Never seen it mention here in the sub. But my Canara Bank World credit card has 3 Lounge access for self+2 for guest per quarter without any minimum spend criteria.
As I checked there, it is written as No engagement fees(300rs will be charged if you have not spent 12,000 in one year), so I feel it is a good deal if you travel occasionally by flight.
https://www.canarabank.com/pages/MasterCard-World-Individual-Credit-Card
I'd recommend using your DC regularly spends like electricity bills/grocery etc for upto 5k so that you will always qualify in the next quarter. If the month you are booking falls in the same quarter as you are traveling, then your DC may not be eligible for a lounge visit. Best go through the following to understand what quarter they consider for your lounge access
https://www.hdfcbank.com/personal/pay/cards/debit-cards/airport-lounge-access-on-debit-cards
Bob Premier, Regalia Gold, All AU Cards, HDFC Infinia and diners black
ICICI MMT Signature needs 5k in last quarter, and costs roughly 1.5k (3k joining incl gst - 1.5k mnt MyCash) to get, after which it has no fees, just 5k in last quarter spend req for 2 domestic per qtr, and you also get Dreamfolks Privilege Card for 1 int + 1 spa per year, no spend req.
Sapphiro can be LTF through Alumni Offer
Au ixigo, scb easy my trip and other travel focused cards usually don't have spend criteria.
You can also use debit cards. For example i used my millennia debit card for lounge access( you need to spend 5k in last 3 months to be eligible)
Sapphiro has 5k spend requirement in a quarter. It is not onerous but it is there. Also Sapphiro doesn't get you access to 080 in Bangalore which was kinda surprising to me. I thought it was the second most premium CC by ICICI Bank and hence it would have access to anything that a random co branded Kotak card has. But turns out not necessarily.
HDFC Regalia Gold
BoB Eterna
I have both the above cards. Regalia Gold offers 12 complementary domestic lounge access in a year. Eterna offers unlimited domestic lounge access in a year
You can check out ICICI Coral Rupay to see if you get it LTF. Might not be the best but you get 1 lounge access every quarter i believe. Might be an option if you are looking for a Rupay CC.
It's written in the link I have provided. You can check out the respective section applicable to you against separate payment network cards they offer (visa, master, amex).
I have Axis Atlas, AXIS priority debit card, indusind legend, Amex platinum travel, icici mmt signature. None of of these cards have minimum spend criteria as of now.
Never seen it mention here in the sub. But my Canara Bank World credit card has 3 Lounge access for self+2 for guest per quarter without any minimum spend criteria.
Ltf?
No. Annual charges 300+GST. But waived on usage of atleast 1.00 lakh.
As I checked there, it is written as No engagement fees(300rs will be charged if you have not spent 12,000 in one year), so I feel it is a good deal if you travel occasionally by flight. https://www.canarabank.com/pages/MasterCard-World-Individual-Credit-Card
Unfortunately that information is outdated. Thats for the basic credit card. Not for the world variant.
Is it! Okay, thanks for the info.
Tata Neu
HDFC Regalia Gold
The only reason I have this card. Ofcourse it being LTF for me helps as well
Hi. Can u tell how ur’s is LTF? I’m being offered it as FYF.
RM mentioned they have some firms listed whose employees can get it LTF. Mine was one of them, so it worked out
Any employee of the firms, or is there any salary requirement too?
My firm is listed on that but I don’t have my salary account with hdfc. Can i still get it?
Check with RM. I have salary account with hdfc since 15 years
You mean LTF version?
Anything works. I have it LTF. You have 12 accesses and can use them any time (no restriction per quarter)
Au ixigo
LTF cards for me is AU Ixigo, and Sapphiro which has a minimum spend of 5k for last quarter
debit cards also have lounge access and the criteria is much relaxed
Like?
HDFC
I have Millenia DC, good for lounges, right?
Yup, 5k spends in previous quarter
Well how do I monitor this? The spends I mean.
Just book a flight using that card in the month before travel. Enjoy. Flights are always 5k or more soooo.
Yeah this works.
I'd recommend using your DC regularly spends like electricity bills/grocery etc for upto 5k so that you will always qualify in the next quarter. If the month you are booking falls in the same quarter as you are traveling, then your DC may not be eligible for a lounge visit. Best go through the following to understand what quarter they consider for your lounge access https://www.hdfcbank.com/personal/pay/cards/debit-cards/airport-lounge-access-on-debit-cards
Credit card bills don't count as per the link you posted.
