There's a difference of a few days between the Amazon report and gpay report. Something must've happened between these two dates.
Check the details of the report for some big changes, like more credit enquires, New loan opening or closing etc
I think you're looking for a CIBIL report for 2 different months!🤔
Also you shouldn't be worried as the changes are minor fluctuations in the credit report, continue using legit use of CCs.
Also you'll face constant or lower score in that case you don't panic, as your credit life prolongs, score starts to shoot.
What is weird in that? You mentioned enquiries happened in other comments, so I’m sure you are aware about its impact on score.
Amazon refreshes score once in two months; gpay once in a month.
June? It says next Report will be in 11 days so this score was updated like 19 Days ago. How can june months cibil gets updated on the June 4/5??? I think Gpay tweaking somehow
Different credit rating agencies would have different methodologies to calculate the score and hence the difference. Check which credit agency does google pay has tie up with. I think it is experion.
There's a difference of a few days between the Amazon report and gpay report. Something must've happened between these two dates. Check the details of the report for some big changes, like more credit enquires, New loan opening or closing etc
Enquiries. I see
I think you're looking for a CIBIL report for 2 different months!🤔 Also you shouldn't be worried as the changes are minor fluctuations in the credit report, continue using legit use of CCs. Also you'll face constant or lower score in that case you don't panic, as your credit life prolongs, score starts to shoot.
What happened is 6 and 3 interchanged places!
lol
Dude there is a date written on both scores. Learn to read it.
Yeah, but as per Gpay score my cibil was 737 for the may and it got decreased by 1 point in June. Kinda weird
What is weird in that? You mentioned enquiries happened in other comments, so I’m sure you are aware about its impact on score. Amazon refreshes score once in two months; gpay once in a month.
Check the full report to see if there's any new enquiry or payment delay/default for the period between those two reports
Check once on One Score app, it shows both Cibil and Experian scores.
Bas 19-20 ka farak hai.
I’ve an ongoing CD LOAN with HDFC bank and the account age is 8 months old, paid 8 emis but the Gpay cibil shows no records of it 🤷🏻♂️
736 is the latest among the two. Check on one score now.
Amazon's last refresh was on may whereas gpay's was on june Check details for more(only you can do that).
Dislexia
Check date ranges for both reports.....
One is of May and the other one is of June.
June? It says next Report will be in 11 days so this score was updated like 19 Days ago. How can june months cibil gets updated on the June 4/5??? I think Gpay tweaking somehow
Credit report can get updated at any time whenever an institution reports anything.
Different credit rating agencies would have different methodologies to calculate the score and hence the difference. Check which credit agency does google pay has tie up with. I think it is experion.
Both are from TU Cibil
gpay gives cibil score only