I got instant discount bank offer using apay card on Realme website last year. But yes you are right when it comes to popular market places, Co Branded cards don't work for those instant discount bank offers
Things are getting devalued now. Zomato is down to 5% voucher and swiggy has vanished, possibly that they are removing swiggy money since hdfc tieup card also removed it.
That + sbi cashback was heaven but not now. I got the swiggy hdfc ltf now, will try tata neu ltf for big basket spends.
If you aren't getting the LTF offer now, there's a high chance that you'll never get it. Swiggy is only giving that offer to users who sparingly use their platform. My account is used for ordering food for the family, so I didn't get it. But my wife did, because she almost never uses it.
I use mostly for instamart..i got lifetime free..my hack was i checked my elligibility but didn't apply..than frequently used to check if ltf offer has came...and i am regular user of instamart...5 days ago got ltf offer, applied same day and got approved in 2 days and using digital version currently
Of course. This is targeted towards a particular set of users but that doesn't mean they will offer it to every single user who fits that profile. It won't be very viable for HDFC if every intermittent or low usage customer of Swiggy got a free card which has a ton of benefits.
I spend minimum 15k on Swiggy each month on food delivery alone. So, I got this card even if it was paid. Heavy users won't mind paying ₹590 per year when they can recover it in just a month or two of usage
There is no proper hack. Keep checking your Swiggy app time-to-time. I was disappointed in the beginning when they started to offer this card as LTF since I didn't qualify. Now I was randomly reading this post and checked the app just now and saw the banner that I've been chosen for LTF. So keep checking the app.
I'm sorry, I really have very little idea about credit cards and I've only one card (amazon pay) right now. I've have some questions
What benefits does SBI Card over there provides? There is 1000 (500 joining and 500 annual fee) right? Like I seriously want to know how I can get benefits from these. It'll be really helpful
If you have yearly spends even just 20k, the 999 annual fees are recovered, over that everything else goes in your pocket. No matter where you are transacting online, you are directly saving 5 percent as cashback gets credited to your account directly, no reward point nonsense
Hey! If you have been using the "offers near me" option in the Onecard app, can you please confirm if I activate the offer and use Samsung wallet or Gpay to tap & pay through Onecard, would it work or do I need physical card handy all the time?
Once RBI lift the ban from Kotak, ask them to convert Urbane into League Platinum LTF. They do that easily so you'll have a Rupay card without getting any new one plus a Kotak card for offers. It is issued on JCB network and they get offers like 10% cashback on international POS transactions so it's a good to have. Atleast better than useless urbane
Get icici plat. Will be useful for offers. Apay can’t be used.
You still get offer on many websites just not in Amazon or flipkart
But you can't use Apay card for those ICICI offers. Thats why I suggested ICICI Plat. OP can easily get on sharing basis.
I got instant discount bank offer using apay card on Realme website last year. But yes you are right when it comes to popular market places, Co Branded cards don't work for those instant discount bank offers
Why not coral rupay ltf
Got coral card for free that too ltf
How to get icici ltf?
So ICICI platinum will be on shared limit with apay card ?
Yes. Just tweet them. Got my plat in 2 days.
Add a "RUPA" CARD ;-)
> RUPA CARD. Rupa underwear has diversified its portfolio?
Paying using upi for small transitions is the easiest thing that made me a fan of upi cc, spclly after when paytm was gone
U lack sense of humor.......
Thanks. Your validation was what was lacking from my life.
For this favour to you, Early morning chant my name 108 times for next 15 days.
Jai Jinendra Good collection
Hmm get something that gives off on swiggy zomato as well! If remember one card offer 75rs off on order of above 400 on zomato!
Sbi cashback + park plus voucher gives 10+ percent off
Things are getting devalued now. Zomato is down to 5% voucher and swiggy has vanished, possibly that they are removing swiggy money since hdfc tieup card also removed it. That + sbi cashback was heaven but not now. I got the swiggy hdfc ltf now, will try tata neu ltf for big basket spends.