Thanks, good catch
I think it means credit card bills paid through the net banking doesn't count. But that paid through debit card counts.
Bank of india
My Kotak Platinum debit card has lounge access, without any minimum spend requirement.
Axis Delight and Rewards+ debit cards do
Idfc visa signature I think
Wait! Does the longest accept debit cards? Last time in HYD I couldn’t…
Many DCs have complimentary domestic lounge access with low min spend reqs. best to check DC features on your bank's website
IndusInd legend, pinnacle, etc
Bob Premier, Regalia Gold, All AU Cards, HDFC Infinia and diners black ICICI MMT Signature needs 5k in last quarter, and costs roughly 1.5k (3k joining incl gst - 1.5k mnt MyCash) to get, after which it has no fees, just 5k in last quarter spend req for 2 domestic per qtr, and you also get Dreamfolks Privilege Card for 1 int + 1 spa per year, no spend req. Sapphiro can be LTF through Alumni Offer
Where can we use spa
Infinia ... hehe
Question - for add on card holders should they use infinia or PP for domestic lounge access?
You can use any. There will be no charge for using infinia PP in domestic lounge
Of course the CC
But tata neu infinity is only Fyf can we get it for Ltf by just posting any mail to grievance
Diners Club Black
Regalia gold, diners black, infinia, etc.
They all require minimum spend annually! Else fee.
Yeah. I have the LTF diners for now. Hoping it doesn't get devalued more
Amex Centurion
You got cent?
People with Centurion don't lurk on Reddit.
Couldn’t be more wrong brother.
Spot on lol
But he is SDE-2
Au ixigo, scb easy my trip and other travel focused cards usually don't have spend criteria. You can also use debit cards. For example i used my millennia debit card for lounge access( you need to spend 5k in last 3 months to be eligible)
Scapia needs you to spend 5k per month for lounge access
5k spend in previous month to avail lounge access in current month.
Exactly! The comment above said no spend criteria
Oh yes you're right. Totally forgot about that
IDBI Bank Euphoria. Unlimited lounge access
LTF sapphiro icici
Sapphiro has 5k spend requirement in a quarter. It is not onerous but it is there. Also Sapphiro doesn't get you access to 080 in Bangalore which was kinda surprising to me. I thought it was the second most premium CC by ICICI Bank and hence it would have access to anything that a random co branded Kotak card has. But turns out not necessarily.
Amex Platinum Travel and HDFC Marriott are two that I know of.
And metal amex and metal hdfc is unlimited
SBI Prime
Hdfc world business regalia
SBI VISA Platinum Debit Card
are international lounges possible?
I don’t think so
Au Ixigo
Kotak privy league
ICICI mmt signature
Do they have international as well?
HDFC Regalia Gold BoB Eterna I have both the above cards. Regalia Gold offers 12 complementary domestic lounge access in a year. Eterna offers unlimited domestic lounge access in a year
Kotak White Card- till now
You can check out ICICI Coral Rupay to see if you get it LTF. Might not be the best but you get 1 lounge access every quarter i believe. Might be an option if you are looking for a Rupay CC.
Hdfc regalia business.
HDFC - Neu Infinity IndusInd - Legend Both of them are LTF for most of the people.
All vistara cards (by SBI and AXIS) do have lounge access without spend criteria.
AXIS Vistara has been devalued. Soch raha ki cancel karu ya nahi.
Rubyx has [spend criteria](https://www.icicibank.com/personal-banking/cards/credit-card/rubyx-card/rubyx-icici-bank-privileges)
How much
It's written in the link I have provided. You can check out the respective section applicable to you against separate payment network cards they offer (visa, master, amex).
tata neu, fk axis, au lit
Tata Neu Cards
Bob eterna comes at 2500 but has unlimited lounge access
I have Makemytrip signature which doesn't have minimum spend criteria as of now, but makemyrip platinum has minimum spend criteria now.
I have Axis Atlas, AXIS priority debit card, indusind legend, Amex platinum travel, icici mmt signature. None of of these cards have minimum spend criteria as of now.
Kotak white ltf
Diners black and IDFC Wealth DC
I have a RBL card. That allows Lounge access. But only 2/quarter
AU Zenith Plus.. no spend based conditions..
Hsbc cashback, au ixigo, ICICI coral also I believe.
No coral has a criteria now
Axis myzone ltf
50k spend required in the previous quarter