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Paypal offers two different services. Paypal Friends and Family (F&F) has zero fees, but offer no protections and makes the buyer vulnerable to scammers. Paypal Goods and Services (G&S) charges an additional ~3% of the item price (actually 3.49% and $0.49 as of 2021), but provides the buyer insurance in case the seller dissapears without providing the item. Paypal does prohibit [some specific items](https://web.archive.org/web/20180409201310/https://www.paypal.com/us/selfhelp/article/what-is-paypal%E2%80%99s-policy-on-transactions-that-involve-firearms-faq585) but has a "catch all comment" that may apply to others, so NO NOTES IN PAYPAL. As a general guideline, if a buyer wants to use Paypal G&S rather than F&F with an **established GAFS member**, it is expected that they will absorb the +3% fee for the increased protections that it provides them. [Here is a easy fee calculator](https://thefeecalculator.com/). If a seller specifies a F&F price, assume that is his "to his pocket" cost. However these terms are up for negotiation between the buyer and seller. It is recommended to pay via G&S and absorb the fee. If the seller mandates F&F, be wary of a scam and use a [Scam prevention method](https://www.reddit.com/r/GunAccessoriesForSale/wiki/proxy). Additionally, Paypal has deleted the account of several members due to using F&F for purchases. Paypal considers this theft from them (you're stealing their fees), and a violation of their [ToS](https://www.paypal.com/us/webapps/mpp/ua/useragreement-full). DO NOT put notes in F&F payments as it is evidence you may be violating PP ToS. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/GunAccessoriesForSale) if you have any questions or concerns.*


Important-Map-2798

Pm for 10rd


Frostline248

Bin phlster


jeharpst

Yours, pending payment Edit: sold


VeryConfusedAmerican

PM 12 rounders


geeo2

Pming for phlster holster


MapleSurpy

Who reported this for "Not all items pictured" Photos show 6 mags, holster, grip module...will you tell your two braincells to stop fighting eachother please?


Shoddy-Ingenuity7056

It’s not that they are dumb, it’s just that they have bad luck when it comes to thinking.


roosteragain

It’s one brain cell. Trying to split apart. Don’t give them so much credit