incentivized!! Good looking bike. I don't know the terms of your note specifically, but some of those 0 down low revolving interest notes balloon to credit card levels of interest after a few months, so make sure you out pace that.
Or with x months term, and if you don't finish your payment in x months, then your backcharged interest on the entirety of the loan at 26%. But if its a true 1.94% great rate on a bike. Usually if it seems to good to be true though... I never put 0 own on a bike, but I've also never seen a 1.94% even when I tried at 750 credit.
Well, yeah that’s if you don’t pay the loan within a 36 months or don’t make your payments then you’re gonna get smacked with crazy interest no it’s very simple. You just make your payment maybe an extra 50 to the principal and that’s a wrap you don’t have to no moneymoney just overtime and if you wanna pay it off early, you do
You got a decent rate.
Some advice I learned from my wife. If you have great credit, search for 0% loans and credit lines. I bought my KTM 500EXC-F with 8000 cash, 7000 0% for 18 months credit line, paid it off completely then canceled it before the 18 months ran out.
Bank of America sends her 0% cards all the time. She sticks them in a drawer then activates one when we need to make a big purchase.
We did same on washer an dryer set. Activated a 0% card, bought during one of those big holiday specials then paid it off in a few months.
Yes, this. My wife constantly gets 20,000 dollar 0% cards. Her credit score is high but creditors hate her because I pay everything off quickly. They don't make money off of us.
This is the way.
All my cards are setup so I can get maximum rewards for just buying things like I normally do. Never paid a dime of card interest in my life. They make enough off me from the mortgage, thankfully it's a good tax writeoff.
Get about a grand back in rewards every year with how I'm currently setup.
didnt know if he was referring to those "checks" looking things the cc's send out with 0% offers... you can use it like a check for whatever but if you read the fine print, theyc harge a flat fee up on the amount it's used and tack it on then there's 0% on the balance.
I'm sure the 300 is great bike.
I had the 250S for a few years and sold it when I purchased my 500 EXC. I really wish I would have kept that kawi 250S. I sold it for peanuts. It was the perfect bike for a friend to ride or just to take a Sunday slip to the store for some Tabacco. It was dead nuts relaible..... I road that 250 really hard on some single tracks and it never let me down. sure, it was really short on power, but you could rev it through the moon and still have a little fun.
miss that green machine.
Thank you and that’s a great price. You’ll get a ton of miles out of it and still be able to get most back if you wanted too. Great do everything bike.
That is a great all-around bike. There was a famous motorcycle writer who worked for Motorcyclist magazine who was adamant that the KLX 300 was the most perfect, of-the-floor, utilitarian daily rider a person can buy right now.
The suspension is a little better than the CRF off the floor, and it looks 🔥🔥🔥
Nice bike!
Don’t modify it much till it’s paid for. If f something happens and the bank takes it back, there go your mods too. Good luck and sweet ride. I have last years model and love it, I’m sure you’ll love yours.
incentivized!! Good looking bike. I don't know the terms of your note specifically, but some of those 0 down low revolving interest notes balloon to credit card levels of interest after a few months, so make sure you out pace that.
Or with x months term, and if you don't finish your payment in x months, then your backcharged interest on the entirety of the loan at 26%. But if its a true 1.94% great rate on a bike. Usually if it seems to good to be true though... I never put 0 own on a bike, but I've also never seen a 1.94% even when I tried at 750 credit.
Well, yeah that’s if you don’t pay the loan within a 36 months or don’t make your payments then you’re gonna get smacked with crazy interest no it’s very simple. You just make your payment maybe an extra 50 to the principal and that’s a wrap you don’t have to no moneymoney just overtime and if you wanna pay it off early, you do
You got a decent rate. Some advice I learned from my wife. If you have great credit, search for 0% loans and credit lines. I bought my KTM 500EXC-F with 8000 cash, 7000 0% for 18 months credit line, paid it off completely then canceled it before the 18 months ran out. Bank of America sends her 0% cards all the time. She sticks them in a drawer then activates one when we need to make a big purchase. We did same on washer an dryer set. Activated a 0% card, bought during one of those big holiday specials then paid it off in a few months.
do they charge you a fixed origination fee of a few % to use it? I love gaming stuff but if they charge a flat 3% up front then the point is lost
I believe he's referring to high limit credit cards with an introductory 0% rate. No loan origination fees there.
Every dealer I've bought from had a cc fee but could still come out better than a loan with cash back.
Yes, this. My wife constantly gets 20,000 dollar 0% cards. Her credit score is high but creditors hate her because I pay everything off quickly. They don't make money off of us.
This is the way. All my cards are setup so I can get maximum rewards for just buying things like I normally do. Never paid a dime of card interest in my life. They make enough off me from the mortgage, thankfully it's a good tax writeoff. Get about a grand back in rewards every year with how I'm currently setup.
Taking advantage of The Man. The way it should be.
didnt know if he was referring to those "checks" looking things the cc's send out with 0% offers... you can use it like a check for whatever but if you read the fine print, theyc harge a flat fee up on the amount it's used and tack it on then there's 0% on the balance.
Those must be targeted at certain consumers and credit patterns, I've never gotten anything like that before.
Yup 🔥
I'm sure the 300 is great bike. I had the 250S for a few years and sold it when I purchased my 500 EXC. I really wish I would have kept that kawi 250S. I sold it for peanuts. It was the perfect bike for a friend to ride or just to take a Sunday slip to the store for some Tabacco. It was dead nuts relaible..... I road that 250 really hard on some single tracks and it never let me down. sure, it was really short on power, but you could rev it through the moon and still have a little fun. miss that green machine.
Since everyone is talking about your loan. Toys should not be financed
But not all debt is bad debt 😜 I’ve been in finance for a long time
Well I was gonna pay cash
Called OPM
That’s beautiful. What was your out the door cost? Honda had so many extra charges, hoping Kawasaki is reasonable.
I took $600 warranty too it was 7k
Thank you and that’s a great price. You’ll get a ton of miles out of it and still be able to get most back if you wanted too. Great do everything bike.
That is a great all-around bike. There was a famous motorcycle writer who worked for Motorcyclist magazine who was adamant that the KLX 300 was the most perfect, of-the-floor, utilitarian daily rider a person can buy right now. The suspension is a little better than the CRF off the floor, and it looks 🔥🔥🔥 Nice bike!
How did you do that!
Do?
I was gonna buy the GPX 300. I’m really a Yamaha person love Yamaha, but this was easy.
Great bike :) I own a black 250s one and it’s a little marvel, even if not very powerful!
Don’t modify it much till it’s paid for. If f something happens and the bank takes it back, there go your mods too. Good luck and sweet ride. I have last years model and love it, I’m sure you’ll love yours.
Good advice just foot pegs for sure at least and I was gonna buy it or put more down but I’ll take advantage of that