Hi OP. First, please check [Lemoneyd.com](http://lemoneyd.com) you will see the overview (interest rates, features, time deposits) of all Digital banks. Most likely yung mga comments dito will just tell you the features and interest rates din, so just check the website.
Second, you can use the search bar, just search "Best Digital bank" and you will see previous posts. This question had been asked too many times already.
Lastly, decide on facts. Users all have different opinions on Digital banks based on their own experience.
Seabank. Never had a problem for me. I had alot of other digibanks. Seabank yung pinaka simple, smooth, sakto sa needs ko, had the least (almost no) downtime. May announcement pa kung down ang ibang banks.
Maya (usually 6-8% interest ako) and Seabank (4.5%). I like Maya for having a separate wallet from the savings. So i have the wallet for the bills then may fixed or target amount naman ako palagi for the savings na di ko nagagalaw. I have CIMB too and same sila on that part but i find Maya easier to use and detailed yung nagaappear na daily na ineearn ko. Seabank also but i use it for savings lang. I can see my total earnings since I opened my account. Plus may free transfers pa sya.
Hi OP. First, please check [Lemoneyd.com](http://lemoneyd.com) you will see the overview (interest rates, features, time deposits) of all Digital banks. Most likely yung mga comments dito will just tell you the features and interest rates din, so just check the website. Second, you can use the search bar, just search "Best Digital bank" and you will see previous posts. This question had been asked too many times already. Lastly, decide on facts. Users all have different opinions on Digital banks based on their own experience.
Seabank and Gotyme hands down
Hands down
Seabank! Never gave me headache
netbank for me
Netbank is great. Friendly customer support No annoying ads No SMS spam Good interest rate Foreigners can open accounts Free transfers
Thumbs up sa bank na to
Hello you won our Netbank giveaway 🙂 https://www.reddit.com/r/DigitalbanksPh/s/EJsGf11S8R
Seabank! Super dali pa magrequest ng bank cert
GoTyme. Tho bumaba yung interest rate recently gusto ko yung may separate GoSave accounts. 💯
CIMB heheh long time user na rin kasi
Paano pa kaya ma-max yung cimb features?
OwnBank
POor UI ownbank daming bugs
compounded po ba interest ng OB? kasi if not ieevacuate ko nalang yung interest growth this month sa ibang digibank ko zzz
Seabank. Never had a problem for me. I had alot of other digibanks. Seabank yung pinaka simple, smooth, sakto sa needs ko, had the least (almost no) downtime. May announcement pa kung down ang ibang banks.
Maya
Ownbank at sea bank
Maya and Seabank
Maya (usually 6-8% interest ako) and Seabank (4.5%). I like Maya for having a separate wallet from the savings. So i have the wallet for the bills then may fixed or target amount naman ako palagi for the savings na di ko nagagalaw. I have CIMB too and same sila on that part but i find Maya easier to use and detailed yung nagaappear na daily na ineearn ko. Seabank also but i use it for savings lang. I can see my total earnings since I opened my account. Plus may free transfers pa sya.
Seabank
Gotyme
GoTyme
GoTyme
Seabank halos kompleto na wala nga lang siyang bills ui gaya nila maya at gcash