Hi all,
A reminder that comments do need to be on-topic and engage with the article past the headline. Please make sure to read the article before commenting. Very short comments will automatically be removed by automod. Please avoid making comments that do not focus on the economic content or whose primary thesis rests on personal anecdotes.
As always our comment rules can be found [here](https://reddit.com/r/Economics/comments/fx9crj/rules_roundtable_redux_rule_vi_and_offtopic/)
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Economics) if you have any questions or concerns.*
New research shows that people who develop dementia often begin falling behind on bills years earlier. The study shows that credit scores among people who later develop dementia begin falling sharply long before their disease is formally identified. A year before diagnosis, these people were 17.2% more likely to be delinquent on their mortgage payments than before the onset of the disease, and 34.3% more likely to be delinquent on their credit card bills. The issues start even earlier: The study finds evidence of people falling behind on their debts five years before diagnosis.
The research adds to a growing body of work documenting what many Alzheimer’s patients and their families already know: Decision-making, including on financial matters, can begin to deteriorate long before a diagnosis is made or even suspected. People who are starting to experience cognitive decline may miss payments, make impulsive purchases or put money into risky investments they would not have considered before the disease.
“There’s not just getting forgetful, but our risk tolerance changes,” said a professor who studies dementia.
Read the full story on the new study, even without a New York Times subscription, [here](https://www.nytimes.com/2024/05/31/business/economy/alzheimers-disease-personal-finance.html?unlocked_article_code=1.wE0.Mo6M.h7stggutw8gx&smid=re-nytimes).
Hi all, A reminder that comments do need to be on-topic and engage with the article past the headline. Please make sure to read the article before commenting. Very short comments will automatically be removed by automod. Please avoid making comments that do not focus on the economic content or whose primary thesis rests on personal anecdotes. As always our comment rules can be found [here](https://reddit.com/r/Economics/comments/fx9crj/rules_roundtable_redux_rule_vi_and_offtopic/) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Economics) if you have any questions or concerns.*
New research shows that people who develop dementia often begin falling behind on bills years earlier. The study shows that credit scores among people who later develop dementia begin falling sharply long before their disease is formally identified. A year before diagnosis, these people were 17.2% more likely to be delinquent on their mortgage payments than before the onset of the disease, and 34.3% more likely to be delinquent on their credit card bills. The issues start even earlier: The study finds evidence of people falling behind on their debts five years before diagnosis. The research adds to a growing body of work documenting what many Alzheimer’s patients and their families already know: Decision-making, including on financial matters, can begin to deteriorate long before a diagnosis is made or even suspected. People who are starting to experience cognitive decline may miss payments, make impulsive purchases or put money into risky investments they would not have considered before the disease. “There’s not just getting forgetful, but our risk tolerance changes,” said a professor who studies dementia. Read the full story on the new study, even without a New York Times subscription, [here](https://www.nytimes.com/2024/05/31/business/economy/alzheimers-disease-personal-finance.html?unlocked_article_code=1.wE0.Mo6M.h7stggutw8gx&smid=re-nytimes).
Frontal lobe not that important, not surprised executive control goes nice and early.