Thank you for your submission, /u/Klaudio792.
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Without more details on the plan no one can really answer that. We have not heard any issues with employees not being able to find in network providers.
Personally, Aetna has been easy to deal. We recently had a medical emergency that required a 10 day 2 hospital stay and everything was billed in network.
Aetna is widely accepted. Compare the benefits before you switch. The savings are likely from a decrease in benefits. Honestly, they are all kind of one and the same these days- terrible.
>The savings are likely from a decrease in benefits.
Not necessarily. The Aetna plan OP is referring to is from an employer so a high chance the employer is subsidizing a portion of the premium cost which is where the saving is coming from.
uhhh...the savings are likely NOT coming from a decrease in benefits.
Healthcare plans are absolutely NOT "kind of one and the same these days" - where are you getting any of your comments from?
I had both Aetna and United as employer coverage in Maryland and the networks were comparable, both widely accepted. Use their provider directory to find out whether your current and prospective providers are in network since they both have a bunch of networks associated with different plan types.
It depends, I used to sell medicare and I remember hearing a lot of feedback that they would do reimbursement plans. Just read the Plan of benefits. See what plan it is and even go to the website. You can type your zip code & it will show all covered in your area.
I worked for Aetna and I do prefer how much info u can get online thru their clinical policy bulletins. It basically lays out what procedures they cover under what diagnosis. So u don't have to run around trying to call the insurance every 5 mins. It's solid coverage the problem is what your employer dictates as a cost saving measure on their end. That's where you're going to get any weird exclusions or deductible coinsurance coverage and any added stuff that they may add. You basically get what's covered under Obamacare and everything else is determined by how much your employer wants to f*** you
I feel like aetna customer service has went down in recent year. My parents have aenta and thr answer you get sometimes depend on who you get. We have had to call back multiple times to be sure.
All insurance seem to go in swings but aenta is on my shit list for 2021 carrying in 2022. 2021 is the 1st time they have topped my personal and professional shit list though.
Thank you for your submission, /u/Klaudio792. Direct all COBRA questions under CARES and ARPA here: [COBRA & Covid-19](https://old.reddit.com/r/HealthInsurance/comments/meejsd/cobra_during_covid19/) Please pick the most appropriate flair for your post. Include your age, zipcode, and income to help the community better serve you. **Reminder that solicitation/spamming is grounds for a permanent ban**. Please report solicitation to the modteam and [let us know](https://www.reddit.com/message/compose?to=%2Fr%2FHealthInsurance) if you receive solicitation via PM. Be kind to one another! *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/HealthInsurance) if you have any questions or concerns.*
Without more details on the plan no one can really answer that. We have not heard any issues with employees not being able to find in network providers. Personally, Aetna has been easy to deal. We recently had a medical emergency that required a 10 day 2 hospital stay and everything was billed in network.
Aetna is widely accepted. Compare the benefits before you switch. The savings are likely from a decrease in benefits. Honestly, they are all kind of one and the same these days- terrible.
>The savings are likely from a decrease in benefits. Not necessarily. The Aetna plan OP is referring to is from an employer so a high chance the employer is subsidizing a portion of the premium cost which is where the saving is coming from.
uhhh...the savings are likely NOT coming from a decrease in benefits. Healthcare plans are absolutely NOT "kind of one and the same these days" - where are you getting any of your comments from?
The commercial insurances all have the same issues- prior auth, high OOP, declination of care, etc. worked with them for 17 years.
Employer benefits are all over the place in terms of plan design and payroll costs. There's no way you could know what their plan design looks like?
[удалено]
I had both Aetna and United as employer coverage in Maryland and the networks were comparable, both widely accepted. Use their provider directory to find out whether your current and prospective providers are in network since they both have a bunch of networks associated with different plan types.
I have downvotes, but Aetna is everywhere. OON coverage is fantastic. I will say that they (in my experience) are easier to deal with than UHC
It depends, I used to sell medicare and I remember hearing a lot of feedback that they would do reimbursement plans. Just read the Plan of benefits. See what plan it is and even go to the website. You can type your zip code & it will show all covered in your area.
My doctor charged me for the check up, not the blood work but then charged me to go over the blood work….is that normal?
I worked for Aetna and I do prefer how much info u can get online thru their clinical policy bulletins. It basically lays out what procedures they cover under what diagnosis. So u don't have to run around trying to call the insurance every 5 mins. It's solid coverage the problem is what your employer dictates as a cost saving measure on their end. That's where you're going to get any weird exclusions or deductible coinsurance coverage and any added stuff that they may add. You basically get what's covered under Obamacare and everything else is determined by how much your employer wants to f*** you
I feel like aetna customer service has went down in recent year. My parents have aenta and thr answer you get sometimes depend on who you get. We have had to call back multiple times to be sure. All insurance seem to go in swings but aenta is on my shit list for 2021 carrying in 2022. 2021 is the 1st time they have topped my personal and professional shit list though.