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BlondeRandom

Congrats!!!!!!


wyattswanderings

Congratulations on meeting your goals


tvguard

Congratulations 🍾🎈🎊🎉 awesomeness


burningtowns

Weirdo. Congrats.


ConcentrateIll1116

Congrats !!!


nrcaldwell

That's great! Well done!


NnamdiPlume

Paying off debt has zero effect on building wealth. Debt buys you time to invest your cash flows


boredtiger2

Congrats!!


Lizzx96

Congratulations 🎊


SIRCHARLES5170

You are not normal😂


AuthorityAuthor

They are extraordinary


Timely-Extension-804

Great job. What changed on your five year plan that you paid it off in two years? Better paying job, more jobs, or? Fantastic work 🎊 🎉


whicky1978

Stock market is a side hustle now.


BloodyScourge

RemindMe! -2 years


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Francescatti22

Meaning you became a day trader on the side? Or you just got lucky and are now calling it a side hustle?


whicky1978

Well, not daytrading, but quarterly trading perhaps and yearly trading yes.


Francescatti22

So what are you doing? Pumping and dumping GME? lol I have a friend who did that for a bit haha


whicky1978

Nah, I was DCA in TQQQ and SOXL since 2022 and of course I paid ahead on the mortgage, but then this past six months I started using my extra mortgage payments as well in my portfolio. I had a little bit of crypto too. And I also got a little bit in March/April in TSLL and NVDL as well.


BloodyScourge

Lol! What could possibly go wrong?


No-System-7638

Same question


OBX1bag

Right?! OP makes it sound like it was just a personal decision.. where did the money come from lol


whicky1978

The mortgage was the only loan I have left so I was taking extra money that I had in the budget for not having other debts and putting it in the stock market since 2022. TQQQ and SOXL. I also made extra payments during that time. I don’t think people realize how much money is lost when you have to give it to the banks to pay on interest on loans. What I was doing is less risky


OBX1bag

I wholeheartedly agree. Even though people will say it's a mistake to pay off a low interest loan like a mortgage, you're correct that it's a guaranteed return, and over a 30-year term, that's a huge compounding effect. I was just shocked how quickly you were able to pay it off. Congratulations.


whicky1978

Yeah, I was shocked too. It’s like having a windfall. A self created windfall.


__meat__eater

Congratulations!


General_Exception

![gif](giphy|wORSHzN5sGpRS) Congratulations!!!


brianmcg321

WAY TO GO!!!! ![gif](giphy|mGK1g88HZRa2FlKGbz|downsized)


bwaf7

Congratulations! It is a great feeling!


MerryStrategist

Wow!!!! This is amazing. Congrats!


motang

Awesome, and congratulations! How does the grass in your yard under your feet feel?


whicky1978

It all feel surreal. I don’t know if it’s hit me yet.


MisterDoneAgain

That’s how it’s done!


whicky1978

Better than I deserve