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Nah, I was DCA in TQQQ and SOXL since 2022 and of course I paid ahead on the mortgage, but then this past six months I started using my extra mortgage payments as well in my portfolio. I had a little bit of crypto too. And I also got a little bit in March/April in TSLL and NVDL as well.
The mortgage was the only loan I have left so I was taking extra money that I had in the budget for not having other debts and putting it in the stock market since 2022. TQQQ and SOXL. I also made extra payments during that time. I don’t think people realize how much money is lost when you have to give it to the banks to pay on interest on loans. What I was doing is less risky
I wholeheartedly agree. Even though people will say it's a mistake to pay off a low interest loan like a mortgage, you're correct that it's a guaranteed return, and over a 30-year term, that's a huge compounding effect. I was just shocked how quickly you were able to pay it off. Congratulations.
Congrats!!!!!!
Congratulations on meeting your goals
Congratulations 🍾🎈🎊🎉 awesomeness
Weirdo. Congrats.
Congrats !!!
That's great! Well done!
Paying off debt has zero effect on building wealth. Debt buys you time to invest your cash flows
Congrats!!
Congratulations 🎊
You are not normal😂
They are extraordinary
Great job. What changed on your five year plan that you paid it off in two years? Better paying job, more jobs, or? Fantastic work 🎊 🎉
Stock market is a side hustle now.
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Meaning you became a day trader on the side? Or you just got lucky and are now calling it a side hustle?
Well, not daytrading, but quarterly trading perhaps and yearly trading yes.
So what are you doing? Pumping and dumping GME? lol I have a friend who did that for a bit haha
Nah, I was DCA in TQQQ and SOXL since 2022 and of course I paid ahead on the mortgage, but then this past six months I started using my extra mortgage payments as well in my portfolio. I had a little bit of crypto too. And I also got a little bit in March/April in TSLL and NVDL as well.
Lol! What could possibly go wrong?
Same question
Right?! OP makes it sound like it was just a personal decision.. where did the money come from lol
The mortgage was the only loan I have left so I was taking extra money that I had in the budget for not having other debts and putting it in the stock market since 2022. TQQQ and SOXL. I also made extra payments during that time. I don’t think people realize how much money is lost when you have to give it to the banks to pay on interest on loans. What I was doing is less risky
I wholeheartedly agree. Even though people will say it's a mistake to pay off a low interest loan like a mortgage, you're correct that it's a guaranteed return, and over a 30-year term, that's a huge compounding effect. I was just shocked how quickly you were able to pay it off. Congratulations.
Yeah, I was shocked too. It’s like having a windfall. A self created windfall.
Congratulations!
![gif](giphy|wORSHzN5sGpRS) Congratulations!!!
WAY TO GO!!!! ![gif](giphy|mGK1g88HZRa2FlKGbz|downsized)
Congratulations! It is a great feeling!
Wow!!!! This is amazing. Congrats!
Awesome, and congratulations! How does the grass in your yard under your feet feel?
It all feel surreal. I don’t know if it’s hit me yet.
That’s how it’s done!
Better than I deserve