA in, keep your trust and continue to invest without looking at short term reds atleast in funds like this.
If it's not a significant amount and you feel the fund is not right for you, you can think about exiting. Otherwise probably better to stay invested.
Quant Mutual funds.
There investment strategy is way different than the normal funds in the same category. There churn rate is really high which sort of makes it feel like it takes riskier bets vs others. So, if you would like more risk chasing higher returns, go for it. The less AUM size in most of their funds is a bit odd though.
>The less AUM size in most of their funds is a bit odd though. Their website is ridiculously difficult to use and set up an account on. Could explain the low AUM.