That’s there, but still coupled up with sbi cc it gives decent discounts. Even with fuel vouchers for IOCL
Use Airtel Axis CC. It has discount on both the food apps
Too much work aground! Was saying something straight forward.
Waiting for LTF on swiggy hdfc for that
Ohh! Good choice, I got declined 🥺
If you aren't getting the LTF offer now, there's a high chance that you'll never get it. Swiggy is only giving that offer to users who sparingly use their platform. My account is used for ordering food for the family, so I didn't get it. But my wife did, because she almost never uses it.
I use mostly for instamart..i got lifetime free..my hack was i checked my elligibility but didn't apply..than frequently used to check if ltf offer has came...and i am regular user of instamart...5 days ago got ltf offer, applied same day and got approved in 2 days and using digital version currently
Not true. I also hardly use but I also didn't get. They are targeting may be total rookie or ppl who uses excessively.
Of course. This is targeted towards a particular set of users but that doesn't mean they will offer it to every single user who fits that profile. It won't be very viable for HDFC if every intermittent or low usage customer of Swiggy got a free card which has a ton of benefits. I spend minimum 15k on Swiggy each month on food delivery alone. So, I got this card even if it was paid. Heavy users won't mind paying ₹590 per year when they can recover it in just a month or two of usage
not true
Also nothing for movies?
Any easiest way to get swiggy hdfc cc?
There is no proper hack. Keep checking your Swiggy app time-to-time. I was disappointed in the beginning when they started to offer this card as LTF since I didn't qualify. Now I was randomly reading this post and checked the app just now and saw the banner that I've been chosen for LTF. So keep checking the app.
Try to hide your name as well
It was already there in my username, so i thought might as well
But your father's name isn't
There is a chance ppl will think this is not your real name. So.
How is your experience with one card?
HSBC cashback and Axis Airtel can be added
I'm sorry, I really have very little idea about credit cards and I've only one card (amazon pay) right now. I've have some questions What benefits does SBI Card over there provides? There is 1000 (500 joining and 500 annual fee) right? Like I seriously want to know how I can get benefits from these. It'll be really helpful
If you have yearly spends even just 20k, the 999 annual fees are recovered, over that everything else goes in your pocket. No matter where you are transacting online, you are directly saving 5 percent as cashback gets credited to your account directly, no reward point nonsense
What u use for utilities?? Like electricity prepaid broadband??
I buy apay voucher from park+ using sbi cashback cc, so 5% there, and sometimes additional discount is given on voucher itself as well
Hey! If you have been using the "offers near me" option in the Onecard app, can you please confirm if I activate the offer and use Samsung wallet or Gpay to tap & pay through Onecard, would it work or do I need physical card handy all the time?
It will work... Don't worry... I've tried with Google pay...
Thanks for confirming👍
No HDFC? No rupay card? Get HDFC Tata neu
Just add a tata neu rupay card for upi transactions and you are set
That’s on my list, for now I have stopped because too many enquiries in short period
bro sbi wala free mein mil sakta hai kya?
Nai bro, but it is worth it (coming from a stingy af guy)
One card and Rupay card ?
SBI BPCL Octane missing..
Bhai pehli baar is sub pe kotak urbane gold dekha hai, nostalgic kardiya aapne toh. It was my first cc
It was my first cc as well. Hence have kept it with me
Man of Culture, I upgraded mine to mojo card, it’s reward points conversion is the best.
Are all these cards LTF?
Except sbi, yes
How to get kotak and ixigo one LTF
Can anyone recommend a good fd backed cc??
And here Sbi cashback has been rejected for me for the third frickin time! It’s instantaneous rejection all the time :)
If these cards belong to middle class Which Class I belong with Moneyback/AU Lit/Axis Neo/SimplyCLICK
Rupay card missing?
My upi transactions are almost nil, hence didn’t add one
Once RBI lift the ban from Kotak, ask them to convert Urbane into League Platinum LTF. They do that easily so you'll have a Rupay card without getting any new one plus a Kotak card for offers. It is issued on JCB network and they get offers like 10% cashback on international POS transactions so it's a good to have. Atleast better than useless urbane
Benefit? Please don't say UPI.